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travel health insurance for germany from pakistan

Best Schengen Visa Travel Insurance from Pakistan

travel health insurance for germany from pakistan

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travel health insurance for germany from pakistan

  • Date of birth Note! If any of the traveler is above 64 years old, apply for an individual travel policy for them. Family includes You,Spouse and up to 4 children (below 18).

student travel insurance

Are you taking part in a student exchange program or planning to pursue higher education in Schengen countries? Consider getting travel insurance specially designed for students, which offers health coverage and other benefits.

Religion travel insurance

If you're embarking on a religious pilgrimage for Ziyarat, Hajj, or Umrah, enhance your spiritual journey by obtaining travel insurance. Explore our range of religious travel insurance policies, with prices starting as low as Rs. 500.

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Travel Insurance for Schengen visa from Pakistan?

If you are about to have a Schengen trip you will need to have medical insurance for Schengen with minimum medical coverage of US$50,000, the coverage must be valid within Schengen countries for the complete duration of your stay, and it must cover all the medical expenses that may occur during your tour including emergency visit to hospital, medical evacuation, trip interruption, accidental death and dismemberment coverage.

The countries that are included in the Schengen Visa are; Hungary, Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and the Switzerland. It means that you can visit the given country under the Schengen visa.

travel health insurance for germany from pakistan

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Healthcare and Health Insurance

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Living in a foreign country, knowing that your health and well-being are supported and that you will be looked after as an international student is important. The information on this page gives you a quick insight into the healthcare system in Germany, your insurance coverage, how to make a doctor’s appointment, where to get medications and whom to contact in an emergency.

Important to know: In Germany, every person must have health insurance. International students have to prove equivalent health insurance coverage that meets German health insurance standards either by the time they register or, depending on the country of origin, by the time they apply for a visa. It is best to clarify your health insurance situation as soon as possible.

Healthcare System

Health insurance during your studies in germany, the daad insurance: is it suitable for me, what to do if you fall ill.

The German healthcare system has a well-deserved reputation for offering equal treatment and easy access at moderate costs. You will find a large network of well-trained and skilled medical doctors, as well as modern treatment and support. There are also numerous pharmacies (in German: Apotheke) that can help you when you need medicines. There might be differences from your home country as to which medications are over the counter and which are prescription only, but pharmacists and doctors will be happy to help you with any questions.

As mentioned before: Every person in Germany is required to have health insurance – and so are you! This applies not only to international students, but also if you participate in a preparatory course or a Studienkolleg .

There are two types of health insurance: private and statutory (in German: private und gesetzliche Krankenversicherung). Generally, private health insurance plans offer more benefits, but they are significantly more expensive and require advance payments. For this reason, most people are covered by statutory health insurance. Statutory health insurance providers are required to offer a basic plan which includes most doctor's visits, a broad selection of medicines and, e.g., ER visits, ambulance rides and hospital stays. This basic coverage is always unchanged, no matter which statutory health insurance you choose.

By the way, with enrolment , (international) students are also automatically insured through the higher education institution’s accident insurance . The insurance covers e.g. all injuries during activities that take place on the institution’s grounds or that are organised by the higher education institution. However, it doesn’t replace your personal health insurance.

Is my health insurance valid in Germany?

Many international students do not need to obtain a new health insurance plan in Germany. You may be able to keep your home country’s health insurance if Germany has a social insurance agreement with your home country. This mostly applies to students from the EU and the European Economic Area (Norway, Iceland, Liechtenstein).

If you are from one of these countries and have statutory health insurance, it is possible to have it recognised in Germany. Private health insurance is also sometimes accepted. However, with private insurance, you will not be able to change to statutory health insurance during your studies.

Regardless of whether you have statutory or private health insurance: Inform yourself by contacting your insurance provider in your home country whether your insurance is valid in Germany. You will usually need a European Health Insurance Card (EHIC) . Additionally, you will also need a certificate proving that you are not required to take out German statutory health insurance. This certificate is issued by the statutory health insurance providers in Germany. The International Office of your chosen higher education institution will surely support you in this process.

There are a few exceptions: If you are doing an internship or have a part-time job while studying, then you will have to obtain coverage with a German provider. Your home-country insurance is not considered sufficient.

Which German health insurance is right for me and what do they cover?

In case your current health insurance isn’t recognised in Germany, you must obtain health insurance coverage once you arrive in the country or when you apply for a visa. If you are under 30 years of age, you will profit from a reduced student rate of about 110 Euros per month, which is offered by statutory health insurance providers. As soon as you have reached 30, you will have to pay the standard contribution though, even if you are still studying. This normal contribution is often a lot more expensive than purchasing a student plan from a private insurance company. Therefore, it might be worth checking whether private health insurance could be the cheaper option for you. You could also research if there are any arrangements between the Deutsches Studierendenwerk (Student Services) and insurance providers targeting students older than 30. For more information on this, you can also contact the local student services at your higher education institution in Germany.

When you decide on your health insurance, you can select from a wide choice of insurance providers. More information on statutory health insurance providers can be found on the website of the N ational Association of Statutory Health Insurance Funds . Here, you will also find a  list of the various health insurance providers (only available in German). Regarding private health insurance providers, you can find more information online. As there are many of them, please check carefully which one you choose. The services offered vary, so it's essential to ensure that a specific provider offers the coverage that matters to you.

Another easy way for you to get insurance in Germany might be the service packages for international students offered by many local Studierendenwerke. Next to accommodation and meals they all include health insurance for Germany. Please refer to your local Studierendenwerk to see if this package is available at your place of study.

The DAAD offers affordable combined health, accident and personal liability insurance for certain groups of people. If you belong to one of these groups, this could be an option for you:

  • Are you from abroad and completing an internship in Germany that is funded and arranged by the DAAD or its partner organisations? Then this rate applies.
  • Are you a foreign student or doctoral candidate being funded or supervised via project agreements of the DAAD or one of its partner organisations (e.g. grant agreements or international partnerships between higher education institutions, government scholarship programme, participants in study and research training groups)? Here you will find the conditions that apply to you.
  • Also, if you are a postdoc or a researcher from abroad and are being supervised or funded by programmes of the DAAD or the European Union, partner organisations (AvH, DFG, etc.) or member higher education institutions of the DAAD, you can insure yourself and your accompanying family members under these conditions .

