Destinations

Travellers' Ages

travel insurance cheapest nz

Compare domestic, worldwide travel insurance quotes in NZ

No matter where in the world you may be travelling, it goes without saying that travel insurance is a must. With so many unpredictable things that could occur during your travels, travel insurance is the best way to ensure both you and your belongings are protected if the worst were to happen.

Travel insurance in NZ provides cover for your trips both overseas and domestically, and covers things such as medical expenses, trip cancellation, lost luggage and more.

When it comes to finding cheap travel insurance in NZ, you’ve come to the right place! Here at glimp, we’re passionate about helping Kiwis find the best travel insurance plans for their travels. Whether you’re flying across the country, or to the other side of the world, we’ll help you save time and money on your travel insurance. Compare travel insurance in NZ now and you’ll be able to find the perfect policy in no time.

Travel insurance providers

When searching for the right cover for your travels, you’ll probably be wondering “who are the best travel insurance companies?’ Luckily, you don’t have to spend hours online searching through dozens of travel insurance companies trying to find the best ones; we have them all here at glimp!

We’ve gathered all of New Zealand’s leading travel insurance companies together, including Southern Cross travel insurance, AA travel insurance and AMI travel insurance, making it easy for you to find the right insurer for your travel needs.

How does our travel comparison work?

Here at glimp, we’re committed to helping you find the best travel insurance online to suit your needs! Using our travel insurance comparison tool will help you save time, energy and, most importantly, money! Cheap travel insurance NZ can be hard to come by, but with glimp it’ll be a piece of cake.

Quick and easy to use

It’s never been easier to compare travel insurance quotes in New Zealand - simply enter a few details about your upcoming trip and we’ll deliver the latest insurance policies from New Zealand’s leading travel insurance companies. We’ve already helped thousands of Kiwis have already save on their travel insurance - now it’s your turn!

Find your best deal, free of charge

When it comes to the best travel insurance, it’s all about giving you great value for your money. Our vetted travel insurance policies cover all sorts of unprecedented costs at different values so that you can find the best travel insurance policy that suits your needs. Not to mention, our tool is 100% free to use too!

Buy direct and save more

Buying travel insurance from travel agents and airlines can mean that you’re paying extra for any commission fees. When you compare travel insurance with glimp, we’ll give you the best options and take you directly to your chosen travel insurance provider. Avoid paying those extra commission fees and buy directly from your insurance provider when you compare travel insurance with glimp!

Start saving on your travel insurance premium

Travel insurance comparison in NZ has never been easier. Spare a few minutes and start comparing travel insurance policies now to start saving on your travel insurance premium for your next trip. We help people like you save on their travel insurance policy every day, now it’s your turn.

Why compare travel insurance with glimp?

We save you time & money.

Easily compare travel insurance quotes in NZ. Find the best travel insurance in minutes.

A great place to compare travel insurance

Best comparison site in NZ. Thousands of Kiwis have trusted us with their decisions.

Compare travel insurance for free

glimp is 100% free! Whether you want to compare travel insurance quotes or sign up , you pay nothing.

They talk about us

Mentioned by various news outlets, such as stuff , nzherald , Solarcity, Truenet, nbr and many more.

What does travel insurance cover?

Cancellation cover.

You never know when you might need to cancel a flight and when that happens, your chosen airline can charge you a hefty fee for doing so or will not return your deposit. Standard travel insurance policies often cover this cost so that you can cancel your flight right up to the day of the flight at no cost at all. This applies to flight delays too.

Luggage & belongings

With so many bags constantly being lugged around, there are bound to be a few bags here and there that end up in the wrong place and it’s often out of your control. If you have travel insurance in NZ, your insurer will cover the purchase of a few essentials, meaning you won’t have to bear the brunt of the loss of your GoPro, laptop, camera and whatever else you may have lost.

Medical treatment

When you compare travel insurance policies in NZ, you may notice that most policies offer medical and dental cover. This may be just something simple like drugs for a cold or allergy while you’re overseas, or it could be something a little more complicated like surgery. Some policies may even pay for someone to escort you back home if you’re feeling really unwell.

Car rental excess

If you’ve rented a car while you’re overseas and it gets stolen or damaged then your travel insurance policy may be able to help you out, by providing cover for the excess you’ll need to pay for when you make a claim.

Personal liability

In the event that you accidentally damage property or are liable for damage to a person, your travel insurance provider may provide cover to pay the costs including legal fees to defend your claim and legal costs if you’re wrongly arrested or detained. While we hope it would never come to this, it doesn’t hurt to have the assurance that you would be covered if you were liable for something. Even the cheapest travel insurance policies in NZ usually provides cover for this.

Travel Insurance FAQ

What does travel insurance usually cover.

Although it will depend on your chosen insurance provider and policy type, a typical travel insurance plan will have coverage for all of a travelers main concerns. Standard travel insurance will generally cover you for trip cancellations, travel delays, medical emergencies, lost luggage and personal liability.

Most travel insurance policies are designed to be comprehensive, to protect you from a variety of situations and events that may cause financial loss. However, there are optional extras that can be added onto your policy, such as dental, adventure activities and rental car cover.

Should I get travel insurance?

While travel and adventure is always encouraged, the reality is that even the most well planned trips can go amiss. Nobody wants to prepare for the worst, but it’s absolutely vital to do so - and that’s why you should get travel insurance. Investing in travel insurance cover allows you to safeguard your trip, providing you with peace of mind and letting you get on with your holiday.

When should you buy travel insurance?

It goes without saying, that the best time to buy travel insurance in NZ is before you embark on your travels. However, the time you get travel insurance before that matters too. Ideally, you should book travel insurance within 15 days of trip purchase so that you have enough time to cancel the insurance if need be, and you won’t have any external events affecting the premium.

How do I file a claim for travel insurance?

While this may differ between different travel insurance companies, to claim for travel insurance you generally need to fill out an online claims form which you can find on your travel insurer’s website. You’ll then need to send supporting documents to confirm that it’s you filing the claim, and your insurer will start working on it!

Is there travel insurance for seniors in New Zealand?

Travelling can be the highlight of anyone’s year no matter where you’re venturing and we believe that age is no barrier to this. That’s why we can show you affordable travel insurance in NZ for seniors from insurers such as Southern Cross Travel Insurance, 1Cover and more that will insure you on your travels even if you’re older than 85.

What our broadband customers are saying:

"Very pleased i found your service and found it such a help in finding the ideal broadband that suits my needs. Thank you very much and may you prosper on."

"Was really impressed with the level of service and assistance I received. Was quick and easy and I was provided with a recommendation for the best plan and option for me."

"Everyone should try Glimp before they switch electricity or internet providers, the comparisons are accurate and up to date. The website also has a filter so you can narrow down your choices to what you want. Highly recommended!"

"We've used Glimp recently to search for a better broadband provider and have took advantage of the credit bonus offered by signing up the service through Glimp and got an excellent deal. Just wanted to thank you for providing this to us and hope that your site will keep up the good work!"

"Moving into a new house up in Whangarei so was curious about what the best internet and power deals are available at the new location. Glimp was easy to use and got 2 great deals with service providers."

"Glimp is a very good provider of info of service providers. It really helped me make an informed decision when looking to switch my power provider. The whole process is quick and seamless."

"Very fast and clear. I could select options according to what I needed to see the best deals. I'm really happy with the deal we got. Thanks Glimp."

"Such an easy to use comparison website, gives you all the important basic information you need to get the best broadband or power plan for your particular situation. Glimp helped me make the best choice in power company. Great website."

"Didn't know it existed until it was exactly what I needed and there it was! Took all of the stress out of finding the best deal to suit our needs."

"I haven't had in home internet service since early October. As an international student I didn't really know where to go for service. Glimp made it really easy for me to find a plan that suited my needs. Without leaving the house!"

"I thought your website was great - we've been undecided about what internet options to choose for around 18 months. 5 minutes on your website and we're now sorted - finally!

"I found Glimp really user friendly with lots of fantastic deals and companies to choose from. It made it easy for me to find the best package and price to suit us. Thanks Glimp : )"

"I found glimp really useful when deciding which ISP to sign up with. Because of the clear comparison charts provided by glimp, we were able to choose the best company with the best deal and service for us. I highly recommend glimp to anyone who wants an easy way to compare internet service providers before making a decision on which to sign up with."

"I found the glimp team great, have switched to fast fibre and everything seems to be working well. Thanks again for the ease in doing that."

"Your service was very useful to me as it allowed me to compare the different options and to make an informed decision about which Broadband and phone service would be the most useful (and cost-effective) for me. I was also grateful for your personal attention and response to questions."

"I found glimp to be very helpful and look forward to the power company comparison."

"I used Glimp to compare & find the best broadband provider to meet my needs. I like to 'shop around' & get the best deal. Unlike some of the other services that offered to do this Glimp was by far the most comprehensive, accurate, up to date, & easy to use. I was able to make a decision & Glimp saved me a lot of time."

"Choosing an Internet provider is a fiddly decision that effects you long term. Glimp made that decision easier, so yeah, I love it"

"We found glimp a great way to sort out internet provider offers. It meant we could compare the offers at one site. Roll on power and gas provider analysis."

"Great to tell anyone who find it hard to choose the right ISP providers in NZ. While I was searching for a change of ISP, glimp.co.nz solves my problem. Thank you glimp for providing valuable information."

"This site was awesome. So easy to use and made the process of which provider to go with so easy. Thanks"

Compare travel insurance policies

Planning an upcoming trip compare travel insurance now.

Thank you for using:

Glimp logo with white background

We are now finding you the best travel insurance policies best suited to your needs!

travel insurance cheapest nz

I'm so happy I asked Glimp for help, to find a service provider that suits our family's budget, without losing quality and unlimited data on both our mobile phones and broadband. Mele Falahola is a Comparison Specialist from Glimp and she was amazing from the beginning. Mele located the right service provider for our needs that will save us money!, fulfil our usage and more! compared to what we were using. My wife and I even asked for a comparison on our electricity bill. Mele responded immediately once she saw our monthly bills and compared it to another provider that not only do not required a contract to stick too (like the mobile and broadband provider Mele recommended) but their price per kWh was so much better! Which is why we changed that also. Thank you Mele and Glimp for your help. We can now look forward to our Christmas holiday in the Cook Islands from what we can now save. :-)

travel insurance cheapest nz

Glimp saved me time and money finding the right providers while I could focus on getting my family ready and packed for the move. Awesome customer service.

travel insurance cheapest nz

Great service, Josua from Glimp was great to deal with, very helpful service 👍

travel insurance cheapest nz

Jordan was very helpful and explained everything in detail. AAA+++ operator

Compare Travel Insurance

  •   " id="mainPhoneNumber">  
  • Single Travel Insurance
  • Annual Travel Insurance
  • Cruise Travel Insurance
  • Family Travel Insurance
  • Seniors Travel Insurance
  • Ski Travel Insurance
  • NZ Travel Insurance
  • Zoom Travel Insurance
  • See more companies...
  • Travel Insurance Guide
  • Covid-19 Help
  • Read Reviews
  • Write a Review

arrow

Please Note - If you are cruising around Australia you need to select Pacific. With Regions, variances can apply for Bali, Indonesia, Japan and Middle East. You are not required to enter stop-over countries if your stop-over is less than 48 hours.

If you don’t know where you’re traveling to within the next 12 months, choose Worldwide to ensure you’re covered no matter where you go. If you’re travelling to multiple countries choose the region that you are visiting that is furthest away (excluding stopovers less than 48 hours). In most cases you will be covered for the closer regions as well. For example, if you choose Europe, you will also be covered in the Middle East, Asia and Pacific.

Worldwide means anywhere in the world

Americas means USA, Canada, South America, Latin America, Hawaii and the Caribbean

Europe means all European countries, including UK

Middle East refers to the area from Syria to Yemen; Egypt to Iran

Asia generally means Asia and the Indian subcontinent. For some insurers this excludes Japan*

Pacific means the South West Pacific, Australia and Indonesia/Bali*. Select Pacific for domestic cruises in New Zealand waters

New Zealand means domestic travel within New Zealand only

*Note: Variances apply for Bali, Indonesia, Japan and Middle East. Check that your destination is covered once directed to your chosen insurer’s site.

Cheap Travel Insurance 

When it comes to parting with our hard earned dollars we'd all like to keep as much as possible. The good news is, we're here to help you find a low price policy that’ll leave you with more cash to splash on your holiday!

Don’t Be A Cheapskate

Travel can be an expensive experience, so don’t be a dope and leave home without protection! You can't put a price on your life, and safeguarding your travels doesn't have to cost the earth.  Most Kiwi's go out of their way to compare and find the best deals on airfares and accommodation so don't be tempted to skip the most important part of planning your trip – travel insurance.

We all want to bring home the bacon (or at least take it with us on holiday). But you’ll also want to board your flight with peace of mind, and that means packing the right cover. Cheap doesn’t mean nasty when it comes to travel insurance.  Should the worst happen, not having cover can end up making a budget trip an extremely expensive one.  The key to purchasing low cost cover is to find quality cover at a price you can afford.

All insurers  listed on our site are underwritten by New Zealand's largest insurance  underwriters . No matter what time zone your adventures put you in, you’ll be glad to know you have the support of 24-hour global emergency assistance from a leading provider.

What Level Of Cover Do I Need?

No need to be a scrooge! Most insurers offer at least two or three policies with varying levels of cover for all budgets and requirements.

Typically cover is broken down into three categories: Basic (or medical only), Standard (also known as Essentials) and Comprehensive. Or sometimes they’re known along the lines of Bronze, Silver, Gold and Platinum. Letting your fingers do the clicking online will save you money and time!

Budget Busting Basics

No frills travel insurance is nothing to sneeze at! A basic policy covers you for the most important thing on your holiday – your health.

Aimed at budget-conscious traveller, basic policies provide cover for the essentials such as:

  • 24/7 emergency assistance
  • Overseas emergency medical and hospital expenses
  • Personal Liability
  • Some even offer cover for personal belongings and small amounts of luggage

This cover is typically suited to a backpacker or a traveller who is packing lightly.

Cover For The Essentials And Some!

Standard travel insurance, or mid-range cover, suited for the budget conscious traveller who has prepaid flights and accommodation, or going overseas to stay with friends or relatives. It’ll cover you for all the essentials above, but with higher cover levels. You’ll also find some extra benefits such as:

  • Reimbursement for cancellation and lost deposits
  • Travel delay expenses
  • Loss of travel documents
  • Travellers cheques
  • Permanent disability

Hand The Keys To The Valet; You’ve Got Comprehensive Cover!

This is the Grand-Daddy of travel insurance.  Comprehensive cover  offers the highest level of protection, perfect for those seeking maximum peace of mind for their trip.

