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Travel Insurance For Singapore From India

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Travel Insurance for Singapore

Don’t carry an extra baggage of worries when you’re going out for a trip. From lost belongings to emergency medical care, you can leave all your concerns to us and enjoy your vacation as you imagined it.

Key benefits of travel insurance while travelling to Singapore

  • Trip Cancellation
  • Local Assistance
  • Baggage lost or delayed cover
  • Duplicate or new passport, in case it gets lost
  • Compensation when flight gets delayed
  • Reimburse bounced bookings of hotels & airline
  • Automatic policy extension for 7 days
  • Reimburse for emergency transportation to a hospital, treatment and medical supplies.

UIN: TATTIOP02004V010102

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Best Places to Visit in Singapore

Why you should visit singapore, travel insurance for singapore from india.

Singapore is a charming country; a juxtaposition of old-world charm and spanking new sights. While Chinatown and Little India provide a cultural high, the grand malls of Orchard Road can satisfy every shopaholic during their Singapore trip.

There is so much to see in this country that you might need another vacation to recover from your Singapore travel! From the Botanic Garden to Marina Bay Sands to the Night Safari to Universal Studios to SEA Aquarium on Sentosa, the list of must-visit places is endless.

If you're concerned about aspects of your trip such as the visa process or the Singapore visa fees, we're here to tell you everything you might want to know.

How to get a Singapore tourist visa

With Singapore becoming a destination of choice for Indians, you will need to apply for a Singapore tourist visa before you visit. However, the visa process is very simple. To get a Singapore visa online, all you have to do is download the form, fill in the necessary details, and sign the same.

For your visa process to be successful, you will have to provide additional supporting documents for your Singapore visa online such as three months’ bank statement, photograph, personal cover letter, passport with six months validity, return air tickets and a tour itinerary with confirmed hotel bookings. The Singapore visa allows you to stay a maximum of 30 days. It is easy to get it processed via an agent, and the Singapore visa fees are only around Rs 2500-3000.

Singapore Visa Requirement

Visa Information Indian national require a visa to visit Singapore for business/tourist purposes. Here are the details you need to keep in mind while planning that Singapore vacation!

For Application in Singapore Submit your visa application online via Submission of Application for Visa Electronically (SAVE) through a local contact with a SingPass account or a strategic partner in Singapore.

For Application at our Overseas Mission Submit your visa application at the nearest Singapore Overseas Mission or through the authorized visa agents of the Overseas Missions. The full list of Overseas Missions can be found here . Please visit the respective Mission's website for the visa application procedure.

Requirements for Tourist Visa

  • Completed Form 14A (original) .
  • One recent passport-sized colour photograph (to be pasted on the top right-hand corner of (Form 14A) which meets the following requirements: Image must be taken within the last 3 months Photograph should be in colour, must be taken against a white background with a matt or semi-matt finish Image must show the full face and without headgear (headgear worn in accordance with religious or racial customs is acceptable but must not hide the facial features
  • Photocopy of the applicant's passport biodata page. Please ensure that the passport is valid for at least 6 months from the date of entry.
  • Completed Form V39A (Letter of Introduction for Visa Application).
  • Local contact's Singapore Identity Card ( original and photocopy ).
  • Letter of Introduction (LOI) may be issued by a local contact in Singapore. Any Singapore Citizen or Singapore Permanent Resident who is at least 21 years old can act as a local contact. If you are not able to furnish a LOI from a local contact, you may approach your Embassy to issue a LOI to support your visa application.

Other Requirements

The applicant and the local contact may be required to furnish additional documents and information whenever necessary. Official translations of the documents are required if they are not in the English language.

Tips on currency exchange

Currency exchange for Singapore is relatively simple too. Indians can easily exchange INR for SGD in India or carry traveller’s cheques or a Forex card. Currency conversion is also possible in Singapore, in small stores in Little India or at the airport. However, it is recommended that you exchange currency before you leave in order to get good rates. Indians can carry a maximum of SGD 20,000. While on the subject of Singapore currency to INR conversion, 1 SGD is approximately equal to 52 INR (as on 3 Feb 2020).

How to get travel insurance for Singapore from India

The next crucial element you need to look into is travel insurance Singapore from India. Travel Insurance is a must whenever you travel abroad, and travel insurance for Singapore is especially important as things can get a little bit expensive if you are not well prepared. For instance, shopping for essentials if your luggage is lost or finding a hotel if your flight gets delayed can burn a hole in your pocket. Medical care can also be costly if you need it during your Singapore travel.

Tata AIG’s Travel Guard is the perfect solution. Providing a comprehensive cover, Tata AIG’s travel insurance for Singapore from India takes care of all your travel worries. It compensates you if your luggage gets lost or delayed, pays for loss and damage in the event of a burglary at your home while you travel, meets the expenses incurred to get a duplicate or new passport in case it gets lost, and reimburses you in case of bounced bookings of hotels and airline, among other things.

Travel insurance Singapore also covers medical expenditure. It pays compensation for accidental death or injury during the trip. It also reimburses expenses incurred on account of injury or sickness, such as emergency transportation to a hospital, treatment, and medical supplies. Tata AIG’s Travel Guard takes complete care of you in unforeseen incidents while you are abroad. You can compare travel insurance plans online on our website and select the one most suited to your travel insurance requirements.

It is essential to note that Singapore has stringent laws. It is illegal to carry chewing gum, chewing tobacco, e-cigarettes, lighters, and firecrackers. There is an Indian embassy in Singapore that travellers can reach out to for any consular services. You can contact the embassy in case of a misplaced visa, lost/damaged passport, medical emergency, etc.

#ThinkAhead and plan your Singapore trip like a pro with these tips. The beautiful country of gardens, good food, glitz and glamour beckons!

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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Travel Insurance for Singapore

Singapore, often regarded as the "Lion City," is a dynamic and modern destination nestled in the heart of Southeast Asia. This bustling island nation is a melting pot of cultures, offering a rich blend of history, innovation, and natural beauty. Whether you're visiting for business, education, or leisure, Singapore has something for everyone. Explore the importance of international travel insurance for your Singapore adventure.

Key Features of Singapore Travel Insurance

Types of travel insurance for singapore.

It is important to purchase the right travel insurance for Singapore that fits your travel criteria and budget. Here are the types of policies offered:

Travel Plans for Individual

This travel plan is designed for solo travellers visiting a foreign country, which in this case is Singapore. With the HDFC ERGO individual travel insurance for Singapore as your trusted companion, you will never be alone in your time of need.

Travel plan for Families

This plan protects families against unforeseen circumstances that they might face during their international holidays in Singapore. It means that instead of paying premiums for separate travel insurance for each individual, you can secure all members of your family under a single policy during the trip.

Travel plan for Students

The HDFC ERGO student travel insurance plan is for students who are planning a short stay in Singapore for study purposes. Managing studies while dealing with common medical, baggage and stay-related issues without the backing of travel insurance can be very challenging.

Travel plan for Frequent Fliers

This plan for frequent travellers is designed to cover multiple trips within a predetermined period under a single policy. This way, you won't have to purchase new travel insurance policies or tackle paperwork every time you go on a different trip.

Travel Plan for Senior Citizens

The senior citizen travel insurance for Singapore offers coverage against unforeseen events that older adults may face during their international trips. This way, they can seamlessly enjoy their trip without the need to worry about common medical, baggage and journey-related contingencies.

Benefits of Buying Travel Insurance for Singapore

Travel insurance offers a safety net for unexpected events during your trip. Here are some key benefits of purchasing travel insurance for your Singapore trip:

• Financial Peace: International travel insurance provides financial peace by offering coverage for unexpected circumstances, reducing stress and financial burden.

• Cashless Benefits: France travel insurance includes cashless medical assistance, ensuring you can receive treatment at network hospitals without worrying about upfront payments.

• Quick Assistance: Enjoy 24x7 customer support and efficient claims processing with France travel insurance, ensuring a hassle-free trip.

• Baggage Security: Protect your belongings from delays, loss, or damage during your international journey by purchasing France trip insurance.

• Comprehensive Medical Coverage: France travel insurance covers various medical expenses, including emergency medical care, dental costs, evacuation, repatriation, and more.

• Journey-Related Complications: Get coverage for unexpected situations like flight delays, personal liability, and hijack distress allowance, enhancing your travel experience.

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Looking for travel insurance for your Singapore trip? No need to look further. Click here to Buy Now!

What's covered under travel insurance for singapore from india.

  • Medical Coverage
  • Journey-Related Coverage
  • Baggage-Related Coverage

Emergency Medical Expenses

This benefit covers hospitalization, room rent, OPD treatment, and Road Ambulance costs. It also reimburses expenses incurred on Emergency Medical Evacuation, Medical Repatriation and Repatriation of mortal remains.

Dental Expenses

We believe dental healthcare is just as important as hospitalization due to physical illness or injury; hence, we cover dental expenses which can occur during your travel. Subject to policy terms and conditions.

Personal Accident

We believe in seeing you through thick and thin. In the event of an accident, while traveling abroad, our insurance plan provides a lump sum payment to your family to assist with any financial burdens caused by permanent disablement or accidental death.

Personal Accident : Common Carrier

We believe in being by your side through ups and downs. So, under unfortunate circumstances, we will provide a lump sum payout in case of accidental death or permanent disablement arising out of an Injury whilst on a Common Carrier.

Hospital cash - accident & illness

If a person is hospitalized due to injury or illness, we will pay the per day Sum Insured for each complete day of hospitalization, up to the maximum number of days stated in the Policy Schedule.

Flight Delay & Cancellation

Flight delays or cancellations may be beyond our control, but worry not, our reimbursement feature allows you to meet any essential expenses arising from the setback.

Trip Delay & Cancellation

In case of a trip delay or cancellation, we will refund the non-refundable portion of your pre-booked accommodation and activities. Subject to policy terms and wordings.

Loss of Passport & International driving license

Losing important documents can leave you stranded in a foreign land. So, we will reimburse expenses related to obtaining a new or duplicate passport and/or international driving license.

Trip Curtailment

Don't worry if you have to cut your trip short due to unforeseen circumstances. We'll reimburse you for your non-refundable accommodation and pre-booked activities as per the policy schedule.

Personal Liability

If you ever find yourself liable for third-party damage in a foreign land, our travel insurance helps you compensate for those damages effortlessly. Subject to policy terms and conditions.

Emergency Hotel Accommodation for Insured Person

Medical emergencies may mean you need to extend your hotel booking by a few days more. Worried about the added expense? Let us take care of it while you recover.subject to policy terms and conditions

Missed Flight Connection

Don't worry about unexpected expenses due to missed flight connections; we will reimburse you for the expenses incurred on accommodation and alternate flight booking to reach your destination.

