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Woman looking at shoes in a shop window; image used for HSBC Premier Mastercard benefits

HSBC Premier Mastercard® benefits

At HSBC Premier, we continue to focus on the most important economy in the world. Yours. That’s why we would like you to enrich your traveling experience by making your HSBC Premier Mastercard Credit Card your travel partner.

We would like to Introduce to you these exclusive travel benefits you get to enjoy as an HSBC Premier Mastercard Credit Cardholder:

Mastercard Travel Pass

Enjoy access to more than 1,300 airport lounges worldwide through its app, a first-of-its kind digital solution for a seamless airport experience. This is an opt-in benefit for our HSBC Premier Mastercard cardholders.

  • Access to over 1,300 airport lounges worldwide
  • Lounge access fee of USD 32 per person, per visit, which will be chargeable to your card
  • Easy access with a seamless Mastercard Travel Pass mobile app with QR code that you can present to access the lounge  

How To Access Your Benefits

  • Download the “Mastercard Travel Pass” app from “Google Play” or “App Store”.
  • Register your Premier Mastercard Credit Card
  • To access participating lounges, find lounges near you through the Mastercard Travel Pass Mobile App
  • Generate and present the app QR code or membership number to the lounge receptionist to access the lounge
  • Aside from participating lounges, you can also view exclusive offers from top airport dining and spa merchants
  • Terms and Conditions   Terms and Conditions for LoungeKey.

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Credit cards

Earn unlimited rewards with your choice of card – designed for the way you live and spend.

HSBC Premier Credit Card

Earn 35,000 Bonus Points after spending $3,000 in the first 3 months from Account opening 1

2× Points on Travel, 1× Points on all other purchases

TSA Precheck – $85 credit 2 for application fee

HSBC Elite credit card

Earn 50,000 Bonus Points after spending $4,000 in the first 3 months from Account opening 3

3× Points on Travel, 2× on Dining, 1× Points on all other purchases

Complimentary membership plus unlimited free access to 1,000+ airport lounges for cardholder and one guest 4

Making the most of a credit card

hsbc travel card lounge

Mastercard Travel Rewards

Explore more.

hsbc travel card lounge

View the HSBC Premier World Mastercard® credit card Cardmember Agreement

View the HSBC Elite World Elite Mastercard® credit card Cardmember Agreement

1 The 35,000 Rewards Program Bonus Points ("Bonus Points") offer applies offer applies when you open a new HSBC Premier World Mastercard® credit card and charge the qualifying amount or more in new purchases (minus returns, credits and adjustments) within the first three (3) months from Account opening ("Promotional Period"). The Bonus Points offer does not apply to account upgrades, account transfers, balance transfers, credit card checks, cash advances or overdrafts. Your HSBC Premier World Mastercard® credit card must be open and in good standing at the time of Bonus Points fulfillment. Allow 4-6 weeks after the Promotional Period has ended for the Bonus Points to post to your Account. Customers who have opened the same credit card product within the last 36 months are not eligible to receive the Rewards Program Bonus Points offer.

2 Certain restrictions, limits and exclusions apply. Benefits may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard® or HSBC Bank USA, N.A. Please refer to the HSBC Premier World Mastercard® credit card Rewards & Benefits and Mastercard Guide to Benefits brochure for full details.

3 The 50,000 Rewards Program Bonus Points ("Bonus Points") offer applies when you open a new HSBC Elite World Elite Mastercard credit card and charge the qualifying amount or more in new purchases (minus returns, credits and adjustments) within the first three (3) months from Account opening ("Promotional Period"). The 50,000 Bonus Points offer does not apply to account upgrades, account transfers, balance transfers, credit card checks, cash advances or overdrafts. Your HSBC Elite World Elite Mastercard® credit card must be open and in good standing at the time of Bonus Points fulfillment. Allow 4-6 weeks after the Promotional Period has ended for the Bonus Points to post to your Account. Customers who have opened the same credit card product within the last 36 months are not eligible to receive the Rewards Program Bonus Points offer.

4 Certain restrictions, limits and exclusions apply. Benefits may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard® or HSBC Bank USA, N.A. Please refer to the HSBC Elite World Elite Mastercard® credit card Rewards & Benefits and Mastercard Guide to Benefits brochure for full details.

5  As an HSBC Elite or HSBC Premier credit cardholder, you do not need to enroll or register for the Mastercard Travel Rewards program. This program is available to you automatically, at no additional cost. Merchants may provide to eligible HSBC Elite and HSBC Premier Mastercard credit cardholders (“cardholder”) certain discounts, rebates or other benefits on the purchases of goods and services ("Offers") that will be available on the Mastercard Site. Merchants may also have different payment acceptance criteria for online purchases (e.g., debit or prepaid cards may not be accepted). Such Offers are subject to certain Terms & Conditions and may change at any time without notice to you. Payment acceptance criteria is determined by the merchant in its discretion and may be visible on the Merchant website. HSBC or Mastercard will not be liable for any loss or damage incurred as a result of any interaction between you and a merchant with respect to such Offers. Except as set forth herein, all matters, including but not limited to delivery of goods and services, returns, and warranties are solely and strictly between you and the applicable merchants. You acknowledge that HSBC or Mastercard does not endorse or warrant the merchants that are accessible through the Mastercard Site nor the Offers that they provide. If applicable, all offer redemption is dependent on merchant shipping policies and availability to cardholder's shipping address. For all offers that are specified as “unlock additional online offers” cashback is not earned on shipping, handling, tax or the purchase and/or use of gift vouchers, which for avoidance of doubt, includes gift cards, gift certificates, or any other similar cash equivalents. Terms and conditions apply, see https://www.us.hsbc.com/credit-card-resource-center/premier/#rewards for additional information.  All third party-trademarks are the property of the respective owners.

6 FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

HSBC credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and requires a U.S. HSBC checking account relationship. To learn more, speak with an HSBC representative.

How you earn Rewards Points : You earn Rewards Points when you use your card to make purchases.  

Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated.

HSBC VIP Travel and Expense Card

HSBC VIP Travel and Expense Card: Introducing the perfect travel companion – your new HSBC VIP Travel & Expense Mastercard© credit card.

Designed to make your business travel as convenient and seamless as possible, your new card includes exclusive benefits, such as airport lounge access, trip delay and cancellation insurance, complementary Boingo Wi-Fi in all major airports, premier customer service access and more.

Travel boldly with the card that offers benefits beyond the ordinary with the HSBC name that is instantly recognized and respected around the globe.

Introducing the perfect travel companion – your new HSBC VIP Travel & Expense Mastercard© credit card.

Mastercard© Coverage Brochure (PDF, 1.29MB)

Mastercard© Guide to Benefits (PDF, 389KB)

Mastercard© Guide to Benefits – Trip Cancellation & Trip Interruption (PDF, 1.43MB)

To file a claim visit: www.mycardbenefits.com or call 1-800-Mastercard

Mastercard Concierge

Priority Pass Registration

Priority Pass Member Support (FAQs, Priority Pass App, Contact)

Flight Delay Pass Registration

Flight Delay Pass Terms of Use (PDF, 438KB)

Boingo Wi-Fi for Mastercard Cardholders

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Premier Credit Card

Get travel benefits and reward points - plus 18 months interest free on balance transfers (2.99% fee, min £5). just for hsbc premier customers..

A credit card that gives you access to a world of travel benefits and privileges – all for no annual fee. Representative 23.9% APR (variable).

Balance transfers need to be done in the first 60 days to get 18 months interest free.

Credit is subject to status, affordability and terms and conditions.

Please read the  important documents  before applying.

Representative example

Purchase rate 23.9% p.a. (variable)

Representative 23.9% APR (variable)

Based on an assumed credit limit of £1,200

Premier Credit Card

Key benefits of a Premier Credit Card

hsbc travel card lounge

Earn rewards on purchases

For every £1 of eligible spend 1 , you’ll earn 1 reward point if it’s in sterling 2 , or 2 reward points if it’s in another currency 3  (fees apply to non-sterling transactions).

hsbc travel card lounge

0% interest on purchases

0% interest on purchases for 9 months 4  after account opening.

hsbc travel card lounge

0% interest on balance transfers

0% interest for 18 months 4 on balance transfers made within 60 days of account opening. A 2.99% fee applies for each balance transferred, minimum £5.

Your Premier Credit Card also comes with

  • Use your credit card abroad You can use your HSBC credit card in all countries and regions supported by the Visa and Mastercard networks.  Fees apply , and non-HSBC cash machines may also charge a fee.
  • Airport lounge access Get access to more than 1,300 airport lounges worldwide with Priority Pass . Just show your Premier Credit Card at the door. Lounges charge £24 per person per visit, subject to availability.
  • No annual fee There's no annual fee for the Premier Credit Card, but a 2.99% balance transfer fee applies to each balance transferred (minimum £5).
  • Extended warranty cover Get 2 years extended warranty 5  provided by Domestic & General Insurance PLC, on selected household items.
  • Enjoy 24/7 worldwide assistance Help is at hand if your card is lost or stolen.  Call our dedicated support team  about getting an emergency cash advance.
  • Mastercard Priceless Access unforgettable experiences and everyday value in the cities where you live and travel with  Mastercard Priceless .
  • No-fuss card management Use  online banking  or the  HSBC Mobile Banking app  to check your balance, make payments, freeze your card, and stay in control.
  • Go digital All HSBC credit cards are contactless and can be used with a  digital wallet . For immediate access to spending, you can add your card to Apple Pay or Google Pay directly from the HSBC UK Mobile Banking app before your new card arrives.

Things to know

Who can apply.

You can apply for a Premier Credit Card if you:

  • are over 18
  • are a UK resident
  • hold an  HSBC Premier Account

Important documents

  • Summary box (PDF, 148KB) Summary box (PDF, 148KB) Download
  • Privacy Notice (PDF, 638KB) Privacy Notice (PDF, 638KB) Download
  • Standards of Lending Practice (PDF, 1.12MB) Standards of Lending Practice (PDF, 1.12MB) Download
  • Premier Credit Card Terms and Conditions (PDF, 582KB) Premier Credit Card Terms and Conditions (PDF, 582KB) Download
  • Extended Warranty (PDF, 65KB) Extended Warranty (PDF, 65KB) Download
  • Reward Programme Rules (PDF, 261KB) Reward Programme Rules (PDF, 261KB) Download

Ready to apply for a Premier Credit Card?

Existing customers.

On your mobile device? If you've downloaded our app and have an HSBC Premier account, you can apply now by selecting 'Apply in app'.

If you're on a desktop, scan the QR code with your mobile device.

hsbc travel card lounge

More ways to apply

Apply in browser .

If you have an HSBC Premier account and you're registered for online banking, you can start your application right away. You'll be able to see your pre-filled application form, submit it, and get an instant decision.

  • Register for online banking  

Apply in branch 

It’s usually easiest to apply through the app or online banking, but if you need support you can visit one of our branches and we’ll help you with your application.

Please bring your mobile phone with you (or a similar device, like a tablet) if you have one.

  • Find your nearest branch  

New to the UK?

We may be able to access your international credit history in selected countries to help you apply for an HSBC UK credit card.

  • Find out about credit cards for international customers  

Frequently asked questions

What is a premier credit card .

It's a credit card that's exclusively for HSBC Premier Account holders and gives you access to a world of travel benefits and privileges.

Does HSBC Premier include airport lounge access? 

A benefit to an HSBC Premier Credit Card is access to Priority Pass membership. This means you can relax in more than 1,300 airport lounges worldwide for just £24 per person per visit, subject to availability.

How do I use HSBC Priority Pass? 

You'll need to register your card for HSBC Priority Pass access. This can be done at the Priority Pass website. Once you’ve signed up, simply show your card when you visit.

You might also be interested in

Not the right card for you.

Discover our range of credit cards and find the one that matches your needs.

Reward points

Find out how your rewards credit card can pay you back.

Credit card rewards explained

Get to know what a reward credit card can offer you, and how much it could cost you to use one.

How to avoid credit card charges

Get to know the different types of credit card charges and how you can reduce the amount you pay.

LSB - Standards of lending practice. Personal Customers

Standards of Lending Practice

HSBC adheres to the standards of lending practice guidelines.

Additional information

1.  Eligible spend excludes cash advances, fees, balance transfers, cheques, refunds, interest or any other charges.

2. Sterling currency includes transactions made in the UK, Jersey, Guernsey and Isle of Man as well as transactions overseas where you choose to pay in sterling rather than local currency.

3. These transactions are subject to a non-sterling transaction fee, currently 2.99% of the amount of the transaction.

4. At the end of any promotional period, balance transfers and purchases will revert to the standard variable rate.

5. Shop with greater peace of mind, thanks to a 2-year extended warranty insurance provided by Domestic & General Insurance PLC (D&G).

This insurance can be applied to a range of household items. You'll get 2 years of breakdown cover, starting from when the manufacturer’s warranty expires. You'll also get accidental damage cover, starting from the point you register the item with D&G, until the end of the policy.

This is at no extra cost and registrations are unlimited. To check if the item you're purchasing is covered and if any limitations or exclusions apply, please visit  Domestic & General  or call D&G on  0800 169 1074 .

To qualify for cover your items must cost between £50 and £2,000 and be purchased in full with your HSBC Premier Credit Card. You must register your appliance to the same address within 90 days of purchase for the insurance to commence. Items with a manufacturer's warranty of more than two years are not eligible.

You can register online or call D&G on 0800 169 1074 .

Extended Warranty policies are distributed, administered and underwritten by D&G. Each item of equipment will be protected under its own separate policy.

If you have an HSBC UK credit card, you're eligible to apply for another if you haven't applied for an HSBC credit card within the past 6 months, and the card isn't the one you currently have.

Balances can’t be transferred from all cards, for example those issued by members of the HSBC Group, including HSBC UK, first direct and M&S Bank.

Please note, if you currently hold a Student or Premier Credit Card with us, you will not be eligible for this card.

Customer support

Which HSBC credit card can access to airport lounge?

travel-faq

If you are a frequent traveler and wish to enjoy the comforts of an airport lounge during your journey, HSBC offers credit cards that provide access to these exclusive facilities. Among the various HSBC credit cards available, the HSBC Premier World Elite Mastercard is one that grants you access to airport lounges worldwide. With this card, you can indulge in luxurious amenities such as comfortable seating, complimentary refreshments, and even spa treatments, depending on the specific lounge.

