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Chase Ultimate Rewards Transfer Partners and How To Use Them [2023]

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Chase Ultimate Rewards Transfer Partners and How To Use Them [2023]

Aer Lingus AerClub

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Chase Ultimate Rewards points are perhaps the most valuable points out there. Thanks to their flexibility and transfer options, we regularly give Chase Ultimate Rewards one of the best valuations in our monthly valuations . There are plenty of great ways to earn Ultimate Rewards points and even more fun ways to redeem them for award flights and hotel stays.

In this post, we’ll show you all of Chase’s transfer partners, how to transfer Ultimate Rewards to these partners, and much more. After reading our guide, you’ll be ready to book an amazing getaway!

Chase Airline Transfer Partners

The Chase Ultimate Rewards program currently has 11 airline transfer partners — the latest program, Air Canada Aeroplan, was added in August 2021.

Points transfer to all these airlines at a 1:1 ratio, which is one of the reasons Ultimate Rewards points are so valuable.

Major Hub: Dublin (DUB)

Airline Alliance: None, but has airline partners

Aer Lingus is a part of the International Airlines Group (IAG), which also includes British Airways, Iberia, and Qatar Airlines, so you’ve got some flexibility when it comes to how you redeem your Aer Lingus AerClub Avios . That said, its award chart isn’t quite as valuable as many of the other Chase Ultimate Rewards transfer partners.

However, it does offer a couple of solid sweet spots for those looking to travel to The Emerald Isle. On off-peak dates, you can book a one-way ticket from the U.S. East Coast to Dublin for 13,000 Avios in economy or 50,000 Avios in business class.

Air Canada 787 Signature Class dining

Major Hubs: Calgary (YYC), Montréal (YUL), Toronto (YYZ), and Vancouver (YVR)

Airline Alliance: Star Alliance

Air Canada Aeroplan is easily one of the best Chase transfer partners for premium cabin award tickets thanks to its lucrative partner award chart .

For instance, you could fly one-way in business class to South America or most European destinations for 60,000 points. If you prefer to fly to Asia in business class, that would be 85,000 points so long as the distance covered is less than 11,000 miles.

Further, Aeroplan can be exceptional for award bookings because of its low taxes and fees on many partner tickets, and you can add a stopover on any itinerary for just 5,000 more points.

Major Hubs: Paris (CDG), Amsterdam (AMS)

Airline Alliance: SkyTeam

Another excellent option for economy and business class tickets between the U.S. and Europe is the Flying Blue program . Redemption rates are already quite reasonable, with solid award availability as well. You can often find one-way economy tickets to Europe for as low as 22,500 miles and one-way business class tickets for 56,500 miles.

While those rates are decent on their own, the Flying Blue program offers Promo Rewards each month that can drop the award ticket price for select routes by 25% to 50%, allowing you to get stellar value out of Flying Blue miles.

Major Hubs: London Heathrow (LHR), London Gatwick (LGW)

Airline Alliance: Oneworld

British Airways Executive Club gets a lot of flack in the points in miles community due to the large fuel surcharges for both economy and business class tickets between the U.S. and Europe. However, British Airways Avios can be incredibly useful for short-haul tickets that can often be relatively expensive.

For instance, U.S. domestic nonstop flights under 1,150 miles on American Airlines and Alaska Airlines cost just 9,000 Avios in each direction, along with low taxes of just $5.60. This can take you between destinations like New York and Miami, Chicago and Houston, or Seattle and Los Angeles.

Emirates Inaugural World's Shortest A380 First Class Window Suite Cherag Dubash

Major Hub: Dubai (DXB)

While Emirates Skywards offers some of the most sought-after award redemptions for business and first class on its signature A380, and more recently its game-changer first class on the 777 , the airline has also gone through a recent string of devaluations that have made this award more expensive through higher fuel surcharges .

Fortunately, one great sweet spot remains that allows you to fly Emirates’ fifth freedom routes between the U.S. and Athens or Milan, for 85,000 miles in first class one-way, or an incredible 90,000 miles round-trip in business class, with significantly lower taxes and fees.

Major Hub: Madrid (MAD)

Another entry into the Avios family is Iberia Plus . Unsurprisingly, its award program has a decent amount of overlap with the others, but its award pricing between the U.S. and Spain presents an incredibly sweet spot for award travelers.

It’s common to see many U.S. carriers charge 30,000 points to fly between the U.S. and Europe in economy class, but Iberia charges just 34,000 Avios to fly between the U.S. and Madrid in business class on off-peak dates — one of the cheapest ways to get across the pond in business class.

Major Hubs: New York (JFK), Boston (BOS)

JetBlue is a low-cost U.S. carrier that is known for its great inflight product both in economy and its Mint business class seats.

However, since its TrueBlue loyalty program ties award redemptions to the cash cost of the ticket, you’ll usually receive just 1.1 cents per point towards Mint redemptions , and 1.3 to 1.4 cents per point on economy tickets.

This can be a better deal than booking through the Chase Ultimate Rewards portal for Chase Sapphire Preferred cardholders with a 1.25 cent per point redemption rate, but a poor choice for Chase Sapphire Reserve cardholders with a 1.5 cent per point redemption rate. That said, you can often get much more value out of your Chase Ultimate Rewards points using other transfer partners.

Singapore Suites First Class Morning Coffee and Champagne

Major Hub: Singapore (SIN)

While you might overlook Singapore Airlines KrisFlyer as an option for domestic travel, as a Star Alliance partner it offers great award pricing on domestic United flights, including 17,500 miles for flights between the U.S. mainland and Hawaii, and 27,500 miles for flights between the U.S. and Europe.

Singapore miles are also your only option if you want to book a highly sought-after ticket in Singapore Suites class between the U.S. and Singapore or its fifth freedom route between the U.S. and Frankfurt.

Major Hubs: Atlanta (ATL), Baltimore (BWI), Chicago (MDW), Dallas (DAL), Denver (DEN), Houston (HOU), Las Vegas (LAS), Los Angeles (LAX), Oakland (OAK), Orlando (MCO), Phoenix (PHX)

Airline Alliance: None

Southwest is the world’s largest low-cost carrier with an award program in Rapid Rewards that’s similar to JetBlue in that it operates on fixed value redemptions, allowing you to usually get between 1.3 to 1.4 cents per point on your redemption that is tied to the cash cost of the ticket.

Since you can often get much more value out of your Chase Ultimate Rewards points than this, we generally advise against transferring to Southwest. However, one sweet spot is for those who have the Southwest Companion Pass , as your redemption value doubles on tickets where your companion flies with you for free.

Major Hubs: Chicago (ORD), Denver (DEN), Houston (IAH), Los Angeles (LAX), Newark (EWR), San Francisco (SFO), Washington DC (IAD)

In addition to being one of the most well-known Chase transfer partners for U.S. flyers, United MileagePlus also benefits from being able to book award travel on fellow Star Alliance airlines with low taxes and fees. In terms of booking tickets on its own metal, now that United has moved to dynamic pricing, getting outsized value using its currency isn’t quite as easy as it once was.

However, it does offer the incredibly valuable United Excursionist Perk , which allows you to tack on a free one-way flight on round-trip bookings for no added miles, so long as the flight is within the same region. For example, you could fly from the U.S. to Istanbul, Istanbul to London, and London back to the U.S., and your Istanbul to London leg (a 4-hour flight covering 1,500 miles) costs no added miles.

Major Hub: London Heathrow (LHR), Manchester (MAN)

The second largest carrier based out of the U.K., Virgin Atlantic doesn’t participate in an airline alliance but offers several great partnerships that award travelers can take advantage of.

One of which is booking Delta One business class awards between the U.S. and Europe for just 50,000 miles one-way, which is far less than what Delta would charge using its own miles to book these awards. You can also book ANA first class awards between the U.S. and Japan for as low as 55,000 miles one-way.

Chase Hotel Transfer Partners

Ultimate Rewards can also be transferred to 3 hotel rewards programs. Like Chase’s airline partners, all transfers to hotel partners occur at a 1:1 ratio.

Headquarters: Denham, England

Number of Properties: ~6,000

The IHG One Rewards program recently went through a revamp, but as a dynamically-priced program, it seldom makes sense to transfer your Chase Ultimate Rewards points.

For instance, we value IHG One Rewards points at 0.5 cents per point, so any redemptions above that level are generally considered to be a good value. Given that, it wouldn’t make sense to transfer Chase Ultimate Rewards points, which are worth a minimum of 1.25 cents per point through the Chase Ultimate Rewards travel portal, to a program where getting half of that value would be considered a good deal.

Headquarters: Bethesda, Maryland

Number of Properties: ~8,500

As with IHG, we seldom advise against transferring your hard-earned Chase Ultimate Rewards points to Marriott Bonvoy where nights at top-tier hotels can cost upwards of 85,000 to 100,000 points per night. Not only is it fairly easy to get more value out of other Chase partners, but you’ll also find that you’d likely be better off booking a Marriott hotel through the Chase Ultimate Rewards travel portal than transferring to Marriott directly.

Park Hyatt Melbourne

Headquarters: Chicago, Illinois

Number of Properties: ~1,200

If you thought Hyatt would be similar to the other 2 hotel programs, think again. The World of Hyatt program is one of the best Chase Ultimate Rewards transfer partners and a darling in the points of miles community thanks to the value its award chart offers.

While the program recently went through a devaluation with the addition of peak pricing, even the most expensive award nights in the portfolio don’t exceed 45,000 points per night. This means you can book free nights at top-tier Hyatt hotels for roughly half of what programs like Marriott and Hilton often charge for similar hotels.

Hot Tip: Use our transfer partner tool to see how many points you’ll get when you transfer your Chase Ultimate Rewards to partner airlines and hotels!

Earning Ultimate Rewards

With several Chase card options available, there are ample opportunities to earn Ultimate Rewards points  that can help you book your next trip.

Recommended Chase Cards (Personal)

Chase Sapphire Preferred® Card

Chase Sapphire Preferred ® Card

A fantastic travel card with a huge welcome offer, good benefits, and perks for a moderate annual fee.

The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance . With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

  • 5x points on all travel booked via the Chase Ultimate Rewards portal
  • 5x points on select Peloton purchases over $150 (through March 31, 2025)
  • 5x points on Lyft purchases (through March 31, 2025)
  • 3x points on dining purchases, online grocery purchases, and select streaming services
  • 2x points on all other travel worldwide
  • $50 annual credit on hotel stays booked through the Chase Ultimate Rewards portal
  • 6 months of complimentary Instacart+ (activate by July 31, 2024), plus up to $15 in statement credits each quarter through July 2024
  • Excellent travel and car rental insurance
  • 10% annual bonus points
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs like United MileagePlus and World of Hyatt
  • $95 annual fee
  • No elite benefits like airport lounge access or hotel elite status
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards ® .
  • Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards ® , 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards ® . For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
  • Member FDIC

Financial Snapshot

  • Foreign Transaction Fees: None

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Chase Sapphire Reserve®

Chase Sapphire Reserve ®

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve ®  is one of the best options out there.

The card combines elite travel benefits and perks like airport lounge access , with excellent point earning and redemption options.  Plus it offers top-notch travel insurance protections to keep you covered whether you’re at home or on the road.

Don’t forget the $300 annual travel credit which really helps to reduce the annual fee!

  • 10x points on car rentals, hotels, and dining booked via the Chase Ultimate Rewards portal
  • 10x points on Lyft purchases March 31, 2025
  • 10x points on Peloton equipment and accessory purchases over $250 through March 31, 2025
  • 5x points on airfare booked via the Chase Ultimate Rewards portal
  • 3x points on all other travel and dining purchases; 1x point on all other purchases
  • $300 annual travel credit
  • Priority Pass airport lounge access
  • TSA PreCheck, Global Entry, or NEXUS credit
  • Access to Chase Luxury Hotel and Resort Collection
  • Rental car elite status with National and Avis
  • $550 annual fee
  • Does not offer any sort of hotel elite status
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards ®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards ® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards ® . For example, 60,000 points are worth $900 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck ®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
  • Chase Sapphire Reserve 100k Bonus Offer
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Chase Freedom Unlimited®

Chase Freedom Unlimited ®

This all-purpose cash-back card offers great bonus categories, including bonus points for every purchase you make!

The Chase Freedom Unlimited ® is easily one of the best cash-back credit cards on the market. There aren’t many no-annual-fee credit cards that offer multiple great bonus categories like 5% back on travel purchased through Chase, 3% back on dining and drugstore purchases, and 1.5% back on all other purchases.

When paired with other Chase cards in the Ultimate Rewards family, you can transfer that cash back into points if you wish – making it one of the most lucrative cards in your wallet.

  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
  • 5% back on travel purchased through Chase Ultimate Rewards
  • 3% back on dining and drugstore purchases
  • 1.5% back on all other purchases
  • No annual fee
  • Earn big on travel purchased through Chase Ultimate Rewards
  • Everyday bonus on dining and drugstores
  • Straightforward cash-back on all other purchases
  • Ability to pool points
  • 3% foreign transaction fee
  • INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
  • Enjoy 6.5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
  • After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
  • No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited ® card
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Chase Freedom Flex℠

Chase Freedom Flex℠

The Freedom Flex card is an excellent no-annual-fee card that still earns big with 5% cash-back on travel and other bonus categories.

The Chase Freedom Flex℠ sure does pack quite a punch — especially for a no-annual-fee card.

The Freedom Flex card is an incredible option for those looking for a well-rounded cash-back card, or a powerful point-earner when paired with a premium card in the Ultimate Rewards family.

  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49%-29.24%.
  • Powerful cash-back earner: 5% back on quarterly categories and travel purchases through Chase Ultimate Rewards, 3% back on dining and drugstore purchases, and 1% back on all other purchases
  • Excellent cell phone insurance
  • Mastercard World Elite benefits
  • 3% foreign transaction fees in U.S. dollars
  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • 5% cash back on travel purchased through Chase Ultimate Rewards ® , our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
  • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Flex℠ card
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Business owner? See our list of the best Chase business credit cards .

You can also shop through the Shop through Chase portal to earn extra Ultimate Rewards points when making purchases online. This is an easy way to boost your earnings on purchases you would make anyway.

Once you have some Ultimate Rewards points and are ready to transfer them to a partner to book your next big vacation, here are the simple steps to make the transfer process easy.

Step 1: After logging into the Ultimate Rewards site , select the appropriate card. If you want to transfer points, you will need to select a premium Ultimate Rewards card with an annual fee — these include the Chase Sapphire Reserve card , Chase Sapphire Preferred card , and the Ink Business Preferred ® Credit Card . You can combine Ultimate Rewards points under your chosen card from others that don’t have annual fees.

Chase cards

Step 2:  Select Transfer to Travel Partners under the Earn / Use drop-down menu.

Chase Ultimate Rewards redemption

Step 3:  Choose your desired airline and select Transfer Points .

Chase Ultimate Rewards airline transfer partners

You can also select from Chase’s hotel partners using the same steps.

Chase Ultimate Rewards hotel transfer partners

Step 4:  If you haven’t already added your frequent flyer number or hotel rewards number, you will be prompted to do so.

United MileagePlus Chase Ultimate Rewards transfer partner

Step 5:  Once you have linked your airline or hotel account to your Ultimate Rewards account, choose how many points you would like to transfer. Transfers must be done in increments of 1,000.

Chase Ultimate Rewards transfer to United MileagePlus

Step 6: Confirm the number of points you’re transferring and complete to transfer.

Chase transfer

Step 7:  Head over to the appropriate airline or hotel program’s website to book your award flight or award stay.

Booking Travel With the Chase Travel Portal

Sometimes, making your flight or hotel booking through the Chase travel portal can make a lot of sense. With the Chase travel portal, the points needed for specific redemption are tied to the cash cost. So, if a flight or hotel stay is relatively inexpensive, to the point where the point cost ends up being less than going through a transfer partner, then the Chase travel portal is a perfect option.

If you have the Chase Sapphire Reserve card, each Ultimate Rewards point is worth 1.5 cents when booking through the portal. If you have a Chase Sapphire Preferred card or Ink Business Preferred card, each point is worth 1.25 cents when booking with the Chase travel portal.

Similar to the transfer process, you simply select Travel under the Earn / Use Points drop-down menu.

Check out an example of a travel portal booking below:

Chase Travel Portal flight

This round-trip economy class booking with Star Alliance airline United from San Francisco (SFO) to Honolulu (HNL) costs as few as 7,900 Ultimate Rewards points.

Let’s think about the booking discussed above. If you were to book this same itinerary by transferring the points to Chase partner United Airlines, it would cost 12,500 miles. In this case, booking through the portal would be a much better deal.

Bottom Line: To ensure you get the most out of your points, it’s important to check both the portal and transfer options when searching for flights.

The Chase travel portal allows you to book hotels at the same 1.5 cents per point for cardholders of the Chase Sapphire Reserve card or 1.25 cents per point with the Chase Sapphire Preferred card or Ink Business Preferred card.

You can also redeem your points for gift cards to merchants including Airbnb , Lowe’s, Home Depot , and Amazon . Additionally, you can redeem your points for statement credits. Unfortunately, these options are a very poor use of points in terms of value, and we do not recommend them!

Combining Ultimate Rewards from your different Chase accounts is a simple process. In the menu bar, you will see the points you have earned on your selected card. If you hover over the points available, you will see a drop-down menu of your cards and the available points from each.

Select Combine Points to consolidate your points under a single card. If you have the Chase Sapphire Reserve card, keep your Ultimate Rewards points there since they’ll be worth a minimum of 1.5 cents each.

Hot Tip: You can also combine points with 1 other household member . This is a great way to pool points with your significant other for a great redemption. 

Using your Ultimate Rewards points for travel is the best way to get the most value out of them. With multiple transfer partners and countless ways to redeem points for travel, it can be overwhelming!