You can register for this insurance via the DAAD portal .

By the way: DAAD scholarship holders do not have to organise their own insurance. This is all taken care of by the DAAD.

If you have any health issues in Germany, there are services available to help you receive the care you need. In most cases, it is best to go to a general practitioner (GP) first, or as it is called in German Hausärztin/Hausarzt or Allgemeinmedizinerin/Allgemeinmediziner. They will assess whether the illness or injury should be treated by a specialist. If you don’t need to see a specialist, you might get a prescription from your GP for any medicines you may need. You can pick them up from a local pharmacy.

Sometimes, the GP will tell you to see a specialist. In that case, you get a referral to make an appointment with a specialist. However, you do not need a referral for all medical areas, for example with a dentist, gynaecologist or orthopaedist. Keep in mind, depending on the type of specialist, whether you have private or statutory health insurance and how urgent you need to be seen, it can take a few weeks or even more than a month before an appointment is free. 

All these visits are also covered by your statutory health insurance as long as it’s not a private doctor, in German: Privatpraxis or Privatärztin/Privatarzt. It is recommended to mention your (type of) health insurance when making an appointment to ensure that you find the right doctor for you.

For emergencies, at night or on the weekend, you can also always go to a hospital. If you require immediate treatment, call 112 to contact emergency services. This is also covered by your insurance. If it’s not an emergency, yet you feel that it’s an urgent situation and you cannot wait for your GP’s opening hours, you can reach on-call doctors via calling 116 117 , or you could check whether there is a "Bereitschaftspraxis" in your city. This can be an emergency clinic affiliated with a hospital or located in a central, easily reachable location in town. These clinics pull together medical specialists from various disciplines so that you can find help in the evening or on the weekends. Search for "Bereitschaftspraxis" plus your city's name.

TIP: Many doctors speak English or other languages such as Turkish, Spanish, French or Polish. If you use an online portal to find your doctor, you can sometimes filter for specific languages spoken in their offices. However, if you experience or fear language barriers with your doctor, you can turn to the International Office of your higher education institution for help: They often offer services such as study-buddy programmes to support international students in their daily lives. They may be able to help you find a volunteer to translate at your next doctor’s appointment. Of course, you can always ask a friend to accompany you. It is also the case that the majority of doctor’s office assistants speak only German. If it is not possible to book online or even over e-mail, have a German-speaking friend help you book the appointment.

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  • Schengen Travel Insurance

Schengen Area or Schengen States is a group of 26 countries in European Union that have agreed to remove border control between their mutual borders. For the purpose of international travel, Schengen Area is considered as a single country or jurisdiction. All Schengen States usually have uniform visa policy.

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Schengen Travel Insurance in Pakistan

Thousand of travelers from Pakistan apply for Schengen visas every year in the relevant embassy in Pakistan. It is mandatory requirement of all Schengen embassies to have a valid travel insurance that covers entire stay of passenger while travelling. We provide travel insurance from authentic insurance companies which are honored and accepted by all Schengen embassies in Pakistan.

Travel Insurance Coverage Required for Schengen Visa Application

Currently, all Schengen Embassies in Pakistan require that each passenger must have a valid travel insurance that covers minimum EUR 30,000 or USD 50,000 emergency medical expenses. All our Schengen Insurance packages are compliant with this requirement.

Schengen Countries

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Schengen Travel Insurance in Pakistan: Your Gateway to Hassle-Free European Travel

Are you planning to explore the enchanting destinations of Europe, and a Schengen visa is on your checklist? If so, securing Schengen travel insurance in Pakistan is a crucial step in your journey. Whether you're visiting the romantic streets of Paris, the historic sites of Rome, or the picturesque landscapes of Switzerland, having the right Schengen travel Insurance from Pakistan can make your European adventure stress-free and memorable. In this guide, we'll walk you through the essentials of Schengen travel insurance for Pakistani travelers.

Understanding Schengen Travel Insurance

What is Schengen Travel Insurance?

Schengen travel insurance is a specific type of coverage required for travelers from Pakistan and many other countries when applying for a Schengen visa. The Schengen Area consists of 26 European countries that have abolished border controls, allowing you to travel seamlessly across these nations with a single visa. To obtain this visa, you must provide proof of Schengen travel insurance.

Why is Schengen Travel Insurance Required?

The Schengen states make it mandatory for visa applicants to have travel insurance for several reasons:

1. Medical Coverage:

Medical coverage, in the context of insurance, refers to the financial protection provided for healthcare expenses in the event of illness, injury, or medical emergencies. It is a crucial component of various insurance policies, including health insurance, travel insurance, and more. Here's what you need to know about medical coverage:

·        Healthcare Expenses: Medical coverage typically includes the payment or reimbursement of medical expenses, which can encompass doctor's fees, hospitalization, surgeries, prescription medications, laboratory tests, and other necessary healthcare services.

·        Emergency Medical Assistance: Many insurance policies that include medical coverage also provide access to emergency medical assistance, ensuring that policyholders can receive prompt and appropriate medical care when needed, even when traveling abroad.

·        Peace of Mind: Medical coverage provides individuals and their families with peace of mind, knowing that they have financial support in case of unexpected health issues, reducing the financial burden associated with medical treatment.

2. Repatriation:

Repatriation, in the context of insurance, refers to the process of returning a person to their home country or place of residence. It is typically associated with repatriation services provided in various insurance policies, such as travel insurance or expatriate insurance. Here's what you need to know about repatriation:

·        Emergency Evacuation: Repatriation often involves arranging and covering the costs of an emergency evacuation to transport an individual who is injured or seriously ill back to their home country for medical treatment when suitable healthcare is not available in the current location.

