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How the Delta SkyMiles® Gold American Express Card’s Travel Insurance Works

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Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

Whether you are traveling internationally or within the U.S., it is advantageous to have travel insurance if plans go awry. Many credit cards include some form of travel insurance to cover travel booked using the card.

The Delta SkyMiles® Gold American Express Card has some protections, but not all travel insurance policies are created equal. For example, who qualifies and under what circumstances? Here is what you need to know about Delta SkyMiles® Gold American Express Card travel insurance. Terms apply.

trip protection on delta

When does the Delta SkyMiles® Gold American Express Card provide coverage?

Delta SkyMiles® Gold American Express Card

The insurance coverage that comes with the Delta SkyMiles® Gold American Express Card applies to the cardholder and traveling companions as long as they permanently reside in the U.S. and use the card to pay for the travel purchase. Terms apply.

The insurance will cover car rental loss or protection and baggage delay or damage, and it includes a global hotline for assistance. You must pay for the entire trip with the card. Using SkyMiles to cover the cost of the trip is not eligible for travel insurance benefits. Terms apply.

» Learn more: Common myths about travel insurance and what it covers

AmEx Delta travel insurance benefits and limits

The card provides only limited forms of travel coverage, which does not include if your trip gets canceled or delayed. It does include car rental coverage, bag delay assistance and a global assistance hotline for emergency help when traveling. Terms apply.

Car rental coverage

This is one of the biggest travel benefits that comes with the card, but it is secondary to other insurance you have. The cardholder must use the card to pay for the entire rental, although the use of certain coupons or discounts is allowed. You must be the cardmember or an authorized user on the card and have signed the rental agreement. Terms apply.

Your permanent residence must also be within the 50 U.S. states, the District of Columbia, Puerto Rico or the U.S. Virgin Islands. Terms apply.

» Learn more: Do Delta credit cards have rental car insurance?

To activate the coverage, you must decline the full collision damage waiver or pay for a partial collision damage waiver at the rental desk. The policy covers damage or theft to a rental vehicle up to $50,000, but several vehicle types are excluded from coverage including off-road vehicles, motorcycles, mopeds, vans with more than eight seats or cars rented in Italy, Australia or New Zealand, among others. Terms apply.

Global baggage protection

This type of insurance covers lost, delayed or stolen baggage, whether mishandled via an airline as a carry-on or checked item. The protection will provide a reimbursement of up to $1,250 per covered person or up to $250 per high-risk item like jewelry, sports equipment or computers. The card must have been used to pay for the eligible travel. Terms apply.

Checked bags are protected only when on the aircraft, while carry-on bags are protected on board the aircraft, at the airport and in transit to the airport. There are numerous exclusions to protection benefits, too, including sunglasses, contact lenses, hearing aids and prescription medication, among other items. Terms apply.

» Learn more: The guide to baggage insurance

Global Assist hotline

When traveling more than 100 miles away from home, you can take advantage of the Global Assist hotline for emergency coordination or assistance at any hour, as long as you’ve used your Delta SkyMiles® Gold American Express Card to pay for the trip. This can come in handy when you’re in a pinch. Terms apply.

The service can help with lost passports , wiring cash, providing medical or legal referrals or offering advice with a bag delay. While there is a fee for some of these services, it is good to have a resource to know where to start. Terms apply.

How to claim AmEx travel insurance

Filing an insurance claim with AmEx can be done online at americanexpress.com/onlineclaim or by calling 800-228-6855. Claim information is available in the documentation and benefits guide mailed to you when you receive the card.

Keep all supporting documentation because it will be required when filing a claim.

You must file a claim within a certain time period after an incident. Be sure to verify all deadlines to ensure you don’t miss out on coverage.

The documentation can include details from the airline or other transportation carrier about missing bags, receipts for purchases or other proof of covered items that were lost, damaged or stolen.

» Learn more: How much is travel insurance?

What if the card benefits aren’t enough?

Depending on the type of trip you take or the items you travel with, you may determine that Delta SkyMiles® Gold American Express Card travel insurance is not enough, especially because it doesn’t include trip interruption or delay insurance. That’s why you may want to consider purchasing additional coverage.

To search for a policy, contact your insurance provider or check out an insurance comparison site such as Squaremouth. There are numerous kinds of policies , including travel medical insurance, long-term travel insurance or “Cancel For Any Reason” insurance . The latter is often an upgrade to existing coverage but can refund a large chunk of your expenses — no matter what the reason for cancellation.

» Learn more: The best travel insurance companies

Delta SkyMiles® Gold American Express Card travel insurance, recapped

Whether you use travel insurance that comes with your credit card or buy another policy, it is helpful to know you have coverage in the event of a trip mishap or emergency. Be familiar with the intricacies of each plan because they can vary.

The Delta SkyMiles® Gold American Express Card travel insurance offers basic protections that can help when hiccups occur along the way, but it does not provide the most comprehensive protections that other cards may have . Terms apply.

Insurance Benefit: Global Assist Hotline

You can rely on Global Assist Hotline 24 hours a day / 7 days a week for medical, legal, financial or other select emergency coordination and assistance services while traveling more than 100 miles away from your home. Third-party service costs may be your responsibility.

Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.

Please visit americanexpress.com/benefitsguide for more details.

If approved and coordinated by Premium Global Assist Hotline, emergency medical transportation assistance may be provided at no cost. In any other circumstance, Card Members may be responsible for the costs charged by third-party service providers.

Insurance Benefit: Car Rental Loss & Damage Insurance

Car Rental Loss and Damage Insurance can provide coverage up to $50,000 for theft of or damage to most rental vehicles when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the Commercial Car Rental Company. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Geographic restrictions apply.

Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

Insurance Benefit: Baggage Insurance Plan

Baggage Insurance Plan coverage can be in effect for Eligible Persons for eligible lost, damaged, or stolen Baggage during their travel on a Common Carrier (e.g. plane, train, ship, or bus) when the entire fare for a Common Carrier Vehicle ticket for the trip (one-way or round-trip) is charged to an eligible Account. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier (e.g. plane, train, ship, or bus). For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip.

Underwritten by AMEX Assurance Company.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2024 :

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

Chase Sapphire Preferred Credit Card

on Chase's website

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

Capital One Venture Rewards Credit Card

on Capital One's website

2x-5x Earn unlimited 2X miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.

75,000 Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.

trip protection on delta

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WHY TRAVEL PROTECTION? Your vacation is an investment of time and money. Delta Vacations, in conjunction with Trip Mate, the foremost provider of travel protection plans and travel insurance, help assure your investment, yourself, and your family are protected from the unexpected.

PLAN OPTIONS AT A GLANCE

We offer two travel protection options for you to choose from:

  • Travel Protection Plan — offering basic coverage
  • Travel Protection Plan PLUS  — a more extensive option — including all of the benefits with the Travel Protection Plan — PLUS a lowest-price guarantee and more convenient method of payment on your refund

trip protection on delta

Plano de proteção de viagem

With the Travel Protection Plan, you're provided with pre- and post-departure coverage.