We’ve compiled multiple lists of the best ways to use your Chase Ultimate Rewards for some incredible travel experiences. See below:

  • The Best Ways To Use Ultimate Rewards Points
  • The Best Ways To Use 10,000 (Or Fewer) Chase Ultimate Rewards Points
  • The Best Ways To Use 100,000 Ultimate Rewards Points

The Chase Ultimate Rewards program should be a staple in your points-earning strategy. If you are just starting your miles and points journey, we recommend earning Ultimate Rewards initially. Check out our Beginner’s Guide to get started on the right track.

Chase Ultimate Rewards points are easy to earn, easy to redeem, and can get you excellent value when you use them properly. Before you know it, you’ll be taking a trip of a lifetime … and then doing it again!

The information regarding the Chase Freedom Flex℠ was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Frequently Asked Questions

What airlines can chase ultimate rewards points be used for.

There are multiple airline and hotel partners that you’re able to transfer your Ultimate Rewards points to. Refer to our table in this post for the most up-to-date transfer partners!

Can you transfer Chase Ultimate Rewards to another person?

You can transfer your Chase Ultimate Rewards to another person as long as they are a member of your household.

Can you transfer points between Chase credit cards?

Yes, but only to another Chase card that earns Ultimate Rewards points belonging to you or 1 member of your household.

Can you transfer points from an airline to Chase Ultimate Rewards points?

You cannot transfer miles or points from an airline to Chase Ultimate Rewards points. You also cannot get back any Ultimate Rewards points that you have already transferred to an airline partner — all transfers are final.

Do Ultimate Rewards points expire?

Your Ultimate Rewards points will not expire as long as your account remains open and in good standing.

How much are Ultimate Rewards points worth?

Generally, your Ultimate Rewards points will be worth 1 cent toward cash-back, 1.25 to 1.5 cents through the Ultimate Rewards travel portal (depending on which card you hold), or 2+ cents for redemptions made through transfer partners.

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About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in outlets like The New York Times.

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Ultimate Rewards points are the currency of most Chase-branded credit cards. You can earn Chase Ultimate Rewards points for everyday spending and then redeem them for a wide range of rewards.

Despite increasing competition from American Express Membership Rewards points , Citi ThankYou Rewards points and Capital One miles , Chase Ultimate Rewards points have maintained their place as one of the most valuable and useful points currencies — especially with valuable products like the Chase Sapphire Reserve , Chase Sapphire Preferred Card and Ink Business Preferred Credit Card .

Transferring Ultimate Rewards to travel partners is often the most valuable way to redeem your hard-earned points. With 14 different transfer partners, you have plenty of options, since you can keep your Chase points in your Ultimate Rewards account until you can transfer them.

Related: The best Chase credit cards

Here is everything to know about Chase Ultimate Rewards' transfer partners.

What are the Chase transfer partners?

travel partners of chase

You can transfer Ultimate Rewards points to 11 airline programs:

  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • Air France-KLM Flying Blue
  • British Airways Executive Club
  • Emirates Skywards
  • Iberia Plus
  • JetBlue TrueBlue
  • Singapore Airlines KrisFlyer
  • Southwest Airlines Rapid Rewards
  • United Airlines MileagePlus
  • Virgin Atlantic Flying Club

Chase also partners with three hotel programs:

  • IHG One Rewards
  • Marriott Bonvoy
  • World of Hyatt

All transfer ratios are 1:1 (though there are occasional transfer bonuses ), and you must transfer points in 1,000-point increments.

How long do Ultimate Rewards transfers take?

travel partners of chase

Most transfers from Chase Ultimate Rewards to its partner programs are instantaneous , with two exceptions. In our testing, transfers to both Singapore Airlines KrisFlyer and Marriott Bonvoy can take up to two business days.

We've heard anecdotal stories of delays with other programs, but as long as the name on your Ultimate Rewards account matches that on your loyalty program account, these should process immediately.

Note that transfer bonuses can also be inconsistent. For example, when TPG's Nick Ewen recently transferred points to Aeroplan to take advantage of a 20% bonus, the base points arrived immediately, but it took three days for the bonus points to post.

How do I transfer Chase points to partners?

You can easily transfer Chase points online. First, log in to your Chase account and navigate to the Ultimate Rewards portal. Under the Travel drop-down, select "Transfer to Travel Partners" to access the main transfer page.

travel partners of chase

You will then see the list of transfer partners. Any current transfer bonuses will also be shown (note that the screen shot below may show outdated offers). Select your desired transfer partner, link your external account if you have not already done so, select the number of Ultimate Rewards points you wish to transfer and then submit the transfer.

travel partners of chase

Remember, Ultimate Rewards transfers cannot be reversed, so it's best to wait until you have a specific use before transferring them.

What are the best Chase transfer partners?

travel partners of chase

Given the low award chart rates of the World of Hyatt program, many TPG staffers believe Hyatt is the best hotel transfer option for Ultimate Rewards points.

If you would prefer to transfer to one of the 11 different airline program partners, the best option may depend on which airlines fly to and from the destinations you wish to travel, who the program partners with and which airlines you like to travel with.

There are sweet spots to be found in most airline transfer options, especially those programs that have retained award charts .

Here are some of our favorite Ultimate Rewards sweet spots .

Top-tier Hyatt hotels

The World of Hyatt award chart has two appealing factors. First, its mere existence is notable, given most other hotel programs (including IHG One Rewards and Marriott Bonvoy, the other Chase hotel partners) have shifted to dynamic pricing .

Beyond that, Hyatt award rates can be incredibly low compared to some competitors. You can book some of the fanciest Park Hyatt properties in the entire portfolio, including the Park Hyatt New York and Park Hyatt Sydney , for just 35,000 points per night during off-peak dates. TPG values Hyatt points at 1.7 cents each, so 35,000 points are worth $595.

That's a great deal for hotels that sell for close to $1,000 per night, even when demand is low.

There's also great value at the lower end of the Hyatt award chart. Category 1 hotels range from 3,500 to 6,500 points per night, depending on whether you travel on peak, standard or off-peak dates.

Iberia flights to Madrid

Round-trip, off-peak flights from New York's John F. Kennedy International Airport (JFK), Chicago's O'Hare International Airport (ORD) and Boston Logan International Airport (BOS) to Spain's capital will only set you back 34,000 Avios in economy, 51,000 in premium economy or 68,000 in business when you transfer your Chase points to Iberia Plus. Considering that most airlines charge at least 60,000 miles for a one-way business-class award to Europe, you're essentially getting a 50% discount.

Related: 7 of the best airline award chart sweet spots

travel partners of chase

Flights to Hawaii with Alaska and American

By transferring your Ultimate Rewards to British Airways, you can book awards with Oneworld partners American Airlines and Alaska Airlines . As long as your nonstop flight distance is under 3,000 miles each way (and saver-level award space is available), you can leverage British Airways' distance-based award chart to fly from any West Coast gateway to Hawaii for only 32,000 Avios round-trip — after a December 2023 devaluation that saw prices increase by up to 32%.

ANA flights booked through Virgin Atlantic

For just 145,000 miles, you can fly round-trip in All Nippon Airways first class between the West Coast and Tokyo. Flights from other U.S. gateways only cost an extra 25,000 miles (170,000 miles round-trip). Business-class redemptions are an even better deal, costing just 90,000-95,000 miles round-trip, depending on your U.S. departure airport. If possible, you'll want to route through New York-JFK and fly ANA's new industry-leading "The Room" business class , which is only available on select routes.

However, availability can be difficult to come by.

Short-haul flights to Canada

Aeroplan stuck to an award chart for partner redemptions but added dynamic pricing for Air Canada flights. As a result, you can often find super-cheap short-haul tickets from the U.S. to Canada. For example, New York to Toronto Pearson Airport (YYZ) can be booked for under 6,000 miles one-way on many dates.

However, you can also find very reasonable award rates on Star Alliance partners through Aeroplan — including Lufthansa, Swiss and EVA Airways.

Related: Your complete guide to Star Alliance benefits

What are Chase Ultimate Rewards points worth?

TPG values Ultimate Rewards points at 2.05 cents apiece in our monthly valuations, and we believe you will receive the best value by transferring the points to partners.

However, you'll get varying values for Chase points if you pursue other redemption opportunities. For example, Ultimate Rewards points are worth 1.5 cents apiece through the Chase travel portal for Sapphire Reserve cardholders or 1.25 cents for those with the Sapphire Preferred or Ink Business Preferred . You'll also have access to Chase Pay Yourself Back as a cardholder of any of the above cards, and there are occasionally offers to use Chase points for Apple products or gift cards at an enhanced value.

Finally, Chase points are worth 1 cent apiece if used for simple cash back.

How do I earn Chase Ultimate Rewards points?

There are many ways to earn Chase points at 1-10 points per dollar spent, depending on the specific Chase credit card you carry.

The first three cards below earn fully transferable Ultimate Rewards points by themselves, while the remaining four are technically billed as cash-back credit cards .

However, if you have an Ultimate Rewards-earning card, you can effectively convert your cash-back rewards into Ultimate Rewards points. For this reason, having more than one Chase card can make sense to maximize your earning and redeeming potential.

Here are the cards that allow you to earn Chase Ultimate Rewards points.

Chase Sapphire Preferred Card

Welcome bonus: 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening

Why you want it: This is a fantastic all-around travel credit card . It earns points at the following rates:

  • 5 points per dollar on Lyft (through March 2025)
  • 5 points per dollar on all travel purchased through Chase Ultimate Rewards
  • 3 points per dollar on dining, including eligible delivery services, takeout and dining out
  • 3 points per dollar on select streaming services
  • 3 points per dollar on online grocery purchases (excluding Target, Walmart and wholesale clubs)
  • 2 points per dollar on all other travel
  • 1 point per dollar on all other purchases

The Sapphire Preferred has no foreign transaction fees and has many travel perks , including delayed baggage insurance, trip interruption/cancellation insurance and primary car rental insurance .

Annual fee: $95

Application link: Chase Sapphire Preferred Card

Chase Sapphire Reserve

Welcome bonus: 60,000 points after you spend $4,000 on purchases in the first three months from account opening

Why you want it: The Sapphire Reserve offers earning power paired with travel perks that can easily cover the annual fee. It earns points at the following rates:

  • 10 points per dollar on Lyft (through March 2025)
  • 10 points per dollar on Chase Dining booked through Ultimate Rewards
  • 10 points per dollar on hotel and car rental purchases through the Ultimate Rewards travel portal
  • 5 points per dollar on airline travel booked through the Ultimate Rewards travel portal
  • 3 points per dollar on travel not booked through Chase
  • 3 points per dollar on other dining purchases
  • 1 point per dollar on all other eligible purchases

Other perks include an easy-to-use $300 annual travel credit , a fee credit for Global Entry or TSA PreCheck (up to $100 once every four years) and Priority Pass Select lounge access as well as the growing list of new Sapphire lounges . This is one of the few cards that allow you to use your Priority Pass membership for discounted meals in airport restaurants . Cardholders also get primary car rental coverage , trip interruption/cancellation insurance and other protections .

Annual fee: $550

Application link: Chase Sapphire Reserve

Ink Business Preferred Credit Card

Welcome bonus: 100,000 points after you spend $8,000 on purchases in the first three months from account opening

Why you want it: This is one of the best credit cards for small-business owners , earning 3 points per dollar on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, cable and phone services, advertising made with social media sites and search engines each account anniversary year. You earn 1 point per dollar on all other purchases, and points don't expire as long as your account is open.

Application link: Ink Business Preferred Credit Card

Cash-back Chase credit cards

Four Chase credit cards are technically billed as cash-back products. However, suppose you have one of the three cards noted above. In that case, you can combine your points in a single account, converting these cash-back rewards into fully transferable Ultimate Rewards points.

Even better? None of these cards charge an annual fee.

Here are the four cards that offer this functionality:

  • Chase Freedom Flex : Earn $200 after you spend $500 in the first three months of account opening. Earn 5% back on select bonus categories, which rotate every quarter and apply on up to $1,500 in combined spending (activation required). Plus, earn 5% on travel purchased through Chase Ultimate Rewards , 3% on dining at restaurants (including takeout and eligible delivery services) and 3% on drugstore purchases.
  • Chase Freedom Unlimited : Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year), worth up to $300 cash back. Plus, earn 5% on travel purchased through Chase Ultimate Rewards , 3% on dining at restaurants (including takeout and eligible delivery services) and 3% on drugstore purchases. Earn 1.5% on all other purchases.
  • Ink Business Cash Credit Card : Earn $750 cash back after you spend $6,000 on purchases in the first three months from account opening. Earn 5% cash back on the first $25,000 in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year (then 1%). Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year (then 1%).
  • Ink Business Unlimited Credit Card : Earn $750 cash back after you spend $6,000 on purchases in the first three months from account opening. Earn unlimited 1.5% cash-back rewards on every purchase.

Note that Chase also issues the Ink Business Premier Credit Card . However, the earnings on this card can't be combined with others in the Ultimate Rewards ecosystem.

Read more: Your guide to the Chase Ink Business credit cards

Bottom line

If you value the flexibility of choosing from 11 airline partners and three hotel partners, Chase Ultimate Rewards is one of our favorite credit card programs at TPG.

In the age of no-notice devaluations by some loyalty programs, it is smart to earn Ultimate Rewards via the range of credit card welcome bonuses, category bonuses and everyday spending, and then keep your Ultimate Rewards points until you are ready to transfer and book with an airline or hotel partner.

Chase Ultimate Rewards transfer partner list

How to earn chase ultimate rewards points, best chase credit cards to earn ultimate rewards for travel, should you book through chase or transfer points to a partner, how to transfer chase ultimate rewards points, chase ultimate rewards transfer partners 2023: the best ways to redeem your chase points for travel.

Chase Ultimate Rewards points transfer to 14 valuable airline and hotel partners. Here’s how to use them to maximize your points.

Holly Johnson

Holly Johnson

Contributor

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards.com, Forbes Advisor and Investopedia, Johnson owns Club Thrifty and is the co-author of "Zero Down Your Debt: Reclaim Your Income and Build a Life You'll Love."

Raina He is an editor at CNET Money. She writes and edits articles about personal finance, with a focus on credit cards, banking and loans. She graduated from the University of North Carolina at Chapel Hill with a B.A. in Media and Journalism. Before coming to CNET Money, she was an editor at NextAdvisor, a personal finance news site that shared a parent company with CNET Money.

The editorial content on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships. It has not been provided or commissioned by any third party. However, we may receive compensation when you click on links to products or services offered by our partners.

Chase Ultimate Rewards is a flexible rewards program affiliated with Chase credit cards, but not all cards that earn points in this program offer the same redemption options. Chase’s cash-back credit cards earn points that can be redeemed for cash back, statement credits, gift cards, travel booked through Chase and more. Its premium credit cards meanwhile offer additional redemption options, including 25% to 50% more value when redeeming points for airfare, hotels and other travel through Chase. There are also 1:1 point transfers to airlines and hotels.

That last part -- point transfers to airlines and hotels -- can be especially helpful for individuals who travel often or want to. Chase transfer partners let you turn your Chase points into airline miles or hotel loyalty points with eligible programs, which can help you get more value for each point or mile you redeem.

What are the Chase transfer partners, exactly? And how can you use them? Read on to learn everything you need to know about the frequent flier programs and hotel programs that partner with Chase, what their transfer ratios are and how you can use point transfers for maximum value.

The first detail to note about Chase transfer partners is the fact all of them allow 1:1 transfer values in increments of 1,000. This means 1,000 Chase Ultimate Rewards points can turn into 1,000 airline miles or 1,000 hotel points with any of the partner programs.

Also be aware that all of Chase’s point transfers are one-way, meaning you can’t change your mind and move your points back after a transfer. This also means that, once you transfer your rewards to an airline or hotel partner, your points then belong entirely to that program and become subject to the program’s expiration policies and other fine print. This is notable since Chase Ultimate Rewards points never expire as long as your account is open, yet many airline and hotel currencies expire after 12 or 24 months of no activity.

In total, Chase has 14 transfer partners -- 11 airlines and three hotels. Although that number is less than what American Express, Citi and Capital One offer, Chase has a few valuable transfer partners that the other three rewards programs don’t. Namely, Southwest Airlines Rapid Rewards and World of Hyatt.

While a credit card rewards program’s transfer partners can change over time, here’s a full list of the current frequent flier programs and hotel loyalty programs that partner with Chase.

Airline travel partners

Aer lingus, aerclub, air canada aeroplan, british airways executive club, emirates skywards, air france-klm flying blue, iberia plus, jetblue trueblue, singapore airlines krisflyer, southwest airlines rapid rewards, united mileageplus, virgin atlantic flying club, hotel transfer partners, ihg one rewards, marriott bonvoy, world of hyatt.

Aer Lingus is the national airline of Ireland, and the Aer Lingus AerClub program is its official loyalty program. This airline partners with a range of airlines like United and American, and it is not part of an official alliance. Many frequent flyers use Aer Lingus rewards currency, called “Avios,” for cheap flights within Europe. For example, it can cost as little as 4,000 Avios to fly from Dublin, Ireland to Paris, France, or 8,500 Avios to fly from Dublin to Malaga, Spain.

It’s worth noting that British Airways and Iberia also use the Avios rewards currency, though each airline has its own loyalty program. You can freely transfer Avios between Aer Lingus AerClub, British Airways Executive Club and Iberia Plus.  

Air Canada Aeroplan is a founding member of the Star Alliance, which also includes partners like Lufthansa, Turkish Airlines and United Airlines. This means you can use miles in this program to fly to more than 1,250 airports in 195 countries around the world. 

British Airways Executive Club is part of the Oneworld alliance, which includes partners like Alaska Airlines, American Airlines, Cathay Pacific and Iberia. Like Aer Lingus Aerclub and Iberia Plus, this program also uses the “Avios” rewards currency, which is redeemable with the airline and its partners to more than 900 destinations in 170 territories around the world. While British Airways is headquartered in Harmondsworth, England, many frequent travelers use this program to book partner awards on domestic flights with American Airlines.