The HSBC Premier World Elite Mastercard is designed for high-net-worth individuals and offers a range of benefits beyond lounge access. It provides rewards on every purchase, exclusive discounts on travel, concierge services, and travel insurance. To be eligible for this card, you generally need to have an HSBC Premier account and meet certain income or asset requirements.

FAQs about HSBC credit cards and airport lounge access

Can i access airport lounges with other hsbc credit cards.

While the HSBC Premier World Elite Mastercard is specifically mentioned to grant access to airport lounges, there are other HSBC credit cards that may offer similar benefits. It is best to check with HSBC directly or refer to the details of each credit card to determine if airport lounge access is provided.

Are there any fees associated with accessing airport lounges with an HSBC credit card?

Depending on the HSBC credit card you hold, there might be specific fees or conditions for accessing airport lounges. Some cards provide a limited number of complimentary lounge visits per year, after which a fee may apply for each visit. It is advisable to review the terms and conditions of your particular credit card to understand any associated fees.

Which airport lounges can I access with an HSBC credit card?

The availability of airport lounges may vary depending on the HSBC credit card you hold, as well as the specific airport you are traveling from. However, in general, HSBC credit cards that offer lounge access provide access to a wide network of lounges globally, including those affiliated with major airlines or independent lounges.

Can I bring a guest with me to the airport lounge using my HSBC credit card?

Whether you can bring a guest with you to the airport lounge using your HSBC credit card depends on the specific card you hold. Some cards may allow you to bring a guest, while others may charge an additional fee for guest access. Check with HSBC or refer to the terms and conditions of your credit card to clarify guest access policies.

What amenities can I expect in an airport lounge accessed through an HSBC credit card?

The amenities offered in airport lounges accessed through HSBC credit cards can vary. However, most lounges generally provide comfortable seating, complimentary refreshments such as snacks and beverages, access to reading materials, Wi-Fi, and sometimes even shower facilities or spa services. The specific amenities available can depend on the lounge and its partnership agreements with HSBC.

Are there any conditions or spending requirements to maintain airport lounge access with an HSBC credit card?

HSBC credit cards that offer airport lounge access may have certain conditions or spending requirements to maintain this benefit. For example, you may need to meet a minimum spending threshold on the card annually. It is important to review the terms and conditions of your specific HSBC credit card to understand any requirements for maintaining lounge access.

Can I access airport lounges when traveling internationally with an HSBC credit card?

Yes, HSBC credit cards that provide airport lounge access generally allow you to access lounges both domestically and internationally. The availability of lounges may vary depending on the destination country and airport. It is recommended to check with HSBC or consult the lounge network list associated with your credit card for details on international lounge access.

Are there any time restrictions for accessing airport lounges with an HSBC credit card?

Some airport lounges may have time restrictions, especially during peak hours or based on flight departure times. It is advisable to check with the specific lounge or refer to the information provided by HSBC to understand any time restrictions that may apply.

Can I access airport lounges on both arrival and departure with an HSBC credit card?

The ability to access airport lounges on both arrival and departure depends on the lounge’s policies and the terms of your HSBC credit card. Some lounges may only allow access for departing flights, while others may permit access for both arrivals and departures. Refer to the lounge network list associated with your credit card to determine the specific access rules.

Is there a limit to the number of times I can access airport lounges with an HSBC credit card?

The number of times you can access airport lounges with an HSBC credit card may vary depending on the specific card and its associated terms and conditions. Some cards offer a limited number of complimentary lounge visits per year, while others may provide unlimited access. It is important to review the details of your credit card to understand any restrictions or allowances.

Can I access airport lounges even if I am not flying with an affiliated airline?

Yes, in many cases, airport lounges accessed through HSBC credit cards allow you entry regardless of the airline you are flying with. These lounges are often affiliated with various airlines or are independent lounges that grant access through credit card partnerships. You do not necessarily need to be flying with an affiliated airline to enjoy the lounge amenities.

Are lounge access benefits transferable to family members or authorized users of my HSBC credit card?

The transferability of lounge access benefits to family members or authorized users of your HSBC credit card depends on the specific card and its terms and conditions. Some cards may allow you to extend lounge access benefits to family members or authorized users, while others may have restrictions. It is advisable to consult HSBC or review the details of your credit card to understand any provisions regarding accompanying individuals.

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Get information's about airports and lounges

hsbc travel card lounge

AIRPORTS-LOUNGES

  • Priority Pass

hsbc travel card lounge

Hsbc credit card

HSBC is a renowned global financial institution that offers a range of financial products and services, including credit cards. HSBC credit cards provide customers with a convenient and secure way to make purchases, both locally and internationally. With a variety of credit card options, HSBC aims to cater to different customer needs and preferences.

Hsbc credit card images

HSBC credit cards often come with attractive features such as rewards programs, cashback offers, travel benefits, and exclusive discounts with partner merchants. Customers can earn reward points on every transaction and redeem them for exciting gifts or discounts on future purchases.

Table of content

Hsbc credit card lounge access

List of international terminals with lounge access, top hsbc bank credit cards, how to apply, hsbc credit card benefits, hsbc credit card fees and charges, hsbc credit card visa platinum, hsbc credit card platinum.

HSBC credit cardholders can enjoy exclusive lounge access privileges at various airports around the world through the HSBC LoungeKey program. LoungeKey is a global airport lounge access program that provides customers with a comfortable and relaxing space to unwind before their flights.

To access the lounges, HSBC credit cardholders need to register for the LoungeKey program and download the LoungeKey mobile app. Once registered, they can search for participating lounges in their current location or their destination airport. The app will provide details about each lounge, including amenities, operating hours, and location within the airport.

Upon arrival at the lounge, eligible cardholders can simply present their HSBC credit card and a valid boarding pass to gain entry. Some lounges may also require the Lounge Key app to be shown for verification purposes.

  • HSBC Premier Mastercard Credit Card
  • HSBC Smart Value Credit Card
  • HSBC Visa Platinum Credit Card
  • HSBC Cashback Credit Card

You can apply for HSBC Bank credit cards online or in person at the branch that is closest to you.

  • Keep your papers close at hand.
  • Visit www.hsbc.co.in/credit-cards for further information..
  • Select the credit card for which you want to apply.
  • Tap “Apply Now.”
  • You will then be taken to an application form, which you must carefully fill out.
  • Follow the bank’s website’s instructions on all the requirements.

Hsbc credit card apply LINK

Instant E.M.I.: With your HSBC credit card, you may purchase a variety of goods and services, including electronics, travel, and more, and pay for them over time using EMIs (Equated Monthly Instalments).

Cash on E.M.I.: Your HSBC Credit Card’s Cash-on-EMI function offers you a practical method to borrow money and pay it back in affordable installments.

Balance Transfer: With the balance transfer-on-EMI feature, you can move an unpaid debt from another bank’s credit card to your HSBC credit card and pay it off in convenient monthly installments at a lower interest rate.

Phone Loan 

Balance Conversion: You’ve already enjoyed the benefits and convenience of using an HSBC credit card. By offering the Balance Conversion function on your credit card, we are going one step further. You can now indulge today and pay for it later.

Fuel Surcharge: We are aware that various people have varied perspectives on our credit card. You could be able to do extended drives because there is no fuel cost at any Indian petrol station. Prepare to have fun in life.

Secure Online Payments: Your HSBC Credit Card offers an additional layer of security for online purchases.

Online Banking: HSBC Credit Card Management via Online Banking

Loan on Phone: Take a dream vacation, a new TV, or a computer. Through the innovative new “Loan on Phone” option on your HSBC credit card, HSBC makes all of this incredibly simple. Spend as much as you like while making low-interest payments.

The HSBC Visa Platinum Credit Card is a premium credit card designed to cater to the diverse needs and preferences of its cardholders. As a Visa Platinum card, it offers an elevated level of benefits and privileges, making it an excellent choice for those seeking enhanced features beyond standard credit cards.

With the HSBC Visa Platinum Credit Card, customers gain access to a world of exclusive perks and rewards. One of the standout features is the rewarding points program, where cardholders earn points for every eligible transaction they make. These accumulated points can be redeemed for a wide range of exciting rewards, such as gift vouchers, merchandise, and even cashback.

The HSBC Platinum Credit Card is a premium credit card offered by HSBC, designed to provide cardholders with a host of exclusive benefits and privileges. As a Platinum card, it goes beyond the standard features of regular credit cards, offering an elevated experience for those seeking enhanced financial solutions.

With the HSBC Platinum Credit Card, customers gain access to a rewarding points program. Every eligible purchase made using the card earns reward points, which can be accumulated and redeemed for a variety of exciting rewards, including gift vouchers, merchandise, or even cashback.

Hsbc credit card apply

Can I check the status of my credit card application?

Yes, you can check the status of your credit card application through HSBC’s online banking platform or by contacting their customer service.

How does the rewards program work?

HSBC’s rewards program allows you to earn points for every eligible purchase made with your credit card. These points can be redeemed for various rewards such as merchandise, gift cards, travel vouchers, or cashback.

Can I manage my credit card account online?

Yes, HSBC provides online banking facilities that enable you to manage your credit card account, view transactions, make payments, and set up account alerts for due dates and balance updates.

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Thrifty Points

Thrifty Points

A world of ideas and opportunities...

LoungeKey HSBC Premier Airport Lounge List – What’s the Choice?

March 3, 2020 By Ben @ Thrifty Points 2 Comments

A number of UK credit cards offer complimentary lounge access as a perk to encourage consumers to sign up to the premium version of their card.  Today we’ll be looking at the pass offered exclusively by HSBC – LoungeKey.

For those who travel regularly, access to lounges with the likes of the complimentary LoungeKey HSBC Premier Airport Lounge pass can provide real value.  We’ll take a look later in the article at just what the LoungeKey HSBC pass could be worth.

HSBC Premier Airport Lounge List

Unlike Priority Pass and Lounge Club which are offered across a number of credit card companies as well as standalone passes which can be purchased online, LoungeKey is only available to customers of the HSBC Premier World Elite MasterCard.  To gain access, cardholders simply have to show their credit card at the reception of the lounge for HSBC airport lounge access.

Holders of the free version of the card can also use it to gain access, but they’ll need to pay a fee of £15 per person.  This is however cheaper than the complimentary Lounge Club card offered with the (free for the first year) American Express Gold card (our favourite UK credit card, as we discuss here ) which has recently increased to £20 per visit after using the 2 complimentary passes.

HSBC LoungeKey Access

Let's break this post down...

HSBC Premier Lounge Access

For those who don’t already hold the HSBC credit card, you may want to read my recent review here which covers the pros and cons of the card.

For those of you who already hold the card, you’ll need to register your card for HSBC LoungeKey access.  This can be done at the LoungeKey website here .  Once you’ve signed up simply show your card when you visit to gain complimentary access.

Lounge Key HSBC Premier UK

How does HSBC Premier credit card lounge access compare to other credit cards?

The LoungeKey HSBC Premier credit card comes with an annual fee of £195 pa.  If you’re simply looking at LoungeKey as the only benefit of the card, then compared to other lounge passes it’s surprisingly good value.  If you were planning on purchasing the Priority Pass with complimentary annual access it would cost £339!

Priority Pass prices

HOWEVER as we write in our review here , in comparison to most UK cards, the eligibility requirements for the card are strict to say the least.  To qualify you’ll need to pay your annual income into an HSBC Premier current account and meet one of the two further requirements:

  • Income of over £75k and either an HSBC mortgage, investment, life insurance or protection product;
  • Over £50,000 of investments or savings with HSBC.

This will clearly prevent a number of people from signing up to the credit card.  So how does it compare to other complimentary lounge access offered by other credit cards?

The only other card which offers unlimited lounge access is the American Express Platinum card (reviewed here) through Priority Pass.  The card comes with a huge annual fee of £575 pa however for a small handful of people the numerous perks will more than offset the cost of the card…  The benefit of the Priority Pass over the HSBC LoungeKey lounge access is that the Priority Pass allows one complimentary guest.  If you subscribe to a supplementary Platinum card for someone else in your family they’ll also receive a Priority Pass.  With both allowing one guest, a family of four can gain entry to lounges free of charge.

The LoungeKey HSBC pass charges £15 for every additional guest.  As such a family of four would have to pay £45.  This could be reduced by £15 per visit if you signed up to a supplementary card for £60.  If both you and the supplementary cardholder travel a significant amount this seems like a no-brainer to me…

HSBC Premier Airport Lounge List

You can find a full HSBC Premier Airport Lounge list here however for ease we’ve set out a full LoungeKey HSBC Premier Lounge list for all UK airports below:

Aberdeen International: Northern Lights Executive Lounge

Belfast George Best City: Aspire Lounge

Belfast International: Causeway Lounge

Birmingham: Aspire Lounge / Aspire Lounge South / No 1 Lounge Birmingham

Bristol International: Aspire Lounge

Cardiff: Executive Lounge

City of Derry Airport: Amelia Earhart Lounge

Doncaster/Sheffield Robin Hood: Premium Lounge

Durham Tees Valley: Premium Lounge

Edinburgh International: Aspire Lounge / No 1 Lounge

East Midlands: The Escape Lounge

Exeter: The Executive Lounge

Glasgow International: UpperDeck – Glasgow

Humberside: Aspire Lounge

Inverness Dalcross: Aspire Lounge

Isle of Man Ronaldsway: Rendezvous Executive Lounge

Leeds Bradford International: The White Rose Suite

Liverpool John Lennon: Aspire Lounge

London Gatwick North Terminal: Club Aspire Lounge / My Lounge / No 1 Lounge Gatwick

London Gatwick South Terminal: Grain Store Café & Bar / No 1 Lounge

London Heathrow T2: Plaza Premium Lounge / Plaza Premium Lounge Arrivals

London Heathrow T3: Club Aspire Lounge / No 1 Lounge

London Heathrow T4: Plaza Premium Lounge / Plaza Premium Lounge (Arrivals) / SkyTeam Lounge

London Heathrow T5: Aspire The lounge

London Luton: Aspire Lounge

London Southend: Skylife Lounge

London Stansted: The Escape Lounge

Manchester International T1: Aspire Lounge / The Escape Lounge

Manchester International T2: Aspire Lounge / The Escape Lounge

Manchester International T3: The Escape Lounge

Newcastle International: Aspire Lounge

Newquay: Executive Lounge

Norwich International: Norwich Airport Executive Lounge

Southampton International: Priority Lounge

Of the above, my favourites are most definitely the No 1 lounges.  As I write about here these can get extremely busy during peak times (especially school holidays).  In these instances you may want to reserve a space to avoid disappointment and also gain access to Fast Track Security.