Lowest price guarantee

Cancel for any reason

Refund of cancellation fees

Documentation required

Purchase period

For Complete Details go to: 

Travel Protection Plan PLUS

Received in the original form of payment 1

May be purchased any time prior to final payment 1

www.tripmate.com/wpF409N  , opens in a new window

Received in the form of a Delta Vacations voucher 2

May be purchased any time prior to final payment 2

www.tripmate.com/wpF409B , opens in a new window

1 The Cash Back refund option, coverage of pre-existing conditions and Price Protection only applies if the Travel Protection Plan Plus is purchased within seven (7) days of your initial deposit for your trip (and for pre-existing conditions, must not be disabled from travel at the time the plan is purchased). 2 The Cancel For Any Reason Waiver and coverage of pre-existing conditions applies only if the Travel Protection Plan is purchased within seven (7) days of your initial deposit for your trip, and must not be disabled from travel at the time the plan is purchased.

Cancel For Any Reason Waiver (provided by Delta Vacations)

  • The standard coverage of the Travel Protection Plan protects the cost of your vacation and protects you from most cancellation penalties. Also, you can cancel for any reason, and have comfort in knowing that your travel investment is protected. You must cancel before your scheduled departure.
  • The Cancel For Any Reason Waiver is provided by Delta Vacations, and is not an insurance benefit underwritten by United States Fire Insurance Company.

In addition to Pre-Departure Trip Cancellation, the plan includes other benefits to help protect you from the unexpected during your vacation, such as:

  • Medical and emergency assistance — includes benefits up to $25.000 for medical expenses, emergency medical transportation and 24-hour emergency assistance service for illness or injury during the trip.
  • Post-departure trip interruption — covers you up to the original cost of your trip, when you must interrupt your trip or return home early for covered reasons, such as sickness, injury or other covered reasons.
  • Travel delay — pays up to $100 per day for meals and accommodations when you are delayed on your trip for 12 hours or more.
  • Baggage delay — reimburses you up to $250 for clothing and personal items if your luggage is delayed more than 24 hours.
  • Loss or damage to baggage or personal effects — covers up to $2.500 for loss or damage to baggage or personal effects that occur during the trip.
  • If purchased, everyone on the booking must purchase the Travel Protection Plan.
  • The cost of the Travel Protection Plan is only refunded for cancellations covered by the hurricane policy (or within the state required free look period).
  • Refer to Delta Vacations Cancellation & Change Policy  for penalty and refund details.
  • Certain restrictions apply to groups booked with our Group Department.
  • Certain items may not be refundable, such as show or event tickets, theme park passes, etc.

With this option, you receive all of the benefits with the Travel Protection Plan (listed in the chart above) PLUS you:

  • Receive the refund of the cost of your vacation package AND cancellation fees in the form of your original payment, should you need to cancel your vacation for any reason (less the cost of the protection plan)
  • Receive the lowest price guarantee

Lowest Price Guarantee (Provided by Delta Vacations)

If Delta Vacations advertises an identical vacation at a lower price, Delta Vacations will guarantee that price. The advertised vacation must be available and include the same air components (including air fare class), hotel and room category, and any other previously purchased components, including the Travel Protection Plan PLUS. Refunds for the difference in the package price will be issued in the original form of payment.

Below, you'll find information on how to request the lowest price guarantee along with lowest price guarantee terms and conditions.

To request the Lowest Price Guarantee 10 days or more before departure:

  • Create a new reservation with lower price and place on hold.
  • Observação: Some reservations may require confirmation with a credit card.
  • Contact Delta Vacations at 1-800-800-1504, 6:00 am - 11:00 pm CST.
  • If the new reservation qualifies, the travelers will receive confirmation of the new reservation at the adjusted price. Previous reservation will be refunded to the original form of payment.

To request the Lowest Price Guarantee within 10 days of departure:

  • Create a new reservation and confirm with credit card.

Travel Protection PLUS and Lowest Price Guarantee Terms and Conditions

  • The Travel Protection Plan PLUS cannot be applied to Miles to Go or upgraded bookings.
  • Lowest Price Guarantee is on the total package price, not component to component.
  • All components must be available at the time of the new reservation.
  • Lowest price guarantee must be on the exact same vacation package including the same dates, air components, hotel and room category, and any other previously purchased components, including the Travel Protection Plan PLUS.
  • Lowest price guarantee is allowed to be used only one time per booking, and may be exercised up to the time of departure.
  • Promotional codes applied to the original reservation must be valid at the time of the lowest price guarantee request to maintain promotional code discount. If the promotional code is no longer valid, a new promotional code can be applied, as long as all terms and conditions are met.
  • Lowest price guarantee does not apply to group reservations.
  • Lowest price guarantee cannot be purchased separately, and is only available through the Travel Protection Plan PLUS program.
  • Delta Vacations is the final authority on the interpretation of these rules, and reserves the right to change these terms and conditions without prior notice.

Travel Protection Plan Travel Certificate Redemption Terms and Conditions

Redemption Instructions

  • Contact Delta Vacations at 1-800-800-1504 or online at delta.com/vacations.
  • Enter/provide the 12-digit travel certificate number printed on the front of the travel certificate document during the payment step.
  • Provide additional form of payment, if necessary.
  • Delta Vacations will issue and send your travel documents via the delivery method requested during the booking process.

Redemption Terms and Conditions

  • Travel certificate is valid for the value indicados on the front of the travel certificate document when redeemed toward the purchase of any Delta Vacations air and hotel package; air, hotel and car package; hotel-only; or hotel and car or ground transportation package purchase.
  • Travel certificate can be redeemed in its entirety or in increments up to the value or balance remaining on the certificate.
  • If the price of the booking is more than the value of the travel certificate, an additional form of payment for the remaining balance will be necessary to complete the transaction.
  • Travel documents for the redeemed travel certificate will be issued, and sent via the delivery method identified during the booking process.
  • Purchases with this travel certificate will be deducted from the balance until the value reaches zero or until the expiration date is reached, whichever occurs first.
  • No refunds or credits will be issued for any unused portion of the travel certificate.
  • Travel certificate is not valid for use toward the purchase of Group bookings, ski bookings, gift cards or another travel certificate.
  • The expiration date for this travel certificate is printed on the front of the travel certificate document; the travel certificate is valid for payments made prior to the expiration date.
  • Extensions to the expiration date will not be permitted, and travel certificate is not rechargeable.
  • Lost, stolen or destroyed travel certificates will not be replaced.
  • Travel certificate is void if altered or sold, is nontransferable, nonrefundable, may not be redeemed for cash, has no resale value, and is valid for use only by the person(s) indicados on the front of the travel certificate document.
  • Travel certificate is not retroactive, and cannot be applied as alternative payment to reservations already paid in full.
  • If a booking using a travel certificate as payment is cancelled, any remaining value after applicable cancellation fees have been deducted will be refunded back to the original travel certificate, and all terms of the original travel certificate, including original expiration date, will apply.
  • Travel certificate cannot be redeemed for an Delta Vacations reservation with the same origin and destination and the same departure and arrival dates as the original trip that the travel certificate was issued for.
  • Must be redeemed through Delta Vacations, and is not valid for redemption through Delta Air Lines or its website, delta.com.
  • Delta Vacations must issue all airline tickets and travel documents.
  • Standard Terms and Conditions and cancellation policies apply, which are outlined during the booking process; other restrictions apply.
  • Delta Vacations is the final authority on the interpretation of these rules, and reserves the right to change these Terms and Conditions without prior notice.
  • Travel Agents: Travel certificate can be redeemed via our agent website or Reservations.