Emirates is one of the major airlines of the United Arab Emirates, and it’s not part of any of the major airline alliances. That said, this program lets you redeem miles for flights around the world, as well as for upgrades to a premium cabin and even luxury hotel stays.

The Flying Blue program is the frequent flier program of Air France and KLM, which are part of the SkyTeam airline alliance along with Delta Air Lines and Virgin Atlantic. This means earning Flying Blue miles paves the way to booking award flights with any of these participating airlines to 1,088 destinations in 184 countries around the world. The Flying Blue program is also known for its cheap flights to Europe, both in economy and in business class.

Based out of Madrid, Spain, Iberia Plus is another airline that’s part of the Oneworld alliance. Like Aer Lingus AerClub and British Airways Executive Club, Iberia Plus also uses “Avios” as its rewards currency. This rewards program is popular among travelers who are looking for cheap award fares to and from Europe. 

JetBlue isn’t a member of any of the major airline alliances, yet its JetBlue TrueBlue points are still highly valuable. These points are redeemable for award flights with JetBlue to more than 100 destinations in the United States, the Caribbean, Mexico, Central America and South America, as well as for hotel stays, vacation packages and more. 

Singapore Airlines is part of the Star Alliance alongside United, and it’s easy to rack up miles in this program since it’s a partner of Chase Ultimate Rewards, American Express Membership Rewards and Capital One Miles. Miles in this program can be redeemed for award tickets with Singapore Airlines and partners, upgrades to a premium cabin, merchandise, experiences and more.

Southwest Rapid Rewards is another airline that’s not part of an alliance, yet this Chase travel partner is incredibly popular with families. Not only do all travelers who fly with Southwest get two free checked bags and fee-free flight changes, but the program uses a cost-based award system that lets you fork over fewer points for awards when prices drop. Overall, Southwest Airlines flies to 121 destinations in the United States, the Caribbean, Central America and Mexico.

United MileagePlus is one of the biggest carriers in the United States, and it is known for offering decent flight awards with no fuel surcharges on United-operated flights. This program doesn’t offer an award chart and can occasionally charge a lot more miles than competitors for various itineraries. However, there are still exceptional deals to be had, and you can redeem miles for flight awards, upgrades to a premium cabin, gift cards, merchandise and more. 

Virgin Atlantic Flying Club is the newest member of the SkyTeam alliance, which means you can use points for flight awards on partners like Air France, Delta and KLM. You can use Flying Club points for award flights, upgrades to a premium cabin, Virgin Atlantic Holidays vacation packages and more. The program also offers a “ reward seat checker ” that lets you get an estimate of how many points you’ll need for a flight based on your home airport, travel destination, preferred airline (whether Virgin or its partners) and travel dates.

IHG One Rewards is the hotel loyalty program of Intercontinental Hotels Group, and it lets members redeem points for stays at more than 6,000 global destinations. This program doesn’t have any blackout dates, and members get automatic perks like free internet access and late check-out (based on availability) when they stay with the brand. Free night awards with IHG One Rewards start at just 5,000 points per night. 

The Marriott Bonvoy program features more than 8,500 hotels and resorts across 31 brands worldwide. While redemption rates vary, you can redeem points at traditional hotels and resorts, budget properties, all-inclusive resorts and luxury properties around the world. 

World of Hyatt is probably the most valuable hotel loyalty program available today, and you can rack up rewards in this program with paid hotel stays, Chase Ultimate Rewards credit cards or co-branded credit cards like the World of Hyatt Credit Card. You can redeem World of Hyatt points for stays at traditional hotels and resorts and all-inclusive properties. Free night awards over off-peak dates start at just 3,500 points per night.

Now that you know all about Chase transfer partners, you’re probably wondering how you can earn Chase Ultimate Rewards points in the first place. 

Most of Chase’s cards, excluding co-branded ones, operate in the Ultimate Rewards ecosystem. You can earn Ultimate Rewards points by making purchases or earning a welcome bonus with any of the following cards:

  • Chase Freedom Unlimited®
  • Chase Freedom Flex℠ *
  • Ink Business Unlimited® Credit Card
  • Ink Business Cash® Credit Card

Chase Sapphire Preferred® Card

Chase sapphire reserve®, ink business preferred® credit card.

While all these cards earn Ultimate Rewards points, not all offer the same redemption options. The Freedom Unlimited, Freedom Flex, Ink Business Unlimited and Ink Business Cash only allow you to redeem your Ultimate Rewards as cash back, travel through the Ultimate Rewards portal or a few other non-travel options. To transfer your Ultimate Rewards points to hotel and airline partners, you’ll need one of Chase’s premium travel cards: the Chase Sapphire Preferred ($95 annual fee), the Chase Sapphire Reserve ($550 annual fee) or the Ink Business Preferred Credit Card from Chase ($95 annual fee). 

However, the great thing about Chase’s Ultimate Rewards ecosystem is that you can pool your points from multiple cards , both personal and business, onto one card. That means as long as you have one of the three premium travel cards, you can pool the points from any Ultimate Rewards-earning cards to the premium card’s account to transfer to travel partners. For example, if you have 10,000 points on your Chase Freedom Flex, 30,000 points on your Ink Business Cash and 60,000 points on your Chase Sapphire Preferred, you can pool all your points onto your Sapphire Preferred card and transfer a total of 100,000 points to travel partners. 

Chase Sapphire Preferred® Card

One detail to note about Chase’s premium travel credit cards is the fact they offer a flat rate redemption bonus when you use them to book travel through Chase Ultimate Rewards. The Chase Sapphire Preferred and the Ink Business Preferred give you 25% more value for your points, whereas the Chase Sapphire Reserve gives you 50% more value when you redeem points for airfare, hotel stays and more through the portal.

This is part of the reason you’ll want to compare pricing options for various awards before you transfer your points. In some cases, you can get a better rewards value for booking through the Chase Ultimate Rewards portal. This is more commonly the case for hotel stays, but it can also be the case for airfare. 

Consider this example: 

We searched for award nights in Miami, Florida with the IHG One Rewards program and found free night awards at the Hotel Indigo Miami Brickell starting at 27,000 points per night over dates this fall. 

hotel indigo Miami 2

On the exact same nights we searched, however, the same hotel would only set you back 12,882 Chase Ultimate Rewards points if you booked through the portal and had the Chase Sapphire Reserve. In this case, it makes a lot more sense to book the hotel through Chase for less than half of the cost in points.

hotel indigo Miami 1

That said, you should never assume a specific booking will be a better value without taking the time to check. For example, we searched the World of Hyatt program for available properties in Miami, Florida on the same dates, and we found that you can book the Hyatt Regency Miami for 18,916 points per night through Chase with the Chase Sapphire Reserve.

hyatt regency miami 1

However, the same hotel is only 12,000 World of Hyatt points for the exact same dates, so you would definitely want to move your Chase points to your World of Hyatt account to make this booking directly.

hyatt regency miami 2

While the cost of a booking is likely the most important factor in your decision, there are other considerations as well. Point transfers to an airline or hotel’s loyalty program let you book directly through that hotel or airline, potentially making it easier to get help if you need to make changes or if something goes wrong with your booking. By contrast, booking through the Ultimate Rewards portal means you may have to go through Chase’s customer support instead of dealing directly with the airline or hotel.   

If you have an eligible Chase credit card and you want to transfer your rewards to partners, here are the steps you need to take:

Step 1: Log into your credit card account at Chase.com . From there, you’ll click on the part of your online account interface that displays your rewards balance.

account-dashboard-blur

Step 2: Click where it says “Earn/Use” then where it says “Transfer to Travel Partners.” At that point, you’ll see a list of the Chase travel partners we listed in this guide.

ultimate-rewards-points-blur

Step 3: Choose the travel partner you want to transfer points to. Chase lets you save your loyalty account information for partners you have transferred points to in the past. Otherwise, you’ll need to fill in information to facilitate the transfer, including your loyalty account number.

jet-blue-true-blue-details-blur

Step 4: Enter your transfer amount. Enter the number of Chase points you want to transfer to a partner. Keep in mind that points must be transferred in increments of 1,000.

point-transfer-blur

Once you have completed the final step, your points will move from your Chase account to the airline or hotel program. Some point transfers are instant, meaning you can log into your loyalty account and use them right away. Others can take up to 48 hours or even up to seven days. 

Chase transfer partners include Aer Lingus AerClub, Air Canada Aeroplan, British Airways Executive Club, Emirates Skywards, Air France-KLM Flying Blue, Iberia Plus, JetBlue TrueBlue, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards, United MileagePlus, Virgin Atlantic Flying Club, IHG One Rewards, Marriott Bonvoy and World of Hyatt.

Chase credit cards that allow point transfers include the Chase Sapphire Preferred, Chase Sapphire Reserve and Ink Business Preferred Credit Card from Chase.

Chase Ultimate Rewards points do not transfer to Delta Airlines, but they do transfer to other SkyTeam alliance partners, including Virgin Atlantic, AirFrance and KLM. You can transfer your Chase points to one of those airlines and book Delta flights indirectly.

Chase Ultimate Rewards points do not transfer to American Airlines, but they do transfer to other Oneworld alliance partners, including British Airways and Iberia. You can transfer your Chase points to one of those airlines and book American Airlines flights indirectly.

*All information about the Chase Freedom Flex has been collected independently by CNET and has not been reviewed by the issuer.

CNET editors independently choose every product and service we cover. Though we can’t review every available financial company or offer, we strive to make comprehensive, rigorous comparisons in order to highlight the best of them. For many of these products and services, we earn a commission. The compensation we receive may impact how products and links appear on our site.

Chase transfer partners: How to get the best value

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Chase Ultimate Rewards credit cards are among the most popular rewards cards on the market, and it’s easy to see why — they’re incredibly flexible. Some of the ways you can redeem points include cash back, gift cards, merchandise, experiences or travel through the Chase Ultimate Rewards portal, which includes 1:1 points transfers to popular airline and hotel partners. On top of that, some premium Chase travel cards boost your points value by 25 to 50 percent when you redeem points through the Chase travel portal .

If you’re looking to increase the value of Chase Ultimate Rewards points, transferring your points to a Chase travel partner is the way to go. In this guide, we’ll cover the top Chase cards that allow points transfers to airlines and hotels, how to redeem points for travel purchases and how to evaluate Chase’s various transfer partners to ensure you’re maximizing your points value.

Top Chase rewards credit cards

Each Chase rewards credit card allows you to use points to book travel through the Chase portal, but some cards earn more than 1 cent in value for each point you redeem. This chart shows which cards net more value for your rewards when you redeem for travel:

How to redeem Chase Ultimate Rewards points

Chase Ultimate Rewards points can be redeemed for:

  • Travel purchases like flights, hotels, rental cars and more
  • 1:1 transfers to airline and hotel partners
  • Cash back, statement credits or gift cards
  • Merchandise like Amazon, PayPal and Apple purchases
  • Chase dining or experiences

How to redeem points for travel purchases

To redeem your rewards for travel through the Chase portal , follow these steps:

  • Log in to your Chase credit card account and head to your Chase Ultimate Rewards dashboard.
  • From there, click on “Travel” at the top of the screen. You’ll be taken to another page where you can search for flights, hotels, rental cars, activities, vacation rentals and cruises.
  • Enter your desired trip information.
  • Once you find what you’re looking for, follow the prompts to book the trip. You can book travel with points, cash or a combination of the two.

It’s important to note that, while some cards earn 1 cent per point in value, several offer 25 or 50 percent more value when you book travel with your rewards. However, you’ll only get the 25 or 50 percent boost on the percentage of travel you book with points.

How to redeem points with Chase partners

To transfer your points to a Chase airline or hotel partner, you’ll follow similar steps to those mentioned above:

  • Click on “Transfer to Travel Partners.”
  • Pick the travel partner you’re interested in.
  • Link your desired airline or hotel loyalty program account to your Chase account.
  • Transfer your points and follow the prompts to complete your booking.

It should be noted that, once you transfer Chase points to an airline or hotel loyalty program, you cannot transfer those points back to Chase Ultimate Rewards.

How to redeem points in other ways

Like redeeming points for travel or transferring your points to Chase partners, you’ll want to log in to your account and go to your Chase Ultimate Rewards dashboard. Then, you’ll simply select the redemption method you’re interested in, such as “Cash Back,” “Dining” or “Apple” and follow the prompts to redeem your points.

Chase airline transfer partners

Three top travel credit cards from Chase — the Chase Sapphire Preferred Card, Chase Sapphire Reserve and Ink Business Preferred Credit Card — allow you to transfer points at a 1:1 ratio. This means that you can turn Chase Ultimate Rewards points into airline miles or hotel points in increments of 1,000.

Here’s an overview of Chase’s airline partners and some potential strategies you could use to maximize them, based on valuations from Bankrate :

Aer Lingus (Avios)

Aer Lingus Avios are worth around 1.8 cents each, though how you redeem them will determine how much value you get out of your rewards. This transfer partner typically offers exceptional value for flights within the U.K. as well as flights from the eastern U.S.

For example, you may be able to find an off-peak economy award flight from Boston to Dublin, Ireland, for just 13,000 Avios points, or from Dublin to Los Angeles or Miami for just 16,250 Avios points.

Air France/KLM Flying Blue

A ir France/KLM Flying Blue is a popular transfer option for flights from the U.S. to Europe, and that’s especially true for people who don’t mind redeeming miles for an international economy award flight. Air France/KLM Flying Blue miles are typically worth around 1.5 cents each, although redemption values vary.

While Delta is not a transfer partner with Chase, you can redeem miles with Flying Blue to fly back and forth with Delta to various European cities like Paris or Amsterdam. It’s fairly easy to find a flight with plenty of availability for less than 25,000 miles one way.

Air Canada Aeroplan

Chase cardmembers can transfer Ultimate Rewards points to Aeroplan in increments of 1,000 at a 1:1 value. Rewards points are redeemable for any seat on any Air Canada flight and for travel with over 40 airline partners. Plus, with Aeroplan Family Sharing, families can combine points together at no additional charge.

Aeroplan’s Points Predictor Tool helps you plan out your flights based on distance. For instance, with this tool, you can see that an economy flight from Chicago to Toronto would cost between 6,000 and 10,000 points. There are flexible options to pay for all or part of a trip with points, too.

British Airways (Avios)

British Airways uses a distance-based chart that makes it possible to book shorter award flights for fewer points overall. You can also utilize this transfer partner to book flights with oneworld partners like American Airlines.

British Airways Avios are worth around 0.7 cents each, and this program has plenty of sweet spots. For example, a short flight of fewer than 650 miles may set you back as little as 6,000 points in economy.

Emirates Skywards

While Emirates is popular for its flights within the Middle East, you can also use this airline and its partners to fly from major U.S. cities like Chicago and New York to Europe, Africa, Australia and many other destinations worldwide.

Emirates Skywards Miles are typically worth 1.2 cents each, but how you cash them in will ultimately determine their value. Fortunately, it’s easy to use your miles given the wide selection of destinations. For example, you may be able to fly round-trip from Dubai to London with 45,000 miles with an economy Saver award, while a first class Flex award for the same flight may set you back 135,000 Skywards Miles.

Iberia Airlines (Avios)

Iberia Avios are worth approximately 0.9 cents each, and you can use them to fly with Iberia Plus or with partner airlines like American Airlines and British Airways, among others. You may be able to find sweet spots in the Iberia award chart, like off-peak business class flights from Chicago to Madrid for 34,000 Avios, or short trips around the U.S. (flights under 6,000 miles) for just 11,000 Avios one way.

Also note that Iberia Plus has peak and off-peak dates, with off-peak dates offering exceptionally better value for rewards. For example, you’ll stretch your Avios further during most of October or November versus the rest of the year.

JetBlue TrueBlue

JetBlue is another transfer partner that can offer exceptional value, although this airline only flies to select destinations within the U.S., the Caribbean and Central and South America, plus London, England and Vancouver, British Columbia.

There is no specific award chart, but it’s not uncommon to see award flights to destinations in the Caribbean for as little as 15,000 miles one way. While values can vary, JetBlue TrueBlue miles are typically worth 1.3 cents each.

Singapore Airlines KrisFlyer

Singapore Airlines KrisFlyer miles are worth around 1.6 cents each, although values vary. Flight awards typically start at 15,000 KrisFlyer miles (not including airline taxes and fees).

When thinking of ways to use your miles, you may want to consider options like booking an economy award from the West Coast or Europe to Singapore for 70,000 miles one way or from Singapore to the Middle East for 55,000 miles one way.

Southwest Rapid Rewards

Southwest Rapid Rewards is a popular transfer partner for people who want to fly within the U.S. (including Hawaii) or to Central America or the Caribbean. Generally speaking, Southwest Rapid Rewards points are worth around 1.5 cents each. And during one of Southwest’s big sales, it’s not uncommon to see one-way domestic flights for less than 8,000 Southwest Rapid Rewards points.

Southwest lets customers check two bags for free. It also offers one of the best cancellation and rebooking policies of any airline and a fare-based rewards program, which means that lower-priced airfare translates to cheaper award flights.

United Airlines MileagePlus

United miles are worth around 0.9 cents each. You can use them to fly with an array of Star Alliance partners including Lufthansa, ANA, TAP Air Portugal and Turkish Airlines.

While the United MileagePlus program no longer follows a traditional award chart, you may be able to find one-way domestic flights for as little as 12,500 miles or one-way flights to Europe from the U.S. for as little as 30,000 miles.

Virgin Atlantic Flying Club

Virgin Atlantic miles are worth 2.6 cents each, and there are plenty of ways to redeem them for popular routes between the U.S. and Europe or for flights to Asia. For example, you may be able to redeem Virgin Atlantic miles for one-way flights in business class for just 50,000 miles, or for one-way business class flights between the U.S. and Asia for just 60,000 miles.

Standard season award flights usually start at about 20,000 miles (not including airline taxes and fees), and peak-season award flights usually start at roughly 40,000 miles round-trip.

Chase hotel transfer partners

Similar to Chase airline partners, Chase Ultimate Rewards points will vary in value depending on which hotel partner you redeem points with.