What’s the difference between LoungeKey, Priority Pass and Lounge Club?

In all honesty, not a great deal.  If anything I’d say that Lounge Club has the worst coverage but Priority Pass and LoungeKey are very very similar.  There’s a simple reason for this… All three are owned by the same company – Collinson Latitude.  You can read my full reviews on Priority Pass here and Lounge Club here .

What is the LoungeKey HSBC airport lounge access worth?

This is a very tricky one to answer because it’s so dependent on the individual’s travel habits.  If like me you find yourself travelling up to 5 times a month, the quantifiable benefits of a lounge (the amount you would usually spend on food and drink in a lounge) will add up quickly and I suspect will more than outweigh the £195 of the card.

But what if you only travel say 4 times a year and you always travel with the family?  Yes, having somewhere quiet to sit and pass the time is nice.  Access to complimentary food and drink is great but don’t forget besides your own complimentary pass you’ll need to be paying £15 per person to enter the lounge.  In this instance if you apply no value to the various other benefits offered by the credit card, you’d be paying £48.75 per visit plus £15 per guest.  You’d be far better off opting for the American Express Gold card using the 2 free passes and then paying £20 for every visit thereafter!

The HSBC LoungeKey App

I also thought it would be useful to touch briefly on the LoungeKey HSBC app.  As you could imagine the app somewhat mirrors the Priority Pass app (as they’re owned by the same company) which I’m a big fan of.

There’s nothing worse than turning up at an international airport, trying to connect to the Wi-Fi (to prevent incurring significant roaming fees), getting lost while you’re trying to track down the correct lounge and generally just wasting precious time you could be spending in the lounge.  The HSBC LoungeKey app is simple to use and directs you to the nearest lounge, which is very handy.

HSBC LoungeKey App

Frequently Asked Questions

What happens if you don’t have your card with you.

The lounge staff are unable to look up whether you are a LoungeKey HSBC Premier UK member and as such they will always need to swipe your card on arrival.

Can someone else use your card for HSBC LoungeKey Access?

No.  Your LoungeKey HSBC Premier UK credit card will be checked against your passport so there’s no way around this I’m afraid.

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HSBC TravelOne Credit Card

hsbc travel card lounge

The waiver on redemption fee for redeeming air miles and hotel points has been extended to 31 May 2024.

Unlock a world of travel freedom

Unlock instant travel rewards and elevated travel experiences everywhere you go with the one and only travel card you need. 

hsbc travel card lounge

Welcome gift

Apply now and enjoy instant approval[@cards-instant-approval-tnc]. What's more, receive 20,000 miles – in the form of 50,000 Reward points – when you meet these criteria:

  • pay the annual fee of SGD196.20 (inclusive of GST)
  • spend at least SGD500 in qualifying transactions within the qualifying spend period
  • provide marketing consent when you apply

That's equivalent to a round trip air ticket to Bali!

Alternatively, apply for the card with no welcome gift rewarded and get your first-year annual fee waived.

Open up a world of elevated travel

hsbc travel card lounge

Instant redemption

The first HSBC credit card to offer instant redemptions with an extensive selection of airline and hotel partners, all within the convenience of your mobile app.

hsbc travel card lounge

Earn accelerated points

Get up to 2.4 miles (6X Reward points) for your spending.

hsbc travel card lounge

Travel privileges

Complimentary travel insurance coverage (including COVID-19), airport lounge visits and more.

hsbc travel card lounge

Split flexibly

Split your purchases across a range of flexible tenors that suits your needs with HSBC Instalment Plans –  find out more .

dpws-tools-calculator-creator

The calculated amount shown is indicative only, based on qualifying transactions. Terms and conditions apply .

How many miles you'll need to redeem a flight? 

Note: The miles shown in the table are indicative only, based on the 'Miles Calculator – Redeem Miles' by Singapore Airlines as of 4 September 2023. The miles indicated are for an entire journey for 1 passenger from Singapore and they do not include taxes, fees or any promotional discounts that may apply.

Spend, earn, and go further

Automatic payments will be declined and merchants may charge a late fee.

Earn points and redeem them instantly[@cards-instantly]

  • 2.4 miles (6× Reward points)[@cards-travelonetnc] per SGD1 charged on foreign currency spend.
  • 1.2 miles (3× Reward points)[@cards-travelonetnc] per SGD1 charged on local spend.
  • Share the perks with a supplementary card[@cards-supplementarycard].
  • No redemption fee when you redeem for air miles or hotel points. This offer ends on 31 May 2024.

Be spoilt for choice with instant miles and hotel points redemption with a wide range of airline and hotel partners such as Cathay Pacific, Singapore Airlines, Marriott Bonvoy and more.

  • Find out how to redeem instantly  

hsbc travel card lounge

Travel in style

  • Airport lounge: enjoy 4 complimentary lounge visits per year to over 1,300 global airport lounges for primary cardholders –  register now .
  • Travel rewards: shop at key destinations around the world and enjoy cashback offers and discounts from both in-store and online merchants across over 25 countries –  find out more .
  • Priceless™ Specials: discover top-tier benefits and a world of privileged access with curated offers and benefits from Mastercard –  explore all offers .
  • Travel offers: enjoy a variety of travel privileges when you plan your trip –  find out more .

Put your mind at ease

  • Travel insurance[@cards-travelinsurancecoverage]: enjoy complimentary travel insurance coverage (including COVID-19) of up to USD100,000 for you and your family when you charge the full cost of your air ticket to your HSBC TravelOne Credit Card - read the full policy .
  • ID Theft Protection™: enjoy peace of mind when surfing and purchasing online. Proactive monitoring and alerts help to ensure the security of your personal data from identity theft or fraud. Enrol online for complimentary access – find out more .
  • Travel companion: before you travel, check out the latest travel and health restrictions for your trip – find out more .

hsbc travel card lounge

Who can apply?

To apply for an HSBC TravelOne card, you must be aged 21 or above and have a minimum annual income of:

  • SGD30,000, if you're a Singaporean or Permanent Resident
  • SGD40,000, if you're a self-employed or commission-based Singaporean or Permanent Resident
  • SGD40,000, if you're a foreigner residing in Singapore

If you do not meet these income requirements, a minimum fixed deposit collateral of SGD10,000 will apply.

What you need to apply 

Apply using MyInfo via Singpass and save the hassle of providing supporting documents.

Alternatively, prepare the following supporting documents with your application.

  • ID documents of the primary and any supplementary applicants
  • income documents of the primary applicant

What documents are acceptable?

Important documents 

  • ABS consumer guide for credit cards (PDF) ABS consumer guide for credit cards (PDF) Download
  •   Consumer guide for credit cards Consumer guide for credit cards Modal
  •   Credit card FAQs Credit card FAQs Modal
  •   Credit card security Credit card security Modal
  • Credit card terms (PDF) Credit card terms (PDF) Download
  • TravelOne credit card reward points programme terms and conditions (PDF) TravelOne credit card reward points programme terms and conditions (PDF) Download
  • TravelOne sign-up gift offer terms and conditions (PDF) TravelOne sign-up gift offer terms and conditions (PDF) Download

What you need to know 

Your credit limit

Your credit limit is subject to our review and approval. Where you've stated a preferred credit limit, the amount we grant may be lower than what you requested.

Finance charges

A finance charge will be imposed based on the amount withdrawn, from the date the transaction is posted to your account to the date the payment is made in full or the next statement date, whichever is earlier.

Effective rate: 27.8% p.a. (minimum)

Minimum charge: SGD2.50

The annual fee is at SGD196.20 including GST, starting from the issue date for your credit card. From the second year onwards, we'll waive the annual fee for your card if you spend more than SGD25,000 per year.

Don't have an HSBC TravelOne Credit Card yet?

Apply online in just a few easy steps. It'll only take minutes, and you'll soon be on your way to receiving your welcome gift.

Want both HSBC Premier Mastercard and TravelOne?

If you're an HSBC Premier customer and would like both the Premier Mastercard Credit Card and the TravelOne Credit Card, speak to your Premier Relationship Manager or leave us your contact details or SMS PMCC <space> Name to 74722. We'll be in touch in 3 working days to assist with your application.

Share the perks with a supplementary card

Our HSBC credit cards open up a world of banking convenience, benefits and privileges. And now, you can share it with your family too.

  • Earn reward points each time your loved ones spend on their cards
  • Get up to 5 supplementary cards, free to you and your family for life
  • Any loved one can hold a supplementary credit card as long as they're aged 18 or above

Other ways to apply 

Leave us your contact details online or by SMS, and we'll give you a call within 3 working days to help you apply for this card.

Text HSAPP <space> Name <space> to 74722, or request a callback online .

Why bank with us

hsbc travel card lounge

AsiaMoney Best Bank For Digital Solutions – Singapore

HSBC is the recent recipient of the ‘AsiaMoney Best Bank For Digital Solutions – Singapore’ Award 2023 

hsbc travel card lounge

Customer Satisfaction Index

HSBC ranked #1 in Credit Card sector for 3 consecutive years (2020 to 2022) in the Customer Satisfaction Index of Singapore.

Additional information

How can i enjoy the complimentary airport lounge .

Start enjoying your benefit

  • Step 1: download Mastercard Travel Pass app (available on the Apple App Store and Google Play)
  • Step 2: select 'Sign up' to register for the programme, or log on to your account if you're already a member
  • Step 3: enter your HSBC TravelOne Credit Card details for a one-time verification
  • Step 4: complete your personal details for Mastercard Travel Pass account registration (enter your name as shown in your passport)
  • Step 5: set your account password

Simply use the membership number stored under 'my visits' when visiting airport lounges.

With the app, you can also view the airport lounges and restaurants available, keep track of your usage history and access many more services.

Terms and conditions apply .

Check out Mastercard Travel Pass

You might also be interested in

Entertainer with hsbc   entertainer with hsbc this link will open in a new window, credit card features  , hsbc singapore app  , hsbc everyday+  , connect with us.

hsbc travel card lounge

1,500+ lounges and experiences

Choosing a priority pass membership which is right for you.

airportlounges-grid-1

Welcome to Priority Pass

Fly with any airline and in any class and enjoy the lounge.

airportlounges-grid-2

Refuel before boarding

Sit down, stretch out and enjoy complimentary drinks, refreshments and pre-flight bites.

airportlounges-grid-3

Time better spent

Use your time productively with charging points and free Wi-Fi in most lounges. Some lounges also offer conference rooms for business meetings.

airportlounges-grid-4

Unwind before take-off

Arrive early as many lounges offer a selection of pre-flight spa treatments so you can spoil yourself and truly relax before you depart.

airportlounges-grid-5

Simply present your card

All lounges in our network accept our digital membership card so you can gain immediate access to lounges right after you join, or simply present your physical membership card to gain entry..

airportlounges-grid-6

Guests are welcome

When you're not travelling alone, invite your family, friends or colleagues to join you in the priority pass lounges., recently added.

Aspire Lounge, Belfast George Best City

Belfast George Best City

Belfast, northern ireland.

ASPIRE LOUNGE

Club Aspire Lounge

Rio de Janeiro Galeao International, Terminal 2

Rio de janeiro, brazil.

GOL SMILES (INTERNATIONAL)

Travel Club Lounge, Kuala Lumpur Intl, KLIA Terminal 1 (Satellite)

Kuala Lumpur Intl, KLIA Terminal 1 (Satellite)

Kuala lumpur, malaysia.

TRAVEL CLUB LOUNGE

Virgin Atlantic Clubhouse, Washington DC Dulles International, Concourse A

Washington DC Dulles International, Concourse A

Washington dc, usa.

VIRGIN ATLANTIC CLUBHOUSE

Access our airport lounges

Priority pass's global reach provides you with access to an ever-growing range of premium lounges and airport experiences. we have a great selection of locations including (in the us) las vegas lounges , jfk lounges , san francisco lounges , atlanta lounges (in the uk) heathrow lounges , manchester lounge , edinburgh airport lounge , glasgow airport lounge (middle east and ww) dubai lounges , doha lounges , hong kong lounges , sydney lounges   below you’ll find a full list of airport lounge locations split by region:.

banner-plane-city

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Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology .

Priority Pass Guide With Full List of 120+ U.S. Lounges and Restaurants [Includes Map]

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Erin Miller

Content Contributor

Countries Visited: 26 U.S. States Visited: 28

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Michael Y. Park

Countries Visited: 60+ U.S. States Visited: 50

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Keri Stooksbury

Editor-in-Chief

Countries Visited: 44 U.S. States Visited: 28

Priority Pass Guide With Full List of 120+ U.S. Lounges and Restaurants [Includes Map]

Priority Pass Benefits

Lounge access, guest policies, priority pass app, other benefits, as a credit card benefit, paid membership plan, map of u.s. priority pass lounge locations, atlanta — hartsfield jackson atlanta international airport ( atl ), baltimore — baltimore-washington international airport ( bwi ), boston — boston logan international airport ( bos ), buffalo, new york — buffalo niagara international airport (buf), charleston, south carolina — charleston international airport (chs), charlotte — charlotte douglas international airport ( clt ), chicago — chicago o’hare international airport ( ord ), cincinnati — cincinnati northern kentucky international (cvg), cleveland — cleveland hopkins international airport (cle), colorado springs — colorado springs airport (cos), dallas-fort worth — dallas fort worth international airport ( dfw ), detroit — detroit metropolitan airport ( dtw ), honolulu — daniel k. inouye international airport ( hnl ), houston — george bush intercontinental airport ( iah ), houston — william p. hobby airport ( hou ), jacksonville, florida — jacksonville international airport (jax), kahului, hawaii — kahului international airport (ogg), las vegas — harry reid international airport ( las ), los angeles — los angeles international airport ( lax ), miami — miami international airport ( mia ), minneapolis-st. paul — minneapolis-st. paul international airport ( msp ), nashville — nashville international airport ( bna ), new orleans — louis armstrong new orleans international airport ( msy ), new york city — john f. kennedy international airport ( jfk ), new york city — laguardia airport (lga), ontario, california — ontario international airport (ont), orlando — orlando international airport ( mco ), philadelphia — philadelphia international airport ( phl ), pittsburgh — pittsburgh international airport (pit), san diego — san diego international airport ( san ), san francisco — san francisco international airport ( sfo ), san jose, california — norman y. mineta san josé international airport ( sjc ), san juan, puerto rico — luis muñoz marín international airport (sju), seattle — seattle-tacoma international airport ( sea ), st. louis — st. louis lambert international airport ( stl ), syracuse — syracuse hancock international airport (syr), washington, d.c. — washington dulles international airport ( iad ), map of u.s. priority pass restaurants, denver — denver international airport (den), fort lauderdale — fort lauderdale-hollywood international airport ( fll ), indianapolis — indianapolis international airport (ind), little rock — bill and hillary clinton national airport little rock (lit), portland, oregon — portland international airport ( pdx ), providence — t.f. green international airport (pvd), st. louis — st. louis lambert international airport (stl), tampa — tampa international airport ( tpa ), tucson — tucson international airport (tus), washington, d.c. — ronald reagan washington national airport ( dca ), final thoughts.