For balance and expiration date inquiries, refer to the contact information on the front of the travel certificate document.

Travel Protection Plan Travel Certificate Redemption Terms and Conditions           

  • Contact Delta Vacations at 1-800-800-1504 or online at deltavacations.com.
  • Travel certificate is valid for the value indicados on the front of the travel certificate document, when redeemed toward the purchase of any Delta Vacations air and hotel package; air, hotel and car package; hotel-only; or hotel and car or ground transportation package purchase.
  • Standard Terms and Conditions and cancellation policies apply, which are outlined during the booking process; other restrictions apply. A $20 charge applies to new bookings made over the phone.

INFORMATION YOU NEED TO KNOW:

Benefits on this page are described on a general basis only. There are certain restrictions, exclusions (including a Pre-Existing Conditions Exclusion) and limitations that apply to all insurance coverages. This advertisement does not constitute or form any part of the Plan description or any other contract of any kind. Plan benefits, limits and provisions may vary by state jurisdiction. To review full plan details online, go to:  www.tripmate.com/wpF409B , opens in a new window for the Travel Protection Plan or www.tripmate.com/wpF409N , opens in a new window for the Travel Protection Plan Plus. Plan Payments are made up of Insurance Benefits and Non-Insurance Services.

Louisiana, Maryland, and Oklahoma residents looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Trip Mate at 1-833-210-0676.

Insurance Benefits are underwritten by: United States Fire Insurance Company, 5 Christopher Way, 2nd Flr, Eatontown, NJ 07724 under Policy Form Series T210.The Cancellation Fee Waiver is not insurance underwritten by US Fire and is provided by Delta Vacations. Non-Insurance Services are not insurance benefits underwritten by United States Fire Insurance Company. One Call 24-Hour Assistance Services are provided by One Call Worldwide Travel Services Network, Global Xpi Medical Records Services are provided by Trip Mate.

Plan Administrator: Trip Mate, Inc. (in CA & UT, dba Trip Mate Insurance Agency) 9225 Ward Parkway, Suite 200, Kansas City, MO 64114, 1-833-210-0676.

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Is Delta Trip Protection Worth It? Exploring the Pros and Cons

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By Happy Sharer

trip protection on delta

Introduction

When planning a trip, there are many factors to consider. One of the most important decisions is whether or not to purchase travel insurance. For those flying with Delta Airlines, this decision can be even more complicated due to Delta’s unique trip protection policies. In this article, we’ll explore the benefits and costs of Delta Trip Protection, helping you decide if it’s right for you.

Delta Airline’s Trip Protection Policies

Delta Trip Protection is an optional add-on that provides travelers with additional coverage for their flights. The policy covers a variety of scenarios, including flight cancellations and delays, missed connections, baggage loss, and more. Customers have the option to purchase basic coverage or enhanced coverage, depending on their needs.

What Is Covered by Delta Trip Protection?

The exact coverage offered by Delta Trip Protection varies depending on the type of policy purchased. Basic coverage includes reimbursement for eligible expenses related to flight cancellations, delays, and missed connections, as well as baggage loss. Enhanced coverage also provides medical and dental coverage in the event of an accident or illness while traveling.

How Much Does Delta Trip Protection Cost?

The cost of Delta Trip Protection depends on the type of coverage purchased and the length of the trip. Basic coverage typically costs around $25 per person, per round-trip flight, while enhanced coverage can cost up to $50 per person, per round-trip flight. Prices may vary based on the destination and the terms of the policy.

Deciding Whether Delta Trip Protection Is Right for You

Before deciding whether or not to purchase Delta Trip Protection, it’s important to analyze your travel needs. Consider the type of trip you’re taking and the potential risks involved. Ask yourself if you would be able to afford any unexpected expenses that may arise without the additional coverage.

Considering Alternatives to Delta Trip Protection

Considering Alternatives to Delta Trip Protection

In addition to Delta Trip Protection, there are several other options available for travelers seeking additional coverage. Many credit cards offer complimentary travel insurance, while other third-party providers may offer more comprehensive coverage at a lower cost. It’s important to compare different options and determine which one best fits your needs.

Comparing Delta’s Trip Protection to Other Airlines’ Offerings

When considering Delta Trip Protection, it’s also important to compare it to other airlines’ offerings. Different airlines have different levels of coverage, so it’s important to understand the differences between them. Additionally, prices can vary greatly from airline to airline, so it’s important to compare costs to make sure you’re getting the best deal.

Examining Different Types of Coverage

Examining Different Types of Coverage

It’s important to understand the various types of coverage offered by different airlines. For example, some policies may provide coverage for lost or damaged luggage, while others may not. Additionally, some policies may include medical and dental coverage, while others may not. Understanding the different types of coverage will help you make an informed decision about which policy is right for you.

Comparing Prices

When comparing different airlines’ travel insurance policies, it’s important to consider both the coverage offered and the price. While it may be tempting to go with the cheapest option, it’s important to make sure you’re getting the coverage you need. Use online comparison tools to evaluate different policies side-by-side and make sure you’re getting the best deal.

Examining Delta’s Trip Protection Coverage in Detail

Once you’ve decided to purchase Delta Trip Protection, it’s important to examine the coverage in detail. Read the policy carefully to ensure you understand the terms and conditions. Be sure to ask questions if anything is unclear. Additionally, take advantage of any additional benefits that may be included in the policy, such as rental car coverage or 24/7 customer service.

Reviewing Customer Experiences with Delta Trip Protection

Reviewing Customer Experiences with Delta Trip Protection

Finally, it’s important to review customer experiences with Delta Trip Protection. Look for reviews online and read through them to identify common issues. Additionally, research customer satisfaction ratings to get a better idea of how the policy is performing. This can help you make an informed decision about whether or not Delta Trip Protection is right for you.

Deciding whether or not to purchase Delta Trip Protection can be a difficult decision. By understanding the types of coverage offered, comparing prices to other airlines, and examining customer experiences, you can make an informed decision about whether or not the policy is right for you. Ultimately, only you can decide if Delta Trip Protection is worth it.