IHG One Rewards

IHG One Rewards points are estimated to be worth about 0.7 cents each, so they aren’t one of the better redemption options. Points can be used for InterContinental Hotels Group properties, which range from Holiday Inn Express hotels to Hotel Indigo, InterContinental Hotels and Resorts and even Kimpton Hotels and Resorts. Free nights start at just 10,000 points, and this program promises no blackout dates.

While you can cash in IHG Rewards Club points for free nights at small-town Holiday Inns, you can also use them for all-inclusive resorts in Mexico and the Caribbean or for luxury resorts in the Maldives and Bora Bora. For example, at Holiday Inn Resort Kandooma Maldives, you may be able to find a stay starting at just 45,000 points per night.

Marriott Bonvoy

Marriott Bonvoy includes a wide range of resort brands ranging from Ritz-Carlton properties to Westin Hotels and Resorts. Free nights typically start at just 5,000 points during the off-peak season, although that’s for a Category 1 property. For a Category 8 property, the program’s highest tier, you’ll likely fork over 85,000 to 100,000 points per night.

Marriott Bonvoy points are worth approximately 0.7 cents each, and Marriott also offers its PointSavers program, which lets you book award nights for 20 percent off in select destinations at various times throughout the year.

World of Hyatt

World of Hyatt points are typically worth around 2.3 cents each. This hotel brand has a smaller footprint worldwide than others with large loyalty programs, but you can get significant value from your hotel points and from building loyalty with World of Hyatt.

Free nights at Hyatt properties usually start at just 5,000 points for a Category 1 property, but they can cost up to 40,000 points per night for a standard room in a Category 8 property. However, World of Hyatt is probably most popular for the luxurious resort experiences you can book with very few points. For example, you may be able to book a free night at the Park Hyatt Paris-Vendome for just 30,000 World of Hyatt points.

The bottom line

Transferring your Chase Ultimate Rewards points to a Chase airline or hotel partner is the best way to get the most value out of your points . Depending on the transfer partner and your travel goals, you should be able to get more than 1 cent in value out of your points, making it the most lucrative redemption option. Plus, if you have a premium Chase travel card, you’ll be able to increase the value of your points by 25 to 50 percent when you redeem through the Chase travel portal.

*The information about the Chase Freedom Flex and Chase Freedom Unlimited® has been collected independently by Bankrate.com. The card details have not been reviewed or approved by the card issuer.

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Chase Ultimate Rewards  are perhaps the most valuable transferable points. With instant or short transfer times and strong transfer partners like United Airlines, Southwest and Hyatt, you can travel nearly anywhere in the world on points.

Chase  travel credit cards  are also some of the best on the market. There are several direct Chase transfer partners, but you can also access indirect partners. That gives you lots of ways to travel for pennies on the dollar.

Chase Ultimate Rewards points are easy to earn with big sign-up offers and bonus categories. By transferring to the right partners, you could get even more  value from your Chase points  via a single welcome bonus.

Here are all the details about Chase’s transfer partners and what you should know before you book award travel.

travel partners of chase

Chase transfer partners

Chase transfer partners  include airlines and hotels, all of which have a 1:1 transfer ratio. That means when you transfer 1 Chase Ultimate Rewards point, you’ll earn 1 mile or point in the program you send them to. Transferring your points to travel partners is the  best way to use Chase points .

Chase Airline transfer partners

There are 11 direct Chase Ultimate Rewards airline transfer partners:

British Airways

Flying blue (loyalty program of air france and klm), singapore airlines, united airlines, virgin atlantic.

Through these airlines, you can book award seats through all three major airline alliances, including:

  • Oneworld airlines (British Airways and Iberia)
  • SkyTeam airlines (Flying Blue)
  • Star Alliance airlines (Singapore Airlines and United Airlines)

Knowing how to work through the major alliances is your ticket to dozens of airlines beyond the 10 direct airline partners. Note that you can use Chase points to book award travel on other partner airlines which aren’t part of any alliance. For example, you can use British Airways Avios points to book an award ticket with Alaska Airlines, or Virgin Atlantic miles to fly on Hawaiian Airlines.

Knowing Chase’s airline partners — and then each partner’s partners — can unlock nearly limitless award opportunities.

Chase hotel transfer partners

The Chase Ultimate Rewards program has three direct hotel transfer partners:

In general, you’ll get a better deal redeeming Chase Ultimate Rewards points with airline partners, but Hyatt is the exception. It has a generous award char, and award rooms start at just 5,000 points per night. In fact, some of the team’s biggest travel awards have been for Hyatt stays.

If you’re close to an award stay with IHG, it can make sense to top off your account with Chase Ultimate Rewards points. But there are a number of other ways to earn IHG points, too.

And much like with IHG, if you’re a few points shy of a free stay at Marriott, it can make sense to transfer Ultimate Rewards points to your Marriott account. Always run the numbers before you make a transfer because there’s no reversing it.

(Photo by Summer Hull/The Points Guy)

Chase Ultimate Rewards transfer times

Here’s a look at the estimated transfer times for each of the airline partners.

Most Chase Ultimate Rewards points transfers are instant. This is great news if you’re in a hurry to book an award flight or get a hotel room.

For the cases where transfers take one or two days, you still have a couple of options while you wait.

Marriott will give you a points advance to book your stay at a Marriott or Ritz-Carlton hotel. As long as you have the points in your account at least 14 days prior to check-in, you’re good to go.

And Singapore Airlines will let you hold an award ticket for a Singapore Airlines flight (not for partner award flights).  You need to call to place an award on hold, then call again once the transfer is complete to ticket your trip.  It’s a little more work, but worth it to preserve your award flight while you’re waiting!

Know the Chase Ultimate Rewards Transfer rules

All transfers are final.

Once you transfer Chase Ultimate Rewards points to a partner program, you won’t be able to get the points back to your Chase account.

I recommend finding your award flight or room before you transfer your points.  Most transfers are instant, so you can book as soon as you find travel that works for you

Transfers to partners are always in 1,000-point increments

You might need a small or odd number of points to snag an award ticket or hotel stay, but be aware that you must always transfer in increments of 1,000 Chase Ultimate Rewards points to travel partners.

You can combine any number of points between Chase Ultimate Rewards cards (yup, even just 1 point) or  combine them with others  in any amount.  But when it’s time to send them to travel partners, they have to go out in increments of 1,000 points.

Send your points to a spouse, family member or authorized user

For personal cards,  Chase lets you to transfer points to another person  in the same household.  Here’s  our video guide on how to combine your points with a family member or another card account .

If you want to transfer points from a business card to someone else, they need to be a household member or a co-owner of the company.

You can also combine points with an authorized user, as long as they live at the same address as you.

Award travel with Chase Ultimate Rewards points

Here are just a few ways to get outsized value from your Chase Ultimate Rewards points.

Transfer to British Airways or Aer Lingus Avios for flights to Dublin

You can redeem British Airways or Aer Lingus Avios points on Aer Lingus and book flights to Dublin.

British Airways and Aer Lingus award prices are distance-based, so shorter flights cost fewer points.  This means award flights from the East Coast to Dublin are a terrific deal. For example, Boston to Dublin requires only 26,000 British Airways Avios points for an off-peak, round-trip coach award ticket.  The same deal is available from the following cities:

  • Montreal (starting summer 2019)
  • New York – JFK
  • Philadelphia
  • Washington, DC

You can’t search for or book Aer Lingus award flights on the British Airways website. Instead you can search for “Saver” award seats on the United Airlines website and call British Airways to book. Ask them to waive the phone fee because it’s not possible to book online.Also, Aer Lingus classifies certain dates as peak travel, which means you’ll use more points for award flights during these times.

Transfer to Singapore Airlines for United Airlines flights to Hawaii

United Airlines is a direct Chase airline transfer partner.  But you can also transfer Chase Ultimate Rewards points to Singapore Airlines, which is part of the same Star Alliance.  Then,  book United Airlines award flights to Hawaii  for cheaper than what United Airlines charges!

For example, you’ll pay 35,000 Singapore Airlines miles round-trip in coach from anywhere in North America to Hawaii.  Compare that with United Airlines’ price of 45,000 United Airlines miles. You’ll save 10,000 Chase Ultimate Rewards points per flight.

Transfer to Hyatt for luxury hotel stays

As mentioned earlier, some of our most valuable uses of Chase Ultimate Rewards points have been at Hyatt hotels around the world.  Here’s  how to transfer your points to Hyatt . Many of us on the MMS team have stayed at Hyatt all-inclusive hotels in Mexico. We loved the endless food and adult beverages. And because I used points for a free stay (that’s right, I paid $0), I treated myself to an opulent massage treatment I’d otherwise never splurge on.

travel partners of chase

Booking travel through the Chase travel portal

Along with transferring your Ultimate Rewards points to Chase travel partners, don’t forget, it’s also possible to use your points to  book travel directly through the Chase travel portal .

Depending on the cash price of a ticket or hotel room, you’ll sometimes get a better deal using the Chase travel portal to book flights or hotels.

Chase Sapphire Reserve cardholders, for example, will get a value of 1.5 cents per Chase Ultimate Reward point when booking through the portal. Those with the Chase Sapphire Preferred Card or Ink Business Preferred Credit Card will get a value of 1.25 cents per point when booking through the Chase portal.

Here’s our guide to  booking travel with the Chase travel portal .

Earn Chase Ultimate Rewards points

You can earn Chase Ultimate Rewards points to transfer directly to airline and hotel partners with these three excellent card offers:

These cards are affected by Chase’s stricter application rules. That means if you’ve opened five or more cards from any bank ( except these business cards ) in the past 24 months, it’s unlikely you’ll be approved. And if you have any of these no-annual-fee cards, you’ll need to  combine Chase points  to one of the above cards before you can transfer them:

  • Chase Freedom Flex
  • Chase Freedom Unlimited
  • Ink Business Cash Credit Card
  • Ink Business Unlimited Credit Card

Each card has its own strengths, like bonus points for spending in certain categories. That makes it easier to earn even more valuable Chase Ultimate Rewards points. Read our full guide on  how to earn Chase Ultimate Rewards points  for all the details.

Bottom line

There are 13 airline and hotel partners within the Chase Ultimate Rewards program.

But thanks to airline alliances and partnerships, you can book award travel beyond the direct transfer partners. This unlocks nearly endless travel opportunities to fantastic destinations around the world.

Most points transfers are instant, but a few partners have one- or two-day transfer times. Because of their flexibility and strong travel partners, Chase Ultimate Rewards are a favorite here at Million Mile Secrets.  We’ve all used Chase Ultimate Rewards transfer partners for unforgettable trips.

With sign-up offers on cards like 80,000 Chase Ultimate Rewards points with the Chase Sapphire Preferred card after meeting the minimum spending, you could be on your way to Ireland on Aer Lingus, Hawaii with Singapore Airlines miles, or at an all-inclusive Hyatt hotel in Mexico — and that’s just for starters.

Let me know your favorite Chase Ultimate Rewards transfer partner. And  subscribe to our newsletter  for more tips and trick to getting outsized value for your points.

Meghan Hunter

Contributor

Meghan Hunter is an editor for Million Mile Secrets. She covers points, miles, credit cards, airlines, hotels and general travel. Her work has also appeared in The Points Guy.

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Chase Ultimate Rewards Transfer Partners

Mariah Ackary

Mariah Ackary

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Mariah is a freelance contributor to Newsweek’s personal finance team. After putting herself through college, Mariah became interested in using personal finance to achieve financial freedom—whether that means paying down debt or using credit card points to take a dream vacation. She’s written and edited hundreds of articles about the topic and feels passionately about helping other millennial and Gen Z women live their best lives.

Her work has been featured in The New York Times, The TODAY Show, The Wall Street Journal, Business Insider and many more top media outlets.

Robert Thorpe

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Senior Editor

Robert is a senior editor at Newsweek, specializing in a range of personal finance topics, including credit cards, loans and banking. Prior to Newsweek, he worked at Bankrate as the lead editor for small business loans and as a credit cards writer and editor. He has also written and edited for CreditCards.com, The Points Guy and The Motley Fool Ascent.

Updated February 2, 2024 at 12:13 pm

Our research is designed to provide you with a comprehensive understanding of personal finance services and products that best suit your needs. To help you in the decision-making process, our expert contributors compare common preferences and potential pain points, such as affordability, accessibility, and credibility.

Chase’s transfer partners include 11 airlines and three hotel brands. Select Ultimate Rewards-earning Chase cards let you transfer your points to these travel partners at a 1:1 ratio, usually instantly.

Transferring points to Chase’s travel partners can be one of the best ways to increase the value of your rewards redemptions. For example, you might find that a flight costs 35,000 Ultimate Rewards points through Chase’s Travel portal but only 25,000 Avios when booked through British Airways Executive Club. But not all redemptions are made equal, so be sure to do some comparing before transferring your points to a Chase Ultimate Rewards transfer partner.

Vault’s Viewpoint

  • Chase transfer partners include 11 Chase airline partners and three Chase hotel partners.
  • Select Chase credit cards let you transfer your Ultimate Rewards points to any of these partner brands at a 1:1 ratio.
  • Not all transfers are a good idea. So be sure to do the math before transferring to a Chase travel partner.

Chase Credit Cards That Allow Partner Transfers

Only three Chase credit cards allow you to transfer your points to Chase’s travel partners:

  • Chase Sapphire Preferred® Card
  • Chase Sapphire Reserve®
  • Ink Business Preferred® Credit Card

But if you have a different Chase credit card and are interested in using Chase transfer partners, you’re not out of luck. Chase Ultimate Rewards points can be transferred between Chase credit cards.

For example, you can earn boosted rewards at the drugstore using the Chase Freedom Flex℠ , then transfer your earnings to your Chase Sapphire Preferred® Card to take advantage of the better redemption options. This is a very common strategy for maximizing Chase points.

Full List of Chase Points Transfer Partners

Chase airline partners:

Aer Lingus AerClub

Air canada aeroplan.

  • Air France-KLM Flying Blue

British Airways Executive Club

Emirates skywards, iberia plus, jetblue trueblue, singapore airlines krisflyer, southwest airlines rapid rewards, united mileageplus, virgin atlantic flying club.

Chase hotel partners:

IHG One Rewards

Marriott bonvoy.

  • World of Hyatt

Chase Airline Transfer Partners

Aer Lingus operates direct flights to Ireland, and its loyalty program is AerClub. Points are called Avios. Once you transfer Chase points to Aer Lingus, you also have the option of purchasing flights with Iberia, Qatar and British Airways.

Avios redemptions are fairly straightforward since Aer Lingus uses an award chart . Redemptions are pricier during peak season, but during off-peak season you can find one-way flights between Dublin and major U.S. cities like New York City, Boston, Chicago, Philadelphia, Cleveland and Minneapolis for just 13,000 Avios.

Air Canada uses a distance-based award chart . Economy class flights to Europe, for example, start at 35,000 points for distances of 4,000 or fewer miles. A direct flight from New York to London would fit within that distance.

Air Canada’s reward chart also includes redemption prices for flights booked through its airline partners within the Star Alliance. Those partners encompass 26 airlines, notably including United Airlines, Lufthansa and Avianca.

Flying Blue

Flying Blue is a joint loyalty program between Air France, KLM, and several smaller airlines. It’s also a member of the SkyTeam alliance. So Flying Blue points can be used to book flights with 18 other airlines, including Delta Air Lines, Virgin Atlantic and Aeromexico.

This program offers excellent deals on European flights, with an economy flight from New York to Paris running just 15,000 miles one way. Flying Blue also offers great rates on West Coast flights to Asia. Check out Flying Blue’s award chart for more sample flight prices.

Like Aer Lingus, British Airways Executive Club deals in Avios as a rewards currency. If you transfer your Chase points to British Airways Executive Club, you’ll be able to use them to purchase flights with British Airways and its 14 partners within the Oneworld Alliance, including American Airlines and Alaska Airlines.

In fact, you’ll tend to get the best bang for your buck when you use your Avios to book shorter flights with Oneworld partners.

If you want to experience luxury first-class flights, pay attention to Emirates. This airline is famous for its extravagant first-class experience, which may include showers, enclosed private suites with beds, and onboard bars.

Emirates has 133 destinations globally, including destinations all over Europe, Africa, Asia and the Middle East. One-way fares start at just 15,000 miles.

Another member of the Oneworld alliance, Iberia Plus uses Avios as a rewards currency. That means you can also use your transferred points to book with British Airways, Alaska Airlines and American Airlines, among others.

Iberia flies to over 80 destinations around the world, and you can find great deals on one-way economy fares from the U.S. to Europe. For example, Iberia is currently offering economy flights to Madrid and Barcelona from 9,000 Avios.

Unlike some airline partners, JetBlue TrueBlue doesn’t use a distance-based, fixed reward chart. Instead, it uses a dynamic pricing strategy. So the amount of points a flight costs is based on the current cash value of the flight. This makes it harder to score a big bargain. Still, JetBlue TrueBlue Miles tend to be quite valuable, worth 1.50 cents apiece, according to Newsweek’s valuations.

Just know that economy fares may be subject to blackout dates or seat restrictions, and JetBlue isn’t part of a major airline alliance and has few airline partners. The list includes Hawaiian Airlines, Icelandair, JSK, Qatar Airways, Silver Airways, Singapore Airlines and South African Airways.

Singapore Airlines deals in KrisFlyer Miles, and award flights are straightforward since the airline uses a zone-based award chart . Singapore Airlines divides its destinations into zones, which are used to determine the redemption cost. For example, the West Coast of the U.S. is Zone 12, and an economy flight to Japan (Zone 7) is 64,000 KrisFlyer Miles.

Another Star Alliance member, Singapore Airlines is known for its luxury first-class cabins and great deals on fares to Europe and Hawaii.