Hijack Distress Allowance

Flight hijacks can be a distressing experience. And while the authorities help sort out the issue, we'll do our bit and compensate you for the distress it causes.

Emergency Cash Assistance Service

When traveling, theft or robbery can lead to a cash crunch. But don't worry; HDFC ERGO can facilitate fund transfers from the insured 's family in India. Subject to policy terms and conditions.

Loss Of Checked-In Baggage

Lost your checked-in baggage? Don't worry; we'll compensate you for the loss, so you don't have to go without your essentials and vacation basics. Subject to policy terms and conditions.

Delay of Checked-In Baggage

Waiting is never fun. If your luggage gets delayed, we'll reimburse you for essentials like clothing, toiletries and medication so you can start your vacation worry-free.

Theft of baggage and its contents

Theft of baggage can derail your trip. So, to ensure your trip stays on track, we'll reimburse you in case of baggage theft. Subject to policy terms and conditions.

The above mentioned coverage may not be available in some of our Travel plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plan.

What's Not Covered Under Travel Insurance for Singapore from India

Breach of law.

Sickness or health issues caused due to war or a breach of the law is not covered by the plan.

Consumption of Intoxicant substances

If you consume any intoxicants or banned substances, the policy shall not entertain any claims.

Pre existing diseases

If you suffer from any illness before the travel you’ve insured and if you undergo any treatment for an illness that already exists, the policy does not cover expenses related to these incidents.

Cosmetic and Obesity Treatment

Should you or any member of your family opt to undergo any cosmetic or obesity treatment during the course of the travel you’ve insured, such expenses remain uncovered.

Self Inflicted Injury

Any hospitalization expenses or medical costs arising from self-inflicted injuries are not covered by the insurance plans we offer.

The above mentioned coverage may not be available in some of our Health plans. Please read the policy wordings, brochure and prospectus to know more about our travel insurance plans.

How to Buy Travel Insurance Online?

• Click here link , or visit the HDFC ERGO travel insurance webpage to BUY our policy.

• Enter traveler details, destination information, and trip start and end dates.

• Choose your preferred plan from our three tailored options.

• Provide your personal details.

• Fill in additional details about the travelers and proceed to pay using online payment methods.

• All that's left to do is- download your policy instantly!

Did you know? It is mandatory to have a valid travel health insurance policy to enter any of the Schengen Area countries.

Interesting facts about singapore, documents required for singapore tourist visa.

• A valid passport with six months validity

• Passport size photos

• A copy of your completed and signed visa application form

• Details about your itinerary

• Proof of hotel bookings, flight bookings

• Copy of return flight ticket

• Statement from your bank of the last six months to prove you have enough finances to fund your visit

Best Time to Visit Singapore

The best time to visit Singapore depends on your preferences:

• July to September: Ideal for lesser rainfall and pleasant weather.

• June to August: Perfect for beach lovers and shopaholics during the Great Singapore Sale.

• December to February: Experience a traditional British winter with Christmas markets and festivities.

To know more about the best time, climate, temperature and other factors before visiting Singapore. Read our blog on Best time to visit Singapore .

All Year-Round Essentials for Singapore

1. Passport and travel documents, including travel insurance information.

2. Comfortable walking shoes for urban exploration and nature trails.

3. Sunglasses and sunscreen to protect against the intense equatorial sun.

4. Reusable water bottle to stay hydrated in the heat.

5. Camera and electronic chargers/adapters (Singapore uses type G power sockets).

6. The tropical weather calls for breathable clothing, sun hats, and swimwear.

7. Carry a light rain jacket or umbrella due to the increased likelihood of rain in winters.

Singapore Safety And Precautionary Measures To Be Undertaken

While Singapore is known for its safety, it's essential to stay vigilant and follow local customs and laws:

• Discipline is highly valued, and corporal punishment is widely accepted.

• Chewing gum is banned, and importing it into the country is illegal.

• Littering is strictly penalized, so dispose of waste properly.

• Smoking is prohibited in certain indoor public areas.

Covid-19 travel specific travel guidelines

• Wear a face mask in public places and while using public transportation.

• Maintain personal hygiene and safe distancing in crowded tourist areas.

• Learn about the latest regional Covid-19 guidelines and rules and follow them.

• Comply with the local authorities if you develop any symptoms.

List of International Airports in the Singapore

Ready to embark on your journey to singapore secure your peace of mind with hdfc ergo’s travel insurance. get a quote now to ensure a worry-free and memorable trip to the lion city., popular destinations in singapore.

Make sure to add these popular locations to your Switzerland travel plan for a one-of-a-kind tourism experience;

Marina Bay Sands

Visit Marina Bay Sands for its stunning rooftop views, entertainment, and the iconic SkyPark.

Gardens by the Bay

Explore Gardens by the Bay with its otherworldly Supertrees, lush gardens, and captivating domes.

Singapore Zoo

Enjoy a day at the Singapore Zoo, where you can get up close to a variety of animals in natural settings.

Orchard Road

Shop till you drop on Orchard Road, Singapore's premier shopping district with malls and boutiques galore.

Immerse yourself in the artsy and eclectic vibe of Haji Lane, filled with unique shops and vibrant street art.

Things To Do in Singapore

Discover exciting activities during your Singapore trip:

• Visit iconic landmarks like Merlion.

• Explore vibrant neighborhoods and street art in Haji Lane.

• Experience Singapore's kampong past at Kampong Lorong Buangkok.

• Get up close with orangutans at Singapore Zoo.

• Enjoy nature walks at MacRitchie Reservoir.

Money Saving Tips in Singapore

Make the most of your Singapore visit without breaking the bank:

• Explore free attractions like Gardens by the Bay and Marina Barrage.

• Have a beach day just 30 minutes from the city center with a picnic.

• Attend free concerts at Esplanade.

• Shop affordably at Mustafa Centre for souvenirs.

• Avoid visiting during the Formula 1 motor racing event to save on hotel prices.

List of Well-known Indian Restaurants in Singapore

Here are some popular Indian restaurants in Singapore that promise a delightful culinary journey:

• Rang Mahal: Located in the iconic Pan Pacific Singapore, Rang Mahal is renowned for its luxurious ambiance and exquisite Indian fare. It's a top choice for traditional North Indian dishes, including kebabs, biryanis, and curries.

• Dishoom: Inspired by the Irani cafés of Bombay, Dishoom brings a taste of India's bustling street food scene to Singapore. Guests can savor a variety of flavorful dishes, from kebabs to biryanis, in a vibrant setting.

• Banana Leaf Apolo: A beloved institution in Little India, Banana Leaf Apolo offers a quintessential South Indian dining experience. Their signature banana leaf rice, served with an array of delectable vegetarian and non-vegetarian sides, is a must-try.

• Komala Vilas: This legendary vegetarian restaurant has been serving South Indian classics for decades. From crispy dosas to hearty thalis, Komala Vilas offers a taste of South India's culinary heritage.

• Zaffron Kitchen: Zaffron Kitchen is known for its contemporary take on Indian cuisine. With a focus on North Indian and tandoor specialties, it's a great place to savor dishes like butter chicken and kebabs.

Local Law and Etiquette in Singapore

Respect local laws and customs:

• Value discipline, as corporal punishment, is accepted.

• Refrain from chewing gum as it is banned.

• Avoid littering and be mindful of cleanliness.

• Adhere to no-smoking rules in designated areas.

Indian Embassies in Singapore

International travel insurance for most visited countries.

Take your pick from the options below, so you can be better prepared for your trip to a foreign country

Travel Insurance for UAE by HDFC ERGO

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Travel Insurance for France by HDFC ERGO

List Of Countries Where Travel Insurance Is Mandatory

Schengen countries.

  • the Netherlands
  • Switzerland
  • Liechtenstein and Luxembourg

Other countries

Source : VisaGuide.World

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Frequently asked questions, 1. do i need a visa to visit singapore as an indian citizen.

Yes, Indian citizens require a visa to visit Singapore for tourism purposes. You can apply for a tourist visa through the official website of the Immigration and Checkpoints Authority (ICA) of Singapore or seek assistance from the nearest Singaporean embassy or consulate.

2. What is the currency used in Singapore?

The official currency of Singapore is the Singapore Dollar (SGD), often denoted as "$" or "S$." It is readily accepted across the country, and you can easily exchange your currency at banks and money changers.

3. What is the best time of year to visit Singapore for favorable weather and outdoor activities?

The best time to visit Singapore for pleasant weather and outdoor activities is generally from February to April when the climate is cooler and experiences less rainfall.

4. Is travel insurance necessary for my Singapore trip?

While travel insurance is not mandatory for Singapore, it is highly recommended. Travel insurance provides valuable coverage for unexpected events such as medical emergencies, trip cancellations, and lost baggage, ensuring a worry-free and protected journey.

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Travel Insurance for Singapore

Please note that this policy is not applicable for more than 90 days on an immigrant visa. Kindly ensure your travel duration is 90 days or less.

Please note that this policy is not applicable for more than 180 days on a non-immigrant visa. Kindly ensure your travel duration is 180 days or less.

List of USA and Canada Countries

  • France Belgium Czech Republic Denmark Estonia Finland
  • Austria Germany Greece Hungary Iceland
  • Italy Latvia Liechtenstein Lithuania Luxembourg
  • Malta Netherlands Norway Poland Portugal
  • Slovakia Slovenia Spain Sweden Switzerland

List of European Union Member States These are not Schengen States but with similar travel insurance requirements.

List of schengen countries, list of european union member states these are not schengen states but with similar travel insurance requirements. our schegen travel insurance covers these countries., list of asia countries.

  • Afghanistan Armenia Bahrain Bangladesh Bhutan
  • Brunei Cambodia China Cyprus Indonesia
  • Iraq Israel Japan Jordan
  • Kuwait Kyrgyzstan Laos Lebanon Malaysia
  • Maldives Mongolia Nepal
  • Oman Pakistan Palestine Philippines Qatar
  • Saudi Arabia Singapore South Korea Sri Lanka
  • Taiwan Tajikistan Thailand Timor-Leste Turkmenistan
  • United Arab Emirates (UAE) Uzbekistan Vietnam Yemen
  • Rest of the World
  • Russia Turkey Azerbaijan Georgia Kazakhstan

Travel Scope

Please select age group.

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List of Schengen States

List of asian countries, non schengen european union states covered under icici schengen travel insurance.

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Single Trip

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Travel Safe to Singapore – The Marvel of Urban Landscapes

Asia’s little red dot, Singapore is an unexpected wonderland for fans of nature and skyscrapers. The world’s aspiring ‘City in a Garden’ offers sharp contrasts between smoky temples and tall buildings. One minute you are in the wet markets of Hong Kong and malls of Chinatown and the other on the Mumbai streets of Little India. You can truly travel the world without ever leaving the island.