·        Deceased Remains: In unfortunate cases of death during a trip or while residing in a foreign country, repatriation may include the transportation of the deceased person's remains to their home country, allowing them to be laid to rest in their place of choice.

·        Logistical Support: Repatriation services handle all the logistical aspects, including obtaining necessary documentation, coordinating with medical facilities, and arranging transportation, ensuring a smooth and respectful return.

3. Trip Cancellation:

Trip cancellation coverage is a feature in many insurance policies, particularly travel insurance, that provides financial protection when a policyholder needs to cancel a planned trip before it begins. Here's what you need to know about trip cancellation coverage:

·        Covered Reasons: Trip cancellation coverage applies when a trip has to be canceled for specific, covered reasons, such as sudden illness, injury, the death of a family member, natural disasters, or other unforeseen circumstances beyond the traveler's control.

·        Reimbursement: With this coverage, the policyholder can often be reimbursed for non-refundable trip expenses, including airfare, hotel reservations, tour packages, and more, as long as the cancellation reason falls within the policy's terms and conditions.

·        Financial Protection: Trip cancellation coverage offers peace of mind by protecting the financial investment in a trip. It ensures that travelers won't suffer financial losses if unexpected events force them to change or cancel their travel plans.

4. Luggage and Belongings:

Luggage and belongings coverage, often included in travel insurance, offers protection for a traveler's personal possessions during their journey. Here's what you need to know about this type of coverage:

·        Coverage Scope: This coverage typically compensates travelers for the loss, theft, or damage of their luggage and personal belongings, which can include clothing, electronics, travel documents, and other valuables.

·        Limits and Deductibles: Luggage and belongings coverage often has predefined limits on the amount of reimbursement per item and per policy, as well as deductibles that the policyholder is responsible for before the coverage applies.

·        Peace of Mind: This coverage provides peace of mind to travelers, knowing that they have financial protection against potential losses related to their personal belongings during their trip.

Medical coverage provides financial protection for healthcare expenses, repatriation involves returning individuals to their home country, trip cancellation coverage reimburses non-refundable trip costs in specific situations, and luggage and belongings coverage safeguards personal possessions during travel. These components are designed to ensure that travelers are financially protected and supported in various situations during their journeys. Travel Insurance for Schengen Visa Pakistan: Your Passport to a Secure European Journey

Are you a Pakistani traveler with dreams of exploring the enchanting countries of the Schengen Area in Europe? If a Schengen visa is on your itinerary, then obtaining travel insurance for Schengen visa Pakistan for your journey is not just a recommendation; it's a mandatory step towards making your European adventure safe and worry-free. In this guide, we'll delve into the importance of having travel insurance for a Schengen visa in Pakistan, ensuring that your trip is not only memorable but also protected from unexpected events.

Choosing the Right Schengen Travel Insurance in Pakistan

Selecting the appropriate Schengen travel insurance Pakistan policy is essential for a smooth visa application process. Here are some key factors to consider:

1. Coverage Limits:

Coverage limits, in the context of Schengen travel insurance, refer to the maximum amount of financial protection provided by the insurance policy. It's essential to understand these limits as they define the extent to which the insurance company will cover your expenses. Here's what you need to know about coverage limits:

·        Financial Cap: Each insurance policy has specific coverage limits for different categories of expenses, such as medical coverage, trip cancellation, and luggage loss. For example, if your policy has a medical coverage limit of 30,000 euros, it means the insurer will cover medical expenses up to that amount.

·        Policy Specifics: Different insurance policies may have varying coverage limits, so it's crucial to review the terms and conditions to ensure that the limits align with your travel needs and expectations.

·        Balancing Act: When choosing a policy, you'll want to strike a balance between adequate coverage and affordability. It's essential to select a policy with coverage limits that meet or exceed the Schengen visa requirements while staying within your budget.

2. Valid Schengen Countries:

Valid Schengen countries refer to the specific Schengen Area nations covered by the Schengen travel insurance Pakistan policy. Not all Schengen insurance policies cover the same set of countries. Understanding which countries are included in your policy is important to ensure you are adequately protected during your travels. Here's what you need to know:

·        Geographic Coverage: The Schengen Area comprises 26 European countries that have abolished border controls between them. When selecting an insurance policy, confirm that it covers the exact countries you plan to visit within the Schengen Area.

·        Customized Policies: Some insurance providers offer policies tailored to your specific travel itinerary. Ensure that your chosen policy includes all the countries you intend to visit, as well as any transit destinations.

·        Travel Flexibility: If you have a change of plans and decide to visit additional Schengen countries, it's advisable to check if your policy allows you to extend coverage to these destinations.

3. Emergency Assistance:

Emergency assistance is a vital service included in Schengen travel insurance Pakistan policies, providing you with support and guidance in critical situations. Here's what you need to know about emergency assistance:

·        Round-the-Clock Support: Schengen travel insurance policies with emergency assistance offer 24/7 access to professional assistance, ensuring that you can receive help at any time of day or night, regardless of your location within the Schengen Area.

·        Multilingual Support: This service often provides access to multilingual staff who can assist with medical emergencies, locating suitable healthcare facilities, and offering guidance during unforeseen events.

·        Coordination: In the event of a medical emergency or other critical situations, emergency assistance services help coordinate your care, including arranging medical evacuations if necessary.

4. Affordability:

Affordability in the context of Schengen travel insurance is the cost of the insurance policy and how well it aligns with your budget. Here's what you should consider regarding affordability:

·        Budget-Friendly Options: While ensuring your insurance policy meets the Schengen visa requirements is crucial, you should also compare the costs of different policies. Look for a policy that offers the necessary coverage at a price that is reasonable for you.

·        Cost-Benefit Analysis: Assess the benefits provided by the policy in relation to the premium you'll be paying. Determine whether the coverage, coverage limits, and included services justify the cost.