Like JetBlue TrueBlue, Southwest uses dynamic pricing. Points are worth about 1.43 cents apiece, by Newsweek’s valuation, which is slightly better than the value of Ultimate Rewards points redeemed with the Chase Sapphire Preferred and Ink Business Preferred (up to 1.38 cents apiece when transferred), but slightly lower than Chase Sapphire Reserve points (up to 1.62 cents apiece when transferred).

United Airlines is part of the Star Alliance with other Chase travel partners Singapore Airlines and Air Canada. But unlike those programs, United prices its award flights dynamically. This makes it somewhat harder to know exactly what value you’re getting, so it’s a good idea to compare the cost of any flights you’re considering across those three airlines. Newsweek values United MileagePlus Miles at 1.40 cents apiece.

Currently, United is offering domestic award flights for as little as 9,700 miles (Newark to Tampa) and international flights (Newark to Punta Cana) for as low as 20,000 miles.

Virgin Atlantic offers great opportunities to get outsized value through award flights when booking with Virgin Atlantic or transferring points to its SkyTeam Alliance partners. There’s a different award chart for each of its partners. Delta economy flights, for example, start at just 7,500 points.

Chase Hotel Transfer Partners

IHG properties include Holiday Inn, Intercontinental Hotels, Kimpton and more, giving you plenty of options to use your points. But IHG doesn’t tend to offer a great per-point value. Newsweek values IHG points at 0.67 cents apiece. You’re typically better off staying with Chase Ultimate Rewards points’ value of up to 1.38 or 1.62 cents apiece when transferred (depending on the card you’re using) and booking an IHG property through Ultimate Rewards.

Marriott Bonvoy points can be used virtually anywhere you want to go. With over 8,500 properties across the world, points you transfer to Marriott will grant you access to everywhere from cost-effective rooms at TownePlace Suites to The Ritz Carlton.

But take caution when transferring your points. Newsweek values Marriott Bonvoy points at 0.84 cents apiece. This is lower than Chase’s Ultimate Rewards points’ value. So be sure to compare the cost of an ULtimate Rewards redemption and a Marriott redemption before transferring your points.

World Of Hyatt

If you’re going to transfer Ultimate Rewards points to a Chase hotel partner, you’ll likely get the best value with Hyatt. Newsweek values Hyatt points at 2.11 cents apiece — a fantastic value. And even better, Hyatt’s award chart makes it easy to know exactly how much an award night will take from your rewards earnings. Off-peak nights start at just 3,500 points per night.

How to Transfer Your Points to a Chase Transfer Partner

First, log in to your Chase account online or in your mobile app. Navigate to the Chase Ultimate Rewards portal. Underneath the “earn/use” tab, you’ll see the option to transfer your points to travel partners. When you click that, you’ll be able to select the Chase transfer partner you want to transfer to and the recipient (you or another authorized user on your credit card account). From there, you’ll designate how many points you want to transfer and confirm the transaction.

Remember: If you have more than one Ultimate-Rewards earning credit card, you can transfer points between your Chase accounts to take full advantage of transfer partners. For example, you might have one of the three credit cards that allows you to transfer points to partners and the Chase Freedom Unlimited®. You can transfer points earned with the Chase Freedom Unlimited to the card that’s eligible for partner transfers.

Here’s the full list of Chase credit cards that earn Ultimate Rewards points:

  • Chase Freedom Flex℠
  • Chase Freedom Unlimited®
  • Ink Business Cash® Credit Card
  • Ink Business Unlimited® Credit Card

Frequently Asked Questions

Transferring your Ultimate Rewards to a Chase points transfer partner can be one of the best ways to supercharge the value of your redemption. Redeeming with a Chase hotel partner like Hyatt, for example, can take your points’ value from 1.38 cents apiece to 2.11 cents apiece based on our valuation.

At the same time, transferring your points can also devalue them, so always be sure to compare the cost of a redemption within the Ultimate Rewards portal and with a Chase transfer partner.

No. If you’re a Hilton loyalist, consider an American Express card since Hilton is an Amex travel partner.

It always depends on the specific redemption’s value. Based on general, per-point value, the best Chase hotel partner is Hyatt.

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A guide to getting the most out of chase ultimate rewards with travel partners.

Ben Luthi

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Chase Ultimate Rewards is one of the most popular credit card rewards programs — and for good reason.

The program offers several redemption options, and with some credit cards , you can squeeze more value out of your points when you redeem them for travel or transfer them to Chase airline partners or hotel partners.

Transferring your points to travel partners gives cardholders the most potential value, but maximizing rewards value this way isn’t always straightforward. Here are some of the best travel credit cards that earn Ultimate Rewards points and what you need to know about them.

  • Chase Sapphire Preferred
  • Chase Sapphire Reserve
  • Ink Business Preferred

Chase airline partners

Chase hotel partners, how to transfer chase ultimate rewards to an airline or hotel partner, are there transfer “rules” i should know, faqs about chase transfer partners, what’s the benefit of using transfer partners over earning points and miles directly.

There are 11 Chase airline partners, each of which allows transfers at a 1:1 ratio in 1,000-point increments.

The value you gain from transferring points can vary based on where you move your points to and how you redeem them from there.

On average, most airlines offer a value of 1.2 to 1.5 cents per point. However, you can potentially get more value with the right booking strategy. For example, some travelers have reported getting business class tickets on Singapore Airlines for less than 100,000 points, a fare that might otherwise cost thousands of dollars.

It’s also important to consider other aspects, including award availability and blackout dates. Some airlines, for instance, limit how many award tickets they offer on a single flight. So if enough people have already booked a flight with points or miles, you’ll have to change up your itinerary. Others will have blackout dates on which there’s no availability for award tickets.

Southwest Airlines and JetBlue are two airlines that don’t have blackout dates at all. Searching for award availability, however, can be trickier. While some airlines allow you to search through your frequent flyer account with them, others may require you to check through a travel partner or alliance site to get the best look.

How to know if you’re getting the best value

Ultimately, the best redemption is the one that works best for you. While booking a business class ticket may give you a better value than flying economy to New York City, it’s not helpful if you’re planning a trip to the Big Apple and don’t have a desire to visit Southeast Asia.

That said, if you can use more than one transfer partner to get where you want to go, take some time to research the various options. Head to each website and find out how many points or miles it’ll take to book a flight, then pick the option that will save you the most points.

This process can take time, but it can save you a lot over the long run. There are also free resources that can help you learn about maximizing your points, like our group, FBZ Elite Travel & Points . 

Chase has three hotel transfer partners, all of which allow you to transfer points at a 1:1 ratio in 1,000-point increments.

As with the Chase airline partners, redemption value can vary based on when and how you book your hotel stay with these partners.

On average, though, World of Hyatt points are potentially worth double or even triple the value you can get with Marriott Bonvoy and IHG Rewards Club points. But accessibility is another challenge. Hyatt, for instance, has roughly 850 properties worldwide, while IHG and Marriott have approximately 5,600 and 7,000 properties, respectively.

All three hotel brands advertise no blackout dates, but the policies may not apply to certain properties or bookings.

Again, the most important thing is that you get a redemption that works for your travel plans. If your destination has all three hotel brands, you’ll get more average value by booking with Hyatt over the other two. However, if there are only IHG and Marriott hotels in and around the city, redemption value can depend.

As with airline redemptions, take some time to check out different redemption options. Run through some dummy bookings with hotels in the area to see which one you can get with the fewest number of points.

As you do, be aware of the location of the hotels you’re comparing. One hotel may be the cheapest, but it may be so far out of the city that you need to use a rental car or ridesharing service to get around. As such, it’s important to balance cost and convenience to get the right fit.

If you’re looking to maximize the value of your Chase Ultimate Rewards through a partner, the process is relatively simple. Start by logging into your Chase Ultimate Rewards account, then choose the card with the points you want to transfer. Alternatively, you can reach your rewards account through your online banking account.

Once you’re in the right rewards account, hover over “Use points” in the menu and click on “Transfer to Travel Partners.” This will open a new page listing all of the program’s transfer partners.

Click on the program you want to transfer to and, if you haven’t already, add your loyalty information. Then enter the number of points you want to transfer — in increments of 1,000 — and submit your request.

Chase Ultimate Rewards has a few terms and conditions to know about before you submit your transfer request.

First, you can only transfer points to a loyalty account owned by you or an authorized user who lives in your household. Also, some transfers may incur a fee, but Chase will notify you of the fee before you submit your request.

Finally, all point transfers are final. So once the rewards have been moved, Chase won’t process any cancellations or refunds.

What airlines do Chase points transfer to?

If you have an eligible card and you’re looking to transfer your Chase points at a 1:1 ratio, there are 10 participating airlines:

  • Virgin Atlantic

Is Delta a Chase transfer partner? Do Chase points transfer to American Airlines?

Delta is not a Chase transfer partner. However, SkyTeam member Air France/KLM is a partner, so you can transfer your Chase points to the Flying Blue program and use them to book other SkyTeam Alliance flights .

Similarly, if you’re looking to transfer points to American Airlines, you need to do it through British Airways. You can transfer your Chase points to the Avios program, and then use them to book American Airlines flights.

Alternatively, it’s also possible to book your flights through the Chase Ultimate Rewards portal if you’d like to book directly with Delta or American, though this may offer a lower value for your points depending on your card and the flights you book.

Can I transfer Chase Ink points to Chase Sapphire?

Yes, you can. Log into your Ultimate Rewards account and select the correct accounts to transfer points between. Be sure your credit cards are all associated with the same account so you can transfer your rewards.

How do I use my Chase points for flights?

Either book through Chase Ultimate Rewards using your points, or transfer your points to your airline’s rewards program and then book your flights as normal through the airline’s site.

Can I transfer my Chase points to someone else?

Yes, Chase allows you to pool Ultimate Rewards points with one member of your household. So if you and your partner both have a card that uses the rewards program, you can transfer points back and forth to take advantage of your combined earning power.

You can also transfer points between your own Ultimate Rewards-earning cards. So if you have the Chase Freedom Unlimited and the Chase Sapphire Reserve , you can transfer points earned with the Chase Freedom Unlimited to the Chase Sapphire Reserve to gain access to better redemption options. Add the Chase Freedom Flex to this duo and you have the Chase trifecta , a smart strategy for maximizing your Chase earning and redemptions. 

How many Chase points do you need for a flight?

The number of Chase points you need for a flight depends on the airline, the cabin you choose, and where you’re traveling. In general, you need anywhere between 5,000 and 260,000, based on whether you’re in economy or first class, flying domestically or internationally.

Transferring Chase Ultimate Rewards points isn’t the only way to rack up rewards with the program’s transfer partners. Marriott, JetBlue, United, and several other programs have co-branded credit cards, like the Chase United Explorer Card , that allow you to earn points and miles directly.

While those Chase credit cards often provide added features like elite hotel status, free anniversary nights, priority boarding, or free checked bags, putting all of your eggs in one basket rewards-wise can be challenging and come back to bite you.

Specifically, airlines and hotel chains sometimes make changes to their loyalty programs that devalue their rewards points or miles. If you have a card that earns rewards directly with a devalued program, the worth of your rewards balance instantly depreciates.

If, however, you have Ultimate Rewards points, you have the flexibility to transfer your points to another program that hasn’t been devalued recently, or you can use your points to book travel directly through Chase.

Great for Flexible Travel Rewards

Chase sapphire preferred ® card.

Chase Sapphire Preferred® Card

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Current Offer

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening

Rewards Rate

5X points on travel purchased through Chase Ultimate Rewards®; 3X points on dining, select streaming services, and online groceries; 2X points on all other travel purchases, and 1X points on all other purchases

  • 5X points on travel purchased through Chase Ultimate Rewards®
  • 25% more value when redeeming rewards for travel through Chase Ultimate Rewards
  • 10% anniversary point bonus each year
  • $50 annual credit on hotel stays booked through Ultimate Rewards
  • Premium travel protection benefits
  • Has annual fee
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
  • Member FDIC

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7 Loyalty Programs That Let You Pool Your Points and Miles With Travel Companions

By Jessica Puckett

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Let’s be real: Sometimes accruing enough points and miles to be able to cash in for a dream trip is tough. It can take a long time to rack up enough loyalty rewards to score those airline seats in first class or several days at a five-star resort . Fortunately, there’s a shortcut you can take to increase your account balance, practically instantly: Pool your points and miles with friends or family.

There are a handful of travel loyalty programs , including airlines, hotels, and credit cards , that let users combine points together or transfer miles to one another. Combining points with loved ones makes it easier and faster to score luxe redemptions on milestone trips like honeymoons , group vacations, or even treat one person in your crew to a special solo trip.

Be aware that some programs limit points transfers and pooling to people in the same household, while others have more flexible rules that allow sharing between larger groups of friends. And in some cases, once you transfer or pool with other loyalty members, you could lose privileges to make redemptions yourself, so be sure you trust the person with whom you’re combining your precious points and miles.

Here’s everything you need to know about loyalty programs that allow points and miles pooling or transferring between friends and family.

Chase Ultimate Rewards

Chase allows members of the same household to combine points through transfers into each other’s accounts. Although the transfers are free, they do come with restrictions. Cardholders are only allowed to transfer Ultimate Rewards points to one member of their household. To do this the first time, cardholders will have to call Chase customer service to have a representative designate the person they want to share their points with. (After the first time, you’ll be able to do future transfers online.) There’s also an option to transfer Chase Ultimate Reward points directly to a household member’s airline or hotel loyalty account—as long as the airline or hotel is one of Chase’s transfer partners —but that person must be an authorized user on your Chase card to do so.

Marriott Bonvoy

Transferring Marriott Bonvoy points to a friend’s or family member’s account is relatively straightforward. Both Bonvoy accounts must be in good standing at the time of the transfer and need to have been open for at least 30 days if they’ve recently seen qualifying activity—like completing a stay or earning points through a co-branded credit card —or at least 90 days with no recent activity. To make the transfer, use Bonvoy’s online point transfer tool and be sure you enter the recipient’s name exactly how it appears on their Bonvoy account. The minimum transfer amount is 1,000 points, and can increase in 1,000-point increments from there. Members can transfer up to 100,000 points per year to other accounts, but Bonvoy accounts can receive as many as 500,000 transferred points each calendar year. Plus, the transfers incur no fees.

World of Hyatt

Any two members of the World of Hyatt program can combine points through transfers in order to more quickly redeem stays with the hotel brand. But Hyatt’s program is a bit old school: They require the two members combining their points to complete a form and send it back to their customer service department. Both members must list their account information, as well as how many points they’d like to transfer and to which account, sign the document, and email it back to an address listed on the form. (Mailing the form is also an option, and there is a physical address listed on the document as well.) Transfers are limited to once every 30 days.

Hilton Honors

You can combine forces with 10 of your closest friends or family members to earn Hilton hotel stays faster: The Hilton Honors program allows up to 11 people to pool their points together, completely free of charge. To do so, one member must initiate the pooling and invite the others to contribute. (However, a separate “pool” account isn’t created; each member retains their own personal account.) In order to participate, each member must have their own Hilton Honors account that has been active for at least 30 days before joining a pool, and members must contribute a minimum of 1,000 points. Each person can contribute up to 500,000 points per year to a pool, but there’s no limit to the number of pools an individual can contribute to. The best part? You can receive up to a whopping two million points per year from other members through pooling.

JetBlue TrueBlue

Up to seven friends or family members can combine their TrueBlue points for free by starting a JetBlue points pool together. To get started, your group will need to appoint a Pool Leader who will open a Points Pooling account with JetBlue and invite other members to join. (Members of the pool can be children, but the Pool Leader must be 21 or older.) Each pool member will need their own TrueBlue loyalty account, but once they join the pool, 100% of every members’ points will be added directly to the pool. If a member of your pool wants to leave, their points can be reinstated back into their original account. Travelers can only be part of one TrueBlue pool at a time. The Pool Leader is in charge of redeeming points , but they can also designate additional members to have redeeming privileges too.

Air Canada Aeroplan

Share your Air Canada Aeroplan points with up to seven other family members with no fees through the airline’s Family Sharing program. A total of eight family members can join together to pool Aeroplan points, while each still maintaining their own accounts and elite status. To get started, one family member needs to log into their Aeroplan dashboard to set up family sharing. This person is known as the Family Lead, and they can invite other members to join. (The Family Lead also has control over who is approved to make redemptions.) Eligible family members include a spouse or partner, children, siblings, in-laws, parents, and grandparents, “or anyone else that’s in your family,” according to Air Canada’s site. After a family member accepts the pooling invitation, all of their points are added to the group’s collective balance.

Hawaiian Airlines HawaiianMiles

Hawaiian Airlines allows its loyalty members to transfer HawaiianMiles to each other’s accounts on its website , but the only way to do so for free is for one of the members to have a co-branded credit card with the airline. Cardholders of the Hawaiian Airlines World Elite MasterCard, the Bankoh Hawaiian Airlines Visa check card, or Hawaiian Airlines Visa credit card-Japan are all afforded free transfers to or from their accounts up to 10 times per year. For non-cardholders, expect to pay a hefty sum of one cent per mile, plus a flat fee of $25 per transfer. Paying these fees would only be worth it in very specific cases, like transfers of large sums of miles for a specific trip you already have in mind. Otherwise, it’s best to avoid paying fees to combine points and miles with another party.

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The Chase Sapphire Reserve Review

Nomadic Matt holding his Chase Sapphire Reserve credit card on a backdrop of a marbled kitchen counter

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The upgraded version of the Chase Sapphire Preferred, the card_name is my one of my favorite premium cards. It offers a lot of fantastic perks for avid travelers.

While The Platinum Card® from American Express gets all the fanfare in terms of luxury rewards cards , I personally prefer the Chase Sapphire Reserve. It comes with better points-earning bonus categories; more practical, everyday perks (which I’ll get into below); and more comprehensive travel insurance.

Today, I want to share a bit more about this card so you can determine whether it’s the right card for you.

Table of Contents

What is the Chase Sapphire Reserve?