While you travel the world within Singapore, opt for comprehensive international travel insurance. A travel insurance offers protection against any untoward incidents. ICICI Lombard offers international travel insurance policies that are suited to different demographics. Our travel insurance plans are available online, easy to purchase, and offer coverage without medical tests up to 85 years of age.

Singapore is amongst the finest places in the world known for its cleanliness and punctuality. It is a true paradise for nature lovers, with beautiful gardens, animal parks and plenty of flora and fauna to enjoy. A first time visit to the island city can be overwhelming and thus it is recommended to have a travel insurance to protect you in times of need.

Benefits of Travel Insurance in Singapore

Get the best cover for your travel plans from icici lombard and avail these exciting benefits on your next trip to singapore:.

Daily Allowance in Case of Hospitalisation

Daily Allowance in Case of Hospitalisation

No Medical Tests up to 85 Years of Age

No Medical Tests up to 85 Years of Age

Trip Cancellation and Interruption Reimbursement

Trip Cancellation and Interruption Reimbursement

Emergency Cash Advance (for instances such as theft, burglary, etc.)

Emergency Cash Advance (for instances such as theft, burglary, etc.)

Cashless Hospitalisation Worldwide

Cashless Hospitalisation Worldwide

Coverage for Total Loss of Checked-in Baggage

Coverage for Total Loss of Checked-in Baggage

Emergency Hotel Extension

Emergency Hotel Extension

Things to Do in Singapore

Singapore may be small; however, it offers an amazing array of enjoyable places that are enough to spoil you with enough choices. From historical sites that display the humankind’s history to thrilling nightlife, travellers will not run out of places to explore.

  • Marina Bay You must visit the Marina Bay to get a view of this architectural wonder. It offers the best of dining, luxury shopping, spectacular nightlife, and entertainment. The hotel is also crowned as the world’s largest rooftop infinity pool. This majestic hotel holds 60 restaurants and 170 premium brand stores.

Marina Bay-Singapore

  • Sentosa Island If you prefer calm and peace to skyscrapers and dizzying heights, Sentosa Island is the place for you. The island has several attractions for you to enjoy and you can just kick back and relax. You can also visit the SEA aquarium and experience marine life up close. The huge aquarium features shark tanks, jellyfish, and numerous other aquatic creatures.

Sentosa Island Singapore

  • Universal Studios You must visit Universal Studios and witness your favourite movie characters come to life. Several attractions cater to movie fans and comic book lovers alike. It is recommended to put aside a full day if you wish to truly explore it. Attractions such as Sci-Fi city, Jurassic Park, ancient Egypt and others will provide you with a one-of-a-kind experience.

Universal Studios Singapore

  • Madame Tussauds museum An absolute must visit place in Singapore is the Madame Tussauds wax museum. Located on Sentosa Island, this museum is the place where you get to see the most iconic celebrities and TV personalities in their wax form. Every statue is carved with extraordinary precision, which results in real-to-life replica of the personalities.

Madame Tussauds museum-Singapore

  • Orchard market The Orchard road in Singapore is Asia’s famed shopping street. This street is every shopper’s paradise. It is the home to fashion essentials, specialist stores and a multitude of lifestyle stores. The street is a stretch of 2.2 km shopping belt that offers dining and entertainment options to fit every budget. You can also pamper yourself by luxurious skin body and hair treatments or enjoy the view from the 56 th storey ION Sky building.

Orchard market-Singapore

Embassy Information

It is useful to know the locations of the Indian Embassy and Consulates of any country that you visit. This information helps in the case of events like passport loss or theft. Here are the Indian Embassy and Consulate locations in Singapore:

List of International Airports

Visa procedure.

The visa types differ based on the purpose of your visit. Make sure that you fill the form carefully and properly, as even minor errors may lead to your visa application being rejected.

To apply for non-immigrant or travelling visa, your will require the following documents:

  • Confirmed return air ticket with trip itinerary.
  • Covering letter of the applicant
  • Bank statement reflecting transactions of the last 6 months duly attested by a bank official
  • Two passport sized photographs (35mm x 45mm) of each visitor, taken against white background with matte finish.
  • Proof of hotel/ accommodation reservation in Singapore
  • Duly filled Visa application form

Here is a list of Singapore Embassies and Consulates in India:

List of Well-known Indian Restaurants in Singapore

Here are few Indian restaurants in Singapore that won’t let you feel away from home with their delicious Indian taste:

Customer Reviews

t1

Ganesh Jain

It was my fifth visit to Singapore. While enjoying the beautiful view from Sky Bar at Marina Bay, I slipped and fell on the floor injuring myself. Thankfully, I was insured with ICICI Lombard Travel insurance. I was provided with prompt medical attention with cashless facility, saving my trip.

t2

Rana Manjrekar

I have been a world traveller for years. This was my first visit to Singapore. Usually I am an extremely cautious person; however, I made the mistake of letting a stranger divert my attention. This cost me the theft of my baggage. So here, I was just entering Singapore without any belongings. I appreciate the assistance provided by ICICI Lombard, which saved my trip.

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Singapore Travel Insurance

Travel insurance for singapore.

Known for its mouthwatering hawker fare, dazzling skyline, and the ever-so-iconic Marina Bay Sands, Singapore is a combination of cultural delights and modern wonders. As you plan your exciting journey to the Lion City, it's essential to consider the unexpected twists and turns that can arise during your travels. In this guide, we'll unravel everything you need to know about travel insurance for your Singaporean adventure.

  • What should your Travel insurance cover for a trip to Singapore? 

How does Travel Insurance work in Singapore?

  • Do I need Travel Insurance for Singapore? 
  • How much does Travel Insurance cost for Singapore? 
  • Our Suggested AXA Travel Protection Plan
  • What types of medical coverage does AXA Travel Protection plans offer?
  • Are There Any COVID-19 restrictions for Travelers to Singapore?

Traveling with pre-existing Medical Conditions? 

What should your travel insurance cover for a trip to singapore.

At a minimum, your travel insurance to Singapore should cover trip cancellation, trip interruption and emergency medical expenses. When it comes to international travel, the US Department of State outlines key components that should be included in your travel insurance coverage.  AXA Travel Protection plans are designed with these minimum recommended coverages in mind. 

  • Medical Coverage   – The top priority is making sure your health is in order. With AXA Travel Protection, you can have access to quality healthcare during your trip overseas in the event of unexpected medical emergencies.    
  • Trip Cancellation & Interruptions  – Assistance against unexpected trip disruptions can dampen the mood, AXA Travel Protection offers coverage against unforeseen events.   
  • Emergency Evacuations and Repatriation   – In situations where transportation is dire, AXA Travel Protection offers provisions for emergency evacuation and repatriation.   
  • Coverage for Personal Belongings  – AXA offers coverage for your belongings with assistance against lost or delayed baggage.   
  • Optional Cancel for Any Reason  – For added flexibility, AXA offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons.  Exclusive to Platinum Plan holders. 

In just a few seconds, you can get a free quote and purchase the best travel insurance for Singapore.

Imagine you're all set for your vacation to Singapore. You've got your itinerary planned, bags packed, and excitement levels through the roof. However, your flight encounters unexpected delays due to severe weather conditions. Here's where AXA Travel Protection’s "Trip Delay" coverage comes to assist. While waiting for the skies to clear and your flight to take off, you find comfort in knowing that your policy offers coverage for additional expenses incurred during the delay. Whether it's the cost of a meal at the airport or an unplanned overnight stay in a hotel, your travel insurance has got you covered. In times of escalating challenges, AXA is here to assist you in devising a strategic course of action. Here’s the full list of benefits AXA Travel Protection Plans have to offer:

Medical Benefits:

  • Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for medical expenses, including hospital stays and doctor's fees. 
  • Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for evacuation to the nearest appropriate medical facility or repatriation. 
  • Non-Emergency Evacuation & Repatriation : In non-medical crises (e.g., political unrest), your policy may cover evacuation or repatriation, subject to policy terms. 

Pre-Departure Travel Benefits: 

  • Trip Cancellation: You may be eligible for reimbursement if you cancel your trip due to a sudden illness or injury. 
  • COVID-19 Travel Insurance: Coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions. 
  • Trip Delay: If your flight faces delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations. 

Post-Departure Travel Benefits:

  • Trip Interruption: In case of an unexpected event, you could be eligible for reimbursement for the unused portion of your trip.
  • Missed Connection: If you miss a connecting flight due to delays or cancellations, this coverage may help with expenses like rebooking fees and accommodations.

Baggage Benefits: 

  • Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries. 
  • Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value, assisting you in replacing your belongings. 

Additional Optional Travel Benefits:

  • Rental Car (Collision Damage Waiver): Exclusive to Gold & Platinum plan policy holders, this optional benefit gives travelers extra coverage on their rental car against damage and theft. 
  • Cancel for Any Reason: Exclusive to Platinum plan policy holders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy. 
  • Loss Skier Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures. 
  • Loss Golf Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures. 

Do I need Travel Insurance for Singapore?

Starting February 13, 2023, visitors to Singapore are no longer mandated to have travel insurance. However, it's highly advised for all travelers to consider obtaining a thorough travel insurance policy that includes coverage for medical emergencies, trip cancellations, and delays. Why? There are several reasons:

Singapore, known for its top-notch healthcare, might surprise you with unexpected medical costs. With coverage for emergency medical expenses, you're offered coverage and assistance for any unforeseen life events.

Lost Baggage: Airlines sometimes mishandle baggage, and the last thing you want is to be without your essentials in an unfamiliar place. Travel insurance offers to cover the cost of replacing necessary items, allowing you to continue.

Despite Singapore's efficient travel network, unexpected delays can happen. The "Trip Delay" benefit comes in handy, covering extra expenses like meals and accommodation so your travel hiccups do not turn into headaches.

How much does Travel Insurance cost for Singapore?

In general, travel insurance costs about 3 – 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans: 

  • Total Trip cost:  The total non-prepaid and non-refundable costs you have already paid for your upcoming trip. This includes prepaid excursions, plane tickets, cruise costs, etc.
  • Age:  Like any other insurance type, the correlation is rooted in increased health risks associated with older individuals. It's important to note that this doesn't make travel insurance unattainable for older individuals. 

With AXA Travel Protection, travelers to Singapore will be offered three tiers of insurance:  Silver,   Gold  and  Platinum . Each provides varying levels of coverage to cater to individual's preferences and travel needs. 