·        Customization: Some policies allow you to tailor your coverage to your specific needs. This can be a way to balance affordability with comprehensive protection by selecting only the coverage options that matter most to you.

When choosing the right Schengen travel insurance in Pakistan, it's important to consider coverage limits to ensure your financial protection, confirm the valid Schengen countries included in your policy, prioritize emergency assistance for support in critical situations, and evaluate affordability to find a policy that fits your budget while meeting your travel needs.

Travel Insurance for Schengen Visa from Pakistan: Your Key to Worry-Free European Exploration

Are you a Pakistani traveler with aspirations of exploring the captivating Schengen Area in Europe? If obtaining a Schengen visa is on your travel agenda, then securing travel insurance for Schengen Visa from Pakistan is not merely an option; it's an essential prerequisite for ensuring a secure and stress-free European adventure. In this comprehensive guide, we will illuminate the significance of acquiring travel insurance for a Schengen visa from Pakistan, a crucial step in safeguarding your journey against unforeseen events.

Schengen Visa Insurance Pakistan: Your Essential Travel Companion

Embarking on an international journey is always an exciting prospect. Exploring new cultures, savoring exotic cuisines, and experiencing different traditions can be immensely rewarding. However, traveling abroad also comes with its share of uncertainties. To ensure that your overseas adventure remains a memorable and worry-free experience, having Schengen visa insurance in Pakistan is an indispensable travel companion.

Schengen Travel Insurance for Peace of Mind

As you embark on your European adventure, having Schengen travel insurance from Pakistan is not only a requirement but also a wise choice. It ensures that your travels are filled with excitement, cultural exploration, and unforgettable moments, all while safeguarding you against unforeseen events. With the right insurance in hand, you can explore the Schengen Area with confidence, knowing that you have a reliable safety net throughout your journey.

So, if you're planning your dream European vacation and applying for a Schengen visa from Pakistan, don't forget to secure Schengen travel insurance. It's your key to a hassle-free and memorable experience in the heart of Europe.

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Travel health insurance

Optimal cover – with the excellent foreign travel health insurance.

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Foreign travel health insurance

  • Return transportation included
  • No deductible
  • Treatment as a private patient

(sample pricing, per trip, duration 10 days, without USA/Canada, up to 65th birthday)

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Your benefits

When you fall ill abroad, the foreign travel health insurance offers you optimal travel cover. We pay the costs of medical care and a medically advisable repatriation if you fall ill abroad or need medical care. The private foreign travel health insurance for you!

The foreign travel health insurance is only eligible for persons who have a permanent residence in the Federal Republic of Germany.

Assumption of all the costs of medically necessary care abroad.

Our multilingual emergency service is available for you 24 hours a day.

We compensate you for transport and accommodation costs, including for co-insured companions, e.g. if you are travelling abroad with children and these must be treated as inpatients, or if sick family members must be repatriated.

Key insurance benefits – at a glance

Our tip for you – the annual foreign health insurance.

We are also right for your if you travel a lot or for long periods. Already cheaper if you take more than one trip per year: only € 17 per year.

Did you already know? Facts about health insurance abroad

Treatment costs.

The best weeks of the year are approaching? Then let's go! But are you sufficiently protected at your vacation destination? What happens if an illness or an accident spoils your travel pleasure and turns it into "expensive fun"? This much is certain: The statutory health insurance does not protect you and your loved ones sufficiently. Expensive treatments or a return transport to the home country, for example, are not covered.

As a result, you are left with medical bills that can run into thousands of euros in some countries. With travel health insurance, you're on the safe side - it covers all costs incurred for medical treatment abroad.

Travel health insurance offers optimal coverage for your trip. Find out about our excellent benefits in travel health insurance abroad on our website. Whether you are traveling for a few days or several weeks, alone or with your family - we offer you the right protection.

You can compare our different tariffs using the handy overview and choose the travel insurance that best suits your needs. Calculate your individual insurance premium conveniently online. Our booking assistant will help you conclude and compare your insurance cover.

Important documents for download

For printing or saving: you can find all the important documents at a glance here.

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travel health insurance for germany from pakistan

(sample pricing, per trip, duration 10 days, without the USA/Canada, up to the 65th birthday)

Product suggestion for:   German tourists abroad

Are you living in Switzerland?

If you are living in Switzerland we recommend visiting our Swiss website. There you are given valuable information and you can take out all travel insurances online.

For legal reasons you are not allowed to book travel insurances on our German website. We apologize for the inconvenience.

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Travel insurance has two components medical/health insurance & travel inconvenience insurance. If you have a travel insurance plan and suffer an accidental injury while travelling abroad, the insurance company ...

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Travel insurance for Schengen States

Travel insurance for usa, travel insurance for uk, travel insurance for germany, travel insurance for turkey, others / rest of the world.

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Medical Coverage

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Family Coverage

Trip Cancellation

Repatriation

Tuition Fee Coverage

Card Payment

Bank Transfer

WHY BUY TRAVEL INSURANCE?

Once you buy travel insurance, you are covered for these incidents

Accidental Death & Permanent Disability

Medical Expense & Hospitalization Abroad

Loss or theft of Checked-in baggage

Transport in case of illness or injury

Loss of Passport

QUESTIONS YOU MAY HAVE

Why do I need Travel Insurance?

Some travellers experience a major financial set-back due to unexpected medical emergency costs or other unforeseen incidents with regard to flight booking or luggage theft. Having a travel insurance will protect you from these losses and ensures that your insurance company pays for such losses associated with travelling abroad.

What is the Process?

Easyinsurance helps you search and compare all the different travel insurance options available in Pakistan. You can easily compare features and purchase the plan most suitable for you by clicking ‘Buy’ on that plan. We pride ourselves on providing unbiased opinion and highlighting limitations associated with each travel insurance plan. With us, you can get travel insurance within 60 minutes from the comfort of your home!

How can I buy Travel Insurance?