(Note: Is this article not meeting your expectations? Do you have knowledge or insights to share? Unlock new opportunities and expand your reach by joining our authors team. Click Registration to join us and share your expertise with our readers.)

Hi, I'm Happy Sharer and I love sharing interesting and useful knowledge with others. I have a passion for learning and enjoy explaining complex concepts in a simple way.

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Delta trip Protection

Delta Trip Protection: A Guide to Coverage, Benefits & More

author

Last Updated on March 27, 2024 by Rick Spiegel

Your trips are more crucial to be spent in the best possible way so that you spend your time with your family and friends peacefully. Your trip must not go into any sort of nuisance as it might become an obstacle for you in your amazing journey. In addition to this, we want you to feel more secure and satisfactory mentally and have an appeasing trip without any worrisome thoughts.

To solve this problem here comes an option of Delta trip protection . In this guide, we will discover how it can help you with complications that can occur, the guiding principles for opting for this insurance, and what it covers.

Table of Contents

What is Delta Trip Protection?

It is a travel protection plan provided by Allianz Global Assistance to help in case you feel any sort of unsettling disturbances in your vacation or travel plan. 

 Know about the type of plan it offers to you:

  • Travel Protection Plan PLUS 
  • Travel Protection Plan. 

Here are the details for both of them:

What does Delta Trip Protection Cover?

Delta travel insurance is a suitable and befitting way to cover various potential issues that you might face on your travel occasions. Here are the following and how insurance plans can help you ou t.

Stolen Lost and Damaged Belongings

If your baggage items get lost due to any of the reasons Delta travel insurance compensates you up to $500 for your essential items.

Emergency Medical Conveyance

If you suffer from any medical emergency the insurance policy will help you cover the expenses of transportation.

Emergency Medical and Dental Help

Expenses will be reimbursed covering your medical and dental care.

Nonrefundable Travel Expense

You will get back the nonrefundable travel expense of your trip.

Compensation for meals and accommodation when travel is delayed for 6 or more consecutive hours.

Baggage Delay

If your luggage is late by 24 hours or more Delta Trip Protection will compensate you for the replacement of essential items.    

Budget Itinerary Fee Changes

In case you want a change in your fees and have a different budget the insurance will compensate you for that.

Cancellation of the Trip

Illness, injury, or a family emergency Delta travel insurance covers up to $10,000 for these issues.

Change in Fees

You will get back the fees if you need to change your Flight itinerary due to a covered reason. 

What Delta Trip Protection doesn’t include in its plan?

Travel plans affected due to covid 19 are not usually covered although if you test positive due to covid 19 you can avail some benefits like cancellation of trips and reimbursement. Loss incurred due to predictable circumstances and events, due to travel advisories or warnings and government restrictions, and due to fear of travel will not get compromised on delta travel insurance.

How to Purchase Delta Travel Insurance?

To find the perfect plan for yourself and get a quote about the estimated insurance cost for your trip you can get from here by answering the following:-

  • Select your location 
  • Select destination
  • State of residence 
  • Departure date
  • Return date 
  • Total trip cost
  • Number of travelers 
  • Trip purchase date

You can use Delta’s trip protection quote tool to get the correct estimate of the insurance cost of your flight. After filling out the information you will get a quote. After that click on the buy now button and you will have to fill in the Trip Details. You will then have to click on add to cart after which you can review the information and payment details if everything is correct then make the payment, and click on confirm.

If you wish to cancel your plan you can do it within 10 to 15 days of purchase (depending upon your state) . The delta travel insurance cost depends upon your travel plan information like your state of residence, travel plan information, and total nonrefundable trip cost.

How to Purchase delta Travel Insurance

How to Claim Delta Trip Protection?

If you need proof of the delay or cancellation of a flight you need to fill out a form that contains the following information and then shortly they will follow you up with the verification so that you can proceed with your trip insurance claim.

  • First name 
  • Last name 
  • Country Region
  • Street address 
  • State 
  • Postal code 
  • Email address
  • Airline Program 
  • Frequent flyer number
  • Country 
  • Phone number
  • Date of travel 
  • flight number 
  • Ticket number
  • Origin 
  • Destination

Is Delta Trip Protection Worth It?

Is Delta travel insurance worth it? In short, as we have discussed, Delta Travel insurance helps you to give certain benefits in case of problems and issues regarding things that can go wrong with your travel tour. However to conclude,  if it’s worth it or not it completely depends upon how much patience you have and how much you can strategize and take the risk according to your budget. You can always reflect upon and calculate that it doesn’t impact your budget and you can afford it as it is always good to have a trip insurance claim. 

Frequently Asked Questions(FAQs)

1. what is the meaning of delta trip protection.

Interruptions caused to you in your trip or any cancellation in your trip you will get a refund for a portion of your travel expenses through Delta trip protection.

2. What plans are included in Delta Travel Insurance? 

Delta travel insurance consists of the following plans

  •  Travel Protection Plan. 

3. What does Delta Travel Insurance include in its plan?

  • Stolen lost and damaged belongings
  • Emergency medical conveyance
  • Emergency medical and dental help
  • Nonrefundable travel expense
  • Baggage delay
  • Budget itinerary fee changes
  • Cancellation of trip
  • Change in fees

4. What is not covered under the Delta Travel Insurance plan?

If you test positive for COVID-19, you can avail benefits like cancellation of trips and reimbursement for affected travel plans. However, such coverage is not usually offered for travel disruptions caused by COVID-19.

5. How to purchase Delta travel insurance?

To find the perfect plan for yourself and get a quote about the estimated delta trip protection cost for your destination trip you can get from their website by answering the travel questions.

After filling out the information you will get a quote. After that click on the buy now button and you will have to fill in the information of passengers who will be insured. You will then have to click on add to cart. You will review the information and payment details on a page, make the payment, and click on confirmation.

6. What is the process for claiming Delta Trip Protection during the cancellation of a flight?

In case of cancellation or delay in flight, you need to fill up a form and then you will be asked questions so that verification can be done and then you can proceed with Delta travel insurance claim.

7. Is Delta Travel Insurance worth having?

If you don’t have budget issues and can opt out of it then having insurance is always a good never a bad plan.

8. Which Insurance company does Delta Airlines use?

BCS Insurance Company and Jefferson Insurance Company are under use by Delta Insurance Company. Alliance Insurance Company is the administrator of Delta Airlines.

9. Does fear of travel come under Delta Travel Insurance? 

 Travel advisories or warnings and government restrictions due to fear of travel do not come under Delta travel insurance.

10. In how much time can we cancel Delta travel insurance?

If you wish to cancel your plan you can do it within 10 to 15 days of purchase (depending upon your state)

11. Is there any need for documentation in the Travel Protection Plan PLUS and Travel Protection Plan?

No, there is no need for documentation in the travel protection plan plus and travel protection plan.

author

Rick Spiegel

I'm Rick Spiegel, a dedicated traveler and writer with a passion for all things related to airline travel. My love for exploring new destinations and my commitment to helping fellow travelers navigate the skies have led me to create a space where you can find all the information you need to contact airlines and resolve air travel issues seamlessly. With years of experience in the aviation industry, I've made it my mission to provide you with expertly crafted airline travel guides, ensuring that your journeys are as smooth as possible.