Our Suggested AXA Travel Protection Plan 

AXA presents travelers with three travel plans – the  Silver Plan ,  Gold Plan , and  Platinum Plan , each offering different levels of coverage to suit individual needs. Given that Singapore hospitals often do not accept U.S. health insurance or Medicare, we genuinely recommend travelers to consider purchasing any of these plans, particularly for the crucial coverage they offer for emergency accident and sickness medical expenses. The Platinum Plan is your go-to choice if you're looking for extra coverage for Singapore’s experience. " Cancel for Any Reason " offers greater flexibility for those unexpected twists in your travel plans and the "Rental Car (Collision Damage Waiver)" offers assistance when you're out exploring Singapore's stunning landscapes in a rental car. For avid golfers planning a swing through Singapore’s world-class golf courses, the "Loss Golf Days" benefit is exclusive to Platinum plan policyholders. This optional benefit steps in to offer reimbursement for pre-paid golf arrangements that you might be unable to utilize due to specified golf closures.

What types of medical coverage do AXA Travel Protection plans offer?

AXA covers three types of medical expenses:

  • Emergency medical expenses 
  • Emergency evacuation & repatriation 
  • Non-medical emergency evacuation & repatriation 

Emergency Medical: Offers coverage when unexpected health issues happen, like broken bones, burns, sudden illnesses, or allergic reactions.

Emergency Evacuation and Repatriation: Can cover your immediate transportation home in the event of an accidental injury or illness. 

Non-Medical Emergency Evacuation and Repatriation: Comes into play when you urgently need to leave a place for reasons not related to health. This coverage may assist with evacuation in non-medical situations, such as natural disasters or civil unrest.

Are there any COVID-19 restrictions for travelers to Singapore?

Entry into Singapore for all travelers is permitted without the need for entry approvals, pre-departure tests, on-arrival tests, quarantine, or mandatory COVID-19 travel insurance.

Traveling with preexisting medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip.

Traveling with pre-existing medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip.   Our Gold and Platinum  plans offer coverage for pre-existing medical conditions.  The Platinum plan, in particular, is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons, 

What does this mean for you? If you've got a medical condition that's been hanging around, you can qualify for coverage under our Gold and Platinum plans with a pre-existing medical condition , so long as it’s within 14 days of placing your initial trip deposit and in our 60-day look-back period. We're here to ensure you travel easily, no matter your health situation. 

1. Can you buy travel insurance after booking a flight?

You can buy travel insurance even after your flight is booked.

2. When should I buy Travel Insurance to Singapore?

Purchasing travel insurance for your trip is advisable as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs.) AXA Travel Protection offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip. Additionally, our policies offer coverage for preexisting medical conditions and Cancel for Any Reason if you purchase your protection within 14 days of making your initial trip deposit.

3. Do Americans need travel insurance in Singapore?

From February 2023, Singapore no longer requires travel insurance for visitors, but it's still advised. Given Singapore's reputation for outdoor activities like kayaking and hiking, having travel insurance is essential for emergencies.

4. What is needed to visit Singapore from the USA?

Documents required for entering Singapore include a passport valid for a minimum of six months, an SG Arrival Card (which you can obtain via the ICA website), bank statements demonstrating adequate funds for your stay in Singapore, and a confirmed onward or return flight ticket.

5. What happens if a tourist gets sick in Singapore?

If you become sick in Singapore, travelers with AXA Travel protection can contact the AXA Assistance hotline at  855-327-1442 . Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.

Disclaimer: It is important to note that Destination articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Specifics of travel coverage for your destination will depend on the plan selected, the date of purchase, and the state of residency. Customers are advised to carefully review the terms and conditions of their policy. Contact AXA Travel Insurance if you have any questions. AXA Assistance USA, Inc.© 2023 All Rights Reserved. 

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travel medical insurance india to singapore

Travelling From India to Singapore? Here Are 3 Health Insurances to Know in 2024

Byron Mühlberg, writer at Monito.com

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Whether you're travelling to Singapore to visit friends or family there, or just as a tourist eager to see the famous Marina Bay Sands, Gardens by the Bay, or Singapore Zoo, before arriving from India, it's crucial to consider your travel insurance options And while travelling to Singapore can be an accessible, it's worth remembering that out-the-pocket healthcare costs are among the most expensive in the world, so it's not just a good idea, but essential, to arrive in the country with travel health insurance under your belt.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Singapore and other countries worldwide. Our list below explores the four services we believe provide the best deals for young adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats alike.

Singapore Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Singapore:

Best Travel Insurances for Singapore

  • 01. Should I get travel insurance for Singapore? scroll down
  • 02. Best medical coverage: VisitorsCoverage scroll down
  • 03. Best trip insurance: Insured Nomads scroll down
  • 04. Best mix for youth and digitial nomads: SafetyWing scroll down
  • 05. FAQ about travel insurance from India to Singapore scroll down

Is Travel Insurance Mandatory From India to Singapore?

Yes, travel insurance is mandatory for travel to Singapore. This means that as a traveller to Singapore, you must provide valid travel insurance coverage for the entire duration of your stay. If you don't arrive with travel insurance, you risk being denied entry into Singapore, or even deported in certain cases from India.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Singapore or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Singapore from India:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for visitors from India travelling to Singapore. It lets you choose between various plans tailored to meet the specific needs of your trip to Singapore, including coverage for emergencies, doctor's visits, and other medical-related expenses. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

Get a quote ❯

  • Coverage 9.0
  • Quality of Service 9.0
  • Pricing 7.6
  • Credibility 9.5

VisitorsCoverage offers a large variety of policies, and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Singapore:

  • Policy names: Varies
  • Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
  • Trip coverage: Excellent - but only available for US residents.
  • Customer support: FAQ, live chat and phone support
  • Pricing range: USD 25 to USD 150 /person /month
  • Insurance underwriter: Lloyd's, Petersen, and others
  • Best for: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another good travel insurance provider for Singapore, especially if you're adventurous or frequently on the go and are looking for solid trip insurance from India with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

Get a quote ❯

  • Coverage 7.8
  • Quality of Service 8.5
  • Pricing 7.4
  • Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

  • Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
  • Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
  • Trip coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
  • Customer support: FAQ, live chat, phone support
  • Pricing range: USD 80 to USD 420 /person /month
  • Insurance underwriter: David Shield Insurance Company Ltd.
  • Best for: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for young people or digital nomads from India because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind in Singapore knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

Get a quote ❯

  • Coverage 7.0
  • Quality of Service 8.0
  • Pricing 6.3
  • Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

  • Policy names: Nomad Insurance, Remote Health
  • Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
  • Trip coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
  • Pricing range: USD 45 to USD 160 /person /month
  • Insurance underwriter: Tokyo Marine HCC
  • Best for: Digital nomads, youth, long-term travelling

Compare For Yourself

In this post, we explored three travel insurance providers you should consider for your next trip to Singapore from India. That being said, there are many more providers out there, some of which might make even more sense for you depending on your travel needs and preferences. To compare the top providers on the market, run a search on Monto's travel insurance comparison engine below 👇

Find travel insurance for you:

How do they compare.

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Singapore? Take a look at the side-by-side chart below:

Data correct as of 14/02/2023

FAQ About Travel Insurance from India to Singapore

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

Yes, travel insurance is mandatory for travel to Singapore. This means that as a traveller to Singapore, you must provide valid travel insurance coverage for the entire duration of your stay. If you don't arrive with travel insurance, you risk being denied entry into Singapore, or even deported in certain cases.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to visitors worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the insured, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent tourists.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

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Covid-19 Insurance

Visitors entering Singapore, who wish to purchase travel insurance with Covid-19 coverage can refer to the list of insurance providers below.

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India travel insurance for Singapore

Travel insurance for singapore.

Some of the criteria include:

  • Policy is available for all entry ages under different plans
  • Travel insurance is available for the maximum of 180 days under a Single Trip plan
  • Traveller should hold either an Indian passport, PIO Card (Persons of Indian Origin Card) or OCI Card (Overseas Citizen of India Card)
  • Traveller should be traveling out from India to purchase the Policy

The key factors influencing the premium are the Age of the traveller, Destination of trip, Duration of travel and the Accident & Sickness Sum Insured opted for.

Travel Insurance provides you and your family medical, non medical and other assistance in case of an emergency while travelling on a Domestic or International Trip; irrespective of whether you are a business or leisure traveller. Insuring your trip ensures a stress free and enjoyable holiday.

Singapore - Unique features

  • Available for older travellers without sublimits
  • Best coverage for pre-existing conditions
  • Popular travel insurance plans from top reputed insurance providers
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Overseas Travel Medical Insurance Singapore

Singapore is an island city-state in Southeast Asia. It lies one degree north of the equator, at the southern tip of the Malay Peninsula, with Indonesia's Riau Islands to the south and Peninsular Malaysia to the north.

Travel insurance from India to Singapore is much cheaper when compared to more developed destinations in Americas and Europe. Travel medical Insurance for Indians to Singapore should be purchased for “Excluding Americas” or “Asia” Plan

 Singapore - General information

While in Austria the traveler might come across a medical emergency. Therefore an important requisite of the Schenen visa is that an Indian traveler should have a valid travel medical insurance as the health care facility in Austria is very expensive.

Singapore Dollar

Best time to visit

Country code.

58.15 Lakhs

English, Malay and Tamil

Football and Basketball

721.5 square kilometers

Vacation spots

Pulau Ubin, Jurong East, Woodlands, Pulau Ujong, Tampines, Ang Mo Kio, Bukit Batok, Kranji, Clementi, Novena, Choa Chu Kang.

Travel to Singapore – Overview

Location / language of singapore, visa requirements / currency (please note these procedures / exchange rates can changed from time to time…please get an update from the embassy prior to travel).

Indian nationals (Passport Holders) are required to apply for visa to enter Singapore. Indian nationals holding official and diplomatic passports are exempted from the entry visa requirement.

Top 10 Tourist Attractions in Singapore

  • Marina Bay -   The famous Marina Bay is the most spectacular side of the city with buildings like the Casino, the Science Museum and many shopping, nightlife and dining options.
  • Universal Studios –   The Universal Studios of Singapore has above 20 tourist spots in the themed zones comprising the lost World, New York, Ancient Egypt, Madagascar, Hollywood, and Far Far Away.
  • The Merlion –  The Merlion is actually more than a statue. It’s Singapore’s mythical symbol.
  • Singapore Flyer -  The Singapore Flyer is the largest observation wheel in the world. Constructed over a three-level terminal building, the Flyer is 165 meters high and 150 meters in diameter, and travels at 0.21m per second.
  • Night Safari –   It is a leading conservation and research centre in Asia which offers a unique glimpse into the nocturnal animal kingdom, with above 1,000 animals and 59 exhibits which are seen worldwide.
  • Garden by the Bay –   Garden by the Bay is constructed on the reclaimed place in central Singapore and comprises 3 gardens: Bay East, Bay Central and Bay South with the biggest garden, showcasing the tropical horticulture in a 160 feet dominating landscape.
  • Clarke Quay -   This amazing riverside development is full of bustling restaurants and bars, pumping nightclubs and boutiques, which attracts a steady stream of tourists. 
  • Raffles Hotel -   This splendid colonial-style hotel has a long history which dates back to 1887 and has become the most important landmarks of Singapore.
  • Chinatown -   Chinatown is another magnificent icon of Singapore; famous for shopping, to view all types of essential attractions and experiencing the authentic Chinese food.
  • Little India –   Situated in the east of the Singapore River, north of Kampong Glam, one can experience exquisite Indian aromas from the restaurants, family kitchens and shops which sell all types of Indian materials.