Chase sapphire reserve travel insurance, using your chase ultimate rewards® points, taking advantage of chase’s transfer partners, chase sapphire reserve vs chase sapphire preferred, pros of the chase sapphire reserve, cons of the chase sapphire reserve, who is the chase sapphire reserve for.

The card_name (often referred to as CSR) is a travel rewards card issued by Chase. The card comes with a $550 USD annual fee and a host of benefits like lounge access, travel insurance, and an array of statement credits. When used right, these benefits can be worth much more than the annual fee.

One of those benefits is a $300 USD annual travel credit that is very easy to get, effectively reducing the annual fee to a more reasonable $250 USD. You don’t need to do anything extreme to receive this benefit either; the first $300 USD per year that you spend on travel is simply erased from your statement.

Chase also has a very broad definition of what it classifies as travel, making it easy to take advantage of this credit (even parking garages count towards it). According to Chase, they classify travel purchases as including:

“airlines, hotels, motels, timeshares, car rental agencies, cruise lines, travel agencies, discount travel sites, campgrounds and operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages.”

So, the first $300 USD of purchases you make in any of these categories will be removed from your statement, and after that, you’ll earn 3x points on these purchases.

And that’s just one benefit of the card. When you sign up for this card, you’ll get:

  • 60,000 points (after spending $4,000 in the first 3 months)
  • $300 annual travel credit
  • 3x points on travel (earned after earning your $300 annual travel credit)
  • 3x points on dining, including eligible delivery services and takeout
  • 5x points on flights when booked through Chase
  • 10x points on hotels and rental cars when booked through Chase
  • 10x points on Lyft + 2-year Lyft Pink membership
  • Priority Pass Membership and access to Sapphire Lounges by The Club
  • $100 credit toward Global Entry or TSA Pre-Check every 4 years
  • 1 year of complimentary Instacart+ membership (includes up to $15 in statement credits each month through July 2024)
  • Complimentary DashPass membership (includes $5 in DoorDash credits each month)
  • Travel insurance including emergency medical and dental coverage, emergency evacuation insurance, trip delay coverage, primary car rental insurance, lost luggage reimbursement, and trip cancellation insurance
  • No foreign transaction fees

The card_name also offers the most comprehensive travel insurance out of any credit card and is one of the only ones to include any kind of medical insurance. It’s my top pick as the best credit card for travel insurance .

As a Visa Infinite® card, the Chase Sapphire Reserve’s travel insurance includes the following:

  • Primary car rental insurance up to $75,000 USD
  • Travel accident insurance up to $1,000,000 USD
  • Trip cancelation/interruption coverage up to $10,000 USD per person and $20,000 USD per trip
  • Trip delay coverage of $500 USD after delays of six hours or more
  • Lost luggage coverage up to $3,000 USD
  • $100 per day for up to five days if your baggage is delayed
  • Emergency medical and dental coverage up to $2,500 USD for treatment (minus a $50 USD deductible)
  • Emergency evacuation insurance up to $100,000 USD

While I always recommend purchasing a separate travel insurance policy , having coverage through your credit card is an added benefit that you get at no additional cost.

With this card, you’ll earn Chase Ultimate Rewards® points. You can use those points like you would any other rewards program: to get cash back, book travel directly, or transfer them to travel partners. You can also redeem them for Amazon or Apple purchases, but these are bad redemption values and I would not recommend using points this way.

The easiest option is to redeem your points for travel in the Chase Travel portal, which works like booking through Expedia or any other online travel agency. When you do this, you’re basically using your points as cash, at a value of 1.5 cents per point. So, for example, if you have 50,000 points, they’ll be worth 75,000 points when redeemed through the portal. This is a better value than if you simply redeem your points directly as cash, as you’ll only get a value of 1 cent per point that way.

Using your points in the Chase Travel portal is very straightforward, making it an attractive option for points and miles newbies . If this is the only way that you’ll use your points, then using them is better than letting them sit around!

Just know that there are pros and cons to using the travel portal. Namely, you can usually get more for your points when you transfer them to Chase’s 14 transfer partners (which is what you should be doing with your points).

The ability to transfer to its partners is what makes Chase Ultimate Rewards® points so valuable. You can usually find airline and hotel redemptions where you can get much more than 1.5 cents per point. While the actual value you can get varies greatly based on flight or hotel, a good benchmark is The Points Guy’s monthly valuation chart , which values Chase Ultimate Rewards® points at over 2 cents per point when used as transferable points.

To give a real-life example, the 50,000 points from the example above could be an off-peak, round-trip economy fare from New York to Paris when redeemed through the portal. But if you transfer points to one of Chase’s partner airlines, you can take advantage of flash deals and saver space, potentially finding the same fare for up to 50% less points. Unless it’s a super cheap flight or hotel room (less than $150 USD), I always transfer points to their travel partners, especially when booking business class flights or fancy hotel rooms. You just get more bang for your buck.

Transferring to airline and hotel partners is a bit more work than using the portal, but there are more tools than ever to help you maximize your points. For example, you can use point.me for finding flights with points and Awayz for finding award hotel stays.

Chase’s current transfer partners are:

Airline Transfer Partners:

  • Aer Lingus, AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Emirates Skywards®
  • Flying Blue AIR FRANCE KLM
  • Iberia Plus
  • JetBlue TrueBlue
  • Singapore Airlines KrisFlyer
  • Southwest Airlines Rapid Rewards®
  • United MileagePlus®
  • Virgin Atlantic Flying Club

Hotel Travel Partners:

  • IHG® Rewards Club
  • Marriott Bonvoy®
  • World of Hyatt®

By this point, you might be wondering what makes this card different from its sibling, the Chase Sapphire Preferred . Both cards currently have the same welcome offer: 60,000 points after you spend $4,000 in the first 3 months of account opening. Both also earn 3x points on dining. You also get travel insurance with both cards, though the insurance offered with the Reserve is much more comprehensive.

Given all that, is the Reserve really worth the higher annual fee?

Ultimately, that’s up to you to decide based on your spending, travel habits, and whether you value the Reserve’s extra perks and benefits. But keep in mind that the real difference in cost between these two cards is only $155 USD per year. Sure, that’s considering the $300 USD annual travel credit on the Reserve, but I’m guessing that anyone thinking of getting a travel rewards card spends at least $300 USD on travel per year. And if you do, you’re likely to come out ahead with the Chase Sapphire Reserve due to the ability to earn points faster, use statement credits, and take advantage of luxury perks like airport lounge access.

Here’s a quick cheat sheet of the main differences:

  • Great rewards-earning rates
  • Large welcome offer
  • $300 USD travel credit
  • 14 fantastic transfer partners
  • Excellent travel insurance
  • Statement credits for Global Entry/TSA Precheck (every 4 years)
  • Airport lounge access through Priority Pass membership and access to Sapphire lounges
  • Complimentary memberships (including Lyft Pink, DashPass, InstaCart)
  • Large annual fee ($550 USD per year)
  • $75 USD authorized user fee

This card is best for frequent travelers. If you get this card, you’ll want to be able take advantage of the card’s accelerated earning rates on travel and dining, travel statement credits, and other travel-specific benefits. You’ll get even more out of this card if you value perks like airport lounge access and expediting your airport experience through Global Entry/TSA Precheck, and will transfer your points to one of Chase’s transfer partners.

If you’re only a semi-regular traveler, you might be better served by the Chase Sapphire Preferred. This comprehensive review has everything you need to know about that card .

The card_name is one of the best travel rewards cards out there. It comes with a high welcome offer, lots of perks, and robust points-earning capabilities so that you can quickly stack up valuable Chase Ultimate Rewards points. You get a ton of value with this card. I think it’s worth a spot in the wallet of any frequent traveler.

Book Your Trip: Logistical Tips and Tricks

Book Your Flight Find a cheap flight by using Skyscanner . It’s my favorite search engine because it searches websites and airlines around the globe so you always know no stone is being left unturned.

Book Your Accommodation You can book your hostel with Hostelworld . If you want to stay somewhere other than a hostel, use Booking.com as it consistently returns the cheapest rates for guesthouses and hotels.

Don’t Forget Travel Insurance Travel insurance will protect you against illness, injury, theft, and cancellations. It’s comprehensive protection in case anything goes wrong. I never go on a trip without it as I’ve had to use it many times in the past. My favorite companies that offer the best service and value are:

  • SafetyWing (best for everyone)
  • Insure My Trip (for those 70 and over)
  • Medjet (for additional evacuation coverage)

Want to Travel for Free? Travel credit cards allow you to earn points that can be redeemed for free flights and accommodation — all without any extra spending. Check out my guide to picking the right card and my current favorites to get started and see the latest best deals.

Need Help Finding Activities for Your Trip? Get Your Guide is a huge online marketplace where you can find cool walking tours, fun excursions, skip-the-line tickets, private guides, and more.

Ready to Book Your Trip? Check out my resource page for the best companies to use when you travel. I list all the ones I use when I travel. They are the best in class and you can’t go wrong using them on your trip.

Got a comment on this article? Join the conversation on Facebook , Instagram , or Twitter and share your thoughts!

Disclosure: Please note that some of the links above may be affiliate links, and at no additional cost to you, I earn a commission if you make a purchase. I recommend only products and companies I use and the income goes to keeping the site community supported and ad free.

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  • chase sapphire preferred vs capital one venture

On This Page

  • Key takeaways
  • Chase Sapphire Preferred vs. Capital One Venture Which card is better?
  • Chase Sapphire Preferred vs. Capital One Venture Welcome bonus
  • Chase Sapphire Preferred vs. Capital One Venture Rewards
  • Chase Sapphire Preferred vs. Capital One Venture Travel Perks
  • Chase Sapphire Preferred vs. Capital One Venture Other card benefits
  • Chase Sapphire Preferred vs. Capital One Venture Rates and fees
  • Chase Sapphire Preferred vs. Capital One Venture Eligibility

Should I get the Chase Sapphire Preferred Card or the Capital One Venture Rewards Credit Card?

Faq: chase sapphire preferred vs. capital one venture.

Chase Sapphire Preferred vs. Capital One Venture: Which Is Best?

Alana Musselman

  • The Chase Sapphire Preferred® Card is slightly better overall than the Capital One Venture Rewards Credit Card .
  • The Chase Sapphire card reigns supreme in terms of rewards, travel perks and other card benefits.
  • The Capital One Venture card has a better welcome offer.
  • Chase’s travel perks are a major benefit for cardholders who love to travel.
  • Both cards have a $95 annual fee and similar variable APR rates.

Chase Sapphire Preferred vs. Capital One Venture: Which card is better?

The Chase Sapphire Preferred® Card is a mighty contender thanks to big-time name recognition and the promise of ample rewards, but the Capital One Venture Rewards Credit Card is heady competition with its own cache of rewards and perks. 

In the case of Chase Sapphire Preferred vs. Capital One Venture, Chase Sapphire Preferred has the edge in several categories. An attractive list of rewards, useful travel perks and a regularly updated slate of other card benefits all help nudge Chase into the winner’s circle.

But depending on how you plan to use your credit cards, you may find Capital One Venture to be better for your specific needs. 

To help you learn what each of these rewards cards has to offer and see how signing up for a Chase or Capital One card could shape your finances, we’ll take a look at each category or perk on a granular level.

Why should I get the Chase Sapphire Preferred Card?

For starters, the Chase Sapphire Preferred Card has a higher point redemption rate, including higher rates for things like online grocery shopping, dining out and some streaming services. There are also many rewards partners if you want to shift your points. You can take advantage of some 14 airline loyalty programs and three hotel loyalty programs, giving you access to upgrades, lounges and other benefits the world over.

The final feather in Chase’s cap is the card’s robust list of travel protections. If you often find yourself exploring the planet, you’ll likely rest easier knowing you have backup if weather delays your flight or there’s a problem and you need to get home.

Why should I get the Capital One Venture Rewards Credit Card?

The Capital One Venture card is a solid choice for people who are most interested in earning rewards for travel and everyday spending. This card gives you 2 miles per dollar for purchases outside travel and 5 miles per dollar for travel. You won’t get the same higher rates for dining and other lifestyle purchases like Chase offers, but depending on how you spend, that might not matter.

Also take a look at Capital One’s partner list. If there are airlines or hotels listed that you favor over Chase’s partners, that’s an additional reason to go for the Venture card over the Sapphire Preferred.

Chase Sapphire Preferred vs. Capital One Venture: Welcome bonus

Winner of this category: Capital One Venture Rewards

The Chase Sapphire Preferred card has a welcome bonus of 60,000 points. This reward is only available once you spend a minimum of $4,000 on purchases within three months of opening your account.

The Capital One Venture card seems to come out ahead here because the welcome bonus is 75,000 miles. It’s also only available when you spend $4,000 on purchases within three months of opening your account.

However, in both cases, the points or miles you get once you achieve the bonus threshold are redeemable for up to $750 of free travel. This assumes a $1.25 and $1 redemption rate for Chase and Capital One, respectively, as discussed in more detail below.

Chase Sapphire Preferred vs. Capital One Venture: Rewards

Winner of this category: Chase Sapphire Preferred

Rewards are the cornerstone of both cards, but how you earn those rewards differs significantly.

With Chase Sapphire Preferred, you can earn the following amounts in these ways:

  • 5 points per dollar spent on travel purchases using Chase Ultimate Rewards®
  • 3 points per dollar spent on dining, eligible delivery services, select streaming services and online grocery purchases (Walmart, Target and wholesale club purchases excluded)
  • 2 points per dollar spent on travel purchased without using Chase Ultimate Rewards
  • 1 point per dollar spent on anything not covered above

There are sometimes limited-time-only offers as well, such as the current promotion (as of January 2024) of 5 points per dollar spent with Lyft through March 2025.

The Capital One Venture Rewards Credit Card has a simpler but less exciting rewards scheme:

  • 5 miles per dollar spent on rental cars and hotels only when booked through Capital One Travel
  • 2 miles per dollar spent on anything else

Which is better for earning rewards?

The Chase Sapphire Preferred Card offers far more ways to earn rewards. While the emphasis is on Chase Rewards travel, you can still rack up a decent number of points just for grocery shopping, going to lunch or streaming your favorite shows.

Capital One Venture Rewards only wins out if you use the card for Capital One Travel purchases, as those are the only ones eligible for top-level 5 miles per dollar rewards. The 2 miles per dollar you get for “other purchases” with Capital One beats Chase’s 1 point per dollar rate, but that only helps you come out ahead if you aren’t spending much on dining, streaming, online grocery purchases and other travel.

Which is better for redeeming rewards?

No matter which card you choose, you can redeem rewards for a huge variety of highly desirable things. Travel-related redemptions are king, though.

It’s probably easier to compare if we just look at rates for simple redemptions. Chase Sapphire Preferred has a more favorable redemption rate of 1.25 cents per point for travel or 1 cent per point for cash rewards or statement credits. Venture Miles are redeemable at a fixed rate of 1 cent per mile.

Sapphire Preferred tips the scale again courtesy of that 25% bonus just for redeeming your points through Chase Ultimate Rewards for travel.

But before you decide, think about which of these travel cards has partners that better align with your lifestyle.

Chase Sapphire Preferred allows you 1:1 point transfers to 14 airlines and loyalty clubs.

These airlines include:

  • Air France-KLM Flying Blue
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Emirates Skywards
  • JetBlue TrueBlue
  • Southwest Airlines Rapid Rewards
  • United MileagePlus
  • Virgin Atlantic Flying Club

Other partners include hotel loyalty programs such as IHG One Rewards, World of Hyatt and Marriott Bonvoy.

The Capital One Venture Rewards Credit Card has its own list of 15 transfer partners, some at a 1:1 transfer ratio and some at 2:1 or 4:3 ratios. 

Some of the airline partners are:

  • Aeromexico Rewards
  • Avianca LifeMiles
  • Cathay Pacific Asia Miles
  • Choice Privileges (U.S.-based accounts only)
  • Finnair Plus
  • Qantas Frequent Flyer

The card’s only current hotel transfer partner is Wyndham Rewards.

Chase Sapphire Preferred vs. Capital One Venture: Travel Perks

You won’t settle the Chase Sapphire Preferred vs. Capital One Venture debate simply by looking at point transfer rates. Operating as both hotel cards and airline cards , these two cards allow you to shift points or miles to their respective airline and hotel partners. 

Chase Sapphire also offers travel protections , including trip cancellation , trip interruption and delay coverage, baggage delay coverage, emergency assistance and rental car insurance.

Those Chase Sapphire travel insurance perks can come in quite handy if your plans go awry. For instance, the baggage delay coverage includes up to $100 per day for five days if your suitcases take a different flight than you do. That’s plenty of money to cover toiletries, clothes and other essentials. If your trip is delayed by more than 12 hours or you have an unexpected overnight stop en route to your destination, there’s help for that too. Chase’s trip delay reimbursement will pay up to a maximum of $500 per reservation ticket to cover your meals and accommodations.

Capital One Venture echoes the rental car coverage and adds travel accident insurance, but you’ll have to go elsewhere if you want to cover possible cancellations, delays or interruptions. Instead of those perks, Capital One throws in up to a $100 credit to cover application/enrollment fees for TSA Precheck or Global Entry (once every four years). You’ll love that fast pass paired with the two complimentary visits you’ll get each year to Capital One or Plaza Premium Lounges.

Chase Sapphire Preferred vs. Capital One Venture: Other card benefits

Some additional benefits don’t fall into the other categories, but they should absolutely be considered before you decide whether you’re going the Chase route or hopping on board with Capital One.

Chase Sapphire Preferred cardholders are eligible for a $50 annual Ultimate Rewards hotel credit. You can also get a 10% annual points bonus and extended warranty and purchase protection. The last two items on that list are often overlooked but can save you a bundle of money if you buy a product with your card that doesn’t perform as expected. Other benefits are time-sensitive or limited-time-only, such as complimentary DashPass memberships from DoorDash (terms and conditions apply).

With Capital One Venture, additional perks are limited to extended warranty protection, and that benefit may not be available to all cardholders.

Chase Sapphire Preferred vs. Capital One Venture: Rates and fees

Winner of this category: It’s a tie!