Besides the essentials it can also include:

  • Accidental death
  • Car rental excess
  • Domestic services or home help
  • Financial default
  • Resumption of journey
  • Hijack and Kidnap

Buying Direct Versus The Travel Agent: What You Need To Know!

It may come as a surprise to hear, but there can be a massive difference in the cost of your insurance if you buy direct from an insurance provider.

Buying from a travel agent will often mean added costs  and that’s less money for you to spend on your trip away!  Purchasing travel insurance directly  from a travel insurance company is usually cheaper because there are no 'middle man' fees attached.

With  comparetravelinsurance.co.nz  you can buy directly online without the hassle of schlepping yourself from provider to provider –  we’ve done all the work for you.  A simple click of the mouse, from the comfort of your own lounge, and you’ll be comparing cheap quotes quicker than you can say  show me the money! Ka-ching!

Going On A Two Week Trip? Show Me The Money!

Yes,  prices for travel insurance can vary enormously . So, say you’re 30 (ish) years old and you’re going on a single worldwide trip for two weeks, this is the price range you’re looking at:

  • Basic policies range anywhere from $70 – $80
  • Mid-level polices range from $85 – $110
  • Comprehensive polices range from $105 – $170

But Which Are The Best Brands For Me?

Well, for  under $80 you’ll be pleasantly surprised  with options like Zoom Travel insurance or American Express. Cheaper priced polices do tend to have a higher excess though.

And for under $100 there are policy bargains to be grabbed  from: 1Cover, DU Insure, Columbus Direct, TINZ and many more.

Why not see for yourself!

When It Comes To Value: Who Offers The Most Cover At The Best Price ?

You don’t have to have a Goldilocks moment to find the cover that’s just right. Comparetravelinsurance.co.nz makes it easy as pie! (Or porridge as the case may be!)

  • Basic cover : If you’re looking for real low cost cover  American Express’s  Basic Cover at  $78.50  is the cheapest basic policy on our site. This policy includes unlimited overseas medical, $2,500 worth of luggage and $1 million personal liability only. With excess at $250.  
  • Mid-range:   TINZ’s  esstential policy offers decent cover at a good price of just  $87.79.  This includes unlimited medical, $10,000 cancellation, $5 million personal liability and  $5,000 luggage. The excess is $200.
  • Comprehensive:   1Cover’s  comprehensive policy at  $131.59  offers a good level of cover with an excess of $200. Their policy includes unlimited medical, unlimited cancellation, $5 million personal liability, $15,000 luggage, $25,000 accidental death, $5,000 hospital cash, $25,000 personal disability, $5,000 for travel documents and $50,000 travel expenses.

*Worldwide, 2 week single trip, traveller aged 30. **All prices accurate at time of writing November 2018.

Our Top Savings Tips To Give You A Fist Full Of Dollars

Want to save mo money? Here are our quick and dirty tips when it comes to cheap travel insurance:

  • Increase your excess and save!  Most insurers let you lower your premium if you opt to pay a higher excess.  
  • Consider your travel habits : If you travel a few times a year, purchasing an  annual multi-trip policy  could save you big bucks!  
  • Not going solo?  If you’re travelling with  family  or a companion, a joint policy is often cheaper than purchasing cover separately. 10 or more travelling in the group? A group discount might be available and can save you some cash.  
  • Who doesn’t love a discount?  If you’re already a member some insurers will offer you a loyalty discount. And it’s worth checking whether your employer has a group deal with an insurance company, as you may be entitled to a favourable rate through them.   
  • Consider the destination : Keep in mind some insurers will ask you to nominate the region you’ll be spending most of your time; and other insurers will ask you to nominate the furthest region. If you’re travelling to multiple destinations and spending less time in a destination that falls in a far away region, you can make significant savings by investigating this. And your destination could determine your level of cover. Visiting some places like the USA or many European counties, where medical care is expensive, means you should consider taking out insurance with unlimited medical. For other destinations, a lower level of cover might be sufficient.

It All Makes Dollars And Cents

To save you time (and money!) we’ve done the hard work for you! At comparetravelinsurance.com  you can compare key policy features from heaps of insurers  so you get to choose from the pick of the bunch. By ranking the quote results by cover benefits you’ll get the cover you want at the best price. Or in other words, cheap travel insurance.

We know that reading your Product Disclosure Statement (PDS) can be as much fun as watching paint dry, but it’s a necessary step to  understand the cover limitations.  Reading before your PDS before you buy will help you pick the right policy for you. But if you still don’t understand or have any questions it’s always best to contact the insurer directly.

For more tips and information on finding budget travel insurance make sure you read our guide on  how to save . For tips on finding quality cover, read our article on  best travel insurance .

Cheap Online Travel Insurance – Saving You Time And Money!

We help you compare quotes easily so you can get the right policy for your trip at the best price. Comparing online with us will give you the same competitive price as buying direct – but without the legwork of shopping around.

Save time, worry and loads of money when you compare cheap travel insurance online.   General Advice Warning: The contents of this article were accurate at the time of writing. Insurers change their policies from time to time, so some information may have changed. You should always read the Product Disclosure Statement of your chosen insurer to understand what is covered and what isn't. The information provided is of a general nature only and does not take into account any personal objectives, financial situation or needs. Before making a decision you should consider the appropriateness of the information having regard to your personal circumstances.

Other Articles You Might Like

best travel insurance

the Best Travel insurance for You?

Find the right policy for you.

understand your policy

Understanding your travel Insurance

Understand your policy wording.

seniors insurance

Looking for Seniors Travel Insurance?

You're never too old to travel!

Our Travel Insurance Comparision Helps You

Save time, worry and loads of money.

Stay up to date with our latest news, deals and special offers.

Your privacy is important to us.

Comparetravelinsurance.co.nz

CoverDirect NZ Limited (INC 3526051) owns and operates this website.

Our comparison is a free service that makes it easy for users to compare multiple quotes, saving both time and money. Our comparison ranks quotes according to price and is limited to those insurers that have agreed to participate on the site. CoverDirect NZ Limited does not hold a financial services licence. The comparison does not take your personal circumstances into account; as such, all information provided should be considered general and should not be considered as advice or a recommendation. Whilst we take all reasonable care when preparing this information, we do not warrant its accuracy. Pricing information is supplied by the insurance providers and ALL policy details should be verified with the before you purchase. This site links users to the website of the insurance provider to verify quotes and access the relevant PDS to understand what is, and is not, covered by a policy prior to purchase. We do not issue insurance. Users purchase directly from the travel insurance provider.

The New zealand Herald

Loading Quotes...

login top

Please login or register to continue. It'll only take a minute.

parrot

Login with Facebook

Login with Google

divider

  • There was an error logging in, please try again.

Enter your email and password

  • There was an error on your registration, please try again.

Don't you have an account?

Just checking you are a human

login bottom

You are using an outdated browser. Please upgrade your browser to improve your experience.

Feedback

  • Travel Insurance

Already with AMI? Take 10% off your travel insurance.*

*Use promo code AMICUST Discount applies to existing AMI customers and to premiums for the standard policies net of Government levies and GST (if applicable). Discounts do not apply to premiums for cover additional to standard policies or to any minimum premium.

Great options to suit your travel within New Zealand or overseas

travel insurance cheapest nz

Overseas cover & annual multi-trip cover

Our overseas travel covers medical, dental and hospital treatment*, lost luggage, and personal liability, and can get you and your family home in certain emergencies.

Travel a lot? Take out our annual multi-trip option and you’re covered for as many trips as you like, for 12 months.**

Find out more

travel insurance cheapest nz

Domestic Cover

If your plans while travelling in New Zealand change unexpectedly, we can cover the cost of cancelling or amending your flight, accommodation or rental car bookings and other expenses, up to $10,000.

Inbound Cover - Visiting NZ

Are you a non-resident visiting friends and family in NZ, or on a working holiday? Our Inbound plan can cover medical and dental expenses, luggage and travel documents, rental vehicle insurance excess, personal liability and more!

travel insurance cheapest nz

Travel Cover During Covid-19

Planning an adventure? Check out our scenario-based FAQs explaining how we could cover you if Covid-19 plays havoc with your trip: AMI Travel Cover and Covid-19 FAQs

Find out before you go – our Covid-19 Benefits Destination Guide explains how AMI Travel cover applies when travelling to different international destinations: Covid-19 Benefits Destination Guide

Still unsure? Ask us a question

Compare our Travel Cover Plans

Every driver’s different, so our car policies come with different features.

Policy benefits

Medical and dental expenses

Additional expenses

Amendment or cancellation costs

Luggage and travel documents

Delayed luggage allowance

Rental vehicle insurance excess

Travel delay

Resumption of journey

Missed connections

Special events

Hospital incidentals

Loss of income

Accidental death

Legal expenses

Personal liability

Get a travel quote now

This is only a summary of benefits provided. Please refer to AMI Travel Policy Wording for full details of the cover provided. Please read the entire document carefully to understand what this policy covers. Importantly, please note that conditions, exclusions, limits and sub-limits apply.

Specific terms, conditions and exclusions apply to Covid-19. See the policy wording for the most up to date information.

* Cover will not exceed 12 months from the onset of the illness or injury. Medical and dental expenses cover is limited to $1,500 for treatment provided in New Zealand. This $1,500 sub-limit does not apply to our Inbound Plan. ^ Cover chosen applies per policy. See the policy wording . • Item limits apply for any one item, set or pair of items including attached or unattached accessories. You may increase these item limits if you wish. See the policy wording . # If you or your travelling companion are diagnosed with Covid-19 by a qualified medical practitioner and are unable to travel, you can claim cancellation or amendment costs for your prepaid trip up to a benefit limit of $10,000 per policy on an international Plan or $5,000 per policy on a Domestic Plan or if applicable, up to the level of cover purchased for cancellation (whichever is lower). There is also no cover if symptoms or diagnosis occurred prior to buying your policy. ~ The maximum liability collectively 14, 15, and 16 is $15,000 International Plan, and $10,000 on a Domestic Plan

This is only a summary of the benefit provided. Please refer to the policy wording . For details of the cover provided. Please read the entire document carefully to understand what the relevant policy covers. Importantly, please note that conditions, exclusions, limits and sub-limits apply, and this summary of benefits table may change at any time.

Before you travel

travel insurance cheapest nz

Travel safety

Find out more information about events that may affect you when you travel.

travel insurance cheapest nz

Travel tips

Our team of intrepid Kiwi travellers has come up with a list of handy travel tips to help make your holiday even better.

AMI Travel insurance is underwritten by Zurich Australian Insurance Limited ("ZAIL") incorporated in Australia, ABN 13 000 296 640, trading as Zurich New Zealand. IAG New Zealand Limited (“IAG”), of which AMI is a business division, is not the insurer. IAG receives a commission for the issue of AMI-branded travel policies arranged through Cover-More (NZ) Limited (“Cover-More”). Cover-More administers the policy and acts on behalf of Zurich New Zealand. IAG does not guarantee Zurich New Zealand or Cover-More.

AMI Travel Website Disclaimer 12072022

Limits, sub-limits, conditions, and exclusions apply. Standard excess may apply.

AMI Travel insurance is administered by Cover-More NZ Ltd, underwritten and issued by Zurich Australian Insurance Limited (ZAIL) incorporated in Australia, ABN 13 000 296 640 , trading as Zurich New Zealand. For further information see Zurich New Zealand's financial strength rating .

Any advice is general advice only. Consider the AMI Travel Policy Brochure and wording therein before deciding to buy this product. IAG receives a commission for the issue of AMI branded travel policies arranged through Cover-More (NZ) Limited ("Cover-More").

IAG New Zealand Limited ("IAG"), of which AMI is a business division, is not the insurer. IAG does not guarantee Zurich New Zealand or Cover-More.

Quick and easy claims We're here for you if something disrupts your trip. Save time and submit your claim online.

Where are you going.

Worldwide including the Americas, the Caribbean and Antarctica: Antarctica (Cruising), Antigua and Barbuda, Argentina, Bahamas, Barbados, Belize, Bermuda, Bolivia, Brazil, Canada, Cayman Islands, Chile, Colombia, Costa Rica, Cuba, Dominica, Dominican Rep, Ecuador, El Salvador, Falkland Islands, French Guiana, Greenland, Grenada, Guadeloupe, Guatemala, Guyana, Haiti, Honduras, Jamaica, Martinique, Mexico, Netherlands Antilles, Nicaragua, Panama, Paraguay, Peru, Puerto Rico, St. Kitts and Nevis, St. Lucia, St. Vincent and Grenadines, Suriname, Trinidad and Tobago, United States of America, Uruguay, Venezuela, Virgin Islands.

Africa, Middle East, Indian Sub-Continent and Asia (other): Afghanistan, Algeria, Angola, Azores, Azerbaijan, Bahrain, Bangladesh, Benin, Bhutan, Botswana, Burkina Faso, Burundi, Cameroon, Canary Islands, Cape Verde, Chad, China, Central African Republic, Comoros, Congo (Dem. Rep), Djibouti, Egypt, Eritrea, Ethiopia, Equatorial Guinea, Gabon, Gambia, Ghana, Guinea, Guinea Bissau, India, Israel, Iran, Iraq, Ivory Coast, Jordan, Kazakhstan, Kenya, Korea (north), Korea (south), Kuwait, Kyrgyzstan, Lebanon, Lesotho, Liberia, Libya, Macau, Madagascar, Mauritius, Mauritania, Mozambique, Maldives, Malawi, Mali, Mongolia, Morocco, Namibia, Nepal, Nigeria, Niger, Oman, Pakistan, Qatar, Reunion, Rwanda, São Tomé and Príncipe, Saudi Arabia, Senegal, Seychelles, Sierra Leone, Somalia, South Africa, South Korea, South Sudan, Sri Lanka, Sudan, Swaziland, Syria, Taiwan, Tajikistan, Tanzania, Togo, Tunisia, Turkey, Turkmenistan, Uganda, United Arab Emirates, Uzbekistan, Yemen, Zambia, Zimbabwe.

Europe: Albania, Andorra, Armenia, Austria, Belarus, Belgium, Bosnia, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Faroe Islands, Finland, France, Georgia, Germany, Gibraltar, Greece, Herzegovina, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Maderia, Malta, Moldova, Monaco, Montenegro, Netherlands, Norway, Poland, Portugal, Romania, Russia, San Marino, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Ukraine, Vatican City.

UK: Channel Islands, England, Northern Ireland, Scotland, United Kingdom, Wales.

South East Asia, Hong Kong, Japan: Brunei, Cambodia, East Timor, Federated States of Micronesia, Guam, Marshall Islands, Micronesia, Hong Kong, Indonesia, Japan, Kiribati, Laos, Malaysia, Myanmar (Burma), Nauru, Northern Marianas, Palau, Papua New Guinea, Philippines, Singapore, Thailand, Vietnam

South Pacific and Norfolk Island:  Cook Islands, Fiji, French Polynesia, New Caledonia, Niue, Norfolk Island, Samoa, Solomon Islands, Tokelau, Tonga, Tuvalu, Vanuatu, Western Samoa.