Things You Must Do in Singapore

  • Walk through Botanical Gardens –  One of the Singapore’s largest green spaces, complete with the world’s most extensive orchid garden, it has a dense patch of ancient rainforest that predates the Gardens; it’s home to 314 species of plants, half of them rare.
  • Visit S.E.A Aquarium –   Located at the Sentosa Island, the world’s largest aquarium, with 49 marine habitats and over 100,000 sea creatures.
  • Take the Singapore River Cruise –   When Singapore’s skyline is beautifully lit up, these 40-minute cruises run every 15-20 minutes between the iconic structures of Marina Bay and the vibrant nightlife of Clarke Quay.
  • Go on Museum Tours –  Check out the National Museum of Singapore, Peranakan and Asian Civilisations Museum.
  • Hike around Mt Faber Park and Southern Ridges -   One of Singapore’s oldest parks, Mt Faber is the city’s second highest hill, covered in secondary rainforest and part of Southern Ridges.

Singaporean cuisine is diverse and contains elements derived from several ethnic groups, as a result of its history as a seaport with a large immigrant population. Influences include the cuisines of the native Malays, the largest ethnic group, the Chinese and the third largest ethnic group, the Indians as well as Indonesian, Peranakan and Western traditions.

Singaporean food delicacies one must try include:

  • Hainanese Chicken Rice - steamed chicken served with rice cooked in chicken stock.
  • Chilli Crab - Hard-shell crabs cooked in semi-thick gravy with a tomato chilli base.
  • Laksa - Rice noodles in spicy coconut curry soup with shrimp, fish cakes, egg and chicken meat.
  • Char Kuay Teow – Broad white noodles fried with black Soya sauce, bean sprouts, fish cake, clams and Chinese sausage.
  • Hokkien Prawn Mee - Stir-fried Hokkien noodles with prawns, slices of chicken or pork, squid and fish cake, seasoned with soy sauce, vinegar and chili.

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Popular tourist destinations in Singapore

Potala Palace

Gardens by the Bay

Gardens by the Bay is a huge, colourful, futuristic park in the bay area of Singapore; and has been crowned World Building of the year at the world Architecture Festival 2012.

Victoria Harbour

Marina Bay is one of the gorgeous places to visit in Singapore and is the main hub for Business, Finance and Community activities.

Hani Terraces

Jurong Bird Park

Jurong Bird Park is home to some around 5000 birds from about 400 species, and spreads across 20.2 hectares, hushed away in the western part of Singapore.

Reed Flute Cave

Merlion Park

The Water Front Park is located in the central of the city overlooking the Marina Bay. The statue stands tall at a height of 8.6 m and is 70 tons in weight.

Benefits of buying travel insurance

One of the most important financial securities a traveller can avail for visitors while going abroad is insurance coverage. In the critical event of hospitalization or emergency medical treatment or any non medical emergency, travel/health insurance will come to the immediate assistance of the traveller. There are visitors insurance plans designed by Indian insurance companies for travellers staying abroad even for a short stay. Compare free quotes and buy visitors insurance online.

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Fast and easy, great prices, customer friendly, popular destinations in asia, compare other travel insurance plans amoung popular companies, india travel insurance blogs and articles, tips to find best travel insurance.

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Visa free countries for Indians - Check, list of visa free countries where Indian passport holders can travel without visa.

Indian passport holders have the benefit of visa on arrival in different countries – find travel insurance suitable for visa on arrival.

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How to buy online.

You can buy insurance online by using a credit/debit card, UPI, direct funds transfer using NEFT or RTGS or by using a cheque.

Already outside India

Travelers who have already traveled from India and do not have insurance can buy travel medical insurance after approval.

Online Renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

Insurance Claims

In case of a claim or reimbursement of treatment expenses, notify by contacting them.

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Travel Insurance India To Singapore | Travel Insurance Singapore

Travel Insurance India To Singapore: TATA AIG, Monito, and Policybazaar are a few travel insurance options for individuals flying from India to Singapore. A daily policy from TATA AIG is available for as little as 47.85 and includes COVID-19 protection, trip cancellation, local help, baggage loss, passport duplication, delayed flights, cancelled hotel reservations, automatic policy extension, and emergency transportation.

While Policybazaar offers a variety of plans for various budgets and needs, Monito focuses on providing affordable travel insurance for Singapore and other nations. Short-term travellers to Singapore who are not completely immunised must obtain COVID-19 coverage.

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Travel Insurance India To Singapore

Travel Insurance India To Singapore

Travel insurance is essential since it protects against unforeseen circumstances including medical emergencies, trip cancellations, and lost property. Travel insurance policies with COVID-19 coverage for Singapore are available from Indian insurance companies like Policybazaar and SingSaver. More details on travel insurance policies that safeguard investments and adhere to Singaporean travel regulations are available from Forbes Advisor. These platforms provide all-inclusive protection against flight delays, property loss, medical costs, and vacation cancellations.

Is Travel Insurance Mandatory for Singapore?

Singapore does not require travelers to purchase travel insurance, but a thorough plan can provide financial security and peace of mind in case of emergency scenarios, assuring travelers adhere to Singapore’s travel regulations.

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COVID-19 Travel Requirements for Singapore

Passport validity, visa application for nations/regions that require visas, and acquaintance with immigration/customs clearance processes are all entry and public health criteria for Singapore. Short-term visitors should have enough cash on hand, provide documentation of onward travel, and extend their stay through the expiration of their visit pass. Declarations for the Singapore Arrival Card (SGAC) must be completed up to three days before to arrival; Singapore citizens, permanent residents, and holders of long-term passes are excluded. Short-term visitors are not permitted to participate in business, professional, or paid job activities, however post-arrival warnings do allow tourists to apply online for visit pass extensions. Overstaying has consequences.

Applications for new permanent residence, long-term passes, work permits, as well as renewals of work permits for those who work in the construction, marine, or process industries or in dormitories, require proof of covid-19 vaccination.

Travel Restrictions within Singapore

Singapore no longer requires COVID-19 measures for visitors as of February 13, 2023, regardless of traveller profile or vaccination status, allowing entrance without entry approvals, pre-departure testing, on-arrival testing, quarantine, or COVID-19 travel insurance.

Visa Requirements for Singapore

Visa requirements for Singapore depend on the visitor’s nationality and purpose. Singapore allows visa-free entry for visitors for 30 or 90 days from 164 different countries. To find out if a current visa is necessary, you must first check the Immigration & Checkpoints Authority (ICA) website or contact the closest Singapore Overseas Mission. A current Singapore entrance visa is necessary if your travel documentation was issued by one of the specified nations or locations. Entry into Singapore is not guaranteed even if you have a valid visa. At the point of entrance, ICA officials decide whether to provide an immigration pass. Send your travel document’s biodata page and front cover to [email protected] for additional assistance. Short-term travellers entering Singapore who are not completely immunised must acquire travel insurance.

Visa Fee for Singapore

The cost of a Singapore visa varies depending on the type of visa requested; a processing fee of 30 Singapore Dollars is not refundable for transit, employment, and tourist visas. Service fees, taxes, and GST are examples of additional costs. These costs are subject to change at any time; for the most up-to-date information, visit the Singapore Embassy’s official website or speak with a licenced visa agent.

Apply Travel Insurance from India to Singapore

Follow these general procedures to apply for travel insurance from Singapore to India:

  • Research: Visit the websites of TATA AIG and Digit Insurance for additional details, and compare travel insurance companies and policies to pick the one that fits you best.
  • Choose a Policy: Read the fine print of the policy, comprehend the coverage limits and exclusions, and select a travel insurance plan that includes medical bills, trip cancellation, and lost baggage coverage.
  • Apply Online: Visit the website of the insurance company and enter your personal data, travel dates, Singapore destination, and preferred coverage options.
  • Submit Supporting Documents: Depending on their criteria, the insurer may ask for supporting documents including a copy of your passport, information on your visa, your flight schedule, and evidence of your address.
  • Pay Premium: The insurance company’s website has payment alternatives that can be used to pay the policy premium.
  • Receive Policy: Keep a copy of your travel insurance policy with you at all times. Your policy will be sent to you via email or regular mail once your application has been approved.

Required Documents

The following papers are necessary for Singapore to India travel insurance.

An Indian passport, an SG Arrival Card with an electronic health declaration, evidence of sufficient cash, a current Singapore tourist visa, a confirmed return or onward ticket, and proof of yellow fever vaccine are all required for entry into Singapore. Consult authorities or travel insurance companies for the most up-to-date information as these rules are subject to change.

Best Travel Insurance for Singapore

When making travel arrangements to Singapore, travel insurance is essential. There are other choices, including insurance policies from ValueChampion.sg, Allianz Travel, Policybazaar, Singlife, and Income. The COVID-19, accidental and medical expenditures, lost checked baggage, and travel cancellation benefits are all covered by Policybazaar. ValueChampion.sg suggests the Travel Plus plan from Singlife, the Silver plan from Allianz Travel, or the Income travel insurance. The AIA Around the World Plus (II), Allianz Travel Bronze, FWD Travel Insurance, MSIG TravelEasy, NTUC Income Travel Insurance, and Singlife Travel Insurance are all suggested by the Dollar Bureau. TATA AIG provides COVID-19-covered travel insurance plans beginning at only 47.85 per day.

Eligibility Criteria for Travel Insurance

For the purpose of protecting against unanticipated events, travel insurance is essential. Travel insurance from India to Singapore is available from TATA AIG for as little as 47.85 per day, and it includes coverage for trip cancellation, local help, lost or delayed baggage, compensation for delayed flights, and emergency medical care. The insurance options provided by Policybazaar comply with the most recent travel advice issued by Singapore. While it is not required to have travel insurance to visit Singapore, anyone applying for a S Pass work visa must keep a medical insurance plan with a minimum S$15,000 in coverage. Contact the insurance companies directly or speak with a travel agent for further information on the requirements and specifics of the coverage.