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Whether you’re just getting started with points and miles or are a seasoned traveler, this in-depth look at Priority Pass should answer any questions you have about the lounge program.

Find out whether Priority Pass is worth it — and if one of the credit cards in your wallet offers Priority Pass as a membership perk!

Let’s take a look at how to get a membership, the benefits of Priority Pass, and every U.S. lounge location, including hours, special policies, guest policies, and amenities.

What Is Priority Pass?

Priority Pass is an independent lounge program that provides members access to over 1,500 airport lounge locations, restaurants, and experiences in over 600 cities and 140 countries.

With a Priority Pass membership, you can enter a participating lounge regardless of the airline you’re flying, the class of your ticket, or your membership (or lack thereof) in any frequent flyer program.

The fee you pay depends on the membership you choose. Luckily, lots of credit cards offer complimentary Priority Pass membership. We’ll discuss that in detail below.

General Lounge Amenities

With a Priority Pass membership, you receive benefits such as:

  • Complimentary refreshments, including alcohol in most lounges
  • Space to work or relax in a comfortable place
  • Free Wi-Fi in most lounges
  • Comfortable seats and quiet spaces
  • The latest magazines and newspapers
  • Power outlets
  • Conference rooms, showers, beds, and spa facilities in select lounges

Restaurants, Be Relax Spas, and Minute Suites

Additionally, Priority Pass comes with access to Be Relax Spa and Minute Suites locations and a handful of restaurants. This gives members yet another way to utilize their membership, especially at airports that don’t have traditional lounges.

When it comes to Priority Pass-designated restaurants, cardholders usually receive $28 off the final bill. Restaurants usually allow 1 guest per cardholder and take $56 off the final bill ($28 per person).

At eligible Be Relax Spas, Priority Pass members can select 1 massage or aromatherapy service.

At the Minute Suites, Priority Pass members receive 1 hour free and can pay for additional hours at a discounted rate of $28 to $34. Showers are extra.

Note that certain Priority Pass Select memberships, including those with the Capital One Venture X Rewards Card and U.S.-issued American Express cards such as The Platinum Card ® from American Express and The Business Platinum Card ® from American Express , do not include access to “non-lounge airport experiences.” Make sure to inquire with the restaurant, Be Relax Spa, or Minute Suites staff to verify coverage.

Harbor Grill at BWI

To access a Priority Pass lounge, you must present membership identification.

Most lounges now accept a digital membership card that can be accessed via the Priority Pass app . But be sure to check the requirements of the specific lounge you wish to visit before arriving. In some cases, the lounge requires a physical membership card.

Corona Beach House MIA Priority Pass card

The number of guests you can bring in varies per lounge, is subject to capacity, and depends on the type of membership you have.

If, for example, you got a Priority Pass membership directly from Priority Pass, you pay $35 per guest. This guest fee is charged directly to your nominated payment card.

Some of the more popular travel rewards credit cards , like the Amex Platinum card and the Chase Sapphire Reserve ® , give you complimentary access for 2 guests.

You can download the Priority Pass app for Apple and Android . This app is free and is where you find your digital membership card. Additionally, the app lets you search for lounges, rate lounges, and look up your lounge visit history. You can also find each lounge’s images, hours, and amenities.

Priority Pass App

Family and Partner Pass: Priority Pass doesn’t advertise it, but they do offer a Partner Standard Membership at half price. Contact the Membership Services team for more information.

Referral Bonuses: Through a special referral link, you can refer friends and receive free guest visits in return , if you’re a member. Plus, your friends get 10% off their membership. There is no limit to the number of friends you can refer.

How To Get a Priority Pass Membership

There are 2 ways to get a Priority Pass membership: by purchasing a membership directly or enrolling via a credit card that gives you Priority Pass Select .

The best way to acquire membership is to have a credit card that offers Priority Pass Select as a cardmember benefit.

The following cards are our favorites that include Priority Pass Select as a cardholder benefit , and for each card below you can bring  up to 2 guests in with you for free.

The Platinum Card® from American Express

The Platinum Card ® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card ® from American Express.

Make no mistake — the Amex Platinum card  is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access , hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

  • The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, and many more!
  • 5x points per dollar spent on flights purchased directly with the airline or with American Express Travel (up to $500,000 per year)
  • 5x points per dollar spent on prepaid hotels booked with American Express Travel
  • Annual and monthly statement credits upon enrollment ( airline credit, Uber Cash credit, Saks Fifth Avenue credit, streaming credit, prepaid hotel credit on eligible stays, Walmart+ credit, CLEAR credit, and Equinox credit )
  • TSA PreCheck or Global Entry credit
  • Access to American Express Fine Hotels and Resorts
  • Access to Amex International Airline Program
  • No foreign transaction fees ( rates and fees )
  • $695 annual fee ( rates and fees )
  • Airline credit does not cover airfare (only incidentals like checked bags)
  • Earn 80,000 Membership Rewards ® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card ® , Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Earn 5X Membership Rewards ® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards ® Points on prepaid hotels booked with American Express Travel.
  • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts ® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card ® . The Hotel Collection requires a minimum two-night stay.
  • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card ® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, SiriusXM, and The Wall Street Journal. Enrollment required.
  • $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card ® . Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card ® .
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only.
  • $300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card ® . Enrollment required. Visit https://platinum.equinox.com/ to enroll.
  • $189 CLEAR ® Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card ® . Learn more.
  • $100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck ® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card ® . Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card ® . That's up to $50 in statement credits semi-annually. Enrollment required.
  • $300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card ® . An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.
  • Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card ® to your Resy profile.
  • $695 annual fee.
  • Terms Apply.

Financial Snapshot

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  • Foreign Transaction Fees: None

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The Business Platinum Card® from American Express

The Business Platinum Card ® from American Express

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

The Business Platinum Card ® from American Express is a premium travel rewards card tailored toward business owners who are frequent travelers with a high number of annual expenses.

When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,400 lounges , along with tons of annual credits, it’s easy to see why this card can is a top option for frequent traveling business owners.

Hot Tip:  Check to see if you’re eligible for a huge welcome bonus offer of up to 170,000 points with the Amex Business Platinum. The current public offer is 120,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

  • 5x Membership Rewards points per $1 on flights and prepaid hotels at Amex Travel
  • Up to $200 annual airline fee credit on your selected qualifying airline
  • Statement credits on select purchases with your card
  • 35% airline bonus when using Pay With Points (up to 1,000,000 bonus points per calendar year)
  • Access to over 1,400 worldwide airport lounges as part of the American Express Global Lounge Collection
  • Global Entry or TSA PreCheck application fee credit
  • Get 50% more Membership Rewards points (1.5 points per $1) on eligible purchases in key business categories, as well as on purchases of $5,000 or more (cap applies)
  • Access to Amex’s Fine Hotels & Resorts program
  • High annual fee of $695 ( rates and fees )
  • Airline fee credit does not cover airfare, only incidentals like checked bags
  • Welcome Offer: Earn 120,000 Membership Rewards ® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
  • 5X Membership Rewards ® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
  • Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
  • Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.
  • $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year for incidental fees charged by your one selected, qualifying airline to your Card.
  • $189 CLEAR ® Plus Credit: Use your card and get up to $189 in statement credits per calendar year on your CLEAR ® Plus Membership (subject to auto-renewal) when you use your Business Platinum Card ® .
  • The American Express Global Lounge Collection ® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
  • $695 Annual Fee.
  • APR: 19.49% - 27.49% Variable
  • Best Business Credit Cards
  • Find The Amex Business Platinum 150k Welcome Bonus Offer
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Chase Sapphire Reserve®

Chase Sapphire Reserve ®

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve ®  is one of the best options out there.

The card combines elite travel benefits and perks like airport lounge access , with excellent point earning and redemption options.  Plus it offers top-notch travel insurance protections to keep you covered whether you’re at home or on the road.

Don’t forget the $300 annual travel credit which really helps to reduce the annual fee!

  • 10x points on car rentals, hotels, and dining booked via the Chase Ultimate Rewards portal
  • 10x points on Lyft purchases March 31, 2025
  • 10x points on Peloton equipment and accessory purchases over $250 through March 31, 2025
  • 5x points on airfare booked via the Chase Ultimate Rewards portal
  • 3x points on all other travel and dining purchases; 1x point on all other purchases
  • $300 annual travel credit
  • Priority Pass airport lounge access
  • TSA PreCheck, Global Entry, or NEXUS credit
  • Access to Chase Luxury Hotel and Resort Collection
  • Rental car elite status with National and Avis
  • $550 annual fee
  • Does not offer any sort of hotel elite status
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards ®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards ® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards ® . For example, 60,000 points are worth $900 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck ®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
  • Member FDIC

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Capital One Venture X Rewards Credit Card

Capital One Venture X Rewards Credit Card

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.

Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.

Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

  • 10x miles per $1 on hotels and rental cars purchased through Capital One Travel
  • 5x miles per $1 on flights purchased through Capital One Travel
  • 2x miles per $1 on all other purchases
  • $300 annual travel credit on bookings made through Capital One Travel
  • Unlimited complimentary access for cardholder and 2 guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
  • 10,000 bonus miles awarded on your account anniversary each year
  • Global Entry or TSA PreCheck credit
  • Add authorized users for no additional annual fee ( rates & fees )
  • No foreign transaction fees ( rates & fees )
  • $395 annual fee ( rates & fees )
  • Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Elevate every hotel stay from the Premier or Lifestyle Collections with a suite of cardholder benefits, like an experience credit, room upgrades, and more
  • Receive up to a $100 credit for Global Entry or TSA PreCheck ®
  • APR: 19.99% - 29.99% (Variable)

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Hot Tip:  Check to see if you’re eligible for a welcome bonus offer of up to 125k (or 150k) points with the Amex Platinum. The current public offer is 80,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

Enrollment Is Required

If you receive Priority Pass membership through one of the above credit cards, you still have to officially enroll to utilize your benefits. You can’t simply show your credit card and expect entry. Refer to your membership guide or contact your credit card’s customer service staff for help with enrollment.

If you don’t have a credit card that includes Priority Pass as a member benefit, you can sign up for a membership plan on the Priority Pass website . The pricing varies by country and benefits.

Priority Pass prices

There are 3 membership tiers:

  • The Standard plan has a $99 annual fee. You pay an additional $35 for each lounge visit.
  • The Standard Plus plan has a $329 annual fee, and you receive 10 free visits. Each visit thereafter is $35.
  • The Prestige plan has a $469 annual fee, and you don’t pay an additional surcharge for lounge entry.

On all plans, each guest costs $35. The number of guests you can bring in depends on the lounge.

Priority Pass often offers discounts on its memberships.

Not Sure Which Plan Is Right for You?

Check out this handy table that tells you your lounge entry costs based on how many times you visit a Priority Pass Lounge each year:

If you only plan to visit a Priority Pass lounge 5 times in a year, for example, the Standard plan should suffice. But any number of visits past 5 ends up costing you more than if you had purchased the Standard Plus plan to begin with. And the Prestige Plan is only your best bet if you plan to visit Priority Pass lounges more than 14 times a year.

Why not get a credit card that already includes Priority Pass Select as well as a multitude of other cost-saving benefits, rewards, and perks? A Priority Pass Select membership means free access to thousands of lounges worldwide via a credit card you may already have in your wallet.

Priority Pass U.S. Lounge Locations, Types, and Hours

Be relax spa.

Location: Concourse B, after security, near gate B22 inside Traveler’s Oasis Hours: Daily from 7 a.m. to 10 p.m. Guest Access: S pa services

The Club ATL

Location: International Terminal, Concourse F, airside, mezzanine (next to the chapel) Hours:  Daily from 6 a.m. to 10 p.m. Guest Access: You can enter 3 hours prior to your scheduled flight departure; children under 2 admitted free Select Amenities: Alcoholic beverages, shower facilities

Minute Suites

  • Concourse B, airside, near gate B16
  • Concourse B, airside, near gate B24
  • Concourse E, airside in the center atrium
  • Concourse F, between gates F2 and F4

Hours: 24 hours daily (subject to capacity) Guest Access: Complimentary access to a suite for 1 hour for members and up to 3 guests; discounted rates ($28 per hour) for each subsequent hour Select Amenities:

  • Daybed sofa with pillows and blankets
  • Workstation
  • Sound masking system with Nap 26 audio program

The Club BWI

Location: Concourse D, airside, upper level (near Dunkin’ at gate D10) Hours:  Daily from 4:15 a.m. to 10:30 p.m. Guest Access: Access is permitted 3 hours prior to your scheduled flight departure; 3-hour maximum; children under 2 admitted free

Location:  Concourse C, airside after security, between gates C3 and C5 Hours:  Daily from 7 a.m. to 10 p.m. Guest Access: Complimentary access to a suite for 1 hour for members and up to 3 guests; discounted rates ($28 per hour) for each subsequent hour Select Amenities:

Air France Lounge

Location: Terminal E, airside, right after security toward gate 4, elevator or stairs to lounge Hours: Monday and Wednesday through Sunday from 9:30 a.m. to 10:30 p.m.; Tuesday from 9 a.m. to 10:30 p.m. Guest Access: 3-hour maximum; children under 2 admitted free

Chase Sapphire Lounge by The Club

Chase Saphire Lounge Wine

Location: Between Terminals B and C, near gates B39 and B40 Hours: 5 a.m. to 11 p.m. Guest Access: Primary cardmembers and authorized users with the Chase Sapphire Reserve card, J.P. Morgan Reserve Card, or The Ritz-Carlton™ Credit Card who have activated their complimentary Priority Pass lounge access can enter. Chase Sapphire Reserve cardholders and J.P. Morgan Reserve cardholders may bring up to 2 guests per Priority Pass membership card, per visit, for free, and additional guests for $27. Ritz-Carlton cardholders may bring unlimited guests at no charge. There’s no additional charge for children under 2. Priority Pass members without a Chase Sapphire Reserve card, J.P Morgan Reserve card, or Ritz-Carlton card can only enter a Sapphire Lounge by The Club location once per calendar year for free and are charged a $75 entry fee upon each subsequent visit to any location in the Sapphire Lounge by The Club network.