New Zealand Only:  New Zealand domestic travel

New Zealand Inbound Travellers :   New Zealand

Dates of Travel

Departure date (travel start date).

Single Trip - The date you depart New Zealand

Cover under the Amendment or Cancellation Costs benefit begins from the time you buy your policy. Cover under all other sections begins from the Travel Start Date you select.

Annual Multi-Trip - The date your policy will commence

Cover under the Amendment or Cancellation Costs benefit begins from the time you buy your policy. For further information, we recommend you read the definition of "Relevant Time" in the Policy Wording.

Return date - (Travel end date)

Single Trip - The date you return to your home

Annual Multi-Trip

Regardless of what you enter as the Return date, you will be quoted for a 12 month Annual Multi-Trip policy.

For further information we recommend that you read the definition of "Relevant Time" in the Policy Wording.

Traveller Details

Age of each traveller at issue date

Simply enter the age of each traveller including children.

Only use as many boxes as you have travellers.

Do all travellers live in New Zealand?

New Zealand resident travellers are able to purchase Travel Insurance policies from us to any area of travel and any country/destination.

Non-New Zealand resident travellers are only able to purchase a Travel Insurance policy if travelling inbound to New Zealand.

For Non-New Zealand resident travellers wanting to purchase Travel Insurance to travel to any other part of the world other than travel to New Zealand, please contact us as we may still be able to offer cover to you.

travel insurance new zealand

  •   Overseas Trip
  •   Domestic Trip
  •   Frequent Traveller
  •   Already Overseas
  •   Comprehensive
  •   Compare Plans
  •   Medical Conditions
  •   Ski Insurance
  •   Cruise Insurance
  •   Sports & Activities
  •   Manage Policy
  •   Policy Documents
  •   Make a Claim
  •   FAQs
  •   About Us
  •   Contact Us
  •   Travel Tips & Guides
  •   Travel Alerts

COMPARE TRAVEL INSURANCE

Compare our travel insurance plans to see the full list of benefits.

COMPARE PLANS (Benefits are per adult)

Expand to see benefits in detail

  • OVERSEAS EMERGENCY MEDICAL ASSISTANCE* 24 Hour emergency medical assistance services, access to trained medical advisers, medical evacuation, hospital expense guarantees, ambulance fees, messages to family, and funeral arrangements
  • MEDICAL EXPENSES INCURRED OVERSEAS * Overseas medical treatment if you are injured or become sick overseas, including hospital stays, surgery, prescription drugs, and doctor visits.
  • INLUDES DENTAL EXPENSES* Cover for emergency dental treatment for the relief of sudden and acute pain to sound and natural teeth
  • HOSPITAL CASH ALLOWANCE An allowance of $50 per day if you are hospitalised for more than 48 continuous hours whilst overseas
  • ACCIDENTAL DEATH A benefit payable if you die because of, and within 12 months, of an accidental bodily injury sustained during your journey. (no excess applies)
  • PERMANENT DISABILITY* A lump sum benefit if you suffer a total permanent disability as result of an accidental injury during your trip. (no excess applies)
  • Cancellation & Trip Disruption
  • CANCELLATION FEES AND LOST DEPOSITS Cover for cancellation fees and prepaid travel expenses that you cannot recover when your trip is cancelled or cut short due to unexpected events such as illness, injuries, accidents, strikes and natural disasters.
  • ADDITIONAL ACCOMODATION & TRAVEL EXPENSES Covers the cost of additional travel and accommodation expenses incurred if you cannot continue on your journey because of an injury or sickness whilst overseas. (no excess applies)
  • INCLUDES FAMILY EMERGENCY Cover for additional travel expenses such as your return flight to New Zealand if a relative of either you, or travelling companion requires hospitalisation or dies unexpectedly. (no excess applies)
  • INCLUDES EMERGENCY COMPANION COVER Additional accommodation and travel expenses you incur to remain with your travelling companion. (no excess applies)
  • TRAVEL SERVICES PROVIDER INSOLVENCY Covers costs if you have to rearrange, cancel or cut short your journey due to insolvency of certain travel service providers.
  • RESUMPTION OF JOURNEY* Reimbursement for the cost of airfares for you to return to the place where your journey was interrupted in the event of a relatives death or hospitalisation, following serious injury or illness. (no excess applies)
  • DISTRUPTION OF JOURNEY* Cover for reasonable meal and accommodation expenses if your journey is disrupted for more than 6 hours due to circumstances beyond your control. (no excess applies)
  • ALTERNATIVE TRANSPORT EXPENSES* Reasonable travel expenses incurred to reach special events such as weddings, funerals, conferences and sporting events on time following transport delays beyond your control. (no excess applies)
  • Luggage & Personal Items
  • LUGGAGE AND PERSONAL EFFECTS Repair or replacement cost of any personal effects that are lost, stolen or accidentally damaged during your journey. This includes items such as cameras, laptops, tablets and mobile phones.
  • TRAVEL DOCUMENTS & CREDIT CARDS* Replacement cost of lost or stolen travel documents including passports and credit cards. This includes costs incurred due to fraudulent activity on your credit card not already covered by the financial institution.
  • THEFT OF CASH* Cover for cash, bank notes, currency notes, postal orders or money orders stolen from you during your journey.
  • LUGGAGE & PERSONAL EFFECTS DELAY EXPENSES* Cover to purchase essential personal items following your luggage and personal effects being delayed, misdirected or misplaced by your carrier for more than 12 hours. (no excess applies)
  • Personal Liability
  • PERSONAL LIABILITY Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you.
  • Rental Vehicle Excess
  • RENTAL VEHICLE EXCESS Cover for the excess payable on your rental car's insurance in the event of accidental damage or theft during the car rental period.
  • OVERSEAS MEDICAL EXPENSES* Hospital and medical expenses incurred overseas as a result of an injury arsing from an act of terrorism.
  • CANCELLATION & REARRANGEMENT* Irrecoverable costs to cancel or rearrange your travel and accommodation following terrorist threats and a subsequent upgrade in travel advice for a planned travel destination directly affected. (no excess applies)
  • EVACUATION & CURTAILMENT* Evacuation to the nearest place of safety and alternative accommodation and travel expenses for you to resume your journey or return to New Zealand.
  • HIJACK AND KIDNAP* If you are kidnapped, or the aircraft or vessel you are travelling on is hijacked, we will pay for each 24-hour period that you are held captive.
  • Loss of Income
  • LOSS OF INCOME* Weekly benefit payable if you become disabled within 30 days of an injury you sustained during your journey, and you are unable to work more than 30 days after returning to New Zealand. (no excess applies)
  • $10 Million

Comprehensive

Comprehensive plus.

travel insurance cheapest nz

  • OVERSEAS EMERGENCY MEDICAL ASSISTANCE^
  • MEDICAL EXPENSES INCURRED OVERSEAS ^
  • INLUDES DENTAL EXPENSES^
  • HOSPITAL CASH ALLOWANCE
  • ACCIDENTAL DEATH
  • PERMANENT DISABILITY^
  • CANCELLATION FEES AND LOST DEPOSITS
  • ADDITIONAL ACCOMODATION & TRAVEL EXPENSES
  • INCLUDES FAMILY EMERGENCY
  • INCLUDES EMERGENCY COMPANION COVER
  • TRAVEL SERVICES PROVIDER INSOLVENCY
  • RESUMPTION OF JOURNEY^
  • DISTRUPTION OF JOURNEY^
  • ALTERNATIVE TRANSPORT EXPENSES^
  • LUGGAGE AND PERSONAL EFFECTS
  • TRAVEL DOCUMENTS & CREDIT CARDS
  • THEFT OF CASH^
  • LUGGAGE & PERSONAL EFFECTS DELAY EXPENSES^
  • PERSONAL LIABILITY
  • RENTAL VEHICLE EXCESS
  • OVERSEAS MEDICAL EXPENSES
  • REARRANGEMENT OR REPATRIATION
  • HIJACK AND KIDNAP^
  • LOSS OF INCOME^

If you claim for the same or similar services/facilities under Sections 6, 7, 7A and/or 7B, we will only pay the higher of the two amounts, not both. Sub-limits may apply, please refer to the relevant sections in the Policy Wording. * means that the benefit is not covered while travelling in New Zealand.

FREQUENT TRAVELLER TRAVEL INSURANCE

Get comprehensive cover all year round. If you’re planning several trips this year a frequent traveller policy can save you time and money.

travel insurance cheapest nz

Our annual multi-trip policy covers an unlimited number of trips over a 12 month period. We give you the same level of cover as our comprehensive plus international plan, meaning you get to cover less. You can choose your trip duration from 15 days, 30 days or 90 days. 

Because life’s a trip

nz-foreign-affairs

Before You Buy

Top searches, popular destinations, customer rating.

Customer star review

About us | Contact us | Policy Wording | Privacy

Canstar

  • Travel Insurance

Canstar’s Best Value Travel Insurance NZ

Posted by Bruce Pitchers November 21, 2023

Holidays promise carefree relaxation away from work pressures and domestic chores. However, plenty of unforeseen events can ruin the best-laid vacation plans, from illness and accidents to the loss or theft of possessions.

If the worst does happen, a dream holiday can turn into a financial nightmare, especially if you’re left facing bills for medical treatments overseas or for life-saving repatriation. This is why ensuring you have adequate insurance cover before you jet off or sail away on your overseas adventure is a travel essential.

But trying to find the best insurance cover can be complicated. There’s no one-size-fits-all solution, as policy details and costs vary, depending on your age and choice of destination. And comparing different levels of cover and costs can be complicated.

But that’s where Canstar can help. As part of our mission to inform Kiwi consumers about the best financial products in the market, each year we analyse a wide range of travel insurance products and award the best providers our prestigious awards and Star Ratings for Outstanding Value Travel Insurance.

What are Canstar’s Travel Insurance Awards & Star Ratings?

Canstar’s Travel Insurance ratings score travel insurance providers and their products, and awards the best our prestigious 5-Star Ratings. Each insurance product is assessed and scored for its price and array of features.

For this year’s Travel Insurance Star Ratings, our expert research panel compared 44 travel insurance products from 18 providers across a range of different age profiles, including seniors. To be eligible for our ratings, each product had to meet certain basic requirements, including cover for:

  • $1 million overseas medical and hospital cover per international traveller
  • Repatriation and evacuation services
  • Luggage and personal effects
  • Cancellation fees and loss of deposit

For ease of comparison, the different insurance products are judged across six geographical regions and two cruise types:

  • Africa & Middle East
  • Tras-Tasman
  • Domestic Cruise
  • Pacific Cruise

Canstar’s Travel Insurance Awards

On the back of our Star Ratings research, we also award the best travel insurance providers and products our prestigious awards for Outstanding Value.

To be eligible for an Outstanding Value Award, insurance providers have to meet extra policy requirements. These include:

  • 24-hour emergency helpline
  • Period of cover automatically extends if a medical claim requires traveller to remain overseas for treatment
  • $5 million or more family overseas medical and hospital cover
  • $5 million or more family cover for repatriation and evacuation services
  • Included cover claims arising from cruising holidays in domestic and international waters (cruise only)
  • Availability to travellers aged over 70 (senior only)
  • Covers cancellation and medical claims arising from COVID-19 related events (domestic cruise only)

travel insurance cheapest nz

Canstar’s Outstanding Value Travel Insurance Award Winners 2023

This year, four providers earn Canstar’s Outstanding Value Travel Insurance Awards, across our four award categories.

travel insurance cheapest nz

Outstanding Value: International Travel Insurance

House of travel, southern cross travel insurance.

travel insurance cheapest nz

Outstanding Value: Trans-Tasman Travel Insurance

travel insurance cheapest nz

Outstanding Value: South Pacific Cruise Travel Insurance

travel insurance cheapest nz

Outstanding Value: Seniors Travel Insurance

travel insurance cheapest nz

This is the second year in a row that AMP has earned an Outstanding Value | Seniors Travel Insurance Award . Our awards panel notes that AMP has achieved its back-to-back awards due to its consistently strong performance across all overseas regions, which is due to its competitive premiums for older travellers and above-average feature scores.

House of Travel once again earns three Outstanding Value Awards, in our International , South Pacific Cruise and  Trans-Tasman travel insurance profiles. The insurer’s performance continues to be driven by its competitive pricings, as well as its high levels of cover.

This year, Southern Cross wins two Outstanding Value Awards,  in our International   and  Seniors   profiles. Our research panel notes that Southern Cross Travel Insurance performs particularly well in senior profiles due to its competitive premiums for older travellers. However, premium increases across the brand’s cruise insurances did see them miss out on our South Pacific Cruise Award this year.

Tower Car Insurance

A newcomer to Canstar’s Travel Insurance Awards, Tower joins our Outstanding Value Awards recipients in the International , South Pacific Cruise and Trans-Tasman profiles this year due to its increased price performance and comprehensive policy offerings.

travel insurance cheapest nz

For the second consecutive year, Worldcare is the only travel insurance provider to earn an Outstanding Value Award across all award profiles.

This is due to Worldcare’s consistently competitive prices and strong range of policy features across all regions and age profiles.

In awarding Worldcare, our research panel noted the insurance brand’s exceptionally strong price performance and levels of cover in both the Trans-Tasman and South Pacific Cruise profiles.

To find out more about the best travel insurance in New Zealand, check out Canstar’s full 2023 travel insurance ratings report.

Compare Travel Insurance with Canstar

About the author of this page

This report was written by Canstar’s Editor, Bruce Pitchers. Bruce has three decades’ experience as a journalist and has worked for major media companies in the UK and Australasia, including ACP, Bauer Media Group, Fairfax, Pacific Magazines, News Corp and TVNZ. Prior to Canstar, he worked as a freelancer, including for  The Australian Financial Review , the NZ Financial Markets Authority, and for real estate companies on both sides of the Tasman.

Enjoy reading this article?

Sign up to receive more news like this straight to your inbox.

By subscribing you agree to the Canstar Privacy Policy

Share this article

Compare travel insurance.

Compare Outstanding Value Travel Insurance

Compare Travel Insurance By Destination

Outstanding Value Travel Insurance Awards

Can I Use My NZ Driver Licence in Australia?

Can I Use My NZ Driver's Licence in Australia?

Wise: the Best Travel Money Card in New Zealand

travel insurance cheapest nz

How to Access Air New Zealand Airport Lounges

travel insurance cheapest nz

Quick Links   

Important information about our cover for Covid-19

SCTI Logo

Quick Links

  • Cancel Policy
  • Make a claim

travel insurance cheapest nz

Cheap travel insurance

Choosing the right travel insurance for your holiday can be a frustrating challenge. Confusing policies, hidden costs and lengthy exclusions can mean you end up paying more than you need to. At Southern Cross Travel Insurance, we want to take the mystery out of finding the right cover for your holiday. We’re here to help you to protect yourself with a comprehensive and affordable policy for your next adventure.