We have several top-rated insurance companies on our panel. You can purchase any of their plans completely online within minutes. Once you have chosen a plan, simply click on ‘Buy’ to place order. You will need to fill in the form and make payment via credit/debit card or bank transfer. You will get instantaneous confirmation of payment and the policy certificate will be delivered to you within 60 minutes during office hours.

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Travel health insurance for Germany in Pakistan

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Coverage of travel health insurance for Germany:

Travel health insurance is one of the main  requirements  for visa applications. German embassy requests that travel health insurance cover a minimum amount of 30,000 euros for medical treatment and home repatriation in sickness or death. The applicant also has to ensure that this insurance not only covers Germany but all Schengen countries.

Duration of travel health insurance:

Usually, the  German embassy  demands three months of travel health insurance, but they accept six months of travel health insurance as well. German embassy issues initial visa according to the duration of the travel health insurance.

If you submit travel health insurance with three months duration, you will get three months entry visa. If you submit six months of travel health insurance, then you will get six months visa.

So it will be better if you submit a travel health insurance valid for at least six months from your planned date of travel onwards so that you will get a visa with a validity of 6 months.

List of health insurance companies in Pakistan:

There are so many insurance companies in Pakistan. But only a few companies are providing travel health insurance which compliance with Schengen countries. Must confirm Schengen countries’ compliance before taking travel health insurance from any company.

The German embassy now approves many insurance companies in Pakistan. Prefer to take travel health insurance for Germany from these companies. Here is the complete list:

  • EFU General
  • Atlas Insurance
  • Askari General Insurance Company Ltd
  • Adamjee Insurance Company Ltd.
  • Asia Insurance Co Ltd
  • CHUBB Insurance Company Ltd. (formerly ACE Insurance Ltd.)
  • CICL (Century Insurance Company Ltd)
  • Shaheen Insurance
  • Continental Insurance Company Ltd.
  • Crescent Star Insurance Limited
  • East-West Insurance Company Ltd
  • Habib Insurance Company Ltd.
  • Jubilee General Insurance Co. Ltd
  • PICIC (Pakistan Industrial Credit Investment Corporation)
  • UIC (United Insurance Company)
  • Universal Insurance Co. Ltd
  • Premier Insurance Limited
  • Pak-Qatar General Takaful Ltd
  • Sindh Insurance
  • SPI Insurance Company Ltd (formerly Saudi Pak)
  • TPL Direct Insurance Ltd
  • UBL Insurers Ltd

Cost of travel insurance:

Companies are offering travel health insurance at different prices. Choose one that is reasonable and with a standard or silver package. You will get local German health insurance after you arrive in Germany. Such expensive packages like platinum or gold are worthless. Get travel health insurance only for one time traveling.

FAQs about travel health insurance:

Askari, UIC, and IGI Insurance are the best and cheapest. You can also use the travel insurance of Coracle. It’s free if you take German health insurance from Coracle.

Minimum three months, but you can submit six months as well to get six months entry visa.

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What Is Schengen Travel Insurance?

Quick answer.

S chengen travel insurance is a specific type of travel insurance policy tailored to meet the travel medical coverage requirements set by the 27 (soon to be 29) European destinations within the Schengen Area. Travelers must present proof of sufficient coverage as part of the Schengen visa application process.

Schengen member countries have abolished their internal borders, allowing more accessible travel within the area. While this is incredibly convenient, some travelers may need a visa to visit Schengen countries. And one of the requirements to obtain that visa is to purchase sufficient travel medical insurance coverage.

Read on to learn more about Schengen visa travel insurance requirements and find the best travel insurance policy for your upcoming trip.

Table of contents

What is schengen travel insurance, schengen countries, visa and travel insurance requirements for the schengen area, key coverages in schengen travel insurance, how to get schengen travel insurance, schengen travel insurance faqs, summary of money’s guide to schengen travel insurance.

Schengen travel insurance is designed for travelers entering the Schengen zone, which comprises 27 (soon to be 29) European nations that have abolished internal borders.

Many visitors, including citizens from non-EU countries like India and China, must obtain a travel visa to enter the Schengen Area. And a requirement for a Schengen Visa is to have insurance covering at least €30,000 (around $32,720) in medical costs.

However, there are exemptions. For example, U.S. citizens and residents of countries such as Canada, Brazil and Mexico don’t need a Schengen visa or travel insurance for stays of up to 90 days within a 180-day period.

The Schengen Area consists of a diverse tapestry of countries. Among the member nations are some of the best places to visit in Europe , including France, Italy, Germany, Spain, Greece and the Netherlands.

Here’s the complete list:

Ireland and Cyprus are the only E.U. member states not currently part of the Schengen Agreement.

Having a valid U.S. passport allows you to spend up to 90 days within a 180-day period in the Schengen Area, whether for tourism or business purposes.

Once officially admitted, you can travel freely within the member countries without passing through customs each time. Stays under 90 days don’t require a visa for U.S. nationals, but your passport should be valid for at least six months past your travel dates.

Short stays don’t require travel medical insurance either, though travel insurance may still be worth it . That could be especially true if you plan to participate in adventure sports or other high-risk activities.

Travel insurance generally also covers cancellations and delays. Purchasing a policy could pay off if you’ve booked expensive, non-refundable flights or accommodations and didn’t purchase them with one of the best travel credit cards that offer insurance.

European Travel Information and Authorisation System (ETIAS)

Travel requirements for European Union countries are projected to change by mid-2025. Visa-exempt travelers to all 27 (soon to be 29) Schengen countries and Cyprus will need an ETIAS authorization.

Here’s what you need to know:

  • You must complete an online application and pay a small fee for an ETIAS authorization.
  • The authorization is tied to your passport and is valid for three years or until your passport expires.
  • With a valid travel authorization, you can enter 30 European countries for short stays of up to 90 days within a 180-day period.
  • ETIAS authorization does not guarantee entry into any of these countries. You still have to present your passport and documents at the border.
  • The above applies to people from the U.S., Canada and dozens of other countries, so check the E.U.’s official travel website or your country’s embassy for more information. An ETIAS is not a visa and doesn’t mandate travel medical insurance.