Location: Terminal C, airside, first floor, concourse level (across from gate C19); not accessible from gates 40 to 42 Hours:  Monday, Thursday, and Sunday: 6 a.m. to 9 p.m.; Tuesday, Wednesday, Friday, and Saturday: 6 a.m. to 10 p.m. (Note: Access may be periodically restricted because of overcrowding, especially between 2:30 and 8 p.m.) Guest Access: Access is permitted 3 hours prior to your scheduled flight departure; children under 12 admitted free

Location : Airside after security checks, between gates 6 and 7 Hours: Daily from 4 a.m. to 7 p.m. Guest Access : Access is permitted 3 hours prior to your scheduled flight departure; children under 2 admitted free

The Club CHS

Location:  Concourse B, airside, elevator to the first floor, left at the hall opposite Caviar & Bananas in food court Hours:  Daily from 4:10 a.m. to 8:30 p.m. Guest Access: Access is permitted 3 hours prior to your scheduled flight departure; children under 2 admitted free

The Club CLT

Location: Concourse B, just before gates A21 and A22 Hours: Daily from 5 a.m. to 9:30 p.m. Guest Access: Access is permitted 3 hours prior to your scheduled flight departure; children under 2 admitted free

Location: Concourse E, opposite gate E36 Hours:  Daily from 7 a.m. to 8 p.m. Guest Access: Cardholders receive complimentary access to 1 game station for 2 hours; 10% discount on subsequent hours Select Amenities: 1 soft drink or bottle of water

  • Airside, main atrium (next to food court)
  • Airside, D/E connector near food court

Hours:  24 hours daily (subject to space constraints) Guest Access: Complimentary access to a suite for 1 hour for members and up to 3 guests; discounted rates ($28 per hour) for each subsequent hour Select Amenities: 

  • Shower facilities (at a discounted rate: $20 for 30 minutes)

Swissport Lounge

Location: International Terminal 5, airside (next to gate M13) Hours: Daily from 7 a.m. to 9 p.m. Guest Access: Access is permitted 3 hours prior to your scheduled flight departure; children under 3 admitted free

The Club CVG

Location:  Concourse A (between gates A8 and A10) Hours:  Daily from 6 a.m. to 8:30 p.m. Guest Access:  Access is permitted 3 hours prior to your scheduled flight departure; children under 2 admitted free

The Club CLE

Location: Toward Concourse B, right into the hall after Ohio Gameday Sports Hours: Daily from 4:30 a.m. to 9 p.m. Guest Access: Access is permitted 3 hours prior to your scheduled flight departure; children under 2 admitted free

Colorado Springs Premier Lounge

Location:  Airside, after security checks, adjacent to gate 6 Hours:  Daily from 4 a.m. to the last scheduled flight departure Guest Access:  Children under 2 admitted free; all children must be accompanied by an adult

  • Terminal B, next to gate B28
  • Terminal D, after security, next to gate D21

Hours:  Daily from 7 a.m. to 9 p.m. (B28); Daily from 8 a.m. to 8 p.m. (D21) Guest Access: Spa services

The Club at DFW

Location: Terminal D, airside, near gate D27 Hours:  Daily from 4 a.m. to 10:30 p.m. Guest Access: Access is permitted 3 hours prior to your scheduled flight departure; children under 2 admitted free Select Amenities:  Conference facilities, shower facilities

  • Terminal B (near gate B42 )
  • Terminal E (near gate E16 )

Hours:  Daily from 6 a.m. to 8 p.m. (B42); Daily from 5 a.m. to 7 p.m. (E16) (subject to space constraints) Guest Access: Complimentary access to 1 game station for 2 hours; 10% discounted rates for subsequent hours Select Amenities: 2 snacks and 1 soft drink or bottle of water

  • Terminal A (near gate A38 )
  • Terminal D, airside (near gate D23 )

Hours:  24 hours daily (subject to space constraints) Guest Access: Complimentary access to a suite for 1 hour for members and up to 3 guests; discounted rates ($28 per hour) for each subsequent hour Select Amenities:

Plaza Premium Lounge

Location: Terminal E, airside, near gate E31 Hours:  Daily from 6 a.m. to 8 p.m. Guest Access: Maximum 2-hour stay; children under 2 admitted free.

  • McNamara Terminal, near gate A18
  • McNamara Terminal, near gate A46

Hours:  Daily from 7 a.m. to 9 p.m. Guest Access: Spa services

Lufthansa Business Lounge

Location: North Terminal, airside (next to gate D8) Hours:  Monday, Wednesday, and Friday: 6 a.m. to 12 p.m. and 4 to 9 p.m.; Tuesday, Thursday, and Saturday: 6 a.m. to 12 p.m. and 4 t o 7 p.m.; Sunday: 4 to 7 p.m. Guest Access: M aximum 3-hour stay ; c hildren under 2 admitted free

Location: McNamara Terminal, near gate A66 Hours: 24 hours daily Guest Access: 1-hour stay

The Plumeria Lounge

Plumeria Lounge Sandwiches

Location: Inter-Island Terminal, airside, third floor (near Wiki Wiki shuttle pickup) Hours:  Daily from 7 a.m. to 10 p.m. Guest Access: Departures only; children under 2 admitted free

IASS Hawaii Lounge

Location: Overseas Terminal, airside, toward Garden Court (gates 14 to 23), elevator to ground level, and follow signs) Hours:  Daily from 7:30 a.m. to 1:30 p.m. and 2 to 6 p.m. Guest Access: Children under 3 admitted free

Location: Terminal D, airside (opposite gate D18B) Hours: Daily from 12:45 to 6:45 p.m. (subject to space constraints) Guest Access: 3-hour maximum; children under 2 admitted free

KLM Crown Lounge

Location: Terminal D, airside (near gate D16) Hours:  Daily from 6 a.m. to 9 p.m. (subject to space constraints) Guest Access: 3-hour maximum; children under 2 admitted free

Location: Terminal C, airside (near gate C14) Hours:  24 hours daily (subject to space constraints) Guest Access: Complimentary access to a suite for 1 hour for members and up to 3 guests; discounted rates ($34 per hour) for each subsequent hour Select Amenities:

Gameway HOU lounge entrance

Location: Airside; after TSA security checkpoint, follow signs to gates 1-5; Gameway near gate 1 Hours: Daily from 6 a.m. to 9 p.m. Guest Access: Complimentary access to 1 game station for 1 hour; 10% discounted rates for subsequent hours Select Amenities: 1 snack and 1 soft drink or bottle of water

The Club JAX

Location:  Concourse A, airside; after security, through the food court; lounge on right Hours:  Daily from 5 a.m. to 7 p.m. Guest Access: Access is permitted 3 hours prior to your scheduled flight departure; children under 2 admitted free Select Amenities: Shower facilities, children’s play area with gaming tables, Ready 2 Order contactless ordering system

Premier Club

Location: Airside, second floor, opposite gate 17 Hours:  Daily from 6 a.m. to 8:30 p.m. Guest Access: Access is permitted 2 hours prior to your scheduled flight departure; children under 2 admitted free

The Club LAS

  • Terminal 1, Concourse D, airside, second level (toward gate D33 , between Brooks Brothers and Tumi)
  • Terminal 3, airside (across from gate E2 )

Hours:  Daily from 5 a.m. to 11:30 p.m. (D33); Daily from 5 a.m. to midnight (E2) Guest Access: Access is permitted 3 hours prior to your scheduled flight departure; children under 2 admitted free Select Amenities:  Shower facilitiesl

  • Tom Bradley International Terminal, near gate 154
  • Terminal 1, after security 

Hours:  Daily from 6 a.m. to 10 p.m. Guest Access: Spa services

  • Terminal 3, near gate 30B
  • Terminal 6, opposite gate 65A

Hours:  Daily from 6 a.m. to 9 p.m. Guest Access: Maximum 1-hour stay Select Amenities:

  • 1 hour of gaming
  • High-speed internet
  • Luggage storage
  • 1 alcoholic drink or 1 snack and 1 nonalcoholic drink

Want to know which lounges are the best in the country? Check out our guide to the best Priority Pass lounges in the U.S.

Turkish Airlines Lounge

Turkish Lounge Miami model airlplane

  • Central Terminal, Concourse E , level 2, past escalator on the left
  • Airside; lounge elevator lobby midway between Concourses H and J

Hours: Daily from 5 a.m. to 10 p.m. (Concourse E); 24 daily (Concourse H and J) Guest Access: Maximum 3-hour stay; children under 2 admitted free Select Amenities:  Shower facilities

PGA MSP Lounge

Location: Terminal 1, airside, north end of airport mall (toward Concourses D and E; you can also take the elevator or stairs between Concourses D and E (corner) up to the upper level; check in at golf shop counter) Hours: Monday to Friday 7 a.m. to 10 p.m.; Saturday and Sunday 8 a.m. to 7 p.m. Guest Access: Children under 3 admitted free Select Amenities:  Conference facilities (may be subject to payment). Cardholders and registered accompanying guests receive $15 credit per person per visit toward an à la carte menu item or golf experience; credit cannot be used at both.

Minute Suites Nashville

Location: Airside, near gate D3 Hours: Daily 4 a.m. to 11 p.m. Guest Access: Complimentary access to a suite for 1 hour for members and up to 3 guests; discounted rates ($34 per hour) for each subsequent hour Select Amenities: 

  • Shower facilities (subject to payment)

The Club MSY

Location: Airside, after security checks, follow signs for Concourse A and pass Café Du Monde; elevator on right to third floor. Hours: Daily from 4 a.m. to 9 p.m. Guest Access: Children under 2 admitted free

Location: Terminal 1, airside (near Air France boarding area by gate 1) Hours:  Daily from 10 a.m. to 11:45 p.m. Guest Access: 3-hour maximum; children under 2 admitted free Select Amenities:  Shower facilities

Air India Maharaja Lounge

Location: Terminal 4, airside, after security near gate 5 Hours: Daily from 7 a.m. to 9 p.m. Guest Access: Maximum 4-hour stay; children under 6 admitted free

  • Terminal 1, near gate 5
  • Terminal 5, between gates 6 and 7

Hours:  Daily from 9 a.m. to 9 p.m. (T1); Tuesday to Saturday from 7 a.m. to 9 p.m.; Sunday and Monday from 9 a.m. to 7 p.m. (T5) Guest Access: Spa services

Chase Sapphire Lounge by The Club with Etihad Airways

4. Chase Sapphire Lounge JFK seating open main

Location: Terminal 4, airside, after security Hours:  Daily from 5 a.m. to 11 p.m. Guest Access: Primary cardmembers and authorized users with the Chase Sapphire Reserve card, J.P. Morgan Reserve card, or Ritz-Carlton card who have activated their complimentary Priority Pass lounge access can enter. Chase Sapphire Reserve cardholders and J.P. Morgan Reserve cardholders may bring up to 2 guests per Priority Pass membership card, per visit, for free, and additional guests for $27. Ritz-Carlton cardholders may bring unlimited guests at no charge. There’s no additional charge for children under 2. Priority Pass members without a Chase Sapphire Reserve card, J.P Morgan Reserve card, or Ritz-Carlton card can only enter a Sapphire Lounge by The Club location once per calendar year for free and are charged a $75 entry fee upon each subsequent visit to any location in the Sapphire Lounge by The Club network.

Korean Air (KAL) Business Class Lounge

Location: Terminal 1, airside after security (right side across from gate 3) Hours: Daily from 9:30 p.m. to 12:50 a.m. (subject to space constraints) Guest Access: 2 guests per cardholder; children under 2 admitted free; passengers with Terminal 1 boarding pass only Select Amenities: Shower facilities

Location: Terminal 1, airside after security Hours: Monday: 3 to 7 p.m.; Tuesday: 12 p.m. to 12 a.m.; Wednesday: 3 p.m. to 12 a.m.; Thursday, Friday, and Sunday: 12 to 4 p.m. Saturday: no admittance for Priority Pass Guest Access: Maximum 3 hours; children under 2 admitted free; passengers with Terminal 1 boarding pass only

Location: Terminal 4, near gate 39 Hours: 24 hours daily Guest Access: Complimentary access to a suite for 1 hour for members and up to 3 guests; discounted rates ($34 per hour) for each subsequent hour Select Amenities: 

Primeclass Lounge

  • Terminal 1 , airside, next to gates 8 and 9
  • Terminal 4, airside, next to gate A2

Hours: Saturday through Tuesday and Thursday: 11:30 a.m. to 1 a.m.; Wednesday and Friday: 11:30 a.m. to 11:30 p.m. (T1); Saturday through Thursday from 4 a.m. to 12 a.m.; Friday from 4 a.m. to 2 p.m. (T4) Guest Access: Maximum 3 hours; international flights only; children under 2 admitted free

Location: Terminal 1, airside, after security (between gates 2 and 3) Hours:  Daily from 9 a.m. to 12:10 a.m. Guest Access: Maximum 3-hour stay; children under 2 admitted free

VIPOne Lounge

Location:  Terminal 1, behind counters E and F, next to TSA PreCheck Hours: Daily 8 a.m. to midnight Guest Access: Maximum 3 hours; international flights only; children under 2 admitted free

Virgin Atlantic Clubhouse

Virgin Atlantic Clubhouse JFK Spa Treatment Room

Location: Terminal 4, airside, above gates A4 and A5 Hours:  Daily from 5 a.m. to 1:30 p.m. (subject to space constraints) Guest Access: Maximum 3-hour stay; guests required to show a JFK outbound departure boarding pass with confirmed same-day travel; children under 2 admitted free.