How can I save money on my insurance?

Travel insurance can seem like an annoying extra expense, especially when you consider the cost of flights, accommodation and activities overseas. However, compared to the price of emergency medical care, lost luggage, delayed flights and damaged valuables, it’s easy to see why protecting yourself with comprehensive travel insurance is the smart financial choice. There are some simple ways you can save money on your travel insurance. 

Don’t always choose the lowest price cover

You may be tempted to select dirt-cheap travel insurance, however before you commit to buy, it always pays to research the policy carefully. 

Saving a few dollars on a budget policy may seem like a good option now, but when the unexpected happens overseas and you find you’re not covered, it can end up costing you lots in the long run.

Reading customer reviews  is a great place to start when researching the quality of a travel insurance provider.

Understand your travel insurance

There’s nothing more frustrating than having an insurance claim rejected because unexpectedly your claim doesn’t meet your policy’s rules. For example, you may not be covered if your electronics are damaged in checked luggage, or if your bags are stolen while left out of your sight.

A common mistake travellers make with travel insurance is failing to understand their cover. Always read your policy carefully so you can be confident that you stay insured, wherever your adventure takes you.

The majority of our policy documents have been written in ‘plain language’ to better help customers understand the cover that may be available to them. These documents have both been awarded the WriteMark, an independent endorsement awarded to documents that achieve a high standard of plain language.

How do I choose the right cheap policy?

There are several things to consider when choosing the best policy for your holiday, which will also impact the price of your insurance:

1. Your destination

If you're travelling overseas, your destination can affect the price of your international policy, because of the cost of medical care in the country and its risk rating. It's important that you let your insurer know all the destinations that you're planning to visit on your trip. Insurers may not be able to provide cover for some destinations if there are certain travel warnings on SafeTravel – it pays to check before you plan your trip.

2. The length of your journey

The duration of your holiday can also impact the price of your insurance. Our International Comprehensive Single Trip policy  covers you for a single return journey of up to 365 days.

3. Who you travel with

Our International Comprehensive policy provides cover for dependent children (aged under 21 years old at the date your insurance starts) under the policy of their guardian for no extra cost.

4. Your excess

The excess you choose will affect the price of your policy. An ‘excess’ is the amount you’ll pay in the event you need to make a claim with us. The higher your excess, the lower the premium of your policy. When you're looking at multiple insurers, make sure the excesses are as similar as possible, to get a more 'like-for-like' comparison.

5. Whether you are taking high value items with you

Travel insurance often includes cover for the items you're taking with you. However, if you're travelling with items that are a higher value items than the standard benefit limit, it can affect the price of your insurance. If you'd like to cover these items, you may need to specify them when you purchase your policy and pay an additional premium.

6. What activities you do

At Southern Cross Travel Insurance, we give you the flexibility to tailor your plan. For example, if you’re going sightseeing on a motorbike, heading on a cruise  or skiing in the mountains you can add cover for these activities. It’s important though that you also read and understand the general exclusions of your policy before you buy. For example, under our policies, you won’t be covered if you’re mountaineering in certain circumstances or participating in any professional sports.

7. Your pre-existing medical conditions

With our International Comprehensive and Domestic policies you can carry out a medical assessment to see if we can offer you cover for your pre-existing medical conditions. It only takes a few minutes to do and, if we can offer you cover, you can decide if you want to add it and pay the extra premium.

8. How often you travel

How frequently you travel is another thing to consider when finding the right policy for you. If you’re travelling internationally more than three times in a year, our Annual Multi-trip policy could be a cheaper option. Under the policy, you’re covered for 12 months from the start date of insurance you select, no matter how many times you travel. You can also select the number of days you’ll be covered for each trip - from up to 30, 60 or 90 days. The trip duration can change your overall pricing, so be sure to check before purchasing your policy.

Find travel insurance promotions

Travel insurers often run promotions that can be a great way to get yourself in the draw for a little extra on your next trip. Keep an eye out to see what’s running, when you’re looking to buy your policy. Check out our current promotions  here.

If you’re a Southern Cross Health Society Member, you also get an additional 5% of the base premium of your policy.

Get a quote for cheap travel insurance

To find out if our award-winning international travel insurance is the best value for your next overseas holiday, get a quick quote today . Or if your holiday is a little bit closer to home, get a quote for our domestic travel insurance instead .

What you need to know

This page includes some information about our products but, as with all insurance policies, terms and conditions apply. For our terms and conditions (including information about exclusions, excesses and sub limits) we recommend you read the relevant policy documents to ensure our travel insurance products are right for you.

You can find the relevant documents for all our policies here:  International Comprehensive , Annual Multi-trip ,  Domestic ,  Working Overseas ,  Visiting New Zealand ,  International Student  

We're here to help

Our Sales & Service and Claims teams are available via email, phone and live chat Monday to Friday, 8.30am - 7.00pm excluding public holidays. Our Emergency Assistance team are available 24 hours a day, 7 days a week.

travel insurance cheapest nz

Get in touch with the team and we'll be happy to help.

travel insurance cheapest nz

Call us Monday to Friday, 8.30am - 7.00pm.

travel insurance cheapest nz

You can reach our team on: +64 9 979 6593

Related articles

Booking app

Cover-More NZ

Travel Insurance You Can Trust

helptext icon

What country are you going to?

Select the Area of travel in which you will spend most time. NOTE: If you are spending more than 20% of your trip time in the Americas Area, it is compulsory to select a destination in the Americas Area for your policy.

If you are quoting a multi-trip policy please select “see region list” and select a destination in the appropriate region. For example United States for Worldwide cover or Spain for European cover.

When are you going?

Please select the departure and return dates for your trip.

For multi-trip policies the departure date will mark the start of your cover and it will automatically run for a year from that date.

Who is travelling?

Simply enter the age of each traveller including Adults and Accompanied Children*. Enter the age they are now.

Only use as many boxes as you have travellers.

*As per the Policy Wording: "Accompanied Children" means Your children or grandchildren plus one non-related child per adult policyholder who are identified on the Certificate of Insurance and travelling with You on the Journey, provided they are not in full-time employment and they are under the age of 21 years at the Relevant Time. If an Accompanied Child is in full time employment then they will need to purchase their own policy.

If you require a policy for more than 6 travellers, please contact Cover-More on (0800) 500 225 as we may still be able to offer cover to you.

Travel Cover: Essentials Plan

IMPORTANT: Our Essentials Plan does not contain COVID-19 benefits. If you're looking for travel insurance with some COVID-19 Benefits, please consider our Options Plan .

Essentials Plan: Our Economical Travel Insurance

A budget-friendly travel insurance option for new zealanders.

If you’re looking for a more affordable travel insurance option, our Essentials Plan may be suitable for you. It provides budget-friendly travel insurance cover for overseas travel.

Our Essentials Plan provides cover for:

  • overseas medical and emergency dental expenses
  • lost, stolen or damaged luggage and travel documents
  • delayed luggage
  • personal liability
  • travel delay

For the entire list of benefits and benefit limits, read the Policy Wording . (Please note our budget-friendly Essentials Plan does not contain COVID-19 cover.)

Plus, you can tailor your cover by choosing the amount of amendment or cancellation costs that suits you.

Most importantly, our Essentials Plan gives you access to our  24/7 Emergency Assistance  team. This means you can opt for our more affordable travel insurance option whilst travelling without compromising on expert care.

Our Essentials Plan is popular with a variety of travellers who are on a budget, including:

  • backpackers
  • individuals travelling on overseas working holidays

It could also be a suitable plan if you don't need rental vehicle excess cover, or if you're not taking expensive items on your journey.

For more information before considering if this product is right for you, please read the Essentials Plan Policy Wording .

Ready to buy? Get a quote for our cheapest travel insurance now.

Looking for more comprehensive cover with COVID-19 benefits? Compare the benefits of our Options Plan travel insurance to see if it’s a better option for your next trip.

Discover Our COVID-19 Cover

  • COVID-19 benefits
  • COVID-19 benefits: FAQs

*The cover information contained on the above pages refers to Cover-More Options Plan policies only sold on or after 27  July 2022 . For cover information on policies sold prior to this date, please read the relevant Policy Wording .

Please wait, generating your policy.

Zoom travel insurance

  • Travel Insurance
  • Domestic Trip
  • Frequent Travellers
  • Cruise Cover
  • Ski Insurance
  • Non Resident Cover
  • Compare Plans
  • Adventure Activities
  • Medical Conditions
  • Update Policy
  • Policy Documents
  • Make a Claim
  • Travel Alerts
  • Covid Cover
  • Travel Tips

Zoom to Great Cover

travel insurance cheapest nz

TRAVEL ALERT: View the latest travel information that may affect your trip. See travel alerts

Travel alert: view travel updates on bali earthquake and my agung volcano, travel alert: learn more about kilauea eruption, hawaii, usa, travel alert: learn more about hong kong protests and closures, travel alert: learn more about coronavirus outbreak china, travel alert: learn more about typhoon faxai japan, travel alert:  protests and rioting, chile  chile protests and rioting, travel alert:  measles outbreak, american samoa  measles outbreak, pacific, travel alert:  measles outbreak, samoa measles outbreak, pacific, travel alert:  measles outbreak, pacific  measles outbreak, pacific, travel alert:  measles outbreak, tonga measles outbreak, pacific, travel alert:  measles outbreak, fiji measles outbreak, pacific, compare travel insurance plans | zoom travel insurance.

Compare our travel insurance plans to find a policy for your upcoming holiday.

Medical Only

travel insurance cheapest nz

  • Overseas Emergency Medical Assistance^ Unlimited
  • 24 Hour emergency medical assistance services, access to trained medical advisers, medical evacuation, hospital expense guarantees, ambulance fees, messages to family, and funeral arrangements.
  • Overseas Emergency Medical & Hospital Expenses^ Unlimited
  • Overseas medical treatment if you are injured or become sick overseas, including hospital stays, surgery, prescription drugs, and doctor visits.
  • Includes Dental Expenses (per person) $500
  • Cover for emergency dental treatment for the relief of sudden and acute pain to sound and natural teeth.
  • Additional Expenses -
  • Cover for additional travel expenses if you cannot travel because of an injury or sickness (whilst overseas)
  • Includes Family Emergency -
  • Cover for additional travel expenses such as your return flight to New Zealand if a relative of either you, or travelling companion requires hospitalisation or dies unexpectedly. (no excess applies)
  • Includes Resumption of Journey -
  • Reimbursement for the cost of airfares for you to return to the place where your journey was interrupted in the event of a relatives death or hospitalisation, following serious injury or illness. (no excess applies)
  • Includes Emergency Companion Cover -
  • Additional accommodation and travel expenses you incur to remain with your travelling companion. (no excess applies)
  • Hospital Cash Allowance^^ -
  • An allowance of $50 per day if you are hospitalised for more than 48 continuous hours whilst overseas.
  • Accidental Death -
  • A benefit payable if you die because of, and within 12 months, of an accidental bodily injury sustained during your journey. (no excess applies)
  • Permanent Disability^^ -
  • A lump sum benefit if you suffer a total permanent disability as result of an accidental injury during your trip. (no excess applies)
  • Loss of Income^^ -
  • Weekly benefit payable if you become disabled within 30 days of an injury you sustained during your journey, and you are unable to work more than 30 days after returning to New Zealand. (no excess applies)
  • Cancellation Fees & Lost Deposits Unlimited
  • Cover for cancellation fees and prepaid travel expenses that you cannot recover when your trip is cancelled or cut short due to unexpected events such as illness, injuries, accidents, strikes and natural disasters.
  • Alternative Transport Expenses -
  • Reasonable travel expenses incurred to reach special events such as weddings, funerals, conferences and sporting events on time following transport delays beyond your control. (no excess applies)
  • Travel Delay Expenses -
  • Cover for reasonable meal and accommodation expenses if your journey is disrupted for more than 6 hours due to circumstances beyond your control. (no excess applies)
  • Luggage & Personal Effects -
  • Repair or replacement cost of any personal effects that are lost, stolen or accidentally damaged during your journey. This includes items such as cameras, laptops, tablets. Please note there is no cover for mobile phones or smartphones.
  • Luggage & Personal Effects Delay Expenses^^ -
  • Cover to purchase essential personal items following your luggage and personal effects being delayed, misdirected or misplaced by your carrier for more than 12 hours. (no excess applies)
  • Travel Documents & Transaction Cards^^ -
  • Replacement cost of lost or stolen travel documents including passports and credit cards. This includes costs incurred due to fraudulent activity on your credit card not already covered by the financial institution.
  • Theft of Cash^^ -
  • Cover for cash, bank notes, currency notes, postal orders or money orders stolen from you during your journey.
  • Personal Liability $2,500,000
  • Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you.
  • Rental Vehicle Insurance Excess Optional
  • Cover for the excess payable on your rental car's insurance in the event of accidental damage or theft during the car rental period.

Note: Benefit limits shown are per adult traveller. For accompanying dependants, the policy benefits are shared with the adult traveller.

^^ There is no cover for these benefits while travelling in New Zealand.

Sub-limits apply to some sections. Please refer to the section titled Cover Benefits In Detail of this PDS for more information.

  • Additional Expenses $30,000
  • Includes Family Emergency Yes
  • Includes Resumption of Journey $3,000
  • Includes Emergency Companion Cover Yes
  • Hospital Cash Allowance^^ $2,500
  • Luggage & Personal Effects $5,000
  • Travel Documents & Transaction Cards^^ $2,000

Comprehensive

MOST POPULAR

  • Additional Expenses $50,000
  • Hospital Cash Allowance^^ $5,000
  • Accidental Death $25,000
  • Permanent Disability^^ $25,000
  • Loss of Income^^ $10,400
  • Alternative Transport Expenses $5,000
  • Travel Delay Expenses $2,000
  • Luggage & Personal Effects $7,500
  • Luggage & Personal Effects Delay Expenses^^ $250
  • Travel Documents & Transaction Cards^^ $5,000
  • Theft of Cash^^ $250
  • Personal Liability $5,000,000

Sub-limits apply to some sections. Please refer to PDS for more information.

WHY BUY WITH ZOOM

Car Hire Excess

Money Savings

Our prices are lower than some of our competitors. We'll also match any quote for equal cover with our price match guarantee. 

Car Hire Excess

Cover In A Flash

We provide fast quotes and an easy buying process. Buy direct today to get immediate cover. 

Car Hire Excess

24 Hour Help

Our expert emergency assistance is available 24 hours a day, 7 days a week. 

Car Hire Excess

Medical Screening

Get cover for your medical conditions when you travel. You can declare your pre-existing conditions in our online assessment. 

money back guarntee

Money Back GuArantee

Our 14 days money back guarantee means you can cancel your policy and we'll give you a full refund. 