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July 9, 2024

Should You Get Travel Insurance? What You Should Know About Protecting Your Trips

Are you headed abroad for the summer? Planning a road trip before school starts again? You've put a lot of thought and planning into your vacation. And, you've spent a lot of money on flights, hotels, and more. Unexpected circumstances like injury, illness, flight delays or natural disasters could cut a trip short, leaving you with unforeseen costs. But there are insurance options that can protect your finances. 

Should I get travel insurance? Before you buy a policy, ask yourself: 

  • What are the chances you'll be impacted by severe weather or another event?
  • How willing are you to take risks?
  • How much are you willing to pay for a back-up plan?
  • Do you have questionable health or is a loved one ill?

If you cannot afford to cancel and rebook your trip or your health insurance doesn't cover you abroad, you should consider travel insurance. You typically don't need travel insurance for short trips close to home.

How much does travel insurance cost?  Travel insurance usually costs between 4-8% of a trip's price, according to the U.S. Travel Insurance Association. Several factors fo into the cost like the policy holder's age, your destination, and the length of your trip. 

When should I buy travel insurance?  It is a good idea for policy holders to coverage when they book their trip.Travel insurance is intended to protect travelers against sudden and unforeseen events. Typically, if you buy travel insurance after a winter or tropical storm is named, your plan won't provide coverage for claims related to that event.

What are the different types of travel insurance?  There are several types of categories of travel insurance including:

  • Trip cancellation.   Reimburses pre-paid travel expenses if you are prevented from taking your trip for a reason covered by your policy. It is typically included in every comprehensive policy. You will usually receive reimbursement if your trip is cancelled for: unexpected illness or injury of you or a traveling companion that deems you unfit to travel; hospitalization or death of non-traveling family member; weather or common carrier issues; unforeseen natural disaster at home or the destination; a legal obligation such as being called for jury duty or serving as a witness in court.
  • Travel medical and major medical.  Provides protection if you become ill or injured while traveling. Travel medical insurance provides short-term medical coverage.
  • Emergency medical evacuation.  Provides coverage for services such as air evacuation and medical transportation to the nearest adequate medical facility then home if warranted. This type of coverage is useful if you're traveling to a rural area without easy access to medical facilities.  In the event a person passes away during travel, repatriation coverage will cover for the insurer to handle the necessary transportation.
  • Accidental death and dismemberment.  Provides coverage to beneficiaries if you die in an accident on the trip or pays a sum to you if you lose a hand, foot, limb or eyesight from an accident. Some plans only apply to an accident that occurs on an aircraft.
  • Baggage loss.   Reimburses for loss of baggage or personal items. Check with your credit card company to find out if it coverages baggage loss. 
  • Cancel For Any Reason (CFAR) policies .  These policies are more expensive and typically only reimburse you a percentage of your travel costs. The reason for cancellation is not relevant. There is usually a time frame for when cancellations are allowed, and you must insure all of your pre-paid and non-refundable expenses. CFAR policies are usually added as an extra option in addition to trip cancellation coverage.

Does travel insurance cover epidemics and pandemics? Travel insurance policies typically exclude epidemics and pandemics. According to Allianz Global Assistance, a travel insurance provider, "Trip cancellations and trip interruptions due to known, foreseeable, or expected events, epidemics, or fear of travel are generally not covered."

COVID-19 is a known event, meaning it is  not  likely that travel insurance policies will cover changes in plans or cancellations for that reason. Review your travel policy to find out which exclusions apply.

There may be coverage if a specific country imposes travel restrictions. Some airlines and tour companies will allow cancellations outside of an insurance policy. Additionally, travel policies with medical coverage may cover any illnesses or hospitalizations that occur during a trip, but you need to review your policy to see if your policy is one of them.

What do travel insurance policies cover?  Each type of insurance has its coverage limitations and exclusions. Be sure ask your agent or company about these before you buy a policy. 

  • Travel cancellation:   Exclusions might include canceling your trip due to being detained by customs or having to cancel due to a work obligation. If your flight is delayed, you may or may not be covered. Some policies only cover trip cancellation claim if you lose more than 50% of your scheduled trip length due to a covered delay. You also must make a good faith effort to continue your travels using alternative means. A "Cancel for Any Reason" policy is an option for broader coverage but reimbursement is usually for less than the full cost of the trip.
  • Travel medical and major medical insurance.  Find out if your policy requires you to obtain prior approval before seeking medical care. Also check if any pre-existing medical conditions will exclude you from coverage.
  • Emergency medical evacuation/repatriation:  Coverage may not cover you if you're participating in an activity your insurer considers dangerous such as sky diving. There are specialty insurance products for some activities, such as SCUBA diving.

Will travel insurance cover my property if it is lost or stolen during a trip?  Most homeowners insurance policies cover personal property lost or stolen during a trip. Check with your insurer to see what they cover while you are traveling. If you have expensive items, you might want to add a  rider  to your current homeowners policy to cover them. 

About the National Association of Insurance Commissioners

As part of our state-based system of insurance regulation in the United States, the National Association of Insurance Commissioners (NAIC) provides expertise, data, and analysis for insurance commissioners to effectively regulate the industry and protect consumers. The U.S. standard-setting organization is governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. Through the NAIC, state insurance regulators establish standards and best practices, conduct peer reviews, and coordinate regulatory oversight. NAIC staff supports these efforts and represents the collective views of state regulators domestically and internationally.

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Alert Level Raised at U.S. Bases in Europe Over Russian Threats

Officials said there was no specific intelligence about possible Russian attacks on American bases, but Moscow has made vague threats over Ukraine’s use of long-range weapons on its territory.

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U.S. soldiers in camouflage, with military vehicles behind them.

By Julian E. Barnes and John Ismay

Reporting from Washington

American defense officials raised the security alert level at military bases in Europe over the weekend in response to vague threats from the Kremlin over Ukraine’s use of long-range weapons on Russian territory, according to U.S. and Western officials.

Officials said that no specific intelligence about possible Russian attacks on American bases had been collected. Any such attack by Russia, whether overt or covert, would be a significant escalation of its war in Ukraine.

Russia has been stepping up acts of sabotage in Europe, hoping to disrupt the flow of matériel to Ukraine. So far, no American bases have been targeted in those attacks, but U.S. officials said raising the alert level would help ensure that service members were keeping watch.

Throughout the war, U.S. officials have assessed that President Vladimir V. Putin is loath to expand the war beyond Ukraine’s borders.