Schengen visa requirements

You’ll need a visa if you’re from a visa-exempt country, like the U.S., and planning to stay in the Schengen Area beyond the 90-day threshold. Regardless of the length of the stay, nationals traveling from certain countries always require a visa.

Determine which Schengen country you’ll spend most of your time in and check with their official tourism or embassy website for instructions on applying for a visa. The embassy will inform you about the required documentation and instructions to meet their regulations.

Schengen visa processing time can vary depending on your country of origin and your destination country, so be sure to start the process as early as possible.

Besides the application form, the following are required to obtain a Schengen visa:

  • Valid passport: Your passport must be valid for at least three months after departure.
  • Passport photo: You must submit a picture of yourself that complies with the International Civil Aviation Organisation (ICAO) standards.
  • Travel medical insurance: You must carry at least €30,000 (approximately $32,720) in coverage for medical emergencies, hospitalization and repatriation that’s valid in the entire Schengen Area for the duration of your stay.
  • Documentation: You must provide evidence of the purpose of your visit through supporting documentation, demonstrate you have the financial means to cover expenses and accommodations and show intent to return to your home country after the stay.
  • Fingerprints: Most, but not all, applicants will be required to submit their fingerprints along with their application.

Consulates of particular countries may require additional documentation.

Understanding what travel insurance covers can help you plan a worry-free journey. While plans and coverage options vary by company, here’s a breakdown of what Schengen travel insurance generally covers.

  • Medical expenses: Travel medical insurance covers the cost of treating unexpected illnesses or injuries you suffer during your trip, up to your policy limits. These include the cost of medications, hospitalization and other essential medical treatments.
  • Medical repatriation: Some travel medical policies also include emergency medical evacuation or repatriation, which covers some of the costs of transporting you back home or to a different medical facility to receive necessary medical treatment.
  • Repatriation of remains: As the name suggests, this coverage will pay (up to your policy limits) for expenses related to transporting your body or cremated remains to your home country or point of origin.
  • 24/7 Travel Assistance: Travel insurance companies generally offer round-the-clock assistance services, including language support, help recovering lost passports or prescriptions and even booking accommodations and medical transportation.

Note that some companies may require you to meet a deductible for the travel medical plan to start paying out.

Other travel-related coverage options

Most travel insurers sell policies covering medical emergencies and travel-related inconveniences such as delays, cancellations, lost luggage, and more. While you don’t need these coverage options to obtain a Schengen visa, you may still find them worthwhile.

  • Trip cancellation and trip interruption: Covers non-refundable expenses if you need to cancel or cut your trip short due to unforeseen events like illness or accidents.
  • Baggage loss or delay: Helps cover the cost of replacing essential items if your baggage is lost or delayed by a specified number of hours.
  • Delayed flights and missed connections: Provides compensation for additional expenses caused by inconveniences such as delays or missed connections.

It’s easy to buy travel insurance for your Schengen Area trip. Many providers offer policies that fulfill the visa requirement and include additional coverage that can be tailored to your needs.

Here are some steps to help you get the right coverage.

1. Research reputable travel insurance providers

Most travel insurers bundle travel medical insurance coverage with trip cancellation, interruption, and other coverage options. If you only want to satisfy Schengen visa requirements, look for a provider that explicitly markets Schengen travel insurance or offers stand-alone travel medical coverage.

2. Select a plan that meets your needs and get a quote

Remember that you may not need trip insurance beyond the €30,000 in travel medical coverage required for a Schengen visa, so read plan details carefully to avoid buying unnecessary coverage.

It also pays to shop around and get quotes from several insurers, as travel insurance costs between 3% and 14% of the total cost of your trip, depending on the company and policy you choose.

3. Read your policy details

When shopping for travel insurance online, you’ll typically find that most companies include a policy summary or schedule. This document outlines critical details such as the policy’s coverage limits and exclusions. Carefully reading it can help you avoid surprises and frustration if you ever need to file a claim.

If you still have questions after reading the policy summary, contact the insurer before finalizing your purchase.

4. Get to know the claims process

Similarly, reading about your insurance provider’s claims process can save you time and energy in an emergency. Your policy summary should include a list of documents you’ll be required to provide as part of the claims process, which may include receipts and medical bills.

After a covered incident, contact your insurer through the company’s website or mobile app as soon as possible. Most insurers also offer travel assistance services around the clock.

5. Purchase and safeguard your policy

You will need proof of your travel medical insurance plan to apply for a Schengen visa. Keep your insurance certificate in a secure yet accessible location, whether a digital version on your smartphone or a physical printout in your travel folder.

It may also be a good idea to share a copy of your policy with a trusted friend or family member back home so they can contact your insurance provider if you cannot request medical assistance due to an emergency.

Should I get travel insurance for Europe?

Travel insurance, especially within the Schengen Area, is not just recommended but often mandatory. To obtain a visa to visit the Schengen zone, you must show proof of having sufficient travel medical insurance.

How much travel insurance do I need for Europe?

What countries does europe travel insurance cover.

  • The first step before you travel to any Schengen country is to determine whether you need a visa and, therefore, mandatory travel medical insurance for a Schengen visa.
  • Check with your country’s embassy, Department of Foreign Affairs or the tourism website of the country you plan to visit for specifics about medical travel insurance for Schengen visa requirements.
  • You don’t need a visa or international travel insurance if you have a valid U.S. passport and are visiting the Schengen zone for less than 90 days in a 180-day period.
  • If you’re a U.S. national planning to visit the Schengen Area for more than 90 days, you must apply for a visa and secure adequate travel health insurance (at least €30,000 in travel medical and repatriation coverage).

© Copyright 2024 Money Group, LLC . All Rights Reserved.