Popular Places to Visit in Singapore

Here are some of the popular places to visit in Singapore:

Gardens by the Bay

Gardens by the Bay is a nature park located in Marina South, Central Singapore Community Development Council, Singapore. It spans an area of 101 hectares and is situated adjacent to the Marina Reservoir.

Travel Insurance India To Singapore | Travel Insurance Singapore

National Orchid Garden

It is spread over three hectares and provides a setting for over 1,000 species and 2,000 hybrids of orchids, with about 600 species and hybrids on display.

Travel Insurance India To Singapore | Travel Insurance Singapore

The distinctive feature of the National Orchid Garden is its design concept which presents the display of plants in four separate colour zones over most of its areas. The garden is open from 8:00 AM to 7:00 PM every day

Singapore Flyer

Travel Insurance India To Singapore | Travel Insurance Singapore

The Singapore Flyer operates daily, including public holidays, from 10 am to 10 pm. The last admission is at 9:30 pm. You can enjoy a multisensory journey through Singapore’s history with the Singapore Flyer + Time Capsule experience. For those looking for a unique dining experience, the Sky Dining Special with Ferrari Brut offers a complimentary glass of Ferrari Brut by Ferrari Trento to all Sky Dining guests in September.

It offers a unique opportunity to observe wildlife in a rainforest environment. Visitors can enjoy experiential learning journeys and explore naturalistic exhibits that showcase the wonders of wildlife. The zoo has a purpose-built Wildlife Healthcare and Research Centre, which focuses on providing healthcare to animals and conducting research.

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Singapore Travel Insurance and Safety Advice

Singapore Health and Travel Medical Plans

Singapore Safety and Travel Insurance

Singapore is widely known as one of the safest places in the world and generally, even solo female travelers do not run into problems walking the streets at night. However, it’s important to be aware of pickpocketing in large crowds as in most major cities around the world.

Singapore’s cleanliness is achieved by strict street rules concerning things like spitting, littering, jaywalking, and eating and drinking on public transportation – all are strictly prohibited. Other crimes committed such as trafficking, manufacturing, or importing drugs carry a punishment of the death penalty. Begging is also illegal throughout the country.

On the bright side, Singapore is generally resistant to natural disasters. Landmasses protect it from typhoons, tsunamis, and tornados, while there are no fault lines found within city limits. Monsoon season can bring flooding from November to January, but the water normally drains quickly.

Tap water is safe to drink and sanitation levels are high. While malaria is not a threat, dengue fever is common in Singapore. They maintain rigorous mosquito control; leaving standing water could get you fined, but if you plan to go hiking, bring repellant.

If you bring personal medication into Singapore that contains a “controlled substance”, you should apply for prior approval at least ten business days before your trip. The Health Sciences Authority in Singapore  contains a list of controlled substances and information about applying for prior approval.

Weather and When to Travel to Singapore

Singapore is a hot and humid country with steady rainfall all year round. It’s a nice place to visit any time of the year, especially with cultural events and festivals happening with themes from film and fashion to food. The rainy months are from November to January, while the driest are from May to July. Because it is visited all year round, there are no high or low tourism seasons either.

Singapore Travel Medical Insurance Plans

You will want a great travel insurance plan when visiting Singapore to access quality healthcare. The IMG Patior plan is available to all nationalities traveling abroad and offers a variety of optional add-on benefits to suit your needs. The GeoBlue plan is a premium option for US citizens visiting Singapore with excellent benefits and customer service.

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Patriot Platinum Travel Insurance

  • Maximum limits up to $8,000,000
  • IMG pays 100% of medical expenses in-network
  • Evacuation due to Natural Disasters & Political Unrest

BCBS Travel Insurance

GeoBlue Voyager Plan

  • For U.S. citizens up to age 95
  • Includes pregnancy coverage, baggage loss, trip interruption & more
  • 24/7/365 service and assistance
  • Travel Medical Insurance Plans

Medical Care in Singapore

Medical care is excellent and the country hosts many tourists who travel just for medical tourism and evaluations. Medical standards are said to be great at both public and private levels, as well as affordable. It is important that you have medical insurance before you travel or before any prolonged hospitalization. You can find general practitioners in malls or shopping centers that normally will receive you without an appointment and can prescribe medication on the spot. These visits cost around S$50.

Best Health Insurance for Expatriates in Singapore

There are excellent options for health insurance in Singapore available to foreigners and expatriates. The Cigna Global plan is widely available to all nationalities and offers a flexible plan design where you can choose different levels of benefits and coverage. The GeoBlue Xplorer plan is great for US citizens living abroad, providing global coverage and up to 9 months of benefits in the USA each year.

Affordable Health Insurance for All Nationalities Moving to Singapore

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Cigna Global Insurance Plan

  • The flexibility to tailor a plan to suit your individual needs
  • Access to Cigna Global’s trusted network of hospitals and doctors
  • The convenience and confidence of 24/7/365 customer service

Best Global Health Insurance for US Citizens in Singapore

GeoBlue Xplorer Global Medical Insurance

Xplorer Worldwide Medical Plan

  • Premium Benefits, Coverage and Service
  • Define your deductible and prescription benefits
  • For Foreigners in the US or US citizens abroad

Emergency and Medical Assistance in Singapore

  • Ambulance: 995
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  • Traffic Police: 6547 0000
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Everything you need to know about travel insurance for Singapore

Travel insurance for singapore is essential for covering medical emergencies, trip cancellations, and lost belongings. it offers benefits like 24/7 assistance and can be tailored to your needs. invest in travel insurance for a safer, worry-free trip from india..

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Home > Blog > Travel > Guidelines > Singapore Travel Guidelines for Indians: Essential Tips

travel medical insurance india to singapore

What Is Travel Insurance? An Indian’s Safety Net Abroad

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Singapore’s travel guidelines include COVID-19 restrictions, entry requirements based on country of origin, vaccination and testing rules, potential quarantine, health declarations, and adherence to public health measures. Check official sources for updates before travelling.

Singapore has emerged as a popular travel destination for Indians. The vibrant blend of cultures, impeccable cleanliness, stunning architecture, and delectable cuisine, along with the unique range of Singapore tourist attractions, appeal to travellers from all walks of life. However, before you embark on your Singapore adventure, it’s crucial to be familiar with the Singapore travel guidelines and requirements to ensure a hassle-free trip.

And, of course, that begins with a Visa! To begin with, obtaining a visa is essential for Indian travellers visiting Singapore. The process is straightforward, and you can either apply through the traditional offline method or opt for the convenient e-Visa facility. It’s advisable to apply well in advance to avoid any last-minute complications.

Types of Singapore Visas

Let’s get right in by diving into the visa requirements for Indian travellers heading to this vibrant city-state. The Singapore travel guidelines offer various types of visas depending on the purpose of your visit. So, let’s explore the options and what you need to prepare.

Tourist Visa 

Business visa, flights and stays in singapore, finding affordable flights:.

Singapore tourism begins at the airport! So pick your flight as per these recommendations – 

  • Be Flexible with Dates and Times : Save by travelling during off-peak seasons or weekdays and opt for red-eye (early morning or late-night) flights.
  • Set Fare Alerts : Get notified when flight prices drop, ensuring you grab the best deals available. Easily do this on Google flights.
  • Compare Prices : Utilise flight comparison websites and check official airline sites for exclusive deals.
  • Look for Airline Sales and Promotions : Keep an eye on limited-time offers and promotions for significant savings.
  • Consider Layovers : Explore flights with layovers for potentially cheaper options, especially if travel time is not a concern.

Choosing Reputable Airlines:

  • Safety and Reputation : Choose airlines with strong safety records.
  • Check for Codeshare Partnerships : Look for carriers with codeshare agreements, ensuring seamless connections and a broader flight network. This means you will get a single PNR ticket from origin to destination even if there is a transit through a third country on the way, and you mostly will not need a transit visa.
  • Consider Baggage Allowance : Consider airlines that align with your luggage needs, especially if you plan to carry extra or oversized baggage.
  • In-Flight Amenities : Research amenities like entertainment, meal options, and seat comfort to enhance your overall travel experience.
  • Loyalty Programs : Join airline loyalty programs for perks like priority boarding, extra baggage allowance, and lounge access, adding value to your travels.

Options for Luxury to Cheap Accommodation in Singapore:

Guesthouses and hostels, serviced apartments, boutique hotels, homestays and vacation rentals.

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travel medical insurance india to singapore

Health and Safety Requirements

Mandatory health requirements:, health insurance coverage, importance of adequate medical coverage, travel first aid ki, local transportation in singapore.

Getting around Singapore tourist places is a breeze, thanks to its efficient and well-connected public transportation system. Here’s what you need to know to navigate the city’s transportation options to explore the great Singapore tourist attractions:

1. MRT (Mass Rapid Transit) System

Etiquette and customs of singapore.

When visiting, it’s an integral part of Singapore travel guidelines to be mindful of the local culture and etiquette to ensure a respectful and pleasant interaction with the locals. Here are some norms to keep in mind with cultural places to visit in Singapore:

  • Appropriate Dress Code : Dress modestly in religious sites, luxury restaurants and formal places. The rest of Singapore is very welcoming of modern fashion!
  • Greetings and Gestures : Use polite greetings like “Hello” or “Good day”; address people using proper titles.
  • Respect for Elders : Address older individuals with honorifics like “Uncle” or “Auntie” followed by their name – Singaporeans are very similar to Indians in that sense!
  • Respecting Cultural Diversity : Respect diverse customs and practices; adhere to guidelines at religious sites.
  • Unique Customs and Practices : Exchange business cards with both hands; remove shoes in homes and religious places; queue in an orderly manner.

Key Takeaways

  • There are two types of tourist visas for Singapore: Tourist Visa and Business Visa.
  • For a Singapore visa, you need a valid passport, filled application form, passport photos, proof of travel and accommodation, an offer letter for business travellers, personal cover letter, and fees vary from SGD 30 to SGD 90, subject to change.
  • For affordable flights, be flexible with travel dates, set fare alerts, compare prices, watch for airline sales, and consider layovers.
  • Choose reputable airlines based on safety, codeshare partnerships, baggage allowance, in-flight amenities, and loyalty programs. 
  • In Singapore, accommodation options range from luxury hotels like Marina Bay Sands to budget-friendly choices in areas like Little India and Chinatown, including guesthouses, serviced apartments, boutique hotels, and homestays available on platforms like Airbnb.
  • For Singapore travel, no mandatory vaccinations are required; health insurance is highly recommended to cover medical expenses, and carrying a basic first aid kit is a smart move!
  • In Singapore, adhere to modest dress codes, use polite greetings, show respect for elders, honour diverse customs, and follow unique local practices, including exchanging business cards respectfully.