But stepped-up U.S. and European aid — and the easing of restrictions on how that matériel is used — has caused consternation in Moscow, according to American officials. Russia’s recent statements have made some American and European officials wary.

Ukraine has been using longer-range American missiles known as ATACMS to strike deep into occupied Crimea. The United States has also said Ukraine can use them in cross-border attacks on Russian military targets.

The strikes on Crimea prompted Russia to summon Lynne M. Tracy, the U.S. ambassador, to the Foreign Ministry. And on June 24, a Kremlin spokesman said any direct U.S. participation in the war that led to the deaths of Russians “must have consequences.”

The U.S. decision to both provide longer-range weaponry and loosen the restrictions on using it followed a decision by Britain to provide Storm Shadow cruise missiles to Ukraine. Kyiv had used those weapons to strike military targets in Crimea.

The strikes with the Western weaponry, particularly in Crimea, have proved effective, damaging Russian Army logistics centers and further weakening Russia’s Black Sea fleet.

But the success of the attacks has Moscow looking for ways to deter further strikes.

In recent months, Russia has stepped up a series of sabotage attacks at various places in Europe. The campaign, carried out by Russian military intelligence, has at times appeared ham-handed, including a fire at an Ikea store. But NATO has repeatedly warned about the episodes, and Britain expelled the Russian defense attaché after a fire at a warehouse in London.

Military bases, which provide training, intelligence and other support for Ukraine, could be a logical subsequent target, even if there is no specific intelligence that Russia is considering such an attack.

Safeguarding military bases and the people who live and work on them falls under what the Pentagon typically calls force protection. Beyond things like simple fences or guards protecting base gates, that consists of a series of increasingly restrictive security measures that can be carried out in proportion to a given threat.

Most U.S. military facilities around the world are at the second-lowest such setting, called force protection condition “alpha,” which includes measures like directing officials to test their communications equipment and increasing spot checks of vehicles and people entering bases.

At the opposite end of the spectrum is condition “delta,” set when an attack is imminent or underway. That level shuts down nonessential functions like base schools, directs the searching of all vehicles at entry gates, adds more guards and heavily restricts the movement of nearly everyone on a given base.

As of now, American military bases in Europe are at condition “charlie,” the second-highest level and the highest level of readiness that can be reasonably sustained over a long period of time.

Over the weekend, Cmdr. Daniel Day, a spokesman for U.S. European Command, said the military was asking personnel to “remain vigilant and stay alert at all times.”

In a statement on Monday, European Command said officials would not describe the measures they were taking to protect their operational security.

“Our increase in vigilance is not related to any one single threat,” the command said in the statement, “but out of an abundance of caution due to a combination of factors potentially impacting the safety and security of U.S. service members in the European theater.”

Eric Schmitt contributed reporting.

Julian E. Barnes covers the U.S. intelligence agencies and international security matters for The Times. He has written about security issues for more than two decades. More about Julian E. Barnes

John Ismay is a reporter covering the Pentagon for The Times. He served as an explosive ordnance disposal officer in the U.S. Navy. More about John Ismay

Our Coverage of the War in Ukraine

News and Analysis

As NATO leaders gathered in Washington for a summit, President Volodymyr Zelensky of Ukraine arrived in the U.S. capital with pleas for more weapons and fewer restrictions on using them .

Russia is unlikely to make significant territorial gains  in Ukraine in the coming months as its poorly trained forces struggle to break through Ukrainian defenses that are now reinforced with Western munitions, U.S. officials say.

A Russian missile strike on a children’s hospital in Kyiv  highlighted the growing number of deadly attacks on medical facilities, vehicles and workers .

Motorcycles and Mayhem: In the latest tactic for storming trenches, Russians use motorcycles and dune buggies  to speed across open space, often into a hail of gunfire.

Escaping the Russian Army: Facing grim job prospects, a young Nepali signed up to join Russia’s military, which sent him to fight in Ukraine. His ordeal turned into a tale worthy of Hollywood .

Evading Conscription: Fearful of a one-way ticket to bloody trench warfare, some Ukrainian men are spending their days holed up at home  to avoid draft officers who roam the streets.

How We Verify Our Reporting

Our team of visual journalists analyzes satellite images, photographs , videos and radio transmissions  to independently confirm troop movements and other details.

We monitor and authenticate reports on social media, corroborating these with eyewitness accounts and interviews. Read more about our reporting efforts .

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WHY TRAVEL PROTECTION? Your vacation is an investment of time and money. Delta Vacations, in conjunction with Trip Mate, the foremost provider of travel protection plans and travel insurance, help assure your investment, yourself, and your family are protected from the unexpected.

PLAN OPTIONS AT A GLANCE

We offer two travel protection options for you to choose from:

  • Travel Protection Plan — offering basic coverage
  • Travel Protection Plan PLUS  — a more extensive option — including all of the benefits with the Travel Protection Plan — PLUS a lowest-price guarantee and more convenient method of payment on your refund

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Travel Protection Plan

With the Travel Protection Plan, you're provided with pre- and post-departure coverage.

Lowest price guarantee

Cancel for any reason

Refund of cancellation fees

Documentation required

Purchase period

For Complete Details go to: 

Travel Protection Plan PLUS

Received in the original form of payment 1

May be purchased any time prior to final payment 1

www.tripmate.com/wpF409N  , opens in a new window

Received in the form of a Delta Vacations voucher 2

May be purchased any time prior to final payment 2

www.tripmate.com/wpF409B , opens in a new window

1 The Cash Back refund option, coverage of pre-existing conditions and Price Protection only applies if the Travel Protection Plan Plus is purchased within seven (7) days of your initial deposit for your trip (and for pre-existing conditions, must not be disabled from travel at the time the plan is purchased). 2 The Cancel For Any Reason Waiver and coverage of pre-existing conditions applies only if the Travel Protection Plan is purchased within seven (7) days of your initial deposit for your trip, and must not be disabled from travel at the time the plan is purchased.

Cancel For Any Reason Waiver (provided by Delta Vacations)

  • The standard coverage of the Travel Protection Plan protects the cost of your vacation and protects you from most cancellation penalties. Also, you can cancel for any reason, and have comfort in knowing that your travel investment is protected. You must cancel before your scheduled departure.
  • The Cancel For Any Reason Waiver is provided by Delta Vacations, and is not an insurance benefit underwritten by United States Fire Insurance Company.

In addition to Pre-Departure Trip Cancellation, the plan includes other benefits to help protect you from the unexpected during your vacation, such as:

  • Medical and emergency assistance — includes benefits up to $25.000 for medical expenses, emergency medical transportation and 24-hour emergency assistance service for illness or injury during the trip.
  • Post-departure trip interruption — covers you up to the original cost of your trip, when you must interrupt your trip or return home early for covered reasons, such as sickness, injury or other covered reasons.
  • Travel delay — pays up to $100 per day for meals and accommodations when you are delayed on your trip for 12 hours or more.
  • Baggage delay — reimburses you up to $250 for clothing and personal items if your luggage is delayed more than 24 hours.
  • Loss or damage to baggage or personal effects — covers up to $2.500 for loss or damage to baggage or personal effects that occur during the trip.