Car Hire Excess

Easy Claims

We’ve kept our claims process simple and guarantee to access fully documented claims within 10 business days. 

scooter

RIDING A SCOOTER

At Zoom, you're covered to ride a motorbike or scooter of any engine size provided you are licensed to do so in New Zealand. 

Car Hire Excess

Peace Of Mind

Our travel insurance plans are underwritten by HDI Global Specialty SE – New Zealand.  A global company who provides a broad range of insurance solutions in more than 175 countries. 

Zoom

Zoom travel insurance offers simple, flexible travel insurance for maximum peace of mind no matter where you're zooming to.

Top Searches

Popular destinations.

  • Domestic Travel Insurance
  • International Travel Insurance
  • Make a Claim
  • COVID-19 FAQs

Travel Insurance

Travel a little freer knowing we're on the journey with you

AA Travel Insurance

Travel is part of the Kiwi DNA, but even the best laid travel plans can go unexpectedly wrong. That’s why we offer AA Travel Insurance plans - so you can travel a little freer here in NZ or overseas, knowing help is only a phone call away.

With AA Travel Insurance, your trip can be protected from unforeseen cancellation and loss of deposits before you even depart. So if something happens in the lead-up to your trip, we can be there to help you.

To understand what cover AA Travel Insurance provides for epidemic and pandemic diseases, like COVID-19, check out our FAQs . 

Get a quote

Why choose AA Travel Insurance

Get a quote online in minutes, so you can get back to planning your adventure. All you need are your travel dates, destination and any companions.

We’ve made the process simple, with domestic and international plans to choose from.

With AA Travel Insurance being one of NZ’s trusted travel insurance brands, we are proud to take care of Kiwis’ insurance needs.

We’re backed by the Allianz Worldwide Emergency Assistance programme, ready to help you no matter where you are in the world.

Playing at home or away?

Whether you're hitting the ski slopes or ticking a Great Walk off your list, make sure your trip is covered from unexpected costs like cancellation, travel disruption, and rental vehicle excess.

International

With three plans to choose from, our International Insurance cover is designed to make sure you can still enjoy your holiday even if something goes south.

AA Travel Insurance Benefits:

  • AA Member discount

AA Members can get a 10% discount* on new AA Travel Insurance policies. Simply provide your AA Membership number when you apply.

  • Cover for missed connections or travel delay

If you miss connections or have any travel delays because of an unexpected situation, you’ll be able to claim up to the benefit limit of your chosen policy. That means cover for extra costs to make alternative travel arrangements or additional delay costs.

  • Free cover for dependent children

Dependent children travelling with someone covered under a policy can be covered at no additional charge (for Domestic Cover – that's up to 18 years, and for International Cover – up to 21 years).

  • Cover for some COVID-related situations^

Both domestic and international options include selected cover for epidemic and pandemic diseases, like COVID-19. So if you’re diagnosed on your trip and need medical assistance or need to change your plans, you’ll be covered.

  • Cover before you depart

Your trip is protected from unforeseen cancellation and loss of deposits the moment your cover is confirmed.

  • Cover for recreational activities

Some recreational sports are automatically covered under our policies, including leisure skiing and snowboarding, hot air ballooning, parasailing and paragliding, bungee jumping, and white-water rafting in grade 4 rivers (or less).

For all of these benefits, please make sure you read the Policy Wording to understand the terms, conditions, limits, and exclusions that may apply.

^The policy still has a general exclusion for epidemics and pandemics, and does not cover disinclination to travel due to fear or change of mind. Cover is only provided if you have not commenced your journey against the New Zealand Government’s advice not to travel. There is no cover for lockdowns, changes in government alert levels, quarantine or mandatory isolation applying to a population or part of a population. Please refer to the Policy Wording for full details.

^Terms, conditions, limits, sub-limits and exclusions apply and these are stated in the Policy Wording . Customers considering the purchase of a travel insurance policy should read the Policy Wording to check what is and isn’t covered.

Have a question?

Our friendly New Zealand-based team are here to help. Give them a call anytime from 8:30am to 5pm Monday to Friday, or pop into one of our AA Centres to speak to a consultant.

Call: 0800 630 115

Frequently asked questions

What countries does my selected cover^ for epidemic and pandemic diseases (including Covid-19) cover?

All countries that do not appear on the Level 4 warning “Do not travel” advisory listed on SafeTravel.

SafeTravel houses all warnings inclusive of non-Covid-19 advisories which are issued by the Ministry of Foreign Affairs and Trade (MFAT).

If I contract Covid-19 prior to travelling do I have selected cover^ for epidemic and pandemic diseases?

Cover is in place, providing that the country you are travelling to does not have a MFAT, SafeTravel or New Zealand Government Level 4 warning “Do not travel” in place.

If I contract Covid-19 in transit to my destination country do I have selected cover^ for epidemic and pandemic diseases?

Cover is in place, providing that the countries you are travelling to do not have a MFAT, SafeTravel or New Zealand Government Level 4 warning “Do not travel” in place.

Does selected cover^ for epidemic and pandemic diseases still apply if I am unvaccinated?

Cover is in place as there is no requirement to be vaccinated/boosted under our policy. However, if the destination country requires an inbound traveller to be vaccinated, then the traveller must be able to meet these entry requirements. This also applies to the condition of carriage for example of the airline they are travelling. There is no cover if denied boarding or entry to a country due to not meeting the carrier or country vaccination requirements.

Are there any mandatory epidemic and pandemic insurance requirements to enter certain countries?

Many countries, even before the pandemic, had compulsory health and travel insurance requirements, but many more have since added rules – typically around Covid-19 medical expenses and the associated costs. The coverage type and amount varies by vaccination status and country.  Prior to travelling, check with the nearest embassy, consulate or immigration department of the destination.

If I had Covid-19, should I declare this as a Pre-existing Medical Condition?

At the time of purchasing your policy if you have previously had Covid-19 and are now testing negative, are feeling well with no symptoms at all, then you do not need to declare this as a Pre-existing Medical Condition. A Covid-19 positive test result at a later date would be considered a new infection.

However, if you are:

  • still testing positive; or
  • still displaying Covid-19 signs and symptoms; or
  • have been diagnosed with 'long Covid';

and you wish to have cover, you need to disclose the condition as a Pre-existing Medical Condition and an additional premium may be payable.

Our insurance partner

AA Travel Insurance policies are brought to you by the New Zealand Automobile Association Incorporated (AA), are issued and managed by AWP Services New Zealand Limited trading as Allianz Partners and underwritten by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 (Incorporated in Australia) ("Hollard"). You should consider the  Policy Wording  before making any decisions about this insurance policy. Terms, conditions, limits, sub-limits and exclusions apply. 

Financial Strength Rating

The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 (Incorporated in Australia), (“Hollard”), has been given a financial strength rating of A- (Excellent) issued by A.M. Best Company Inc. View the full details on the Financial Strength Rating .

An overseas policyholder preference applies. Under Australian law, if The Hollard Insurance Company Pty Ltd is wound up, its assets in Australia must be applied to its Australian liabilities before they can be applied to overseas liabilities. To this extent, New Zealand policyholders may not be able to rely on The Hollard Insurance Company Pty Ltd’s Australian assets to satisfy New Zealand liabilities.

Financial advice

The New Zealand Automobile Association provides general information about AA Travel Insurance products and services so that you can make a choice that best meets your needs. Information provided does not take into account your personal circumstances, needs or goals and is not intended to be financial advice. If you'd like to receive financial advice, you can get professional advice from a registered financial adviser.

More information

Contact us Policy Wording Make a claim Terms and conditions AA Traveller Member Benefits

*AA Members can receive a 10% discount on AA Travel Insurance. Simply provide each traveller’s valid AA Membership number on application. Discount applies to the premium for each AA Member on standard policy and any additional pre-existing medical cover, but doesn’t apply to additional cover for high value items.

  • facebook-official
  • pinterest-circled
  • youtube-play

How to Choose the BEST Travel Insurance for New Zealand 🩹 [2024]

What to look for when you choose travel insurance for new zealand + the best nz travel insurance for visitors.

Probably the least fun aspect of planning a trip to New Zealand is choosing travel insurance. Although it is not a mandatory requirement for visitors to New Zealand to have travel health insurance, some of us might appreciate the extra cover should the worst happen. To make the process of choosing a travel insurance policy much easier, we have put together a guide on how to choose travel insurance for New Zealand. We’ve also given you a cheeky little mention of a New Zealand travel insurance we like toward the end of this guide.

Choosing travel insurance for New Zealand is not as easy as simply picking the cheapest policy. Travel insurance policies include a wide range of coverage with different amounts that the insurance company is expected to pay when things go wrong, as well as what you will have to pay for yourself. If you are going to spend a significant amount of money on travel insurance for New Zealand, you will want a travel insurance policy that will help you when you need it the most.

7 Reasons to Get Health and Travel Insurance for New Zealand

While many see insurance as just an extra non-essential cost, here are some reasons why you actually might want to consider travel insurance as a visitor to New Zealand.

  • Serious medical treatment or evacuation is extremely expensive
  • Missing your flight is not that uncommon
  • Losing your passport, wallet and other belongings can happen
  • The airline could lose your luggage
  • Accidents happen ; you may need emergency assistance
  • Insurance is mandatory for those on a Working Holiday or Student Visa
  • Adding personal items to your travel insurance is cheaper than getting separate insurance.

Now, let’s get onto how to choose the best travel insurance for New Zealand.

Does New Zealand Require Travel Insurance?

No, New Zealand does not require travel insurance from travellers visiting the country. However, for the reasons listed above, such as to cover the expenses of medical services, baggage loss, flight delays and more, some travellers make the personal choice to get travel insurance for their time in New Zealand.

A Note on New Zealand’s Universal Accident Cover, ACC

It’s important to note that New Zealand has a universal cover for injuries caused by accidents in New Zealand, called ACC . This cover applies to visitors too and contributes toward the cost of medical treatment for a range of injuries listed on the ACC website .

Note that ACC doesn’t cover illnesses, emergency travel plans to get you home, injuries while in transit to New Zealand or injuries on the craft you arrived in, such as on a cruise ship. Therefore, you will need to get travel insurance if you want any of those aspects covered.

Learn more about ACC in our complete guide, What is ACC and Employee Accident Cover?

Insurance for Working Holidays and International Students

Travelling to New Zealand on a working holiday or as an international student instead? It is mandatory to have health insurance to cover your whole time in New Zealand, so take a look at  New Zealand Working Holiday & Student Insurance: FULL Guide for a guide curated especially for you guys.

How Much Does Healthcare Cost in New Zealand?

One determining factor for deciding whether to purchase travel insurance for New Zealand or not is the cost of healthcare in New Zealand. If you were to get ill, how much would it cost you? Admittedly, the fees for doctor’s consultations in New Zealand are higher for visitors than they are for residents but many visitors still wouldn’t consider it too expensive compared to their home country. Check out typical medical expenses in How to Pay for Healthcare Services in New Zealand .

8 Things to Compare in Between New Zealand Travel Insurance Policies

1. find out where the travel insurance companies are based.

First thing’s first, where are the travel insurance companies that you are comparing based?

If you have been using an insurance company from your home country for a long time and they have provided excellent service in the past, then you may feel safer going with what you know.

On the other hand, having a travel insurance company based in New Zealand is likely to be a lot more helpful in desperate situations than back in your home country. If an insurance company is based in New Zealand, you know they are more specialised in dealing with emergencies that may occur in New Zealand, as well as the customs when it comes to medical and local travel situations.

2. Compare the Excess Costs

“Excess” is the amount of money you will have to contribute toward the cost of an insurance claim. For example, if your hospital bill is NZ$5,000 and you have an excess of NZ$1,000 then you will have to pay NZ$1,000 for your hospital bill and the insurance company will pay NZ$4,000.

The amount of excess you have to pay can range widely between insurance policies. Generally, the cheaper the policy, the more excess you would have to pay. When choosing travel insurance for New Zealand, you need to be comfortable with the excess you might have to pay. If you can’t afford the excess, then there is no point in choosing that travel insurance policy.

Note : As mentioned above, accidents in New Zealand are often covered by New Zealand’s universal cover, the ACC. To find out more, check out What is ACC and Employee Accident Cover?

3. What is Covered in a Travel Insurance Policy for New Zealand?

Travel insurance for New Zealand is meant to help you in an array of sticky situations that could occur while abroad. The most comprehensive travel insurance policies for New Zealand should include the majority of the following:

  • Medical and hospital expenses
  • Cancellation cover (if you need to cancel flights, accommodation, etc. due to unforeseen circumstances)
  • Luggage and personal items
  • Travel delay expenses
  • Family emergency (covers the expenses of travelling home in case a family member gets seriously ill, injured or dies)
  • Personal liability (protects you from being legally liable for injuring other people or property).

Bonus Tip : Covering possessions like your cell phone as an add-on to your travel insurance tends to be much cheaper than covering these items with separate insurance. By the way, be sure to check Will Your Phone Work in New Zealand?

4. What Do the Policies Exclude?

Some things that you think are covered might not be or there may be some conditions which can mean an item is not covered. Check what things are not covered in an insurance policy.

Most commonly, extreme activities and sports are not covered by insurance companies, or come at an extra cost, because they have a higher element of risk associated with them. Considering New Zealand is a country of adventure and adrenaline activities , this may be something you want to look into.

5. What Options are There for Pre-Existing Conditions?

If you have a pre-existing condition, chances are, you need travel insurance the most. However, many travel insurance companies do not cover pre-existing conditions. Check out how they define a “pre-existing condition” to see if it applies to you.

If you do have a pre-existing condition, being covered is likely to come at an extra cost. However, you will still be covered for any illnesses and injuries not related to your pre-existing condition.

It’s also worth mentioning that some insurance policies exclude certain diseases, situations or medical procedures, so check this out too to see if it is likely to apply to you.

6. Compare How Travel Insurance Companies Handle Claims

Before you buy travel insurance, it’s a good idea to understand how you would make a claim if you needed to. Remember, you are likely to need the help of your insurance company in a stressful situation, so having an easy insurance claim process is critical. You need to be able to contact your insurance company 24/7 in multiple ways, just in case you have no internet connection, (which can definitely happen in New Zealand ).

Read reviews of anyone who has had to make a claim with your chosen insurance companies before to see how their experience was.

7. How Long Does Your Insurance Policy Cover You For?

Knowing that most people visit New Zealand for at least a couple of weeks (usually more), you will want to make sure that your travel insurance covers you for the whole time. Ideally, you want travel insurance that covers you while you are travelling to and from New Zealand too. If you’re visiting New Zealand as part of a bigger trip, consider travel insurance that covers the other countries you are visiting too.

For those staying in New Zealand for a few months, perhaps on a working holiday or as a student, check out  New Zealand Working Holiday & Student Insurance: FULL Guide for information about longer insurance policies.