One major aspect of the Chase Sapphire vs. Capital One Venture debate has to do with the fees you’ll pay for the privilege of using each card. Luckily, the main consideration is easy to remember: Both cards carry an annual fee of $95. They’re also tied for foreign transaction fees ($0 across the board).

But with all this talk of perks and rewards, we must also look at the credit card interest rates you’ll be paying on those big, point-earning purchases. The Chase Sapphire Preferred Card charges 21.49% - 28.49% variable APR on all new purchases. For Capital One Venture Rewards, the range is a bit wider, at 19.99% - 29.99% variable APR.

Some credit cards incentivize applicants with offers of a 0% introductory APR for a certain period, where failing to pay on time each month could hurt your credit score and lead to lots of unintended interest charges. You won’t need to worry about that with either of these cards, as introductory APR rates aren’t offered.

Chase Sapphire Preferred vs. Capital One Venture: Eligibility

Neither card has super-specific eligibility requirements — you don’t have to belong to a certain club or work at a preferred company to apply. There are no official credit score requirements either, but most rewards-based credit cards with similar perks require a good credit score . 

Assume you need a VantageScore or FICO credit score of at least 690 to be eligible for Chase Preferred and 670 or higher for Capital One Venture. It will also help if you have a low income-to-debt ratio, no recent late payments or loan defaults and no bankruptcy declarations within the last five years.

To reach a final verdict regarding Capital One Venture vs. Chase Sapphire Preferred, we have to review every category and also take individual needs into account. 

You might be better off with the Capital One Venture Card if you like to book through Capital One Travel and use the card for miscellaneous purchases. Chances are more people will be satisfied with the Chase Sapphire Preferred Card though, given its superior rewards scheme, expansive partner list and oodles of travel perks.

But there’s one huge caveat everyone should keep in mind. These two cards are not mutually exclusive. You don’t necessarily have to choose one or the other. Applying for and using both cards responsibly could help you maximize rewards in every possible way. Just be strategic about when and how you do your spending.

First, revel in the tingly feeling you’ll get from doubling up on welcome bonuses. Then, rely on your Chase Sapphire Preferred Card for travel, dining, online grocery shopping and other higher-reward activities. Get out your Capital One Venture Card for all “miscellaneous” purchases and take advantage of the double miles for each dollar you spend.

Featured offers

Chase sapphire preferred® card, capital one venture rewards credit card, which is better: chase sapphire preferred or capital one venture.

When it comes to deciding between the Capital One Venture Card vs. Chase Sapphire Preferred, the top choice depends on your needs and lifestyle. Chase Sapphire Preferred has a slight edge over Capital One Venture, especially if you spend a lot on travel and dining.

Are Chase or Capital One points worth more?

Chase points are worth more at about $1.25 per point, while Capital One Venture miles are worth about $1. Other factors, like the 25% bonus Chase offers customers who redeem points for travel, can drive that $1.25 redemption rate even higher.

Should I switch from Chase to Capital One?

You can switch from Chase to Capital One at any time by applying for the Venture card and closing your Chase account. However, you might be better served by having both cards and using them depending on which offers better rewards for whatever you happen to be buying.

Is Chase Sapphire Preferred or Capital One Venture harder to get?

In terms of exclusivity, the Capital One Venture and the Chase Sapphire Preferred cards are pretty much tied. You need good credit (a score of 670 or above) for approval with Capital One, and a score of 690 or higher with Chase. These are unofficial numbers, though, and other factors, such as your debt-to-income ratio and recent payment history, may have an impact as well.

Alana Musselman

Alana Musselman is a versatile storyteller with over a decade of experience writing for diverse industries. Her writing has been featured on prestigious brands such as WW (Weight Watchers), Amazon, and Penta.

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How to use the chase travel portal.

travel partners of chase

One of the many perks of using a Chase branded credit card is the opportunity to earn and redeem points for travel-related purchases. What’s more, did you know that you could maximize your points value and reap even more rewards points by booking through the Chase Travel portal?

To make the most of your purchases for travel, you can book your flights, hotels and more through the Chase Travel portal.

To help you navigate the rewards program, we’ll go over:

How to earn and redeem Chase Ultimate Rewards points

Accessing the chase travel portal.

  • How to book flights through the Chase Travel portal

Booking hotels through the Chase Travel portal

How to book rental cars, cruises and other types of travel.

  • The benefits of booking travel in the Chase Travel portal
  • Additional tips and tricks for the Chase Travel portal

Chase Ultimate Rewards points are earned by using your Chase branded card on everyday purchases. When you use your Chase card(s), you can also earn points by making purchases on:

  • Paid reservations
  • Restaurant bookings
  • Hotel reservations

Depending on the Chase credit card you use, you can be eligible for a wide range of perks and rewards. All Chase family cards, such as Freedom ® , Sapphire ® and Ink ® , earn points that can be redeemed on the Chase Ultimate Rewards portal.

To access the portal, go to the booking platform at www.chasetravel.com or login to your Chase Ultimate Rewards account and go to your Chase credit card’s main dashboard.

Next, click on the “Earn/Use” button where the number of points you have is listed. Choose “Travel” from the options listed, and this will take you to the travel portal.

How to book flights through Chase Travel portal

Rather than making your flight purchases externally, book your flights using the Chase Travel portal so you can get rewards on airfare. To do this, access the travel portal and search for the flight you want. You can filter your search by cost, airline, departure/arrival time and departure airport.

Once you’ve found the flight of your choice, select your option and purchase your flight using your Chase card. If you have Ultimate Rewards points available, you can use them to pay for all or part of your flight, and/or other travel-related purchases.

Similar to flights, you can redeem your Ultimate Rewards for hotel reservations. To do this, search by destination to see available hotels. You can narrow your search by filtering for price/amenities/ratings, type of property, number of bedrooms, neighborhood and more.

Select your hotel option, then continue to confirm your booking using your Chase card or redeeming your Ultimate Rewards to help make your purchases.

You can use the portal to book rental cars, activities and other travel-related purchases. To book a cruise line, you need to call directly.

For car rentals, be sure to use the appropriate points connected to your specific card to get additional perks, such as car insurance.

The benefits of booking travel in Chase Travel portal

Travel costs can add up easily, but if you’re using the portal to redeem your points, you are giving your points good use with certain cards. On the other hand, using the portal could also help you earn more points on your purchases. For example, you can get even more points on flights if you book through portal. These points can later be redeemed on your future travels.

Chase Travel portal summary

No matter where your next adventure takes you, use the Chase Travel portal to book hotels, flights and more. Earning points through the portal can unlock future opportunities for you to take trips in one platform.

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Credit Cards

Why I have cash-back cards even though points are more valuable

Ariana Arghandewal

Julie Sherrier

Julie Sherrier

“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.

Robin Saks Frankel

Robin Saks Frankel

Published 6:24 a.m. UTC March 5, 2024

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Featured Image

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Over the past decade, credit cards have played a central role in my ability to travel the world. 

I’ve earned millions of points and miles by taking advantage of generous welcome bonuses, bonus categories and travel perks. Bank reward currencies like Citi ThankYou® points and Capital One miles are the most valuable, since they can be transferred to numerous airlines and hotel loyalty programs. This versatility has been key in allowing me to top off rewards accounts for business class flights and bucket-list vacations at a fraction of the cost.

My travel rewards cards have also offered value beyond their points in the form of lounge access, elite status upgrades and other travel benefits. 

Despite how incredibly valuable these credit cards and their points can be, I still keep several cash-back cards in my wallet. The Citi Double Cash® Card and Chase Freedom Unlimited® credit cards may not be the most glamorous on the market, but they will retain a space in my wallet for the foreseeable future. 

The Chase Freedom Unlimited card offers more than just strong rewards. Read our complete guide to the benefits of this card.

Here’s why I keep cash-back cards even though points and miles are more valuable. 

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Chase Freedom Unlimited®

Welcome bonus.

Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That’s 6.5% on travel purchased through Chase Travel, 4.5% on dining and drugstores, and 3% on all other purchases.

Regular APR

Credit score.

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Editor’s Take

  • No annual fee.
  • Introductory APR periods on purchases and balance transfers.
  • Generous welcome bonus.
  • Can’t transfer points to travel partners unless paired with another card.
  • Charges foreign transaction fees.
  • There’s a balance transfer fee.

Card Details

  • INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back!
  • Enjoy 6.5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
  • After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% – 29.24%.
  • No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
  • Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
  • Member FDIC

Most cash-back cards have no annual fees

The right rewards credit card is crucial to a good travel rewards strategy. However, these cards often carry annual fees, so you want to be strategic about how many you add to your repertoire. 

In contrast, many cash-back cards are annual fee-free, making them excellent additions to your credit card portfolio. 

Having a card with no annual fee can also make it easier to justify keeping it long term. This is important since the overall age of your accounts substantially impacts your credit score . That’s why it’s important to keep one or two of your oldest cards open and active. Without a fee to consider, it’s easy to hold onto your cash-back card in the long run. If the card aligns well with your spending habits and has no annual fee, this decision is made even easier.

Cash-back cards earn elevated rewards

In the movie Up in the Air, George Clooney’s character proudly proclaims, “I don’t spend a nickel, if I can help it, unless it somehow profits my mileage account.” That’s been my exact philosophy over the past decade and has allowed me to earn millions of points and miles. Most of my spending falls within bonus categories that earn 3 to 5 points per $1 spent, including dining , travel, groceries and gas . Outside of these expenses, most travel rewards credit cards earn just 1 point per $1 spent, which is why I often turn to cash-back credit cards for purchases that fall outside those categories. 

Cash-back cards offer some of the highest rewards for everyday spending. For example, the Chase Freedom Unlimited earns 5% cash back on travel purchased through Chase Travel, 3% cash back on eligible dining and drugstore purchases and 1.5% cash back on all other purchases. Few no-annual-fee travel cards come close to being this generous, especially in an obscure category like drugstore spending. 

Meanwhile, the Citi Double Cash Card earns 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid off, plus, for a limited time, 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. This structure is not only simple, it also encourages responsible credit usage. This card is my go-to for purchases that fall outside of lucrative bonus categories. Since the card doesn’t have an annual fee, it’s a great way for me to accrue valuable rewards without extra cost. 

Cash back rewards are versatile

While cash-back rewards can be valuable on their own, they’re also incredibly versatile. I can use them for any expense (travel or otherwise) without worrying about blackout dates, expirations or other limitations imposed on award travel. 

For example, the rewards earned from the Citi Double Cash card are technically  Citi ThankYou points that can be redeemed as cash back. However, if you carry a Citi Premier® Card * The information for the Citi Premier® Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. or a Citi Prestige card, you can pool the points together and use your earnings as travel rewards.

Because my Citi Prestige (which is no longer accepting applications) also earns ThankYou points, I can combine those rewards with the points earned with my Citi Double Cash card to take advantage of the Citi Prestige’s travel transfer options. This enables me to optimize every dollar spent—if I can’t earn 3 to 5 points on the Citi Prestige Card, I’ll earn at least 2 points per $1 on my Citi Double Cash purchases (1 point per $1 when making purchases, plus an additional 1 point per $1 as you pay for those purchases). 

The same goes for the Chase Freedom Unlimited. If you pair it with a Chase Sapphire Preferred® Card or Chase Sapphire Reserve® , you can pool your rewards together and redeem them either via Ultimate Rewards® travel or transfer them to Chase’s multiple travel loyalty partners. Since the Freedom Unlimited earns a base 1.5% cash back on all non-bonus spending, it can be a great addition to your wallet if you want to earn more than 1 Ultimate Rewards point per $1 spent on purchases that fall outside of either Sapphire cards’ bonus categories. 

My cash-back cards boost my credit score

One of the main reasons I hold on to my cash-back cards is because of the positive impact they have on my credit score. A significant portion of your credit score is determined by credit usage and length of credit history. My Citi Double Cash and Freedom Unlimited cards are some of my oldest cards and contribute significantly to my positive credit history. Both cards offer substantial credit lines, allowing me to keep my credit utilization low — a factor that makes up 30% of your FICO Score.

My Citi Double Cash Card has a $24,000 credit limit, which is one of the highest of any credit cards I currently have. Meanwhile, my Chase Freedom Unlimited has a relatively lower $10,000 limit. These high credit lines, along with a credit utilization rate below 30%, have undoubtedly had a positive impact on my credit score in the five-plus years I’ve had these cards. Because of these high credit limits, their positive contributions to my credit history and the lack of an annual fee, I will continue to keep both cards in my wallet long-term — regardless of the value I gain from rewards.

Bottom line

There’s a lot of advice out there about credit card rewards optimization strategies. Much of that advice guides consumers away from cash-back cards. Despite the perception that cash-back rewards are worth less than points and miles, cash-back credit cards can provide value and versatility. Diversity is key to a good credit card strategy and cash-back credit cards offer that in spades. With no blackout dates, elevated rewards, simple redemption structure and no annual fee, these cards have played an essential role in helping me diversify my rewards portfolio and save thousands of dollars on travel every year. 

*The information for the Citi Premier® Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy . The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Ariana Arghandewal

Ariana Arghandewal is a travel hacker and travel rewards expert who leverages credit cards to earn over a million miles every year. She is the founder of Pointchaser, an award-winning blog where she covered rewards travel and credit cards since 2012.

Julie Stephen Sherrier is a personal finance writer and editor based in Austin, TX. She is the former senior managing editor for LendingTree, responsible for all credit card and credit health content. Before joining LendingTree, Julie spent more than a decade as the managing editor and then editorial director at Bankrate and CreditCards.com. She also served as an adjunct journalism instructor at the University of Texas at Austin.

Robin Saks Frankel is a credit cards lead editor at USA TODAY Blueprint. Previously, she was a credit cards and personal finance deputy editor for Forbes Advisor. She has also covered credit cards and related content for other national web publications including NerdWallet, Bankrate and HerMoney. She's been featured as a personal finance expert in outlets including CNBC, Business Insider, CBS Marketplace, NASDAQ's Trade Talks and has appeared on or contributed to The New York Times, Fox News, CBS Radio, ABC Radio, NPR, International Business Times and NBC, ABC and CBS TV affiliates nationwide. She holds an M.S. in Business and Economics Journalism from Boston University. Follow her on Twitter at @robinsaks.

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I went to Chase's new airport lounge and couldn't believe I could get in for free without the travel credit card

  • I visited the Chase Sapphire Lounge at LaGuardia Airport, which offers meals, drinks, and a spa.
  • The lounge is free for $550-per-year Chase Sapphire Reserve cardholders.
  • But travelers without the card can enter for free once a year with a Priority Pass membership.

Insider Today

I recently went to LaGuardia Airport's Terminal B and stepped into a 21,850-square-foot space that felt like a luxury hotel lobby.

I found cozy seating areas, complimentary meals and drinks, a coworking space, an arcade that felt like a nightclub, a spa offering free facials, and an upstairs mezzanine full of plants.

It was the new Chase Sapphire Lounge , which opened in NYC's LGA and John F. Kennedy International Airports in January. The airport lounge can also be found in Boston and Hong Kong.

The lounge at LGA is open from 4:30 a.m. to 9:30 p.m. daily and is free for $550-per-year Chase Sapphire Reserve credit cardholders to visit whenever they have a flight departing within three hours.

All they have to do is activate their complimentary Priority Pass airport lounge membership that comes with the credit card.

However, during my tour from general manager Ioannis Tzielekis, I was surprised to learn that travelers can get in for free without the Chase card and access all the same complimentary amenities.

How to get into the airport lounge for free

There are two ways to access the lounge for free without the card, both of which require a boarding pass for a flight up to three hours away.

The easiest way is to travel with a Chase Sapphire Reserve cardholder who is allowed two free guests per visit. Any additional guests cost $27 per person.

For the second option, travelers don't even have to know a Chase cardholder at all.

A Chase Sapphire representative told Business Insider that those who hold a Priority Pass membership without the card can enter for free once a year. Each additional visit costs $75.

The pass is complimentary with various travel credit cards from other banks, or it has a starting rate of $99 for those without any of the partnered card programs, according to the Priority Pass website.

While I was only visiting the lounge for a tour, knowing I could have a pleasant experience before boarding a long flight made me excited for my next trip to the airport— and keen to get a Priority Pass membership.

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Watch: Inside America's first private terminal for millionaires

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Visa-free travel to Russia

Several countries now have bilateral agreements in place with the Russian Federation to allow visa-free travel to Russia for their citizens. Unfortunately, however, there is no indication that similar agreements will be reached with the EU, the US, or the UK any time soon.

If you are not a citizen of one of the countries below and do not hold a diplomatic passport, the only other way to visit the Russian Federation without a visa is on a cruise ship to St. Petersburg. This exemption allows you to stay in the city for up to 72 hours without a visa on the condition that you are sleeping on the ship and are accompanied at all times by a licensed tour guide. If your cruise calls in St. Petersburg for 48 or 72 hours, there are companies offering shore tours which include a day in Moscow.

The same visa-free regime is applied to passengers on ferries from Helsinki and Tallinn operated by the company St. Peter Line, although in the case of ferry passengers you need to book your own accommodation. Again, it is possible within the 72 hours to visit Moscow as well. You can find out more about visa-free tours to Moscow and St. Petersburg here .

Nationalities which can travel to Russia without visas are divided into four groups with different requirements and different limitations on length of stay for each group. Even if you do not need a visa to enter Russia, you will certainly need a passport valid for at least six months after the date of your proposed exit from Russia, and you may require other official documents. You will also, like all foreign travelers in Russia, still need to register with the Federal Migration Service upon arrival.

Citizens of the countries of the CIS (the Commonwealth of Independent States) are permitted to stay in the Russian Federation for up to 90 days without a visa.

Citizens of these countries are allowed to stay in the Russian Federation without a visa for up to 90 days in each 180-day period, provided they will not be involved in any commercial or work-related activities during their stay.

Citizens of the countries in this group can stay in the Russian Federation for up to 30 days without a visa. They are not entitled to work while in Russia.