Please Note: 

  • If purchased, everyone on the booking must purchase the Travel Protection Plan.
  • The cost of the Travel Protection Plan is only refunded for cancellations covered by the hurricane policy (or within the state required free look period).
  • Refer to Delta Vacations Cancellation & Change Policy  for penalty and refund details.
  • Certain restrictions apply to groups booked with our Group Department.
  • Certain items may not be refundable, such as show or event tickets, theme park passes, etc.

With this option, you receive all of the benefits with the Travel Protection Plan (listed in the chart above) PLUS you:

  • Receive the refund of the cost of your vacation package AND cancellation fees in the form of your original payment, should you need to cancel your vacation for any reason (less the cost of the protection plan)
  • Receive the lowest price guarantee

Lowest Price Guarantee (Provided by Delta Vacations)

If Delta Vacations advertises an identical vacation at a lower price, Delta Vacations will guarantee that price. The advertised vacation must be available and include the same air components (including air fare class), hotel and room category, and any other previously purchased components, including the Travel Protection Plan PLUS. Refunds for the difference in the package price will be issued in the original form of payment.

Below, you'll find information on how to request the lowest price guarantee along with lowest price guarantee terms and conditions.

To request the Lowest Price Guarantee 10 days or more before departure:

  • Create a new reservation with lower price and place on hold.
  • Opmerking: Some reservations may require confirmation with a credit card.
  • Contact Delta Vacations at 1-800-800-1504, 6:00 am - 11:00 pm CST.
  • If the new reservation qualifies, the travelers will receive confirmation of the new reservation at the adjusted price. Previous reservation will be refunded to the original form of payment.

To request the Lowest Price Guarantee within 10 days of departure:

  • Create a new reservation and confirm with credit card.

Travel Protection PLUS and Lowest Price Guarantee Terms and Conditions

  • The Travel Protection Plan PLUS cannot be applied to Miles to Go or upgraded bookings.
  • Lowest Price Guarantee is on the total package price, not component to component.
  • All components must be available at the time of the new reservation.
  • Lowest price guarantee must be on the exact same vacation package including the same dates, air components, hotel and room category, and any other previously purchased components, including the Travel Protection Plan PLUS.
  • Lowest price guarantee is allowed to be used only one time per booking, and may be exercised up to the time of departure.
  • Promotional codes applied to the original reservation must be valid at the time of the lowest price guarantee request to maintain promotional code discount. If the promotional code is no longer valid, a new promotional code can be applied, as long as all terms and conditions are met.
  • Lowest price guarantee does not apply to group reservations.
  • Lowest price guarantee cannot be purchased separately, and is only available through the Travel Protection Plan PLUS program.
  • Delta Vacations is the final authority on the interpretation of these rules, and reserves the right to change these terms and conditions without prior notice.

Travel Protection Plan Travel Certificate Redemption Terms and Conditions

Redemption Instructions

  • Contact Delta Vacations at 1-800-800-1504 or online at delta.com/vacations.
  • Enter/provide the 12-digit travel certificate number printed on the front of the travel certificate document during the payment step.
  • Provide additional form of payment, if necessary.
  • Delta Vacations will issue and send your travel documents via the delivery method requested during the booking process.

Redemption Terms and Conditions

  • Travel certificate is valid for the value indicated on the front of the travel certificate document when redeemed toward the purchase of any Delta Vacations air and hotel package; air, hotel and car package; hotel-only; or hotel and car or ground transportation package purchase.
  • Travel certificate can be redeemed in its entirety or in increments up to the value or balance remaining on the certificate.
  • If the price of the booking is more than the value of the travel certificate, an additional form of payment for the remaining balance will be necessary to complete the transaction.
  • Travel documents for the redeemed travel certificate will be issued, and sent via the delivery method identified during the booking process.
  • Purchases with this travel certificate will be deducted from the balance until the value reaches zero or until the expiration date is reached, whichever occurs first.
  • No refunds or credits will be issued for any unused portion of the travel certificate.
  • Travel certificate is not valid for use toward the purchase of Group bookings, ski bookings, gift cards or another travel certificate.
  • The expiration date for this travel certificate is printed on the front of the travel certificate document; the travel certificate is valid for payments made prior to the expiration date.
  • Extensions to the expiration date will not be permitted, and travel certificate is not rechargeable.
  • Lost, stolen or destroyed travel certificates will not be replaced.
  • Travel certificate is void if altered or sold, is nontransferable, nonrefundable, may not be redeemed for cash, has no resale value, and is valid for use only by the person(s) indicated on the front of the travel certificate document.
  • Travel certificate is not retroactive, and cannot be applied as alternative payment to reservations already paid in full.
  • If a booking using a travel certificate as payment is cancelled, any remaining value after applicable cancellation fees have been deducted will be refunded back to the original travel certificate, and all terms of the original travel certificate, including original expiration date, will apply.
  • Travel certificate cannot be redeemed for an Delta Vacations reservation with the same origin and destination and the same departure and arrival dates as the original trip that the travel certificate was issued for.
  • Must be redeemed through Delta Vacations, and is not valid for redemption through Delta Air Lines or its website, delta.com.
  • Delta Vacations must issue all airline tickets and travel documents.
  • Standard Terms and Conditions and cancellation policies apply, which are outlined during the booking process; other restrictions apply.
  • Delta Vacations is the final authority on the interpretation of these rules, and reserves the right to change these Terms and Conditions without prior notice.
  • Travel Agents: Travel certificate can be redeemed via our agent website or Reservations.

For balance and expiration date inquiries, refer to the contact information on the front of the travel certificate document.

Travel Protection Plan Travel Certificate Redemption Terms and Conditions           

  • Contact Delta Vacations at 1-800-800-1504 or online at deltavacations.com.
  • Travel certificate is valid for the value indicated on the front of the travel certificate document, when redeemed toward the purchase of any Delta Vacations air and hotel package; air, hotel and car package; hotel-only; or hotel and car or ground transportation package purchase.
  • Standard Terms and Conditions and cancellation policies apply, which are outlined during the booking process; other restrictions apply. A $20 charge applies to new bookings made over the phone.

INFORMATION YOU NEED TO KNOW:

Benefits on this page are described on a general basis only. There are certain restrictions, exclusions (including a Pre-Existing Conditions Exclusion) and limitations that apply to all insurance coverages. This advertisement does not constitute or form any part of the Plan description or any other contract of any kind. Plan benefits, limits and provisions may vary by state jurisdiction. To review full plan details online, go to:  www.tripmate.com/wpF409B , opens in a new window for the Travel Protection Plan or www.tripmate.com/wpF409N , opens in a new window for the Travel Protection Plan Plus. Plan Payments are made up of Insurance Benefits and Non-Insurance Services.