Location: Terminal B Hours: Daily from 9 a.m. to 7 p.m. (subject to space constraints) Guest Access: Spa services

Chase LGA lounge

Location: Terminal B, airside, next to Brooklyn Diner on level 4 Hours:  Daily from 4:30 a.m. to 9:30 p.m. Guest Access: Primary cardmembers and authorized users with the Chase Sapphire Reserve card, J.P. Morgan Reserve card, or Ritz-Carlton card who have activated their complimentary Priority Pass lounge access can enter. Chase Sapphire Reserve cardholders and J.P. Morgan Reserve cardholders may bring up to 2 guests per Priority Pass membership card, per visit, for free, and additional guests for $27. Ritz-Carlton cardholders may bring unlimited guests at no charge. There’s no additional charge for children under 2. Priority Pass members without a Chase Sapphire Reserve card, J.P Morgan Reserve card, or Ritz-Carlton card can only enter a Sapphire Lounge by The Club location once per calendar year for free and are charged a $75 entry fee upon each subsequent visit to any location in the Sapphire Lounge by The Club network.

Aspire Lounge

  • Terminal 2 , airside, second floor, between gates 209 and 210, exit security and turn left
  • Terminal 4 , airside, second floor, between gates 410 and 411, exit security and turn left

Hours: Daily from 5 a.m. to 10:30 p.m. (T2); Daily from 5 a.m. to 6 p.m. (T4) (subject to space constraints) Guest Access: Maximum 3 hours; children under 2 admitted free; T4 domestic flights only

The Club MCO

  • Terminal A , Concourse 1, airside, from gates 1 to 29 (adjacent to XpresSpa)
  • Terminal B , Concourse 4, airside, from gates 70 to 99 (next to InMotion store, near gate 91)

Hours: Daily from 5 a.m. to 10 p.m. (Terminal A); Daily from 5 a.m. to 9 p.m. (Terminal B) Guest Access: Access is permitted 3 hours prior to your scheduled flight departure; children under 2 admitted free Select Amenities:  Shower facilities; separate children’s play area (Terminal B only)

Location: Terminal C, after checkpoint, through Palm Court; lounge access on Level 2, next to gate 241 Hours:  Daily from 7 a.m. to 9 p.m. Guest Access: Maximum 2 hours; children under 2 admitted free

Location: Terminal C, near gate C18 Hours: Monday to Thursday: 7 a.m. to 10 p.m.; Friday to Sunday: 8 a.m. to 7 p.m.  Guest Access: S pa services

Location: Terminal B, airside, between Concourses A and B (in A/B connector) Hours: 24 hours daily (subject to space constraints) Guest Access: Complimentary access to a suite for 1 hour for members and up to 3 guests; discounted rates ($34 per hour) for each subsequent hour Select Amenities:

Location: Concourse C, airside (between Bar Symon and gate C51) Hours:  Daily from 4:30 a.m. to 8 p.m. Guest Access: Access is permitted 3 hours prior to your scheduled flight departure; children under 2 admitted free Select Amenities:  Conference facilities, showers

Location: Airside, Terminal 2, after East Security Checkpoint, immediate left and toward gate 33 Hours: Daily from 5 a.m. to 10 p.m. Guest Access: Maximum 3 hours; children under 2 admitted free

  • Terminal 2, near gate 27
  • Terminal 2, near gate 36

Hours:  Sunday, Monday, and Wednesday through Friday: 6 a.m. to 9 p.m.; Tuesday and Saturday: 6 a.m. to 8 p.m. (gate 27); Sunday, Monday, and Wednesday through Friday: 7 a.m. to 9 p.m.; Tuesday and Saturday: 7 a.m. to 8 p.m (gate 36) Guest Access: Spa services

China Airlines Lounge

Location: International Terminal A, airside, near gate A1, level 4, after security Hours:  Daily from 9 a.m to 12:30 a.m. Guest Access: Maximum 3 hours; children under 2 admitted free

Golden Gate Lounge

Location: International Terminal, Concourse A, airside (first left after TSA) Hours: Daily from 6 a.m. to 11:30 p.m. Guest Access: Maximum 3 hours; only for passengers on flights departing Concourse A; children under 2 admitted free

Location: International Terminal A, airside, Concourse A; after security checks, turn left and take elevator to level 5 Hours:  Daily from 8:30 a.m. to 2 p.m. and 6:30 to 10:30 p.m. Guest Access: Maximum 3 hours stay; guests must show an SFO outbound departure boarding pass with confirmed same-day travel; children under 2 admitted free

The Club SJC

  • Main Level Concourse, across from gate 8
  • Terminal A, airside, third level (across from gate 15 )

Hours:  Daily from 5 a.m. to 8:30 p.m. (A8); Daily from 5 a.m. to 10 p.m. (A15) Guest Access: Access is permitted 3 hours prior to your scheduled flight departure; children under 2 admitted free Select Amenities:  Shower facilities

The Lounge San Juan

  • Terminal A , airside, left after security, through duty-free (on the right)
  • Entrance to Terminal C , through security checkpoint B, third-floor (elevator by Global Lounge Network sign)

Hours:  Daily from 6 a.m. to 8 p.m. Guest Access: 1 child under 12 admitted free per cardholder

The Club SEA

  • Concourse A , airside (across from gate A11)
  • South Satellite , airside (next to gate S9)

Hours:  Daily from 5 a.m. to 12 a.m. (A11); Daily from 6 a.m. to 12 a.m. (South) Guest Access: Access is permitted 3 hours prior to scheduled flight departure; children under 2 admitted free

Wingtips Lounge St. Louis

Location: Terminal 2, airside (opposite gate E29) Hours:  Monday, Tuesday, and Thursday: 7 a.m. to 8 p.m.; Wednesday, Friday, and Sunday: 7 a.m. to 1 p.m. and 3:30 to 8 p.m.; Saturday: closed Guest Access: Domestic flights only; maximum 4-hour stay; children under 2 admitted free

Escape Lounge

Location: Terminal A, airside (before gates 1 to 15) Hours:  Daily 4:30 a.m. to 8:30 p.m. Guest Access: Children under 2 admitted free

Air France-KLM Lounge

Location: Concourse A, airside (opposite gate A22) Hours: Daily from 7 a.m. to 7 p.m. Guest Access: Maximum 3 hours; must show an IAD outbound departure boarding pass with confirmed same-day travel; children under 2 admitted free

Location: Concourse B, airside (near gate B50) Hours: Daily from 1:30 to 10 p.m. (subject to space constraints) Guest Access: Maximum 3 hours; children under 2 admitted free

Turkish Airlines Lounge Washington

Location: Concourse B, airside (near gate B43) Hours: Daily from 7:15 a.m. to 10 p.m. Guest Access: 4-hour maximum; must show an outbound, same-day boarding pass; children under 6 admitted free

Location: Concourse A, Airside, opposite gate A32 Hours:  Daily from 8 a.m. to 7 p.m. (subject to space constraints) Guest Access: Maximum 3 hours stay; must show an IAD outbound departure boarding pass with confirmed same-day travel for access to the lounge; children under 2 admitted free

List of Priority Pass U.S. Restaurants and Hours

Samuel adams brew house.

Location: Concourse B, airside, in food court Hours:  Daily from 7 a.m. to 10 p.m. (kitchen open 11 a.m. to 8 p.m.)

Harbor Grille

Location: Concourse C, airside between gates C6 and C8, servicing Southwest Airlines and American Airlines; domestic and in-transit flights only Hours:  Daily from 4 a.m. to 10 p.m.

Davio’s Northern Italian Steakhouse

Davios BOS exterior

Location: Terminal C, airside near gate C25; domestic flights only Hours:  Daily from 5 a.m. to 10 p.m.

Stephanie’s

Location: Terminal B, airside after security, departures level (opposite gate B24); domestic flights only Hours:  Daily from 1 to 7 p.m.

Location: Terminal E, airside post security, opposite gate E7 Hours:  Daily from 7 a.m. to 10 p.m.

Location: Concourse C, airside (between gates C4 and C6) Hours: Daily from 5:30 a.m. to 5:30 p.m.

Drew Pearson’s Sport 88

Location: Terminal E, airside near gate 05 Hours:  Daily from 6 a.m. to 8 p.m.

Mercantile Dining and Provision

Location: Concourse A, landside, in the center core of Concourse A, near gate 39 Hours:  Daily from 6 a.m. to 12 a.m.

SweetWater Mountain Taphouse

Location: Concourse B, airside (after gate 79) Hours: Daily from 6 a.m. to 8 p.m.

Anita’s Kitchen

Location: Airside, near gate D23. Domestic and in-transit flights only. Hours: Daily from 8 a.m. to 8 p.m.

Location: Terminal 4, airside (near gate G6) Hours: Daily from 10 a.m. to 8 p.m.

Cadillac Mexican Kitchen & Tequila Bar

Location: Terminal A, airside (near gate A17) Hours: Daily from 7 a.m. to 10 p.m.

Landry’s Seafood

Location: Terminal C, airside (near gate C42) Hours:  Daily from 7 a.m. to 9 p.m.

The Fan Zone

Location: Airside, after security (near gate B17) Hours:  Daily from 8 a.m. to the last scheduled flight departure

Chili’s Grill & Bar

Location: Airside, near gate 6 Hours:  Daily from 7 a.m. to 9 p.m.

Corona Beach House

Corona Beach House MIA tacos

Location: North Terminal, Concourse D, airside (between gates D23 and D24) Hours : Daily from 6:30 a.m. to 9 p.m.

*Increased $30 discount off the bill with Priority Pass ($60 for member and 1 guest)

400 Degrees Hot Chicken

Location: Concourse C, airside between gates C15 and C17 Hours: Daily from 4 a.m. to 10 p.m.

Bobby Van’s Steakhouse

Location: Terminal 8, airside after security (opposite gate 14) Hours: Daily from 6 a.m. to 9 p.m.

Capers Cafe Le Bar

Location : Concourse C, airside (immediately after security on the left) Hours : Daily from 4 a.m. to 2 p.m.

Capers Market

Location: Concourse D, airside (immediately after security) Hours:  Daily from 4 a.m. to 10:30 p.m.

Westward Whiskey

Location: Concourse C, airside (near gate 6) Hours:  Daily from 9 a.m. to 5 p.m.

Providence Provisions Kitchen & Bar

Location: Airside, through the security checkpoint, left into North Concourse; restaurant on left Hours:  Daily from 11:30 a.m. to the last scheduled flight departure

PGA Tour Grill

Location: Terminal 2, airside, near gate 35 Hours:  Daily from 7 a.m. to 9 p.m.

Lark Creek Grill

Location: Terminal 2, right after security Hours:  Daily from 5 a.m. to 10 p.m.

Mustard’s Bar and Grill

Location: Airside, Concourse G (near gate G3) Hours:  Daily from 7 a.m. to 8 p.m.

San Francisco Giants Clubhouse

Location: Airside, Concourse F (near gate F13) Hours:  Daily from 5:30 a.m. to 11 p.m.

Yankee Pier

Location: Airside, Concourse F (near gate F4) Hours:  Daily from 5:30 a.m. to 10 p.m.

Location: Airside, once you disembark the train, take the escalator to the concourse level and turn left; Bambuza is on the left Hours:  Daily from 5 a.m. to 10:30 p.m.

Brewtop Social

Location: Central Terminal, airside, after security, between Concourses B and C Hours:  Daily from 5:30 a.m. to 12 a.m.

Ninth & Pike Artisan Kitchen

Location: Concourse C, airside; follow signs for the C gates; restaurant opposite the Alaska Airlines customer service desk, before gate C10A/B. Hours:  Daily from 6 a.m. to 11 p.m.

The Pasta House & Schlafly Beer

Location: Terminal 2, airside, upper level (right side, opposite gate E6) Hours:  Sunday to Friday: 6 a.m. to 10 p.m.; Saturday: 6 a.m. to 6 p.m.

Johnny Rockets

Location: Airside connector, after security (turn left, toward North Concourse B) Hours: Monday to Friday: 11 a.m. to 6 p.m.

The Café by Mise en Place

Location: Airside F (directly in front of security checkpoint by gate F85) Hours:  Daily from 5:30 a.m. to 2 p.m.

Barrio Brewery Co.

Location: Landside, second floor (opposite Arroyo Trading Post); domestic flights only Hours: Monday to Friday from 10 a.m. to 3 p.m.

American Tap Room

Location: Terminal 2, airside, Concourse D (near gates D35 to D45) Hours: Monday through Saturday: 6 a.m. to 10 p.m.; Sunday: 6 a.m. to 8 p.m.

Chef Geoff’s

Priority Pass Chef Geoffs at IAD

Location: Concourse C, airside (near gate C14) Hours: Daily from 6 a.m. to 10 p.m. (subject to space constraints)

If you’re considering a Priority Pass membership and travel often, it’s a lot more cost-effective to sign up for one of the credit cards that offer a Priority Pass Select membership than signing up directly for a membership. Each of these credit cards provides a lot more cost savings and other travel benefits for frequent flyers, so the value outweighs signing up for a direct membership

Priority Pass is consistently expanding its lounge options, meaning you have a decent chance to find lounge access at most places you fly.

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Priority Pass Lounge Guide

The information regarding the Capital One Venture X Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. The information regarding the J.P. Morgan Reserve Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. The information regarding The Ritz-Carlton™ Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

For rates and fees of The Platinum Card ® from American Express, click here . For rates and fees of The Business Platinum Card ® from American Express, click here .

Frequently Asked Questions

What is priority pass and how does it work.

Priority Pass is the world’s largest independent airport lounge access program. Members have access to over 1,500 airport experiences in over 600 cities and 140 countries.

How much does a Priority Pass Select membership cost?

You can purchase a membership directly from the Priority Pass website for $99 (Standard), $329 (Standard Plus), or $469 (Prestige) per year.

The Standard membership allows you and any qualifying guests traveling with you to access any Priority Pass lounge for $35 per person. A Standard Plus membership gives you 10 free visits each year and then $35 per visit, per person. Finally, a Prestige membership gives you unlimited free visits, but you will still need to pay $35 per guest visit.

How can you get Priority Pass for free?

There are many different travel credit card options that include a Priority Pass as a perk for holding the card. Some of our recommended options are the Chase Sapphire Reserve card (cardholder plus 2 guests can enter for free, then $27 per guest after that); the Amex Platinum card (cardholder plus 2 guests can enter for free, $35 per guest after that) and the Capital One Venture X card (cardholder plus 2 guests can enter for free, $27 per guest after that).