Frequently Asked Questions

As Singapore travel restrictions from India and entry requirements can change over time, staying updated with the latest Singapore travel guidelines is crucial. The country currently allows all travellers to enter Singapore without requiring entry approvals, pre-departure tests, on-arrival tests, quarantine, or mandatory COVID-19 travel insurance, but remember to refer to the official immigration website before visiting Singapore.

Yes, you can definitely use public transportation in Singapore. The Mass Rapid Transit (MRT) system, buses, and taxis are readily available. The MRT system is clean, reliable, and connects to various parts of Singapore. Buses are also convenient; you can use an EZ-Link card or pay in cash. Additionally, ride-sharing services like the Grab app are widely used to book cabs to get around.

To enter Singapore, you must possess a valid passport extending at least six months beyond your intended stay. If your travel plans include visits to other countries in the region beyond Singapore, ensure that your passport remains valid for at least six months beyond the date of entry into those countries.

Yes, Singapore is a popular destination for business travellers, conferences, and events. However, it’s essential to check the current entry requirements and Singapore travel guidelines for business travel, including any specific visa requirements or approvals needed. Be sure to follow the guidelines the Singapore government and any event organisers provide to ensure a smooth and hassle-free experience.

While there are no specific requirements for travellers with pre-existing medical conditions, carrying an adequate supply of necessary medications and relevant medical documents, including prescriptions and medical certificates, is advisable. It’s also recommended to have comprehensive travel insurance covering any pre-existing medical conditions, ensuring appropriate medical coverage during your trip. If you have specific concerns, it’s best to consult your healthcare provider before travelling to Singapore.

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Travel Insurance For Singapore: The Complete Guide

Updated: Jul 2, 2024, 11:12am

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Singapore Travel Insurance

What does travel insurance for singapore cover, can i tailor my travel insurance for singapore, what does travel insurance for singapore exclude, how much does travel insurance for singapore cost, how can i compare travel insurance for singapore, frequently asked questions (faqs).

Singapore has long been a holiday favourite for Australians, either as a stop-over city on the way to Europe or the Middle East or as base for exploring Asia. According to the latest figures from data portal, Statista, 566,000 Australians visited the country in 2022.

If you’re also planning to visit, travel insurance for Singapore can safeguard your trip against a number of potential mishaps, such as falling ill while away, losing your luggage and belongings or even needing to cancel the trip before it’s even begun. Singapore is a safe country, but the cost of medical care is high.  Find out more about how travel insurance for Singapore works below.

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In-app travel safety alerts to keep you safe

There are three main types of travel insurance policy for Singapore. These are:

  • Single trip: for a one-off trip in the space of 12 months to Singapore
  • Annual multi-trip : for more than one trip in the space of 12 months to Singapore or various destinations. This type of cover can work out more cost-effective than buying multiple single trip policies but not always so it’s best to compare both types of cover.
  • Long-stay/backpacker : for an extended stay in Singapore, of typically 60 or 90 days, or 12 or 18 months. Cover for 24 months may be available, from certain providers.

When applying for travel insurance online, you’ll first be asked to enter your holiday destination. Depending on the insurer, you’ll need to click on Singapore, Asia or Worldwide travel excluding the US and nearby destinations such as Mexico, the Caribbean, Canada and Greenland. The latter option excludes a part of the world where medical costs are the highest, which in turn, bumps up the cost of cover. If you’re also planning to travel to the US, for example, there are separate worldwide policies that include it as a destination.

Insurers usually offer at least two or more types of travel insurance policy from basic or comprehensive cover and anything in between. Comprehensive policies offer the highest cover levels and widest range of benefits.

A key component of all travel insurance policies is emergency medical cover. You’ll find a comprehensive policy for Singapore will often offer an unlimited amount.

The standard of medical facilities and care in Singapore is similar to, or higher than in Australia, and the cost often much higher, so medical cover can prove a vital resource should you fall ill, or get injured, while away.

Note that in the case of an emergency, you’ll likely need to pay up-front first, and then reclaim the costs from your insurer, or confirm payment from your insurer with a hospital before it will provide treatment.

As standard, travel insurance for Singapore can also cover repatriation and emergency rescue, in severe medical cases, the loss or theft of your baggage and belongings and trip cancellation if you can no longer travel for reasons such as falling ill, suffering a bereavement or losing your job.

They will also likely include an array of other forms of protection, providing the most at comprehensive level. This includes cover for lost or stolen money, passports and documentation, missed departures, online fraud, and travel delay. The types of cover on offer, and cover limits, will vary between providers. You can find exactly what a policy includes in its product disclosure statement (PDS), which is usually found on an insurer’s website.

There are a number of ways you can ensure your policy fits your needs. Many insurers offer optional add-ons that you can purchase if you need specialised cover. These include insurance for gadgets (such as a smartphone or laptop), a cruise and playing golf.

If you’re thinking of participating in more high-octane activities, check your policy’s PDS. Many cover around 100 or so sports automatically. Cover for what an insurer classes as high-risk activities, such as skydiving, bungee jumping, outdoor rock climbing, and activities requiring a set of wheels, such as quad biking, may require purchasing an additional ‘sports pack’ for your policy.

While reading through a policy’s PDS, it’s crucial to also take note of any limitations of cover. These can differ between policies, but generally you can expect most insures to refuse claims relating to a pre-existing condition. This is a medical condition you had before taking out the policy. The insurer may not cover such conditions, or may refuse your claim if you did not declare your condition on applying for the policy.

An insurer is also unlikely to accept claims for an injury caused by taking part in a sport or activity where you did not wear the appropriate safety gear, such as a helmet, knee pads or a harness. Claims resulting from disorderly behaviour or being under the influence of drink or drugs will also likely be rejected.

It’s best to regularly check government advice for your destination, which it publishes on its Smartraveller website. This includes warnings about natural disasters, terrorism threats and pandemics. Visiting Singapore, or a part of the country, if the government puts it on its “do not travel” list, could invalidate your policy.

The amount you’ll need to pay for your travel insurance policy will depend on a range of factors. An insurer will consider your holiday destination, associated costs when travelling there and the length of time you’ll be travelling.

The price of a policy can rise for mature travellers and those with pre-existing conditions, as insurers view these travellers as more likely to claim on their policy.

To provide an idea of how much travel insurance for Singapore can cost, we ran quotes on the sites of the insurers we’ve rated the top five for travel insurance.

We used the profile of a family of four, aged 42, 40, 14 and 12, spending 13 to 26 May in the country, and assumed they have no pre-existing conditions, (although these providers do offer cover for pre-existing conditions should you need it).

We found basic cover ranged from around $106 to $202, while comprehensive cover started at around $241, with the most expensive policy costing just under $304.

Before choosing a policy, it’s important to shop around. An easy way to do this is to run quotes on the websites of various insurers and compare factors such as the type of cover a policy includes and cover levels against price.

To help you with your search, we’ve conducted some research and found our pick of the best comprehensive travel insurance policies .

Is travel insurance for Singapore worth it?

While travel insurance for Singapore isn’t mandatory, it can be considered a travel essential if you have no other means of covering emergency costs while away.

Emergency medical fees can easily stack up to thousands of dollars alone, and without travel insurance in place, you would have to cover them out of pocket. Travel insurance also can cover a number of eventualities that we often fail to consider, such as an airline, transport company, or accommodation provider going bust.

What is ‘excess’ in insurance?

An excess is a set amount you’ll be expected to pay on each approved claim. It’s usually levied per person on the policy, per event, per claim, but you can check the PDS for the specifics concerning your insurer. You usually can pick from a range of excess amounts, from $50 to $250 on average, when taking out a policy.

The more you choose to pay in excess, the lower your policy premium—the cost of your policy—typically will be, while paying less in excess will raise the cost. An excess is usually deducted from a claim amount, so you won’t need to pay for it out of pocket. However, it’s still crucial that you make sure it’s affordable.

Can I buy a policy while I’m in Singapore?

Some providers won’t cover a holiday if it’s already started. Others may cover you, but apply a waiting period of around 72 hours before you can claim.

The best time to take out travel insurance is as soon as you’ve booked your holiday, as you’ll be immediately covered for trip cancellation. Insurers are highly unlikely to consider claims resulting from something that happened before you took out the policy.

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She designed insurance plans for mental health and diabetes to help Singaporeans achieve financial security

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Irma Hadikusuma believes that insurance should not just cover healthy people. The chief marketing and product officer at AIA Singapore tells CNA Women how she designs policies that include people who traditionally fall into the cracks. This is the third instalment of our women leaders series.

Irma Hadikusuma’s role as AIA Singapore’s chief marketing and product officer is to identify the gaps in the community to help those who fall into the gaps achieve basic insurance coverage. (Photo: CNA/Dillon Tan)

This audio is generated by an AI tool.

travel medical insurance india to singapore

Many of us have some form of insurance as part of financial planning, be it life insurance to protect our loved ones should we unexpectedly pass on or health insurance to mitigate hefty medical bills. We might also buy travel insurance for accidents or flight delays, and even iPhone insurance in the form of AppleCare.

“Insurance is the most versatile form of financial contract. You can insure anything,” said Irma Hadikusuma, AIA Singapore’s chief marketing and product officer. “Humanity changes, people change, needs change. As a nation progress, as a society progress, what we insure changes.”

Hadikusuma’s job: To innovate insurance products that keep up with the times.

Heading a team of nearly 130 at AIA Singapore, the 42-year-old Singaporean is the brains behind many of the insurance company’s inclusive policies.

With the growing prevalence of diabetes and mental illness, she led her team to launch critical illness plans that cover these illnesses in 2017 and 2019 respectively, which AIA Singapore said was the first of their kind in Singapore at that time.

MORE INCLUSIVE INSURANCE POLICIES FOR SINGAPORANS

travel medical insurance india to singapore

But there are people who fall in between the cracks.

“It’s always like that, right? We cover the majority of the population, but there’s always someone who gets left out. How do we help the people who are left out to achieve the same minimal financial security?” she asked.

Hadikusuma, who is married but has no children, graduated with a bachelor’s degree in business from Nanyang Technological University, majoring in actuarial science.

She started her career as an actuary, which involves using advanced mathematics to predict the probability and financial impact of future events based on large amounts of past data.

“ One of the most difficult things to do in life is coping with uncertainties in the future. As an actuary, you apply what you know to kind of help society cope with uncertainties,” she said.

In insurance, an actuary’s work involves looking 50, 60 or 70 years ahead to predict mortality rates and illnesses, and calculating the cost to an insurance company.