8. Check the Underwriting Company

If you want to be super safe, then check who is the company that has provided the underwriter services to the travel insurance company and if they are licensed. The insurance underwriters decide how much coverage a client should get, for example.

Many travel insurance companies use the same underwriters so that’s why many policies are so similar in the amount of excess and cover they will give you. Try comparing travel insurance companies with different underwriters to see more of a difference in cover options and prices.

What’s the Best Travel Insurance for New Zealand?

Due to many of the reasons we have covered above and because we like to support local businesses, we recommend you check out Orbit Protect . They offer insurance plans that actually meet the requirements specified in the guide above. Plus, they have some of the best-value prices on the market, especially for what they offer.

The Best New Zealand Travel Insurance for Visitors

New Zealand travel insurance for visitors that we have used and can vouch for, Orbit Protect ‘s Experience NZ Insurance is a good go-to for making sure you (and your family, if applicable) are covered for the whole time you’re in New Zealand, as well as for up to 31 days if you’re travelling in the South-West Pacific to places like Australia , Fiji and New Caledonia .

Their visitor’s travel insurance covers the essentials, such as medical care, medical evacuation and property cover, as well as the option to add a cover assessment for pre-existing medical conditions and work cover (if you’re on a work visa). What’s more, you can choose periods of cover from eight days to 12 months, so no trip is too long or short!

Orbit Protect also has insurance plans, specially designed for working holidays, international students, seasonal workers and more, so go and check them out at orbitprotect.com .

More About Travel Insurance for New Zealand

That’s it for our guide to travel insurance for New Zealand. We also recommend you have a look at our other articles for more advice on choosing travel insurance for New Zealand:

  • 14 Questions to Ask Before Buying Travel Health Insurance
  • How to Get a Medical Prescription in New Zealand
  • Things to Know Before Seeing a Doctor in New Zealand
  • The Easy Way to See a Doctor for Tourists Travelling in New Zealand

Finally, you might also want to look at How to Pay for Healthcare Services in New Zealand .

This article was reviewed and published by Robin, the co-founder of NZ Pocket Guide. He has lived, worked and travelled across 16 different countries before calling New Zealand home. He has now spent over a decade in the New Zealand tourism industry, clocking in more than 600 activities across the country. He is passionate about sharing those experiences and advice on NZ Pocket Guide and its YouTube channel. Robin is also the co-founder of several other South Pacific travel guides.

Was this article useful?

Related posts, 7 reasons to get medical & travel insurance in new zealand, travel health tips for new zealand: vaccinations, medication & more, a traveller’s guide to healthcare in new zealand, 10 ways to stop sandfly bites, 10 best insect repellents for new zealand [2024], new zealand safety tips for hazards & dangers: is new zealand safe, recommended for you, 10 free wi-fi spots in new zealand where you’ll actually have a good connection, 15 simple tips to kill it on backpacking facebook groups, how to get an id card in new zealand, destinations, travel tips, connect with us, accommodation.

Welcome/Kia Ora By using this website you agree to our Privacy Policy and terms of use within it which includes sponsored posts and affiliate links.

Connect with us

Welcome/Kia Ora! By using this website you agree to our Privacy Policy and the terms of use within it.

© 2024 NZ Pocket Guide. Contact – Disclaimer

  • Auto Insurance Best Car Insurance Cheapest Car Insurance Compare Car Insurance Quotes Best Car Insurance For Young Drivers Best Auto & Home Bundles Cheapest Cars To Insure
  • Home Insurance Best Home Insurance Best Renters Insurance Cheapest Homeowners Insurance Types Of Homeowners Insurance
  • Life Insurance Best Life Insurance Best Term Life Insurance Best Senior Life Insurance Best Whole Life Insurance Best No Exam Life Insurance
  • Pet Insurance Best Pet Insurance Cheap Pet Insurance Pet Insurance Costs Compare Pet Insurance Quotes
  • Travel Insurance Best Travel Insurance Cancel For Any Reason Travel Insurance Best Cruise Travel Insurance Best Senior Travel Insurance
  • Health Insurance Best Health Insurance Plans Best Affordable Health Insurance Best Dental Insurance Best Vision Insurance Best Disability Insurance
  • Credit Cards Best Credit Cards 2024 Best Balance Transfer Credit Cards Best Rewards Credit Cards Best Cash Back Credit Cards Best Travel Rewards Credit Cards Best 0% APR Credit Cards Best Business Credit Cards Best Credit Cards for Startups Best Credit Cards For Bad Credit Best Cards for Students without Credit
  • Credit Card Reviews Chase Sapphire Preferred Wells Fargo Active Cash® Chase Sapphire Reserve Citi Double Cash Citi Diamond Preferred Chase Ink Business Unlimited American Express Blue Business Plus
  • Credit Card by Issuer Best Chase Credit Cards Best American Express Credit Cards Best Bank of America Credit Cards Best Visa Credit Cards
  • Credit Score Best Credit Monitoring Services Best Identity Theft Protection
  • CDs Best CD Rates Best No Penalty CDs Best Jumbo CD Rates Best 3 Month CD Rates Best 6 Month CD Rates Best 9 Month CD Rates Best 1 Year CD Rates Best 2 Year CD Rates Best 5 Year CD Rates
  • Checking Best High-Yield Checking Accounts Best Checking Accounts Best No Fee Checking Accounts Best Teen Checking Accounts Best Student Checking Accounts Best Joint Checking Accounts Best Business Checking Accounts Best Free Checking Accounts
  • Savings Best High-Yield Savings Accounts Best Free No-Fee Savings Accounts Simple Savings Calculator Monthly Budget Calculator: 50/30/20
  • Mortgages Best Mortgage Lenders Best Online Mortgage Lenders Current Mortgage Rates Best HELOC Rates Best Mortgage Refinance Lenders Best Home Equity Loan Lenders Best VA Mortgage Lenders Mortgage Refinance Rates Mortgage Interest Rate Forecast
  • Personal Loans Best Personal Loans Best Debt Consolidation Loans Best Emergency Loans Best Home Improvement Loans Best Bad Credit Loans Best Installment Loans For Bad Credit Best Personal Loans For Fair Credit Best Low Interest Personal Loans
  • Student Loans Best Student Loans Best Student Loan Refinance Best Student Loans for Bad or No Credit Best Low-Interest Student Loans
  • Business Loans Best Business Loans Best Business Lines of Credit Apply For A Business Loan Business Loan vs. Business Line Of Credit What Is An SBA Loan?
  • Investing Best Online Brokers Top 10 Cryptocurrencies Best Low-Risk Investments Best Cheap Stocks To Buy Now Best S&P 500 Index Funds Best Stocks For Beginners How To Make Money From Investing In Stocks
  • Retirement Best Gold IRAs Best Investments for a Roth IRA Best Bitcoin IRAs Protecting Your 401(k) In a Recession Types of IRAs Roth vs Traditional IRA How To Open A Roth IRA
  • Business Formation Best LLC Services Best Registered Agent Services How To Start An LLC How To Start A Business
  • Web Design & Hosting Best Website Builders Best E-commerce Platforms Best Domain Registrar
  • HR & Payroll Best Payroll Software Best HR Software Best HRIS Systems Best Recruiting Software Best Applicant Tracking Systems
  • Payment Processing Best Credit Card Processing Companies Best POS Systems Best Merchant Services Best Credit Card Readers How To Accept Credit Cards
  • More Business Solutions Best VPNs Best VoIP Services Best Project Management Software Best CRM Software Best Accounting Software
  • Manage Topics
  • Investigations
  • Visual Explainers
  • Newsletters
  • Abortion news
  • Coronavirus
  • Climate Change
  • Vertical Storytelling
  • Corrections Policy
  • College Football
  • High School Sports
  • H.S. Sports Awards
  • Sports Betting
  • College Basketball (M)
  • College Basketball (W)
  • For The Win
  • Sports Pulse
  • Weekly Pulse
  • Buy Tickets
  • Sports Seriously
  • Sports+ States
  • Celebrities
  • Entertainment This!
  • Celebrity Deaths
  • American Influencer Awards
  • Women of the Century
  • Problem Solved
  • Personal Finance
  • Small Business
  • Consumer Recalls
  • Video Games
  • Product Reviews
  • Destinations
  • Airline News
  • Experience America
  • Today's Debate
  • Suzette Hackney
  • Policing the USA
  • Meet the Editorial Board
  • How to Submit Content
  • Hidden Common Ground
  • Race in America

Personal Loans

Best Personal Loans

Auto Insurance

Best Auto Insurance

Best High-Yields Savings Accounts

CREDIT CARDS

Best Credit Cards

Advertiser Disclosure

Blueprint is an independent, advertising-supported comparison service focused on helping readers make smarter decisions. We receive compensation from the companies that advertise on Blueprint which may impact how and where products appear on this site. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impact any of the editorial content on Blueprint. Blueprint does not include all companies, products or offers that may be available to you within the market. A list of selected affiliate partners is available here .

Travel Insurance

Travel, airfare and flight statistics 2024

Timothy Moore

Heidi Gollub

Heidi Gollub

“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.

Published 3:57 p.m. UTC Feb. 21, 2024

  • path]:fill-[#49619B]" alt="Facebook" width="18" height="18" viewBox="0 0 18 18" fill="none" xmlns="http://www.w3.org/2000/svg">
  • path]:fill-[#202020]" alt="Email" width="19" height="14" viewBox="0 0 19 14" fill="none" xmlns="http://www.w3.org/2000/svg">

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full advertiser disclosure policy .

Featured Image

Murat4art, Getty Images

  • Flight costs at major U.S. airports have increased an average of 29% since 2021.
  • Of the 100 busiest airports in the U.S., Orlando Sanford International Airport has the cheapest flights.
  • The most expensive airport to fly out of is Ted Stevens Anchorage International, and Atlanta’s Hartsfield-Jackson International Airport is the busiest airport in the country to travel through.

The United States has 19,969 airports, according to the most recent data from the Bureau of Transportation Statistics. 1 Of those, 5,193 are for public use and 14,776 are private airports. 2 Below, we’ll break down important airfare and flight statistics across these major airports, with a particular focus on:

  • Flight costs and how they’ve changed in recent years.
  • The cheapest airports to fly out of.
  • The most expensive airports to fly out of.
  • The busiest airports and times to travel.
  • How to find the cheapest flights.

What are the cheapest and most expensive airports in the U.S.?

Of the nearly 450 major U.S. airports tracked by the United States Department of Transportation, the most expensive airport is Guam International Airport. Airline tickets there cost an average of $1,725.11 . 1

The cheapest airport to fly out of in the United States is Mobile International Airport in Mobile, Alabama, where ticket costs average $78.65 . 1

However, if we narrow down our analysis to major airports only — the 100 busiest by passenger volume — then the cheapest airport in the U.S. is Orlando Sanford International Airport in Sanford, Florida, where the average flight costs $126.48 . 1

And of those 100 busiest airports, Ted Stevens Anchorage International in Anchorage, Alaska, is the most expensive airport. Here, the average ticket costs $516.95 . 1

Average flight costs at major airports

The average airfare for a roundtrip flight within the U.S. is $367.79 . 1 But the airport you choose can have a major impact on how much you’ll spend on a flight.

The table below shows the average cost of airfare at the 100 busiest airports in the U.S.

What are the cheapest flights and most expensive flights?

Of the 1,000 largest city-pair markets in the 48 contiguous states, the most expensive average fare is for the flight from Eagle, Colorado, to Miami, Florida, which costs an average of $676.89 . 3  

The cheapest flight goes from Orlando, Florida, to Trenton, New Jersey, and costs an average of $78.73 per ticket. 3

The longest flight in the contiguous U.S. is Miami, Florida, to Seattle, Washington, at 2,724 miles. The shortest major flight in the contiguous U.S. is Portland, Oregon, to Seattle, Washington, at only 129 miles. 3

There are more than 45,000 daily flights in the U.S., according to the Federal Aviation Administration (FAA). 4 When looking at domestic flights, here are the 25 cheapest flights and the 25 most expensive flights by average ticket price. 3

How have flight prices changed in recent years?

Since 2021, the average price of a roundtrip ticket has increased 29%, meaning people are paying $86 more than they were just a few years ago. 1

What’s behind these airfare increases ? Greater demand, higher fuel prices and airline capacity issues are the main reasons for the increase in flight costs. However, price hikes have hit some airports harder than others.

Minneapolis-St. Paul Regional Airport has experienced the biggest increase in average airfare by origin city at 48% . In all, flight prices have increased at 97 of the nation’s 100 busiest airports.

What is the busiest airport in the United States?

Atlanta’s Hartsfield-Jackson International Airport is the busiest airport in the United States, with 61,226,507 passenger seats available in 2023. 5 The table below showcases the top 10 busiest airports in the U.S. last year.

What is the busiest airport in the world?

Atlanta’s Hartsfield-Jackson International Airport isn’t only the busiest airport in the United States, it’s also the busiest airport in the world . Dubai International and Tokyo International round out the top three, but in all, five of the 10 busiest airports in the world are located in the U.S. 5

What are the busiest air travel days of the year?

Sunday after Thanksgiving is the busiest travel day of the year at U.S. airports. Last year, 2,908,785 people flew nationwide on that day. 6 Traveling around Christmas can also be chaotic, especially on Dec. 22.

Of the 15 busiest days of the year for air travel at U.S. airports, most occur during the summer months of June and July, though October also has its fair share of busy air travel days.

The slowest plane travel day is Jan. 31, with 1,534,786 people traveling through America’s airports. On average 2,352,187 people travel by plane each day in the U.S.

What are the busiest months for air travel?

Despite dates in November and June being the top two busiest days for air travel last year, the busiest month for air travel overall was July. In July 2023, 79,847,051 people traveled by plane in the U.S. 

June and August were similarly busy, with roughly 77 million and 75 million air travelers respectively. February is the slowest travel month of the year, with 58.3 million passengers in the United States, though it also has fewer days than other months.

The table below shows the total passenger volume at U.S. airports each month in 2023.

What is the cheapest day of the week to fly?

Tuesday and Wednesday are the cheapest days to fly domestically, according to data from Hopper. 7 Saturday and Sunday are the most expensive days to fly within the U.S. 

Below is the average airfare for each day of the week for domestic flights.

When is the best time to book a flight?

The best time to book a flight is 25 to 38 days before departure if you are traveling domestically, according to Expedia. 8 The best time to book a flight if you are traveling internationally is about two months before departure, though you are taking a gamble that flights won’t sell out by then.

Booking a domestic flight a month before departure is 10% cheaper than booking at the last minute, on average. Booking for international flights peaks early — you’ll generally need to buy your tickets six months before departure to save that 10% on airfare.

Which airline has the most canceled or delayed flights?