How many lounges are in the Priority Pass network?

There are over 1,500 airport experiences in over 600 cities and 140 countries.

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About Erin Miller

An experienced points hacker, Erin is Alex’s partner-in-crime and contributes to Upgraded Points with in-depth guides and relationship management. Erin’s work has been cited in multiple major publications.

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HSBC TravelOne Card: Miles game, meet shake-up

Aaron Wong

The HSBC TravelOne Card boasts competitive earn rates and lounge entitlements, but what excites me the most are its transfer partners.

HSBC has launched the HSBC TravelOne Card, its first entry-level miles card for the Singapore market.

hsbc travel card lounge

Do we really need another miles card? Well, that’s the thing- it’d be a mistake to dismiss the TravelOne as “just another miles card”.

I attended the launch event today and spoke with the team behind the product. There’s a lot to get into, but here’s the key highlights:

  • A 20,000 miles sign-up offer with S$800 min. spend, valid for new and existing customers
  • 1.2 mpd on local spend, 2.4 mpd on FCY spend
  • 4 complimentary lounge visits per calendar year
  • No conversion fees till 31 December 2023
  • Transfers completed “instantly or within one business day” 
  • 12 hotel and airline transfer partners

I want to focus specifically on the final point, because that’s what’s got me the most excited. Not only does HSBC now have the most transfer partners in Singapore (taking the crown from Citi), it intends to add new airline and hotel partners at an aggressive pace, and I mean aggressive. The goal is more than 20 partners by the end of 2023!

I’ve seen the roadmap, and while I can’t share specifics, there are some names that would make the miles community here very happy…

Overview: HSBC TravelOne Card

The HSBC TravelOne Card (which I suspect we’ll soon be calling the T1 Card, given the styling on the card face) has a minimum income requirement of S$30,000 . If you do not meet the minimum income requirement, a minimum fixed deposit collateral of S$10,000 will apply. 

Cardholders will pay an annual fee of S$194.40, waived from the second year onwards if they spend at least S$25,000 in a membership year. 

It’s not clear from the T&Cs whether cardholders will receive any miles for paying the annual fee each year.

HSBC TravelOne Cardholders earn:

  • 3X HSBC points per S$1 (1.2 mpd) on local spend
  • 6X HSBC points per S$1 (2.4 mpd) on foreign currency spend

There is no minimum spend required, nor cap on the points that can be earned.

While it won’t be a substitute for a 4/6 mpd card, these are very compelling earn rates compared with other entry-level general spending cards. That’s all the more when you remember that HSBC awards points for transactions as small as S$0.50, compared to S$5 for the UOB PRVI Miles Card and OCBC 90 ° N Card, its two closest rivals. 

My main concern here is the lack of a bonus category. While earn rates of 1.2/2.4 mpd are decent, it’ll take quite a lot of spending to reach a critical mass of points, especially since HSBC excludes CardUp and ipaymy transactions from earning rewards, and because points don’t pool with other HSBC cards.

Sign-up bonus

From 11 May to 31 August 2023 , customers who apply for a HSBC TravelOne Card will enjoy 20,000 bonus miles (in the form of 50,000 HSBC points) when they:

  • Pay the annual fee of S$194.40
  • Spend at least S$800 by the end of the month following approval
  • Opt-in for marketing communications during the sign-up 

This offer is valid for both new and existing HSBC cardholders. 

The qualifying spending period is as follows:

20,000 miles for S$800 spend and a S$194.40 annual fee is a tidy return; put it another way, you’re paying about 0.97 cents per mile (S$194.40/20,000 miles), which is a great price especially when you factor in transfer partner variety. 

If you’re a new HSBC cardholder, you’ll also receive a further S$30 cash when you apply via SingSaver. You can use any of the links in this post, or refer to this article. 

Bonus crediting

Bonus miles (in the form of HSBC points) will be credited within 90 days from the card opening date, provided the eligibility criteria is met.

Terms & Conditions

The terms and conditions for the welcome offer can be found here.

Points Expiry

HSBC points earned on the HSBC TravelOne Card expire after 37 months, same as other HSBC credit cards.

Transfer Partners

Here’s what I think is the biggest selling point of the HSBC TravelOne Card: transfer partners.

HSBC points could previously be transferred to just Singapore Airlines KrisFlyer and Cathay Pacific Asia Miles, but the HBSC TravelOne Card comes with nine airline and three hotel partners. 

Conversions can be done via the HSBC Singapore app ( Android | iOS ) and are processed “instantly or within one business day” (except Accor, which takes five business days). During the media event, they consistently emphasised the “instant” aspect, but the website uses more nuanced language “instant or within one business day”. I suppose that’s just in case.

All conversion fees will be waived until 31 December 2023.  It’s unclear what they’ll be after that, so stay tuned.

The upshot is that HSBC (9 airlines, 3 hotels) has now wrestled the “most transfer partners” crown from Citibank (10 airlines, 1 hotel).

It’s nice to see three hotel partners, although the transfer ratios won’t be worthwhile for most people. This isn’t a HSBC-specific problem, mind you; Citibank and Standard Chartered have similarly weak ratios for hotels. We might just need to accept that we’ll never have a decent hotel points card in Singapore.

On the airline side, all three alliances are represented: Star Alliance (SIA, EVA) oneworld (BA, Cathay, Qantas) and SkyTeam (Air France/KLM, Vietnam).

In addition to mainstays like Singapore Airlines KrisFlyer and Cathay Pacific Asia Miles,  it’s great to see British Airways Executive Club with their sweet spots for short-haul Economy travel. Don’t forget that British Airways Avios can also be used within Qatar Privilege Club too, which offers great value for Singapore-Europe/North America travel, with no fuel surcharges. 

This will also be the first time Vietnam Airlines LotusMiles has partnered with a bank in Singapore. I don’t know a lot about this programme, but based on some quick research I don’t think there’s much to get excited about; award tickets cost significantly more during peak periods, there are fuel surcharges, and partner awards can’t be booked online.

What you should be excited about, however, are HSBC’s plans to ramp up its airline and hotel partner count over the rest of 2023. HSBC aims to have more than 20(!) airline and hotel partners by the end of 2023, including one name I can’t disclose now, but let me put it this way: if it happens, it’s going to make a lot of miles chasers very happy. 

Lounge Visits

HSBC TravelOne Cardholders enjoy four complimentary lounge visits per calendar year, provided by DragonPass.

This is a relatively generous allowance for the segment in which the card competes.

Two interesting things to note.

First, the allowance is based on calendar year , not membership year. This means that a HSBC TravelOne Cardholder who gets approved in May 2023 will receive four visits to use from May to December 2023, then another four visits come 1 January 2024 (unused visits cannot be carried forward).

They could theoretically use up to eight lounge visits in their first membership year, regardless of whether they choose to renew the card. 

Second, it’s interesting to see that HSBC is going with DragonPass for the TravelOne Card, since the HSBC Visa Infinite uses LoungeKey.

And yet I’m glad they have, because the DragonPass network is arguably more useful given Plaza Premium’s divorce from The Collinson Group (which runs Priority Pass and LoungeKey). DragonPass members can still access Plaza Premium Lounges as per normal, and at some airports (e.g. Kuching, Penang) that’s the sole contract lounge option.

Lounge visits can only be used by the principal cardholder, however. That’s a bit odd, since you can normally share allowances with other cards. 

Travel Insurance

An expected feature, but still worth mentioning: HSBC TravelOne Cardholders who charge their air tickets to the card will receive complimentary travel insurance coverage (including COVID-19) of up to US$100,000, underwritten by HSBC Life. 

This covers both the cardholder and their family. 

HSBC has confirmed that coverage will also apply in situations where you redeem a ticket with miles and use the HSBC TravelOne Card to pay the taxes and surcharges. 

What excites me most about the HSBC TravelOne Card is not its earn rates or lounge access, competitive though they may be. It’s the possibilities. 

This card isn’t even one day old and it’s already dethroned Citi in terms of transfer partners, with plans to pull even further ahead as 2023 progresses. Granted, not all the new partners will be “useful” to miles chasers, and otherwise useful ones may have transfer ratios that negate their value. We simply don’t know at this point.

But I’m choosing to be optimistic here. After a steady diet of KrisFlyer and Asia Miles (nothing wrong with them, mind you), it’s refreshing to see the miles universe expanding in Singapore. New programmes mean new sweet spots, new routing rules, new quirks and loopholes that diligent users can leverage. It’s about time, if you ask me. 

What’s missing here is the addition of a bonus category. With earn rates of 1.2/2.4 mpd, it would take a significant amount of spending to earn your way to a redemption. The next step here would be to expand the new partners to the HSBC Revolution , because that’s when things will truly fall into place. 

What do you make of the new HSBC TravelOne Card?

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Aaron Wong

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Clarified: qualifying spend for citi card welcome offers & benefits, the uob prvi miles mastercard & visa’s “airport limo” benefit, 51 comments.

guest

No mention when the HSBC points will expire?

Aaron Wong

standard 37 month expiry policy, same as rest of hsbc cards. will update the post.

Kit kat

Does it work with amaze to hit the minimum spend of $800??? Cardup is excluded but not shown whether amaze spend is included.

hsbc has not excluded amaze- yet.

Bry

does paying annual fee renewal get you 10k miles?

Jack

The article says lounge can be used by principal cardholder bringing their guest with them. But the T&C that’s linked doesn’t mention?

clarified with hsbc that lounge visits are only for principal cardholder. updated, thanks.

A fellow human being

Aaron, I understand that HSBC Points can’t be transferred to new airline partners yet, but when do you think that will happen? Asking as my Revolution points expire in October. Thanks

i do not know.

kt86

can i pool them together with hsbc revo card?

points do not pool.

annon

im assuming TravelOne Card and Revolution card cant be pooled?

Ryan

Would the points here pool with Revolution? Thanks!

just saw it does NOT. thanks

anon

why singsaver?

Can’t milelion run its own redemption program?

mile

yeah why not have run your own redemption program

yeah why not have your own redemption program

Yeah

yeah not have run your own redemption program

Not

Great to see development in the miles game in Singapore. I hope HSBC joins the fray for premium cards, 120k and 500k segments as well!

Competition is only good for the consumer.

MileTiger

They already do have a 120K card?

The Visa Infinite

Jac

Exciting times!!!

yct

Unless I’m forgetting anything, 2.4mpd for FCY is best in class right?

well SCB VI offers 3 mpd, but has a min spend of $2k. it would be best in class for a general spending card.

Rondo

Hard pass for me if the points don’t pool. Never going to be earning enough miles to make sense.

Also why do cards like these and the revised Amaze come with those concave cut outs at the end?

index finger

tiny bit of comfort for pushing it into the card reader, and also helps users instantly tell which side to push in.

an accessibility feature for visually impaired individuals, it lets them know which end to insert

Jerome

Interesting… but somewhat unconvinced that the broader list of transfer partners is worth skipping 4/6 mpd. I would love to be proven wrong though.

SyoK

2 things ok? General vs category spending card

QFFlyer

I know we shouldn’t just a credit card by its looks, but that’s a beautiful card design!

CSS

Actually, what interest me is the hotel points transfer. 10k initial pts on Accor that should be EUR200? Better than IHG 20k @ USD0.5cents/pts

JHH

Qatar Privilege Club does charge fuel surcharge:

  • Long haul economy:  US$70
  • Long haul business:  US$140
  • Short haul economy:  US$35
  • Short haul business:  US$70

these are award segment fees, not fuel surcharge. they’re annoying for sure, but nowhere as bad as YQ. *shrugs*

Now I wonder how they gonna upgrade their VI card given the poor earning rate on the card

Theo

Curious to know if any miles will be given upon renewal from 2nd year onwards.

Lionel

Good card but sadly I think it doesn’t offer any annual fee renewal. I am wondering if it’s possible to get subsequent annual fee waive if not I may not hold this for long other than potential cardup exploit.

I mean amaze* exploit

dunsay

Can you tell us which is the one partner which will make a lot of mile chasers happy? I promise not to tell anyone.

Alex

Transfer partner would be – just like the partnership HSBC has for EveryMile Credit Card in Hong Kong.

Frequent flyer programmes

Aeroplan Asia Miles™ British Airways Executive Club Avios* Etihad Guest Emirates Skywards Finnair Plus Flying Blue Infinity MileageLands* Lotusmiles Turkish Airlines Miles&Smiles Qantas Frequent Flyer Qatar Airways Privilege Club* Singapore Airlines KrisFlyer*

Hotel loyalty programmes

ALL – Accor Live Limitless* IHG® Rewards Marriott Bonvoy™

Abc

Talking about a massive hype up heading, leading into a product that whilst good also comes with some major issues that means it fizzles out, and then an unspecified promise that it is goong to be so awesome later on at some unspecified point in the future. Quite a let down as you sift through how this product could have so easily been improved but as it is now is decidedly so-so. It is a bit sad that what is actually a decent product is going to be let down by uncertainty over one factor – annual fee. Is this …  Read more »

thanks for taking the time to share your thoughts! some valid points here worth discussing. is it a perfect product? hardly- but few things are. Re: annual fee, we’ll need to see what happens towards the end of the first year, but let’s cross that bridge when we get to it. In the meantime, paying the first year AF gets you the sign-up bonus (even for existing customers, mind you- that’s very rare among banks), so it’s something I’m ok with. Obviously if the AF cannot be waived in the second year, there’ll be an exodus of cardholders- and then …  Read more »

komatineni

Pass for me. HSBC service & support sucks big time and this is where I don’t want to stuck with them. Also the sign up offer 20,000 if I spend 600 & pay the annual fee. The cost of the mile is > 1c (including the 600). Payall can give me that without another card.

Lik

Waive annual fee liao

Starbuckee

miles devaluation is so bad nowadays, paying such rates now also need to think twice

Catfish

Is it me? or does the card looks like a world elite mastercard?

Not just you. It really looks like the logo- but it’s a world mc

jhdxr

Same. I think it’s coz the logo is silver, not the red and yellow one.

Raj

How about payment of NTU fee using the card?