This translates into the insurance premium, she explained.

There’s always someone who gets left out. How do we help the people who are left out to achieve the same minimal financial security?

After a few years, the Indonesian-born Hadikusuma joined AIA Singapore’s marketing team in 2013, and within a year, became the head of product development.

Her first order of business was to identify and fill gaps in the market.

“We want to be inclusive, instead of just insuring healthy people. [So we looked at] pockets of the communities that are left out in the sense of financial security,” she said.

This led to the launch of AIA Diabetes Care in 2017, designed for people with type 2 diabetes and pre-diabetes.

“Typically, if someone is diabetic, it is very difficult to get insurance coverage,” she said.

“[Diabetes] is typically associated with many [health] risks. We wanted to help diabetic patients at least attain some level of relevant coverage [by] covering blindness and many other critical illnesses [associated with diabetes],” she said.

In 2019, she led the launch of a critical care plan with mental illness coverage including conditions like depression, schizophrenia , bipolar disorder and obsessive-compulsive disorder (OCD).

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“When somebody has mental illness , there are also a lot of financial implications. They may not be able to work. More often than not, the caregiver also will be affected and needs to incur additional costs. For example, they cannot leave somebody that they love at home alone [for safety reasons],” she said, explaining that the policy offers a financial safety net for this.

The plan was launched before the pandemic when the topic of mental illness was more openly discussed.

“Though mental illness has become a very common subject today, in 2019, it was still a taboo subject. Hence, it was a difficult thing to convince our customers to talk about it at that point in time,”  she said.

Nevertheless, Hadikusuma and her team pushed ahead. “We wanted to de-stigmatise mental illness . Because if we include mental illness as a critical illness, we basically recognise it as a true health concern.” 

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HER BEST LEADERSHIP LESSONS

Developing insurance products is a complex process. The insurance company has to understand the community to decide what to cover, understand the condition and define the parameters of the coverage.

It has to price the product with actuarial knowledge and test the pricing in the market. Then, it has to develop the system, policy contract, collaterals, and marketing material, and teach its insurance agents how to use it.

All this falls under Hadikusuma’s purview, which is why she has a nearly 130-strong team including technical, research and creative departments.

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One of the biggest challenges she faces is managing the “the diversity and breadth of work” and “having to juggle many different things”.

“Another challenge is how do you have enough time to engage with them individually to make sure that they’re getting what they need in terms of growth and aspiration,” she added.

She noted that this is the strength of female leaders.

“A lot of people are juggling careers … and going home and … teaching the kids and so on. Because we wear different hats, I noticed that women tend to be a lot more adaptable and a lot more flexible in nature,” she said.

Because we wear different hats, I noticed that women tend to be a lot more adaptable and a lot more flexible in nature.

On the flipside, women bosses are often perceived to be more “emo” and indecisive, though she feels the stereotype can be an exaggeration.

Her advice for women working towards leadership roles: “Embrace your unique and authentic self. You’re different. You have certain weaknesses, but you also have a lot of strengths. Never shy away from your strengths. But also never shy away from admitting your weakness.

“You can’t force yourself to be a man. This is a quote I read: You can’t be anything you want to be, but you can be a whole lot more of what you already are.

“If you have a level playing field, embrace that and you can go a long way in life,” she said.

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Reflecting on her own career, Hadikusuma believes that embracing authenticity and her strengths helped her progress.

She recounted that as a child, she was obsessively interested in product design , and was always dismantling gadgets at home and trying to rebuild them.

“Much to my parents’ displeasure, I was very successful at dismantling them, but I was never quite so successful in rebuilding them into its perfect original form,” she laughed.

Later on, Hadikusuma initially wanted to study product design at university , but her parents steered her towards a business degree. So when she was given the opportunity to design insurance products at AIA, she was able to tap on her passion.

“When I think back [on my career], I associate it with all the spoilt telephones and typewriters. That taught me to think out of the box and always be curious,” she said.

“To me, the core function of a marketing role is understanding your community better, igniting innovation, and using your creativity to solve problems in society in an interesting way.”

To remain creative, one also needs to stay humble and stay grounded, she added. “When one becomes arrogant and thinks that they know everything, all types of learning and curiosity stop.”

The Women Leaders series:

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CNA Women is a section on CNA Lifestyle that seeks to inform, empower and inspire the modern woman. If you have women-related news, issues and ideas to share with us, email CNAWomen [at] mediacorp.com.sg .

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Advertisement

Airlines Restart Flights but Disruptions are Expected to Persist

Planes began taking off again Friday morning after a big tech outage, but it will take airlines a while to get stranded passengers to their destinations.

  • Share full article

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Canceled share of

global flights

travel medical insurance india to singapore

Canceled share of global flights

Niraj Chokshi

By Niraj Chokshi ,  Derrick Bryson Taylor and Corey Kilgannon

  • July 19, 2024

Airlines raced on Friday to contain the effects of a tech outage that severely disrupted travel around the world early in the day, delaying or stranding passengers and flight crews.

The outage, which affected many industries and emergency services, caused chaos at airports, with more than half of flight cancellations concentrated in the United States, one of the busiest aviation markets in the world. The industry appeared to be getting a handle on the disruption on Friday afternoon, but its effects could ripple into the weekend.

More than 2,400 flights across the country were canceled on Friday and thousands more were delayed, according to FlightAware, a company that tracks flight information. Airports serving large cities, such as New York City, Chicago and Atlanta, were among the hardest hit.

There were about 110,000 commercial flights scheduled worldwide on Friday, according to Cirium, an aviation data company. A quarter were set to depart from U.S. airports, carrying up to 3.7 million passengers.

How the airline cancellations rippled around the world (and across time zones)

Share of canceled flights at 25 airports on Friday

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50% of flights

Ai r po r t

Bengalu r u K empeg o wda

Dhaka Shahjalal

Minneapolis-Saint P aul

Stuttga r t

Melbou r ne

Be r lin B r anden b urg

London City

Amsterdam Schiphol

Chicago O'Hare

Raleigh−Durham

B r adl e y

Cha r lotte

Reagan National

Philadelphia

1:20 a.m. ET

travel medical insurance india to singapore

As the sun rose over the East Coast, major carriers, including American Airlines, Delta Air Lines and United Airlines, had paused flights. Each had begun to restart operations by around 9 a.m. Eastern time, scrambling to minimize the reverberating effects of the earlier delays and cancellations.

“Travelers, we’re working with airlines to closely monitor the global I.T. issue that could continue to affect flights this weekend,” the Federal Aviation Administration said in a statement on social media.

The agency said none of its systems, including those at its air traffic control operations, were affected by technology outages.

American said in a statement that it had been able to “safely reestablish” its operation as of 5 a.m. Delta and United said flights had resumed in the morning. Several carriers said they would waive fees and fare differences or offer refunds.

But a Transportation Department representative said airlines might be obligated to go further and provide travelers with ground transportation, as well as accommodation to those affected by overnight cancellations.

At Denver International Airport, large screens where arrivals and departures would usually be displayed were flashing blue error messages, leaving some passengers confused and uneasy.

Frank Tingley, a 42-year-old data analyst, was among the thousands of travelers stranded at that airport.

“I’m not good, actually,” he said, adding that he first noticed an issue when airport staff had difficulties scanning tickets for his flight to Boston Logan International Airport.

Mr. Tingley said he was initially allowed to board the plane but after further complications and delays, passengers were told to get off.

“The general mood is that people are finding a quiet corner and just trying to hunker down,” he said.

An anxious scene played out late Friday morning at Albany International Airport as airline passengers who arrived after the earlier delays rushed to find their bags and used cellphones to put their plans back in order.

At a gate where an American Airlines flight to Charlotte, N.C., would soon board, passengers swapped stories and sought help from two airline agents who worked quickly to untangle their routes.

The airline employees seemed to succeed in some cases. But not everyone would arrive to where they were going before night fell. A man and woman with two children who were headed to Los Angeles discussed where to spend the night in Charlotte.

The outage affected several airline systems.

For United, that included those used to calculate aircraft weight, check in customers and manage call center phones. At Taoyuan International, Taiwan’s largest airport, and Hong Kong International Airport, airline agents had to manually check passengers in. In India, some airlines issued handwritten boarding passes because they couldn’t print them or issue them digitally.

In South Korea, Jeju Air, which flies to dozens of Asian and Pacific destinations, said on its website that a number of services, including flight reservations, were disrupted. Air Premia said its reservations and online check-in systems were not working normally, and urged passengers flying to San Francisco and Newark to arrive at Seoul’s Incheon airport as soon as possible.

Planes already in the sky were able to continue to their destinations.

Some airlines were hardly affected. Alaska Airlines, the nation’s fifth-largest carrier, canceled only a handful of flights on Friday because it did not use the CrowdStrike software that caused the outage, a spokeswoman, Tricia Bruckbauer, said in a statement.

“We are working hard to accommodate as many impacted guests from other airlines onto our flights, and we’re grateful to our teams for taking great care in keeping guests moving,” she said.

The delays and cancellations were expected to have a cascading effect because airport landing slots and support staff were limited, and crews often worked several trips in a day.

When flights are canceled, pilots and flight attendants may be late to their next assigned trips, or unable to make them altogether, requiring airlines to assign backup crews. Aviation regulations also limit how many hours crews can work at a stretch, including time spent waiting at airports. That can force airlines to find and assign other pilots and attendants to take over, leading to further delays.

Carriers routinely deal with last-minute changes; they appeared to be limiting the effects of the disruption on Friday. But such widespread outages can quickly spiral out of control for even the most prepared airlines.

The industry has had similarly large disruptions earlier this year. Bad weather forced U.S. airlines to scrap more than 3,100 flights on Jan. 15, the worst day for cancellations this year so far, according to FlightAware. On average, about 320 flights were canceled per day this year, while another 5,200 were delayed.

Over the winter holidays in late 2022, Southwest Airlines suffered a major disruption when it was unable to cope with severe weather at airports in Denver and Chicago. The airline, one of the nation’s largest, ended up canceling nearly 17,000 flights — more than a third of those scheduled — over the last 10 days of the year. That episode cost Southwest more than $1 billion.

On Friday, however, Southwest appeared relatively unscathed: While hundreds of its flights were delayed, only a handful had been canceled.

Emily Flitter , Jenny Gross , Mark Walker and Christine Chung contributed reporting.

Niraj Chokshi writes about aviation, rail and other transportation industries. More about Niraj Chokshi

Derrick Bryson Taylor covers breaking and trending news and is based in London. More about Derrick Bryson Taylor

Corey Kilgannon is a Times reporter who writes about crime and criminal justice in and around New York City, as well as breaking news and other feature stories. More about Corey Kilgannon

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