Frontier Airlines had the most delayed flights in 2023, with 33% of flights delayed. Delta Airlines had the fewest delayed flights; only 16% of Delta flights were delayed last year. 1

JetBlue had the highest number of canceled flights in 2023, with more than 2.6% of flights getting canceled. Alaska Airlines had the fewest canceled flights in 2023. Less than 1% of the airline’s flights were canceled in 2023. 1

Buying travel insurance can help protect you financially if your flight is delayed or canceled. Trip delay is one of the key things covered by travel insurance . Given the major issues airlines have with daily flight cancellations and delays , getting an affordable travel insurance policy is a wise idea.

Below is a list of each major airline’s percentage of on-time, delayed, canceled and diverted flights. In all, 77% of airline flights were on time, 21% were delayed, 1.45% were canceled and 0.25% were diverted in 2023. 1

How much is travel insurance?

Given the volatility of the airline industry, it’s a good idea to purchase comprehensive travel insurance when booking a flight. On average, travel insurance costs between 5% and 6% of your nonrefundable trip expenses .

That means insuring a $10,000 trip (all nonrefundable) might cost $500 to $600. Insuring a much less expensive trip (say $1,000) would thus be more affordable ($50 to $60).

Not sure where to purchase a policy? Start with our roundup of the best travel insurance companies of 2024.

Article sources

  • Bureau of Transportation Statistics
  • U.S. Department of Transportation
  • Federal Aviation Administration
  • Transportation Security Administration

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy . The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Timothy Moore

Timothy Moore is a writer and editor covering personal finance, travel, autos, and home renovation. He's written financial advice for sites like LendEDU, LendingTree, Forbes Home and The Penny Hoarder; edited complex ROI analyses for B2B tech companies like Microsoft and Google; served as managing editor at a print magazine; led content creation for a digital marketing agency; and written for brands like Chime, Angi and SoFi.

Heidi Gollub is the USA TODAY Blueprint managing editor of insurance. She was previously lead editor of insurance at Forbes Advisor and led the insurance team at U.S. News & World Report as assistant managing editor of 360 Reviews. Heidi has an MBA from Emporia State University and is a licensed property and casualty insurance expert.

10 worst US airports for flight cancellations this week

10 worst US airports for flight cancellations this week

Travel Insurance Heidi Gollub

10 worst US airports for flight cancellations last week

10 worst US airports for flight cancellations last week

John Hancock travel insurance review 2024

John Hancock travel insurance review 2024

Travel Insurance Jennifer Simonson

HTH Worldwide travel insurance review 2024

HTH Worldwide travel insurance review 2024

Airfare at major airports is up 29% since 2021

Airfare at major airports is up 29% since 2021

Travel Insurance Timothy Moore

USI Affinity travel insurance review 2024

USI Affinity travel insurance review 2024

Trawick International travel insurance review 2024

Trawick International travel insurance review 2024

Travel insurance for Canada

Travel insurance for Canada

Travel Insurance Mandy Sleight

Travelex travel insurance review 2024

Travelex travel insurance review 2024

Best travel insurance companies of February 2024

Best travel insurance companies of February 2024

Travel Insurance Amy Fontinelle

Best travel insurance for a Disney World vacation in 2024

Best travel insurance for a Disney World vacation in 2024

World Nomads travel insurance review 2024

World Nomads travel insurance review 2024

Outlook for travel insurance in 2024

Outlook for travel insurance in 2024

Survey: Nearly 85% of Americans avoid family over the holidays

Survey: Nearly 85% of Americans avoid family over the holidays

Travel Insurance Kara McGinley

AIG travel insurance review 2024

AIG travel insurance review 2024

Protect Your Trip »

The 13 most affordable alaska cruises for 2024 & beyond.

Book your Alaska cruise during one of the best promotions of the year.

The Most Affordable Alaska Cruises

The Holland America Noordam in Skagway.

Courtesy of Holland America Line

There's no better time than now to book your dream vacation to The Great Land. Cruise vacations are more popular than ever, and affordable cruises are getting harder to find – especially for beloved destinations like Alaska.

Cruisers can nab some of the lines' best deals of the year during wave season. This period, which extends from January to March, refers to the "tidal wave" of lower pricing across the cruising industry during this time. Some cruise lines even kick off their sales in December, so it's advisable to begin your search for discounted pricing early.

Below, we've included some of the best Alaska cruise deals available right now for sailings in 2024 and 2025. All quoted prices are per person for double occupancy and were accurate at the time of writing. Keep in mind: Each itinerary may be available on multiple dates; we've listed the date with the lowest starting price to get you the best value.

Read on to explore the top options for an affordable Alaska cruise.

Find your perfect cruise

Holland America Line

The Holland America Noordam in Yakutat Bay.

Holland America's "Time of Your Life" wave season deal features up to 40% off bookings for select sailings from summer 2024 through spring 2025; the sale ends at the end of February. You can also add the premium "Have It All" bundle. This added perk features a signature drink package , specialty dining, shore excursions and Wi-Fi access. The exact pricing and benefits of the package depend on the length of the cruise. The wave season pricing also features a complimentary stateroom upgrade, reduced deposits, and free or discounted fares for kids.

7-Day Glacier Discovery Southbound

Holland America's seven-day voyage aboard Noordam includes an afternoon cruising in Hubbard Glacier and a full day of sailing through picturesque Glacier Bay National Park & Preserve. The ship also calls on the ports of Skagway, Juneau and Ketchikan, with one additional day of scenic cruising on the Inside Passage, before disembarking in Vancouver. Plan to stay an extra day in Vancouver to explore on your own, or opt for a hop-on, hop-off sightseeing tour with Holland America (complete with luggage service and an airport transfer) before taking a flight home later that evening.

This southbound itinerary is also available on May 25, 2025, aboard Nieuw Amsterdam , starting at $679 per person.

7-Day Alaska Inside Passage

This round-trip sailing on Zaandam from Vancouver highlights the Inside Passage with a day of scenic cruising, plus a limited stop in Tracy Arm Inlet for excursions, before reaching the coastal towns of Juneau and Skagway. Then, you'll enjoy another day of scenic cruising in Glacier Bay National Park & Preserve, followed by a stop in Ketchikan and cruising the Inside Passage before disembarking in Vancouver .

The Tracy Arm fjord features glacier-covered mountains and the largest intact coastal temperate rainforest in the country. It is also home to abundant wildlife, including whales, harbor seals, bald eagles, bears and mountain goats. Book the Tracy Arm Fjord & Glacier Explorer excursion to see the majestic beauty of the Tracy Arm wilderness and the twin Sawyer Glaciers up close. You might even see and hear ice calving into the pristine waters. You'll cruise through Stephens Passage on your way back to meet the ship in Juneau.

Zaandam sails this itinerary in 2025, as well. The lowest fare starts at $629 per person for the voyage on May 14, 2025.

Princess Cruises

The Majestic Princess in Skagway.

Courtesy of Princess Cruises

Princess Cruises' wave season deals feature up to 40% off cruise prices, complimentary room upgrades, $100 deposits, and free fares for third and fourth guests in the same stateroom or suite. The advertised fares on the Princess Cruises website are for the line's MedallionClass experience, which includes dining at the complimentary onboard restaurants, entertainment on the ship, fitness facilities, and the youth and teen clubs. You can add optional upgrades, such as a beverage package, specialty dining, shore excursions and Wi-Fi access, either individually or with a Princess Plus or Princess Premier package.

7-Day Voyage of the Glaciers with Glacier Bay (Northbound)

Princess' seven-day itinerary aboard Grand Princess features the lowest available fare for the line's 2024 Alaska season. The itinerary starts with a relaxing sea day, followed by stops in three ports of call in Alaska: Ketchikan, Juneau and Skagway. You'll also have two days of scenic cruising in Glacier Bay National Park & Preserve and College Fjord before disembarking in Whittier, near Anchorage .

The southbound voyage (which is the reverse itinerary) on Grand Princess departs May 15, 2024, from Anchorage and also starts at $398 per person. Or, you can sail that southbound itinerary on Sapphire Princess on May 18, 2024, for the same price.

In 2025, you can book this itinerary on Caribbean Princess for as low as $467 per person, embarking on May 10, 2025.

7-Day Inside Passage (Roundtrip Vancouver)

This shoulder season sailing in September is available on Grand Princess. The round-trip voyage from Vancouver features two days at sea; one day of scenic cruising in Endicott Arm and Dawes Glacier; and stops in the coastal towns of Juneau, Skagway and Ketchikan. While on the ship, spend warmer days outdoors relaxing at The Sanctuary, an adults-only venue. You can also experience one of the line's Discovery at SEA enrichment programs on board, or book one of the affiliated excursions ashore.

This Grand Princess itinerary is also available on May 27, 2025, for as low as $547 per person.

Norwegian Cruise Line

The Norwegian Jewel in Alaska.

Courtesy of Norwegian Cruise Line

Norwegian's current "Free At Sea" promotion includes a free unlimited open bar package, free specialty dining, free shore excursions and complimentary Wi-Fi access. You'll also find additional deals like 50% off deposits, free third and fourth guests (or $99 per additional person, depending on the sailing), and free airfare for a second guest. Be sure to check the terms and conditions before booking a Norwegian sailing.

7-Day Alaska: Hubbard Glacier & Skagway

Norwegian's sailing from Seward to Vancouver on Norwegian Jewel features two days cruising through Hubbard Glacier, where you'll be able to book the Hubbard Glacier & Wilderness Explorer excursion for an up-close look at North America's largest tidewater glacier. Afterward, the ship calls on Icy Strait Point, Juneau, Skagway and Ketchikan (Ward Cove).

In Ketchikan, reserve a spot for the Alaskan Cultural & Lumberjack Show Experience, which includes an entertaining show, a chance to learn about Alaska Native culture, and a tasting of local food and wines. Alaska also offers some of the best fishing conditions in North America, so anglers may want to consider booking a private excursion to go fishing for halibut or salmon. After several days in port, enjoy one more day of scenic cruising through the Inside Passage before disembarking in Vancouver.

In 2025, the seven-day Hubbard Glacier & Skagway itinerary will sail from Vancouver to Whittier. The lowest fare for this cruise starts at $529 per person aboard the Norwegian Jade on May 5, 2025.

7-Day Alaska: Glacier Bay, Skagway & Juneau

This sailing on Norwegian Jewel departs from Vancouver and includes three sea days cruising the Inside Passage, Glacier Bay National Park & Preserve and Hubbard Glacier. The itinerary also calls on the ports of Ketchikan (Ward Cove), Juneau and Skagway.

The 13-mile-long Mendenhall Glacier is one of the top attractions in Juneau, and the line offers a variety of excursions to view the impressive ice sheet. For a bucket list adventure, splurge on the helicopter and dog-sledding excursion to Mendenhall Glacier from Skagway. You can also opt for another once-in-a-lifetime trip: a flightseeing tour by floatplane. You'll fly into the wilderness, kayak across a stream and then hike the surface of the Norris Glacier, a remote glacier in the Coast Mountains that's only accessible by plane or on foot.

If you're looking forward to 2025, you can book a similar itinerary from Whittier to Vancouver on April 28, 2025, starting at $499 per person on Norwegian Jade.

travel insurance cheapest nz

Tips on Trips and Expert Picks

Travel tips, vacation ideas and more to make your next vacation stellar.

Celebrity Cruises

Balcony of the Celebrity Suite on the Celebrity Summit.

Courtesy of Celebrity Cruises

Celebrity's 2024 wave season includes flash sales with offers like 75% off the second guest on nonrefundable deposit rates and a 50% discount with refundable deposit fares. Other deals may include free upgrades, depending on the sailing. Refer to the Celebrity Cruises website for the current promotions, or consult with a cruise specialist for the best deals and pricing.

7-Night Alaska Southbound Glacier

This mid-May itinerary on Celebrity Summit is currently the line's lowest-priced Alaska cruise for the 2024 season. The one-way sailing from Seward includes a day of scenic cruising around Hubbard Glacier: one of Alaska's most beautiful natural treasures at 7 miles wide, 76 miles long and an impressive 30 stories high. The ship also calls on ports in Juneau, Skagway, Icy Strait Point and Ketchikan, with an additional full day cruising the Inside Passage, before disembarking in Vancouver.

For 2025, this same itinerary currently starts at $649 per person for the May 16 sailing on Celebrity Summit.

7-Night Alaska Northbound Glacier

The reverse itinerary of the southbound voyage above, this cruise offers similar ports of call and sea days, except you'll stop in Sitka rather than Skagway. This sailing is also on Celebrity Summit. During your time in Icy Strait Point, consider a whale watching excursion; you are guaranteed to see whales (or receive your money back) on one of the tours departing from their shores. In Sitka, take a guided hike to explore the beautiful Tongass National Forest or a tour to learn about the Tlingit culture. This outing includes a visit to local totem artists and a beer meister, as well as a sampling of regional foods at a popular restaurant.

Or, consider a comparable cruise aboard Celebrity Summit on May 9 or May 23, 2025. Fares start at $649 per person.

Royal Caribbean International

Royal Caribbean's Quantum of the Seas on the open ocean.

Courtesy of Royal Caribbean International

Royal Caribbean's current deal features up to $600 in onboard credit, 60% off the second guest and kids sail free fares . The line offers sales throughout the year, so you can check back to see what promotions are available at a later date, or contact a cruise specialist for additional specials. Below, you'll find the lowest fares currently available for Royal Caribbean sailings in Alaska.

7-Night Northbound Alaska & Hubbard Glacier

Royal Caribbean's one-way sailing aboard Radiance of the Seas features scenic cruising along the Inside Passage and Hubbard Glacier, as well as stops in the ports of Juneau, Icy Strait Point, Sitka and Skagway. Consider booking a ride on the White Pass and Yukon Route while in Skagway: The historic narrow-gauge railway offers a picturesque ride through Alaska's wilderness, with views of White Pass.

The reverse itinerary, the Southbound Alaska & Hubbard Glacier voyage, is also available on Radiance of the Seas; prices start at $339 per person for the May 10, 2024, sailing. In 2025, the May 30 northbound itinerary aboard Radiance of the Seas currently begins at $680 per person.

7-Night Alaska Experience Cruise

This round-trip voyage from Seattle on Quantum of the Seas calls on Sitka, Skagway and Juneau in Alaska. It also makes a late afternoon stop in Victoria, British Columbia , where you can plan to have dinner that evening. You'll have two days at sea for relaxing or enjoying all the activities and attractions on the ship, including the RipCord by iFLY skydiving simulator, robotic bartenders and live performances with aerial entertainers. You can also take a ride on the FlowRider surf simulator, surrounded by snowcapped mountain views and calving glaciers.

In 2025, this round-trip voyage from Seattle on Quantum of the Seas starts at $840 per person for the Sept. 8 voyage.

Carnival Cruise Line

The Carnival Miracle in Alaska.