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FinanceBuzz

10 Tricks to Easily Get Airport Lounge Access, According to an Airline Miles Expert

Posted: September 9, 2023 | Last updated: September 9, 2023

<p> You can completely upgrade your airport experience by passing the time in an amazing airport lounge. </p> <p> We’re talking about opportunities to sit and relax away from busy waiting areas while enjoying free food and beverages. Even better, getting in doesn’t have to cost you an arm and a leg. </p> <p> For over a decade, I’ve been using credit card benefits as one of my <a href="https://financebuzz.com/top-travel-credit-cards?utm_source=msn&utm_medium=feed&synd_slide=1&synd_postid=13334&synd_backlink_title=travel+planning+secrets&synd_backlink_position=1&synd_slug=top-travel-credit-cards">travel planning secrets</a> to get to some destinations nearly free of charge. Here are some simple ways you can boost your airport experience, too. </p> <p>  <a href="https://financebuzz.com/top-travel-credit-cards?utm_source=msn&utm_medium=feed&synd_slide=1&synd_postid=13334&synd_backlink_title=Compare+the+best+travel+credit+cards+for+nearly+free+travel&synd_backlink_position=2&synd_slug=top-travel-credit-cards">Compare the best travel credit cards for nearly free travel</a>   </p>

You can completely upgrade your airport experience by passing the time in an amazing airport lounge.

We’re talking about opportunities to sit and relax away from busy waiting areas while enjoying free food and beverages. Even better, getting in doesn’t have to cost you an arm and a leg.

For over a decade, I’ve been using credit card benefits as one of my travel planning secrets to get to some destinations nearly free of charge. Here are some simple ways you can boost your airport experience, too.

Compare the best travel credit cards for nearly free travel

<p> One of the easiest ways to get lounge access is having a credit card that provides an airport lounge benefit. </p> <p> In many cases, that’s your key to gaining access to a network of over a thousand airport lounges worldwide. And you often don’t have to do much more than qualify for a specific credit card and enroll in the lounge benefit. </p> <p>Many <a href="https://financebuzz.com/top-travel-credit-cards?utm_source=msn&utm_medium=feed&synd_slide=2&synd_postid=13334&synd_backlink_title=top+travel+credit+cards&synd_backlink_position=3&synd_slug=top-travel-credit-cards">top travel credit cards</a> also provide airport lounge access as a benefit. </p> <p>  <p class=""><a href="https://financebuzz.com/extra-newsletter-signup-testimonials-synd?utm_source=msn&utm_medium=feed&synd_slide=2&synd_postid=13334&synd_backlink_title=Get+expert+advice+on+making+more+money+-+sent+straight+to+your+inbox.&synd_backlink_position=4&synd_slug=extra-newsletter-signup-testimonials-synd">Get expert advice on making more money - sent straight to your inbox.</a></p>  </p>

Use a credit card with lounge access

One of the easiest ways to get lounge access is having a credit card that provides an airport lounge benefit.

In many cases, that’s your key to gaining access to a network of over a thousand airport lounges worldwide. And you often don’t have to do much more than qualify for a specific credit card and enroll in the lounge benefit.

Many top travel credit cards  also provide airport lounge access as a benefit.

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<p> If you don’t currently qualify for a credit card with airport lounge access, that doesn’t have to be the end of your airport lounge story. </p> <p> It’s possible to have a friend or family member add you as an authorized user on one of their credit cards that provides lounge access. Depending on the card, this might cost you a fee each year. </p> <p> But you typically receive your own physical credit card and don’t have to be with the primary cardholder to access applicable airport lounges. So you can travel on your own and still enjoy lounge access benefits. </p>

Become an authorized user

If you don’t currently qualify for a credit card with airport lounge access, that doesn’t have to be the end of your airport lounge story.

It’s possible to have a friend or family member add you as an authorized user on one of their credit cards that provides lounge access. Depending on the card, this might cost you a fee each year.

But you typically receive your own physical credit card and don’t have to be with the primary cardholder to access applicable airport lounges. So you can travel on your own and still enjoy lounge access benefits.

<p> If you typically travel with a friend or family member with a premium travel card, you can enter airport lounges with them as a guest. </p> <p> Access depends on the card, but many premium travel credit cards provide free access for a certain number of guests. Sometimes, you might have to pay a discounted rate to enter as a guest. </p> <p>  <a href="https://financebuzz.com/ways-to-travel-more?utm_source=msn&utm_medium=feed&synd_slide=4&synd_postid=13334&synd_backlink_title=6+ways+to+build+a+life+where+you+can+travel+any+time+you+want&synd_backlink_position=5&synd_slug=ways-to-travel-more">6 ways to build a life where you can travel any time you want</a>  </p>

Enter as a guest

If you typically travel with a friend or family member with a premium travel card, you can enter airport lounges with them as a guest.

Access depends on the card, but many premium travel credit cards provide free access for a certain number of guests. Sometimes, you might have to pay a discounted rate to enter as a guest.

6 ways to build a life where you can travel any time you want

<p> You can join a third-party lounge program like Priority Pass or DragonPass that will give you access to its worldwide network.  </p> <p> These types of memberships could cost upwards of a few hundred dollars annually, but you typically have multiple plan options depending on how often you travel. </p><p>For example, you might consider a cheaper plan if you only think you’ll visit lounges a few times per year. </p>

Consider a third-party lounge membership

You can join a third-party lounge program like Priority Pass or DragonPass that will give you access to its worldwide network.

These types of memberships could cost upwards of a few hundred dollars annually, but you typically have multiple plan options depending on how often you travel. 

For example, you might consider a cheaper plan if you only think you’ll visit lounges a few times per year.

<p> Apart from third-party lounge memberships, you can also purchase lounge memberships directly from airline loyalty programs. </p> <p> For example, you can purchase a Delta Sky Club membership if you’re a Delta SkyMiles Medallion Member. The membership would give you access to over 50 Delta Sky Club locations. </p> <p>You can typically use cash or miles to purchase an airline lounge membership. Using miles for a membership might not give you the best redemption rate (redeeming miles for travel is often better), but it could help if you're flush with airline miles and don’t want to spend extra.  </p> <p>  <a href="https://financebuzz.com/ways-to-make-extra-money?utm_source=msn&utm_medium=feed&synd_slide=6&synd_postid=13334&synd_backlink_title=13+legit+ways+to+make+extra+cash&synd_backlink_position=6&synd_slug=ways-to-make-extra-money">13 legit ways to make extra cash</a>  </p>

Buy an airline lounge membership

Apart from third-party lounge memberships, you can also purchase lounge memberships directly from airline loyalty programs.

For example, you can purchase a Delta Sky Club membership if you’re a Delta SkyMiles Medallion Member. The membership would give you access to over 50 Delta Sky Club locations.

You can typically use cash or miles to purchase an airline lounge membership. Using miles for a membership might not give you the best redemption rate (redeeming miles for travel is often better), but it could help if you're flush with airline miles and don’t want to spend extra.

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<p> Many airport lounges offer the option to pay for a one-time pass to enter, allowing you to enjoy a lounge without having a particular credit card, membership, or other access. </p> <p> Note that you have to research individual lounges to see if they allow one-time entries and how much they might cost. Whether paying for a day pass is worth it depends on how much you’re willing to spend if you have a long layover and what amenities the lounge offers. </p> <p> For instance, if you’re about to spend $30 on airport food anyway, it might be worth spending $35 to get into a lounge that offers unlimited food and beverages. </p>

Buy a day pass

Many airport lounges offer the option to pay for a one-time pass to enter, allowing you to enjoy a lounge without having a particular credit card, membership, or other access.

Note that you have to research individual lounges to see if they allow one-time entries and how much they might cost. Whether paying for a day pass is worth it depends on how much you’re willing to spend if you have a long layover and what amenities the lounge offers.

For instance, if you’re about to spend $30 on airport food anyway, it might be worth spending $35 to get into a lounge that offers unlimited food and beverages.

<p> Business and first-class travelers enjoy excellent in-flight amenities, often including more legroom and better service. These premium fares can also grant them complimentary access to specific airport lounges. </p> <p> If you plan on booking a premium ticket, consider whether you receive airport lounge access at your departure airport. You can check with the airline operating your flight to see if your ticket provides any lounge benefits. </p>

Fly premium class

Business and first-class travelers enjoy excellent in-flight amenities, often including more legroom and better service. These premium fares can also grant them complimentary access to specific airport lounges.

If you plan on booking a premium ticket, consider whether you receive airport lounge access at your departure airport. You can check with the airline operating your flight to see if your ticket provides any lounge benefits.

<p> You can book one-time lounge passes to specific lounges using the LoungeBuddy mobile app.  </p> <p> The app is an easy way to see how much it might cost to access specific lounges and take care of your lounge access before you even get to the airport. </p> <p>LoungeBuddy can be a great way to research what lounges and amenities are available at airports worldwide, especially if you already have access to specific lounge networks with credit cards or memberships.  </p> <p>  <a href="https://financebuzz.com/southwest-booking-secrets?utm_source=msn&utm_medium=feed&synd_slide=9&synd_postid=13334&synd_backlink_title=9+nearly+secret+things+to+do+if+you+fly+Southwest&synd_backlink_position=7&synd_slug=southwest-booking-secrets">9 nearly secret things to do if you fly Southwest</a>  </p>

Search for lounge access with LoungeBuddy

You can book one-time lounge passes to specific lounges using the LoungeBuddy mobile app.

The app is an easy way to see how much it might cost to access specific lounges and take care of your lounge access before you even get to the airport.

LoungeBuddy can be a great way to research what lounges and amenities are available at airports worldwide, especially if you already have access to specific lounge networks with credit cards or memberships.

9 nearly secret things to do if you fly Southwest

<p> Earning a high elite status tier with specific airline loyalty programs could provide you with a certain level of airport lounge access.  </p> <p> For example, qualifying AAdvantage Executive Platinum, AAdvantage Platinum Pro, and AAdvantage Platinum members can access Admirals Clubs on flights between the U.S. and Asia, Australia, Europe, South America, and many other regions of the world. </p> <p> If you fly a lot with a particular airline, it is worth looking into what airport lounge benefits are available if you earn a certain elite status. </p>

Earn elite status

Earning a high elite status tier with specific airline loyalty programs could provide you with a certain level of airport lounge access.

For example, qualifying AAdvantage Executive Platinum, AAdvantage Platinum Pro, and AAdvantage Platinum members can access Admirals Clubs on flights between the U.S. and Asia, Australia, Europe, South America, and many other regions of the world.

If you fly a lot with a particular airline, it is worth looking into what airport lounge benefits are available if you earn a certain elite status.

<p> Many airport lounge networks offer complimentary access to active duty, uniformed military members. </p> <p> Of course, the rules can vary by lounge, and your actual experience with entering specific lounges can vary depending on the employee(s) there that day. </p> <p> But, in any case, active duty members can often access both Admirals Clubs and United Clubs. Military members and their spouses can often get annual fees waived on several travel credit cards. </p><p>For military personnel, accessing different lounge networks through credit card benefits is possible if you’re an eligible military service member or spouse. </p>

Take advantage of your military status

Many airport lounge networks offer complimentary access to active duty, uniformed military members.

Of course, the rules can vary by lounge, and your actual experience with entering specific lounges can vary depending on the employee(s) there that day.

But, in any case, active duty members can often access both Admirals Clubs and United Clubs. Military members and their spouses can often get annual fees waived on several travel credit cards. 

For military personnel, accessing different lounge networks through credit card benefits is possible if you’re an eligible military service member or spouse.

<p> Getting into airport lounges is easy if you plan ahead and follow tips to secure your lounge access. </p> <p> And with the right credit card benefits, you don’t have to worry about paying to enter incredible lounges. </p> <p> If you’re just starting with rewards cards, check out the <a href="https://financebuzz.com/top-credit-cards?utm_source=msn&utm_medium=feed&synd_slide=12&synd_postid=13334&synd_backlink_title=top+credit+cards&synd_backlink_position=8&synd_slug=top-credit-cards">top credit cards</a> to find the right fit. </p> <p>  <p class=""><b>More from FinanceBuzz:</b></p> <ul> <li><a href="https://www.financebuzz.com/shopper-hacks-Costco-55mp?utm_source=msn&utm_medium=feed&synd_slide=12&synd_postid=13334&synd_backlink_title=6+genius+hacks+Costco+shoppers+should+know&synd_backlink_position=9&synd_slug=shopper-hacks-Costco-55mp">6 genius hacks Costco shoppers should know</a></li> <li><a href="https://financebuzz.com/recession-coming-55mp?utm_source=msn&utm_medium=feed&synd_slide=12&synd_postid=13334&synd_backlink_title=9+things+you+must+do+before+the+next+recession.&synd_backlink_position=10&synd_slug=recession-coming-55mp">9 things you must do before the next recession.</a></li> <li><a href="https://financebuzz.com/offer/bypass/637?source=%2Flatest%2Fmsn%2Fslideshow%2Ffeed%2F&aff_id=1006&aff_sub=msn&aff_sub2=&aff_sub3=&aff_sub4=feed&aff_sub5=%7Bimpressionid%7D&aff_click_id=&aff_unique1=%7Baff_unique1%7D&aff_unique2=&aff_unique3=&aff_unique4=&aff_unique5=%7Baff_unique5%7D&rendered_slug=/latest/msn/slideshow/feed/&contentblockid=2708&contentblockversionid=18929&ml_sort_id=&sorted_item_id=&widget_type=&cms_offer_id=637&keywords=&utm_source=msn&utm_medium=feed&synd_slide=12&synd_postid=13334&synd_backlink_title=Can+you+retire+early%3F+Take+this+quiz+and+find+out.&synd_backlink_position=11&synd_slug=offer/bypass/637">Can you retire early? Take this quiz and find out.</a></li> <li><a href="https://financebuzz.com/extra-newsletter-signup-testimonials-synd?utm_source=msn&utm_medium=feed&synd_slide=12&synd_postid=13334&synd_backlink_title=9+simple+ways+to+make+up+to+an+extra+%24200%2Fday&synd_backlink_position=12&synd_slug=extra-newsletter-signup-testimonials-synd">9 simple ways to make up to an extra $200/day</a></li> </ul>  </p>

Bottom line

Getting into airport lounges is easy if you plan ahead and follow tips to secure your lounge access.

And with the right credit card benefits, you don’t have to worry about paying to enter incredible lounges.

If you’re just starting with rewards cards, check out the top credit cards to find the right fit.

More from FinanceBuzz:

  • 6 genius hacks Costco shoppers should know
  • 9 things you must do before the next recession.
  • Can you retire early? Take this quiz and find out.
  • 9 simple ways to make up to an extra $200/day

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COMMENTS

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