Louisiana, Maryland, and Oklahoma residents looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Trip Mate at 1-833-210-0676.

Insurance Benefits are underwritten by: United States Fire Insurance Company, 5 Christopher Way, 2nd Flr, Eatontown, NJ 07724 under Policy Form Series T210.The Cancellation Fee Waiver is not insurance underwritten by US Fire and is provided by Delta Vacations. Non-Insurance Services are not insurance benefits underwritten by United States Fire Insurance Company. One Call 24-Hour Assistance Services are provided by One Call Worldwide Travel Services Network, Global Xpi Medical Records Services are provided by Trip Mate.

Plan Administrator: Trip Mate, Inc. (in CA & UT, dba Trip Mate Insurance Agency) 9225 Ward Parkway, Suite 200, Kansas City, MO 64114, 1-833-210-0676.

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COMMENTS

  1. Delta Vacations Travel Protection Plan & Travel Protection Plus

    Why travel protection? Your vacation is an investment of time and money. Delta Vacations, in conjunction with Allianz Global Assistance, the foremost provider of travel protection plans and travel insurance, help assure your investment, yourself, and your family are protected from the unexpected.

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  5. Delta SkyMiles Gold Travel Insurance: A Guide

    The Delta SkyMiles Gold American Express Card's travel insurance is relatively limited, lacking key coverage areas that many look for in travel insurance.

  6. Understanding Delta Trip Protection: A Comprehensive Guide

    This article provides an overview of Delta Trip Protection, helping travelers understand the benefits and coverage options available. Learn how to make the most of your trip with Delta Trip Protection.

  7. Is Delta Trip Insurance Worth It?

    The Delta Trip Protection Plan is one of the best ways to ensure a worry-free travel experience by insuring yourself against immaterial damages and financial losses that may occur due to unforeseen accidents.

  8. Delta refundable vs Trip protection

    Delta refundable vs Trip protection. Sep 3, 2023, 10:34 AM. Starting to look at flights to Africa next summer. Delta offers refundable back to form. If payment. Trip protection includes Trip cancellation and interruption reimbursement due to covered reasons. Travel and baggage delay benefits. Protection for lost, stolen, damaged baggage.

  9. What's The Difference Between Travel Protection And Travel ...

    Travel insurance and travel protection both sound like good ideas in a world of pandemic uncertainty. But is there a difference between the two?

  10. Trip Insurance vs. Refundable Ticket

    5. Re: Trip Insurance vs. Refundable Ticket. 2 years ago. If you are booking you must book direct with the airlines as just because the fare with the airline is totally refundable an OTA can modify that to make it hard to collect a refund giving you only a partial refund, or even no refund. Insurance is the same thing.

  11. Delta Travel Insurance

    Delta may well be a good airline, but it offers very weak travel protection cover, that can be double the price of much more comprehensive trip insurance options.

  12. Travel Protection Plan

    Delta Vacations, in conjunction with Trip Mate, the foremost provider of travel protection plans and travel insurance, help assure your investment, yourself, and your family are protected from the unexpected.

  13. Travel Planning FAQs

    Plane Cleanliness & Trip Protection How is Delta cleaning its aircraft? Cleaning crews perform extensive manual cleaning procedures to wipe down cabin surfaces including seats, consoles, seatback screens, windows, doors, lavatories and other high-touch areas of the cabin. Why should I add Allianz® Trip Protection to my flight at checkout? Get cash back for covered trip cancellations and ...

  14. Is Delta Trip Protection Worth It? Exploring the Pros and Cons

    Delta Trip Protection is an optional add-on that provides travelers with additional coverage for their flights. The policy covers a variety of scenarios, including flight cancellations and delays, missed connections, baggage loss, and more. Customers have the option to purchase basic coverage or enhanced coverage, depending on their needs.

  15. What is Delta Trip Protection: Is It Worth Having

    Learn about Delta Trip Protection and safeguard your travel investment with comprehensive coverage. "Delta Trip Protection" a program offered by Delta Airlines.

  16. Refundable Ticket vs Allianz Trip Protection : r/delta

    Pay with a credit card that offers trip protection/delay coverages like Chase Sapphire Reserve, Sapphire Preferred or Delta Reserve.

  17. Is buying travel insurance through Delta a scam when the ...

    However, now that my ticket is showing up on my Delta app, there is a little link that says "Trip Insurance" and is quoting me at $28 dollars for the insurance. Is this legit, or a scam due to the ticket not originally being booked through Delta? As of now, my plans are locked in, but things can always change that far out.

  18. Thoughts on Trip Insurance? : r/delta

    They also have the option to add "security protection" for trips which is somewhat difficult to find. We travel to some remote and "sketchy" parts of the world and sometimes it's nice to know we have some ex special forces willing to come get us if things go south.

  19. Change and Cancellation Policies

    Change and Cancellation Policies Delta Vacations travel certificates/vouchers issued for bookings made on/after January 01, 2023, will have an expiration date one year from the date of issuance of such travel certificate/voucher. For more information, please click here.

  20. Delta Vacations Travel Protection Plan & Travel Protection Plus

    Why travel protection? Your vacation is an investment of time and money. Delta Vacations, in conjunction with Allianz Global Assistance, the foremost provider of travel protection plans and travel insurance, help assure your investment, yourself, and your family are protected from the unexpected.

  21. Should You Get Travel Insurance? What You Should Know About Protecting

    Travel medical and major medical. Provides protection if you become ill or injured while traveling. Travel medical insurance provides short-term medical coverage. Emergency medical evacuation. Provides coverage for services such as air evacuation and medical transportation to the nearest adequate medical facility then home if warranted.

  22. Travel Protection Plan

    Your vacation is an investment of time and money. Delta Vacations, in conjunction with Trip Mate, the foremost provider of travel protection plans and travel insurance, help assure your investment, yourself, and your family are protected from the unexpected.

  23. Alert Level Raised at U.S. Bases in Europe Over Russian Threats

    American defense officials raised the security alert level at military bases in Europe over the weekend in response to vague threats from the Kremlin over Ukraine's use of long-range weapons on ...

  24. Delta Vacations

    With Delta Vacations, enjoy all-in-one vacation packages featuring the best hotels and curated experiences, designed especially for SkyMiles® Members.

  25. Purchased Non refundable ticket with trip protection : r/delta

    Purchased Non refundable ticket with trip protection I purchased a non refundable ticket with trip protection and my trip is in August 2021. I am an American citizen and would like to visit Poland. Poland is still not allowing Americans to travel to their country.

  26. Delta Air Lines

    Delta Air Lines, a leader in domestic and international travel, offers airline tickets & flights to over 300 destinations in 60 countries. Book direct at Delta.com.

  27. Delta goes pasta-only for thousands of international travelers after

    Delta said it was serving pasta only on about 75 international flights on Wednesday after a 'spoiled meal' forced an Amsterdam-bound flight to divert.