Citizens of these Balkan countries can also stay in Russia without a visa for up to 30 days, but must also show tourist documents (tourist confirmation and tourist voucher) or an official invitation to immigration officials.

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Why the Chase Sapphire Preferred is Best for All-Purpose Travel in 2024

Caitlin Mims

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

I’m a Texan, but I live in Colorado. Besides any planned vacations I take, I travel to the Lone Star State a few times a year to visit family and friends, which adds up to a lot of flying. I use multiple credit cards to help me cover the cost of these trips, but the stalwart Chase Sapphire Preferred® Card is easily the most important card in my wallet.

Compared with other cards in its class, this $95 -annual-fee card might not seem that flashy. It won’t help you skip the line at airport security or sip a cocktail in a lounge before your flight. But even though it won’t do much to make you feel fancy at the airport, its suite of perks can help you save significant money on trips and help you cover any mishaps you might encounter along the way.

Here’s why I cast my vote for the card as NerdWallet’s 2024 best credit card for all-purpose travel .

» SEE: Why this now-classic card still has staying power

Travel protections can be extremely valuable

First things first: if you’re a traveler, the Chase Sapphire Preferred® Card could be worth getting just for the travel protections alone. You’ll get:

Chase Sapphire Preferred Credit Card

Primary rental car insurance.

Trip cancellation/interruption insurance.

Trip delay coverage.

Baggage delay coverage.

The card’s cancellation and delay coverage can come in handy if your flight is significantly delayed or the airline loses your luggage.

But the real star for me is primary rental car insurance. After a single wreck in a rental car caused my car insurance to spike for several years, I’m a big believer in having separate rental car coverage apart from my personal car insurance. But the cost of the protections rental car companies offer can add up quickly.

Meanwhile, the insurance you’ll get with the Chase Sapphire Preferred® Card is free and automatically covers your rental car, assuming you use the card to pay for the full amount and decline the rental company’s insurance. Say you rent a car with an insurance fee of $35 a day. It would take just three days to completely cover the cost of the Chase Sapphire Preferred® Card ’s annual fee.

» MORE: 10 credit cards with travel insurance

The Chase Sapphire Preferred® Card doesn’t charge foreign transaction fees, making it a good companion for international travel.

Solid rewards rates help me rack up points

Because I live a plane ride away from family, I like to keep a healthy stash of credit card rewards on hand. And the Chase Sapphire Preferred® Card gives me multiple ways to top up my reward balance. It earns:

5 points per $1 spent on travel purchased through Chase Ultimate Rewards®.

3 points per $1 spent on dining, select streaming services and online grocery purchases. 

2 points per $1 spent on all other travel.

1 point per $1 spent on other purchases.

Shop Through Chase

Besides these regular rewards, cardholders also have access to Shop Through Chase, a shopping portal that offers elevated rewards on certain online merchants. These points are stacked with rewards you’d already earn. For example, as of January 2024, Safeway.com earns 2 points per dollar through Shop Through Chase. Since online grocery purchases already earn 3 points per dollar, you’d earn a total of 5 points per dollar.

» MORE: Chase Ultimate Rewards®: How the program works

Cardholders also receive a 10% point bonus each cardholder anniversary. So if you spent $10,000 per year, you’d earn an additional 1,000 points.

Combine rewards with other Chase cards

If you prefer to keep only one card in your wallet, the Chase Sapphire Preferred® Card is a great one-and-done option. But you can also combine your rewards with those from other cards that earn Chase Ultimate Rewards®.

Chase Freedom Flex

I pair my Chase Sapphire Preferred® Card with the Chase Freedom Flex℠ , which earns 5% back on rotating categories (on up to $1,500 each quarter). I usually earn more rewards on my Flex than my Preferred, so this option allows me to maximize my earnings while still taking advantage of the Preferred’s superior redemption options.

» MORE: What is the ‘Chase Trifecta’?

How redeeming points helped me celebrate the World Series

Growing up, I spent my summers watching Texas Rangers games with my family. When we weren’t at the game, we watched it on TV or listened on the radio. Now that I'm living out of state, I usually listen to the radio broadcast alone in my Colorado apartment. But when the Rangers clinched a 2023 playoff spot, I knew if they made it to the World Series I needed to at least watch with my family if I couldn't make it to the games.

I already had a planned trip to Texas for a wedding the week after the World Series. But, call it baseball superstition or maybe heartbreak from loving a team that hadn’t ever won a championship, I couldn’t bring myself to move my flight up until I knew my team was headed to the Fall Classic.

But last-minute ticket prices are not so great for my wallet. Thankfully, I was able to redeem Chase Ultimate Rewards® points, not only to be in Texas during the World Series, but also to take a trip to Florida with my sister a few weeks earlier to watch our team play in the Wild Card round.

Transferring my points helped me get outsize value

My favorite way to redeem rewards is to transfer them to one of Chase’s travel partners , which includes multiple airline and hotel loyalty programs. Rewards transfer at a 1:1 ratio, and smart redemptions can often give you more value for your points.

You can transfer Chase Ultimate Rewards® to a number of U.S.-based airlines, including United, JetBlue and Southwest, plus a number of U.S.-based hotels. But I normally get the most value out of the issuers’ international airlines — even for domestic travel. My usual go-to's are British Airways and Air Canada , because you can often use rewards to book flights for fewer miles on alliance partners American Airlines and United Airlines, respectively.

Aer Lingus (1:1 ratio).

Air Canada (1:1 ratio).

Air France-KLM (1:1 ratio).

British Airways (1:1 ratio).

Emirates (1:1 ratio).

Iberia (1:1 ratio).

JetBlue (1:1 ratio).

Singapore (1:1 ratio).

Southwest (1:1 ratio).

United (1:1 ratio).

Virgin Atlantic (1:1 ratio).

Hyatt (1:1 ratio).

InterContinental Hotels Group (1:1 ratio).

Marriott (1:1 ratio).

It’s these transfers that helped my sister and me book multiple last-minute flights to watch the Rangers play. Between our trip to Florida and my additional flight to Texas, we took a total of five last-minute flights within a month. We were able to snag great redemption rates by transferring Chase points on three of them:

My sister’s flight from Tampa to Dallas: 9,000 British Airways Avios rewards.

My flight from Tampa to Denver: 12,500 Air Canada Aeroplan miles.

My flight from Denver to Dallas: 10,000 Air Canada Aeroplan miles.

For reference: Booking last-minute flights with miles on United would generally cost me around 15,000 miles one-way. (Note that each airline's program charges varying taxes and fees in addition to the required miles.)

Scoring great deals by transferring points isn't always a guarantee. My Chase Sapphire Preferred® Card couldn't, for instance, conjure up an affordable flight to Phoenix that would have let me watch my team win the World Series in person. But it did help me make it home in time to catch the Rangers' victory from the couch with my family and pizza, without blowing my budget.

» MORE: The guide to Chase transfer partners

Chase Freedom Unlimited Credit Card

on Chase's website

1.5%-6.5% Enjoy 6.5% cash back on travel purchased through Chase Travel; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.

$300 Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!

1x-5x 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.

1%-5% Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Earn 5% on Chase travel purchased through Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases.

$200 Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.

Find the right credit card for you.

Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.

travel partners of chase

GlobalData

JPMorgan Chase becomes an official partner of the Academy Museum

J PMorgan Chase has announced a partnership with the Academy Museum. The partnership makes JPMorgan Chase an Official Partner of the Academy Museum and the “Preferred Card of the Academy Museum.”

Throughout the partnership JPMorgan Chase will sponsor select temporary exhibitions and the museum’s regular feature, “Oscar Sundays,” a weekly film screening series of Oscar-nominated and winning films held in the museum every Sunday afternoon. JPMorgan Chase will also sponsor a select number of community related events at the museum.

David Shaheen, Head of the West Region and Entertainment Industries for J.P. Morgan Corporate Client Banking, said: “JPMorgan Chase has walked side by side with the film industry since its inception, collaborating on and supporting many of its chapters throughout its history. Our support of the industry has been central to its achievements from the beginning, and so we’re thrilled to play yet another part in showcasing its stories to the world.”

JP Morgan Chase has a long history of financing Hollywood productions

JPMorgan Chase is a financier to Hollywood production companies globally, covering a 90% plus market share of arranging corporate debt for the industry. For nearly a century, JPMorgan Chase and its predecessor institutions have cultivated a relationship with the entertainment and media industry. Since 1927, the Firm has provided direct loans, capital market executionsand other products and services to almost every aspect of the industry, including large production and distribution companies, talent agencies, exhibitors and animation studios.

The Firm, through J.P. Morgan Private Bank, also offers direct wealth management services to entertainment executives, directors, creatives and talent offering bespoke investment services, estate planning and other products designed for industry stakeholders to ensure their long-term generational wealth.

Amy Homma, Chief Audience Officer, Academy Museum of Motion Pictures, added: “It’s part of the Academy Museum’s mission to provide our local community broader access to cultural resources, educational experiences, and opportunities to engage with film history and the arts and sciences of filmmaking. We are thrilled the Academy Museum partnership with JPMorgan Chase will continue to amplify the important work we do in the cultural space of Los Angeles.”

"JPMorgan Chase becomes an official partner of the Academy Museum" was originally created and published by Retail Banker International , a GlobalData owned brand.

The information on this site has been included in good faith for general informational purposes only. It is not intended to amount to advice on which you should rely, and we give no representation, warranty or guarantee, whether express or implied as to its accuracy or completeness. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site.

JPMorgan Chase becomes an official partner of the Academy Museum. Source: Shutterstock.com

travel partners of chase

About Karlson Tourism

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  2. Travel Partners Chase Ultimate Rewards

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  3. Chase Ultimate Rewards: Transfer partners & transfer times [updated

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  4. The Chase Ultimate Rewards Travel Portal

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  5. Chase Transfer Partners: Airline and Hotel Ratios

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  6. Chase Transfer Partners: Airline and Hotel Ratios

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COMMENTS

  1. Chase Transfer Partners 2024: What to Know

    The IHG loyalty program is good, but it's generally a weak Chase transfer partner. NerdWallet values IHG points at 0.8 cent each. But since Chase points transfer to IHG One Rewards at the same 1:1 ...

  2. Full List of Chase Transfer Partners

    Enjoy 6.5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first ...

  3. Who are the Chase transfer partners? Everything to know

    Transferring Ultimate Rewards to travel partners is often the most valuable way to redeem your hard-earned points. With 14 different transfer partners, you have plenty of options, since you can keep your Chase points in your Ultimate Rewards account until you can transfer them. Related: The best Chase credit cards

  4. Chase Transfer Partners: Everything You Need to Know

    Here are the steps to take to transfer Ultimate Rewards points you've earned: Sign in to your account at chase.com. Choose the "Redeem Rewards" prompt within the dashboard. Select an option to transfer between eligible cards or travel partners. Points can be transferred in 1,000-point increments. Keep in mind that all points transfers are ...

  5. 6 Best Chase Transfer Partners

    During your first year with the Chase Freedom Unlimited®, earn 6.5% cash back on travel purchased through Chase portal, 4.5% cash back on drugstore purchases and dining at restaurants, and 3% on ...

  6. How to Do a Chase Points Transfer

    With a Chase travel credit card, you can take advantage of the flexibility of the Chase Ultimate Rewards® program, including the ability to transfer your points to many hotel and airline partners.

  7. How to Use Chase Ultimate Rewards for Travel

    Booking travel directly through the Chase travel portal. Transferring your points to Chase travel partners, such as airlines and hotels. Redeeming your points for gift cards or statement credits. Using Ultimate Rewards points for travel. If you decide to redeem your Chase Ultimate Rewards to book travel, you may want to know what your options are.

  8. How To Transfer Chase Ultimate Rewards® Points To Travel Partners

    Although Chase Ultimate Rewards® can be redeemed in a number of different ways, transferring your points to travel partners will likely lead to better redemption values. Most Chase redemptions ...

  9. Chase Transfer Partners: How to Use Your Ultimate Rewards (2024)

    Air France/KLM has seen several transfer bonuses from Chase of 20% or 25%. Transfer bonuses of 30% or more to British Airways, Iberia, and Aer Lingus are fairly common. A 60% bonus on transfers to IHG hotels. A 20% bonus on transfers to Southwest Rapid Rewards points.

  10. Chase Ultimate Rewards Transfer Partners 2023: The Best Ways to ...

    To transfer your Ultimate Rewards points to hotel and airline partners, you'll need one of Chase's premium travel cards: the Chase Sapphire Preferred ($95 annual fee), the Chase Sapphire ...

  11. Guide to Chase Transfer Partners

    Flexible points that can be transferred to 14 travel partners or redeemed through Chase Ultimate Rewards® at 1.25 cents each. $50 annual statement credit toward Ultimate Rewards hotel bookings.

  12. Ultimate Rewards

    Visit Chase Dining℠ to redeem points for takeout, access exclusive reservations and book culinary experiences. Si tienes alguna pregunta, por favor, llama al número de teléfono que está al reverso de tu tarjeta. With Chase Ultimate Rewards, you can redeem the points you've earned for travel, experiences, merchandise, gift cards and even ...

  13. Chase Transfer Partners: How To Get The Best Value

    Transferring your Chase Ultimate Rewards points to a Chase airline or hotel partner is the best way to get the most value out of your points. Depending on the transfer partner and your travel ...

  14. The Master List of Credit Card Transfer Partners (2024)

    Chase Transfer Partners. Chase is a titan in the travel rewards industry, and that's due in large part to some excellent transfer partners. W ith 11 airline and three hotel partners, Chase Ultimate Rewards points are practically a must for any frequent or aspiring traveler. The Chase Sapphire Preferred® Card is easily the best place to begin for travelers just getting started with points ...

  15. Your guide to Chase transfer partners: Everything to know

    Chase transfer partners. Chase transfer partners include airlines and hotels, all of which have a 1:1 transfer ratio. That means when you transfer 1 Chase Ultimate Rewards point, you'll earn 1 mile or point in the program you send them to. Transferring your points to travel partners is the best way to use Chase points.

  16. Chase Ultimate Rewards Transfer Partners

    Chase's transfer partners include 11 airlines and three hotel brands. Select Ultimate Rewards-earning Chase cards let you transfer your points to these travel partners at a 1:1 ratio, usually ...

  17. A Guide To Getting The Most Out Of Chase Ultimate Rewards With Travel

    There are 11 Chase airline partners, each of which allows transfers at a 1:1 ratio in 1,000-point increments. The value you gain from transferring points can vary based on where you move your points to and how you redeem them from there. On average, most airlines offer a value of 1.2 to 1.5 cents per point.

  18. 7 Loyalty Programs That Let You Pool Your Points and Miles With Travel

    There are a handful of travel ... points directly to a household member's airline or hotel loyalty account—as long as the airline or hotel is one of Chase's transfer partners—but that ...

  19. Chase Travel Portal: What You Need to Know

    How to use the Chase Ultimate Rewards® travel portal. Once logged into your Chase account, you'll find a sidebar on the right of the page with your Chase Ultimate Rewards® balance. Once you ...

  20. The Chase Sapphire Reserve Review

    Hotel Travel Partners: IHG® Rewards Club; Marriott Bonvoy® World of Hyatt® Chase Sapphire Reserve vs Chase Sapphire Preferred. By this point, you might be wondering what makes this card different from its sibling, the Chase Sapphire Preferred. Both cards currently have the same welcome offer: 60,000 points after you spend $4,000 in the first ...

  21. Chase Sapphire Preferred vs. Capital One Venture Rewards 2024

    Chase Sapphire Preferred has a more favorable redemption rate of 1.25 cents per point for travel or 1 cent per point for cash rewards or statement credits. Venture Miles are redeemable at a fixed ...

  22. How to Use the Chase Travel Portal

    Accessing the Chase Travel portal. To access the portal, go to the booking platform at www.chasetravel.com or login to your Chase Ultimate Rewards account and go to your Chase credit card's main dashboard. Next, click on the "Earn/Use" button where the number of points you have is listed. Choose "Travel" from the options listed, and ...

  23. Why I Have Cash-Back Cards Even Though Points Are More Valuable

    For example, the Chase Freedom Unlimited earns 5% cash back on travel purchased through Chase Travel, 3% cash back on eligible dining and drugstore purchases and 1.5% cash back on all other purchases.

  24. How to Get Into Chase Sapphire Airport Lounge for Free

    I went to Chase's new airport lounge and couldn't believe I could get in for free without the travel credit card Joey Hadden 2024-02-24T10:32:01Z

  25. Traveling to Moscow without a Russian visa

    If you are not a citizen of one of the countries below and do not hold a diplomatic passport, the only other way to visit the Russian Federation without a visa is on a cruise ship to St. Petersburg. This exemption allows you to stay in the city for up to 72 hours without a visa on the condition that you are sleeping on the ship and are ...

  26. Help with using UR to travel to Russia (PHX-Moscow)

    Chase | Ultimate Rewards - Help with using UR to travel to Russia (PHX-Moscow) - So I convinced my boss to get a Chase Sapphire Reserve card when they came out and he now has about 300,000 Chase UR points. I have never been to Russia, nor do I have any desire to go there. But that's where his family is so he is now

  27. Why the Chase Sapphire Preferred is Best for All-Purpose Travel in 2024

    My favorite way to redeem rewards is to transfer them to one of Chase's travel partners, which includes multiple airline and hotel loyalty programs. Rewards transfer at a 1:1 ratio, and smart ...

  28. JPMorgan Chase becomes an official partner of the Academy Museum

    J PMorgan Chase has announced a partnership with the Academy Museum. The partnership makes JPMorgan Chase an Official Partner of the Academy Museum and the "Preferred Card of the Academy Museum

  29. About Karlson Tourism

    The company's many years' experience offers a top level professional partnership and flexible pricing policy to our most significant Russian partners - travel companies. Karlson Tourism is a part of Rostik Group transnational enterprise that runs various businesses: the commonest restaurant chain in Russia, Central and Western Europe and ...