This article originally appeared on Money.com and may contain affiliate links for which Money receives compensation. Opinions expressed in this article are the author's alone, not those of a third-party entity, and have not been reviewed, approved, or otherwise endorsed. Offers may be subject to change without notice. For more information, read Money’s full disclaimer .

Explainer-Schengen-Tarvel-Insurance

travel health insurance for germany from pakistan

Top Travel Insurances for Germany You Should Know in 2024

Byron Mühlberg, writer at Monito.com

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

A major destination in the heart of Europe, Germany is a country with a fascination history and culture. It's known for its charming old towns, vibrant modern city life, beer and bratwursts, and world-class museums. Although travelling to Germany can be an accessible holiday destination for many people, out-the-pocket healthcare costs in the country tend to be expensive, so it's a very good idea to arrive there with travel insurance under your belt.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Germany and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

Germany Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Germany:

Best Travel Insurances for Germany

  • 01. Should I get travel insurance for Germany? scroll down
  • 02. Best medical coverage: VisitorsCoverage scroll down
  • 03. Best trip insurance: Insured Nomads scroll down
  • 04. Best mix for youth and digitial nomads: SafetyWing scroll down
  • 05. FAQ about travel insurance to Germany scroll down

Heading to Germany soon? Don't forget to check the following list before you travel:

  • 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
  • 🛂 Need a visa? Let iVisa take care of it for you.
  • ✈ Looking for flights? Compare on Skyscanner !
  • 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
  • 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.

Do I Need Travel Insurance for Germany?

Yes, travel insurance is mandatory when travelling to Schengen countries, including Germany. If you're entering the Schengen Area from a non-Schengen country, you must show a valid passport and travel insurance that covers the duration of their stay and a minimum coverage of 30,000 euros. Being insured is one of the necessary steps to secure a visa and enter the Schengen Area, and failure to comply may result in a denial of entry.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Germany or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Germany:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Germany. It lets you choose between various plans tailored to meet the specific needs of your trip to Germany, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

Get a quote 🡪

  • Coverage 9.0
  • Quality of Service 9.0
  • Pricing 7.6
  • Credibility 9.5

VisitorsCoverage offers a large variety of policies and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Germany:

  • Policy names: Varies
  • Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
  • Trip coverage: Excellent - but only available for US residents.
  • Customer support: FAQ, live chat and phone support
  • Pricing range: USD 25 to USD 150 /traveller /month
  • Insurance underwriter: Lloyd's, Petersen, and others
  • Best for: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

Get a quote 🡪

  • Coverage 7.8
  • Quality of Service 8.5
  • Pricing 7.4
  • Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

  • Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
  • Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
  • Trip coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
  • Customer support: FAQ, live chat, phone support
  • Pricing range: USD 80 to USD 420 /traveller /month
  • Insurance underwriter: David Shield Insurance Company Ltd.
  • Best for: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

Get a quote 🡪

  • Coverage 7.0
  • Quality of Service 8.0
  • Pricing 6.3
  • Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

  • Policy names: Nomad Insurance, Remote Health
  • Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
  • Trip coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
  • Pricing range: USD 45 to USD 160 /traveller /month
  • Insurance underwriter: Tokyo Marine HCC
  • Best for: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Germany? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to Germany

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

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Looking for Travel Insurance to Another Country?

See our recommendations for travel insurance to other countries worldwide:

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe. Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

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  1. Travel and Health Insurance

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  2. How To Get Travel Insurance For Schengen Visa From Pakistan

    travel health insurance for germany from pakistan

  3. TRAVEL INSURANCE & HEALTH INSURANCE in Germany?

    travel health insurance for germany from pakistan

  4. Schengen Visa Medical Insurance

    travel health insurance for germany from pakistan

  5. Travel Health Insurance & Medical Health Insurance in Germany!! How to

    travel health insurance for germany from pakistan

  6. Schengen Visa Travel Insurance Plans, Europe visa travel health

    travel health insurance for germany from pakistan

VIDEO

  1. Cowboy 😂

  2. Pakistan's Largest Health Network providing free health care to 6 Million Patients annualy

  3. How to get online Schengen travel insurance from pakistan /how to get Spain online travel insurance

  4. Start Travel Health Insurance Policy Now 🤑🤑

  5. ఇలా మీ FRIDGE ని వాడకండి #ytshorts #trending

  6. Why public Insurance is Best in Germany

COMMENTS

  1. List of health insurance companies in Pakistan

    Pak-Qatar General Takaful Limited. PICIC - Pakistan Industrial Credit Investment Corporation. Premier Insurance Limited. Salaam Takaful Pakistan Limited. Shaheen Insurance. Sindh Insurance. SPI Insurance Company Ltd (formerly Saudi Pak) TPL Direct Insurance Ltd. UBL Insurers Ltd.

  2. Best Schengen Visa Travel Insurance from Pakistan

    Talk to an expert: (021) 111-212-212. Mon-Fri: 10am to 7pm & Sat: 10am to 4pm. Easily buy travel medical insurance for Schengen countries from Pakistan. Get lowest quotes from best insurance companies and get it delivered in just 60 minutes only at Smartchoice.pk.

  3. Travel Insurance for Visitors/Tourists in Germany

    Here are the daily fees to purchase PROVISIT-VISUM policy: €1.10 - for travel health insurance, individuals up to 64 years. € 1.30 - for the combination of travel health, personal liability and accident insurance, individuals up to 64 years. € 6.50 - for travel health insurance, individuals aged 65 years or older.

  4. Schengen Travel Insurance

    Medical insurance for a Schengen visa must meet the following criteria: A minimum coverage of medical costs: at least 30,000 EUR (equivalent to 32,500 USD as of February 2024). It should cover all member states of the Schengen Area. Cover any expenses arising with repatriation for medical reasons, urgent health attention and/or emergency ...

  5. Visiting friends and family

    4. Valid travel health insurance policy: List of Health Insurance Companies. the original has to be signed if applicable; please provide the original and submit one copy; please make sure that your insurance explicitly covers all Schengen States and not only Germany; coverage minimum is 30,000 Euro: 5. Signed health insurance declaration ...