Courtesy of Carnival Cruise Line

This cruise line advertises limited-time promotional rates and deals throughout the year. You can join Carnival 's VIFP (Very Important Fun Person) Club to unlock even more deals and additional perks. Current specials include reduced deposits, up to 35% off fares, free room upgrades, onboard credit and discounts for families traveling in the same stateroom.

7-Day Alaska from Seattle

This seven-day voyage on Carnival Spirit sails round-trip from Seattle and features one day to explore the ship while at sea, plus a scenic cruising day in Tracy Arm Fjord. Ports of call include Skagway, Juneau and Ketchikan, as well as a late evening stop in Victoria before you disembark the next day in Seattle. For your day in Ketchikan, consider booking the award-winning Bering Sea Crab Fishermen's Tour on the famed Aleutian Ballad from the Discovery Channel show, "Deadliest Catch."

This itinerary is also offered on Carnival Luminosa . If you are sailing in 2025, you can book the same seven-day cruise starting at $609 per person for the April 14 voyage on Carnival Spirit.

Shorter cruises

A shorter cruise may be an attractive option if you don't have extensive vacation time or you prefer to spend a few days ashore before or after your sailing. If kids are in tow for the adventure – and it's your first time cruising with them – you might also want fewer days at sea to test the waters (literally). See our pick of competitively priced four- and five-night Alaska cruises, below.

Princess Cruises: 4-Day Alaska Sampler

This 2025 cruise aboard Discovery Princess includes one port of call, Ketchikan, and two days at sea between Vancouver and Seattle. This 4-Day Alaska Sampler itinerary is also offered on May 13, 2025, on Royal Princess , with a starting price of $327 per person. The reverse itinerary (Seattle to Vancouver) is offered on May 23, 2025, on Grand Princess; pricing starts at $347 per person.

Princess Cruises: 5-Day Alaska Sampler

If you want to sail with Princess for one extra day, consider booking the five-day sampler cruise sailing round-trip from Vancouver. This early season itinerary aboard Caribbean Princess calls on Sitka and Ketchikan, offering more time ashore to explore these two popular coastal towns along Alaska's Inside Passage. Guests will also have two sea days to enjoy activities and dining experiences on the ship.

How to find the best Alaska cruise deals

Book during wave season.

As previously mentioned, you can take advantage of some of the best deals of the year during wave season. Promotions offered during wave season include lower cruise fares, reduced deposits and onboard credits. You can also find special rates (or free fares) for the third and fourth guests in the same room, making this the perfect time to book a family cruise.

In addition, look for discounts on higher-level staterooms and suites, or even accommodations in exclusive areas of the ship, such as The Haven on Norwegian Cruise Line or The Retreat on Celebrity Cruises. These private spaces offer swanky extras like luxurious accommodations, all-inclusive pricing , butler service, a team of attendants and concierge service, as well as private restaurants, lounges and pools. With lower pricing, wave season may be the best time to splurge on a cruise vacation in one of these upscale enclaves.

Promotional pricing beyond wave season

If you miss booking your cruise during wave season, don't panic. Many lines offer special pricing and flash sales throughout the year and advertise lower fares for voyages during Alaska's shoulder seasons, which fall in May and September.

"You will always find the more affordable Alaska cruises toward the beginning and end of the season. This year, the Alaska cruise season begins in April and continues through October," says Chris Gray Faust, executive editor of Cruise Critic. She adds, "The challenge with shoulder season Alaska cruises is that the weather might not be the best – it can snow in Alaska in April and early May – and in the fall, the nights will be longer (although, there is a chance you might see northern lights )."

In addition to giving up the warmer summer weather (and possibly having snow), you may also miss some optimal wildlife viewing opportunities if you cruise early or late in the season. For example, the peak time for bear-watching excursions extends from mid-June to mid-August, which falls during the height of the Alaska cruise season in July and August.

If you're looking for other ways to save money on your cruise, Gray Faust advises that older ships also provide more value when you're looking for deals.

It's important to note that a few of this year's wave deals extend just until the end of February 2024, so you'll need to refer to the individual cruise line websites to see the exact dates for the special offers. You may also be able to find lower prices on some discount and aggregator sites, like Cruise Critic, Cruises.com and Priceline.

Why Trust U.S. News Travel

Gwen Pratesi has been an avid cruiser since her early 20s. She has sailed on nearly every type of cruise ship, including the newest megaships, traditional masted sailing ships, river ships in Europe and a small luxury expedition vessel in Antarctica. She has cruised to Alaska and visited The Great Land in the summer, fall and winter, and journeyed to remote areas by bush plane above the Arctic Circle. She used her knowledge of Alaska cruises and extensive research to write this article. Pratesi covers the travel and culinary industries for major publications, including U.S. News & World Report.

You might also be interested in:

  • The Best Time to Cruise to Alaska
  • Alaska Cruise Packing List: Must-Have Items
  • The Top Alaska Cruise Lines
  • The Top Northern Lights Alaska Cruises
  • The Top Alaska Shore Excursions

Tags: Travel , Cruises , Alaska Vacations , Budget Travel

World's Best Places To Visit

  • # 1 South Island, New Zealand
  • # 4 Bora Bora

If you make a purchase from our site, we may earn a commission. This does not affect the quality or independence of our editorial content.

You May Also Like

The 10 best snowmobile tours in colorado.

John Rodwan Feb. 23, 2024

travel insurance cheapest nz

The Best Stonehenge Tours

Kim Foley MacKinnon and Ann Henson Feb. 23, 2024

travel insurance cheapest nz

The Best Antelope Canyon Tours

John Rodwan and Marisa Méndez Feb. 23, 2024

travel insurance cheapest nz

The Best Grand Canyon Bus Tours

Taylore Fox Feb. 22, 2024

travel insurance cheapest nz

The Best Iceland Tours

John Rodwan Feb. 22, 2024

travel insurance cheapest nz

The Best Northern Lights Alaska Cruises

Gwen Pratesi Feb. 20, 2024

travel insurance cheapest nz

The Best Clear Stadium Bags

Rachael Hood Feb. 16, 2024

travel insurance cheapest nz

Top Compression Socks for Travel

Megan Johnson Feb. 16, 2024

travel insurance cheapest nz

The Best Packable Jackets

Amanda Norcross Feb. 16, 2024

travel insurance cheapest nz

Top Things to Do in Arizona

Lyn Mettler and Sharael Kolberg Feb. 16, 2024

travel insurance cheapest nz

IMAGES

  1. How to Pick the Best Travel Insurance for Your New Zealand Trip

    travel insurance cheapest nz

  2. Worldcare Travel Insurance New Zealand Advertisement 2016

    travel insurance cheapest nz

  3. How to Get Cheap Travel Insurance: 10 Tips Every Traveler Should Know!

    travel insurance cheapest nz

  4. New Zealand Travel Insurance Claims Infographic

    travel insurance cheapest nz

  5. 1Cover Travel Insurance Travel Insurance Comprehensive

    travel insurance cheapest nz

  6. Travel Insurance

    travel insurance cheapest nz

COMMENTS

  1. Travel Insurance

    Travel Insurance | Compare Cheap Quotes Online Travel Insurance Quotes No. Kids Get Quote Single Trip | Annual Multi-Trip Cruise Ski We compare quotes from heaps of travel insurance brands in New Zealand. Do your comparison online to save time, worry and loads of money. WHY KIWIs LOVE COMPARE TRAVEL INSURANCE No Hidden Fees

  2. Travel Insurance

    Promo code All travellers live in NZ *Discount applies to existing State customers and to premiums for the standard policies net of Government levies and GST (if applicable). Discounts do not apply to premiums for cover additional to standard policies or to any minimum premium.

  3. Compare Cheap Holiday and Travel Insurance

    Our Guide Covers: Travel Insurance Need to Know Facts Understanding the Meaning of the Terms in a Travel Insurance Policy The Best Travel Insurance Policies Compared Benefit by Benefit Australia & Pacific Travel Insurance - 7 days from $X Asia Travel Insurance - 14 days from $X Europe Travel Insurance - 4 weeks from $X

  4. Compare Travel Insurance

    Canstar's full travel insurance Star Ratings break down the best insurance providers and products for the following global holiday destinations, plus all destinations for senior travellers: Africa & Middle East Americas Asia Australia Fiji Europe Domestic Cruise Pacific Cruise Seniors - all destinations Important information

  5. Best Travel Insurance Comparison NZ

    We've gathered all of New Zealand's leading travel insurance companies together, including Southern Cross travel insurance, AA travel insurance and AMI travel insurance, making it easy for you to find the right insurer for your travel needs. How does our travel comparison work?

  6. Cheap Travel Insurance

    Budget Busting Basics No frills travel insurance is nothing to sneeze at! A basic policy covers you for the most important thing on your holiday - your health. Aimed at budget-conscious traveller, basic policies provide cover for the essentials such as: 24/7 emergency assistance Overseas emergency medical and hospital expenses Personal Liability

  7. Travel Insurance

    IAG New Zealand Limited ("IAG"), of which AMI is a business division, is not the insurer. IAG does not guarantee Zurich New Zealand or Cover-More. AMI has a travel insurance plan to suit your needs. Overseas, anywhere in NZ & multi-trip cover. Get a quote or buy online before your travel.

  8. Compare Travel Insurance

    Essentials Unlimited $10,000 $5,000 $5 Million Nil $10 Million Nil Comprehensive Unlimited $25,000 $15,000 $5 Million $6,000 $10 Million $10,400 Comprehensive Plus Unlimited Unlimited $25,000 $5 Million $6,000 $10 Million $10,400

  9. Canstar's Best Value Travel Insurance NZ

    Posted by Bruce Pitchers November 21, 2023. For New Zealand's best-value travel insurance, check out Canstar's latest Outstanding Value Travel Insurance Awards. Holidays promise carefree relaxation away from work pressures and domestic chores. However, plenty of unforeseen events can ruin the best-laid vacation plans, from illness and ...

  10. Cheap Travel Insurance

    Cheap travel insurance Choosing the right travel insurance for your holiday can be a frustrating challenge. Confusing policies, hidden costs and lengthy exclusions can mean you end up paying more than you need to. At Southern Cross Travel Insurance, we want to take the mystery out of finding the right cover for your holiday.

  11. 1Cover Travel Insurance

    1Cover has 86 % Overall Rating from 1269 Reviews. Independently rated on Compare Travel Insurance NZ Annual Insurance Travelling often? An annual multi-trip policy covers an unlimited number of trips in a year. Ski Cover Premium winter sports and ski cover with benefits specific to snow lovers on the slopes. Covid Cover

  12. Cheap Travel Insurance

    Where you can get cheap travel insurance from depends on two main considerations; ... FSP472306 (a NZ company) arranges this insurance as an Appointed Representative of Coffre-Fort Pty Ltd, ABN 66 125 358 518, AFS Licence No. 472457, using the 1Cover trademark on license from 1Cover Pty Limited. Before you buy, ...

  13. Compare Travel Insurance

    Compare Our Travel Insurance Plans. At Cover-More, we make it easy for you to find the travel insurance policy that's best for your trip. We offer a variety of plans and options to vary your cover. You can compare our plans below and - if you find a suitable plan for you and your budget - you can buy a policy online today or give us a call ...

  14. Essentials Cheap Travel Insurance

    Discover Our COVID-19 Cover. We offer limited COVID-19 benefits for travellers who purchase Options Plan policies online via covermore.co.nz and Your Cover Plan policies via phone on (0800) 500 225. *The cover information contained on the above pages refers to Cover-More Options Plan policies only sold on or after 27 July 2022.

  15. Travel Insurance For A Trip To New Zealand

    The best travel insurance policies include coverage for: The average cost of travel insurance for a trip to New Zealand is just $260, according to a Forbes Advisor analysis of travel insurance ...

  16. Travel Insurance Quote

    The Comprehensive plan is the highest level of travel insurance cover we provide while exploring New Zealand. The Cancellation Only plan provides cover for non-refundable cancellation costs, should you be forced to cancel or reschedule your trip because of unexpected circumstances. Learn more about our domestic cover. Get a quote.

  17. Compare Travel Insurance Plans

    Zoom to Great Cover New Zealand x Get Quote Single Trip | Annual Multi-Trip Your kids go free TRAVEL ALERT: View the latest travel information that may affect your trip. See travel alerts COMPARE TRAVEL INSURANCE PLANS | ZOOM TRAVEL INSURANCE Compare our travel insurance plans to find a policy for your upcoming holiday. WHY BUY WITH ZOOM

  18. Cheap travel insurance

    Cheap travel insurance is only good if it helps you when you need it. We're not the cheapest travel insurance, but we help our travelers when they need it. ... NZBN 9429050505340), and is underwritten in Australia and New Zealand by Pacific International Insurance Pty Ltd, ABN 83 169 311 193, NZBN 9429041356500. nib Travel Services Europe ...

  19. AA Travel Insurance

    Quick Get a quote online in minutes, so you can get back to planning your adventure. All you need are your travel dates, destination and any companions. Simple We've made the process simple, with domestic and international plans to choose from. Trusted

  20. How to Choose the BEST Travel Insurance for New Zealand

    2. Compare the Excess Costs. "Excess" is the amount of money you will have to contribute toward the cost of an insurance claim. For example, if your hospital bill is NZ$5,000 and you have an excess of NZ$1,000 then you will have to pay NZ$1,000 for your hospital bill and the insurance company will pay NZ$4,000.

  21. Travel Guide

    Search for Cheap Flights. Get your Travel Insurance quote now. GET A QUOTE . ... Plan your international trip worry-free with our top-rated NZ travel insurance guide. Discover the best holiday insurance options, ensuring comprehensive coverage for medical emergencies, trip cancellations, and more. Travel with confidence and protect your investment.

  22. New Zealand Travel Insurance

    Your travel insurance policy should be comprehensive and cover a range of potential issues: Medical expenses coverage up to £5m. Repatriation costs. Cancellation or curtailment coverage. Delay and missed departure cover. Travel abandonment cover. Baggage cover for lost or stolen items. Passport cover for a lost or stolen passport.

  23. Best Cheapest Travel Insurance in NZ 2024

    Best Cheapest Travel Insurance in NZ 2024 - FavouriteTour Best Cheapest Travel Insurance in NZ Recheal February 7, 2024 A travel insurance policy covers medical costs, misplaced belongings, flight mishaps, and other losses sustained while traveling.

  24. Travel, Airfare and Flight Statistics 2024

    Flight costs at major U.S. airports have increased an average of 29% since 2021. Of the 100 busiest airports in the U.S., Orlando Sanford International Airport has the cheapest flights. The most ...

  25. The 13 Most Affordable Alaska Cruises for 2024 & Beyond

    Search, compare and buy the best travel insurance for the lowest price. The Most Affordable Alaska Cruises. Advice. Travel. ... South Island, New Zealand #2. Paris #3. Maui #4. Bora Bora #5. Tahiti.