  6. Visa for Medical Treatment

    4. Valid travel health insurance policy. List of Health Insurance Companies. the original has to be signed if applicable; please provide the original and submit one copy; please make sure that your insurance explicitly covers all Schengen States and not only Germany; coverage minimum is 30,000 Euro. 5. Signed health insurance declaration

  7. Healthcare and Health Insurance

    Statutory health insurance providers are required to offer a basic plan which includes most doctor's visits, a broad selection of medicines and, e.g., ER visits, ambulance rides and hospital stays. This basic coverage is always unchanged, no matter which statutory health insurance you choose. By the way, with.

  8. Schengen Travel Insurance from Pakistan

    Travel Insurance Coverage Required for Schengen Visa Application. Currently, all Schengen Embassies in Pakistan require that each passenger must have a valid travel insurance that covers minimum EUR 30,000 or USD 50,000 emergency medical expenses. All our Schengen Insurance packages are compliant with this requirement.

  9. Travel Health Insurance for one trip

    The foreign travel health insurance is only eligible for persons who have a permanent residence in the Federal Republic of Germany. Assumption of all the costs of medically necessary care abroad. Our multilingual emergency service is available for you 24 hours a day. We compensate you for transport and accommodation costs, including for co ...

  10. Health insurance for Schengen visa

    the Low-Cost Schengen Area travel insurance: at 22€ per week this insurance is the cheapest covering all your Schengen visa requirements. Europe Travel Insurance: at 33€ per week, this insurance covers medical expenses up to 100,000€. the Multi-Trip insurance: at 328€ a year, it is perfect for frequent travellers who visit the Schengen ...

  11. Online Travel Insurance Pakistan from 8 companies

    Whatsapp. +92 310 2789343. Chat With us. Get Discount Offers and Buying Tips by Email. Compare Travel Medical Insurance in Pakistan and Buy Completely Online in 3 Easy Steps. Turkey Travel Insurance & Schengen Visa Travel Insurance Available.

  12. Germany Travel Health Insurance Requirements for Visitors

    Since Germany is a Schengen country, visitors have to get travel health insurance that's in line with Schengen requirements. As such, German travel health insurance must follow these specifications: It must have a minimum coverage of at least €30,000 per person. It must cover all other Schengen Area countries.

  13. Applying for a Germany Visa from Pakistan

    To get a visa to Germany from Pakistan follow the instructions as listed: Select the correct visa type. Find out where to apply. ... Provide proof of purchased valid travel health insurance that covers you in the Schengen Area and has a minimum of EUR 30,000 equivalent to PKR 30000 of medical coverage including medical emergencies.

  14. Germany Study Visa Guide for Students from Pakistan

    To apply for a German student visa in Pakistan, you have to open a blocked account, buy travel insurance, collect all the required documents, make an appointment with the German Embassy/Consulate in Pakistan, and enter the visa interview. The exact process differs depending on which German Mission you will apply in.

  15. Travel Insurance For A Germany Trip

    Travel Medical Expense Insurance for Illness and Injuries. Germany is home to the Autobahn—a high-speed freeway—and if you're on a tour bus, you are going to be traveling fast, and we mean ...

  16. Schengen Europe Travel Insurance

    AXA is the number one provider of travel insurance for trips to Europe and offers assistance 24/7, as well as other options and tailor-made products. Other coverage available includes our Europe Travel insurance, costing €33 per week, or Schengen Multi Trip insurance, which is perfect for regular travelers and available for €328 for a year ...

  17. PDF Declaration Health Insurance

    Declaration Health Insurance. I herewith confirm that I have been informed that I must have a valid travel health insurance. for each further journey to the Schengen countries, covering at least Euro 30.000,-- (thirty. thousand, minimum amount) medical expenses. And a proof of this valid health insurance (Health Insurance Certificate) has to be ...

  18. Travel Insurance for Germany

    How Much Does Travel Insurance Cost for My Trip to Germany? There are many travel insurance companies vying for your business, and the costs can vary significantly between them. Typically, basic coverage can cost you 3-4% of your total trip cost, while premium options and coverage can run up to 10-12%. Your specific cost will depend on several ...

  19. Travel health insurance for Germany in Pakistan

    Coverage of travel health insurance for Germany: Travel health insurance is one of the main requirements for visa applications. German embassy requests that travel health insurance cover a minimum amount of 30,000 euros for medical treatment and home repatriation in sickness or death.

  20. Travel Insurance to Pakistan

    This Travel Insurance for Pakistan offers compensation for loss, breakage, or damage caused directly by theft, robbery, burglary, accidents, or mishandling by carriers during the insured person's journey. To qualify for coverage, the loss must be reported to local authorities or carriers within 24 hours. However, it's important to note that ...

  21. Travel Insurance for Pakistan: The Best Options in 2024

    Here are a few of the many factors influencing the scope and cost of travel insurances for Pakistan: 👥 Number of visitors. Around 1 million /year. Travel highlight. Deserts and mountains. 💸 Healthcare cost. 142nd globally (below average) 🩺 Healthcare quality. Poor.

  22. Pakistan Travel Insurance

    The cost of Pakistan travel insurance is specific to each traveler's needs and trip details. Typically, the number of travelers, their age (s), trip duration, and type of coverage all determine the overall price of a travel insurance plan. Adding more benefits may raise the price of a plan but may be worth it in the event of a covered emergency ...

  23. What Is Schengen Travel Insurance?

    Visa and travel insurance requirements for the Schengen Area. Having a valid U.S. passport allows you to spend up to 90 days within a 180-day period in the Schengen Area, whether for tourism or ...

  24. Travel Insurance for Germany: The Best Options in 2024

    VisitorsCoverage: Best Medical Coverage. Among the internet's best-known insurance platforms, VisitorsCoverage is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Germany. It lets you choose between various plans tailored to meet the specific needs of your trip to Germany, including coverage for medical emergencies, trip ...