• Credit Cards
  • All Credit Cards
  • Find the Credit Card for You
  • Best Credit Cards
  • Best Rewards Credit Cards
  • Best Travel Credit Cards
  • Best 0% APR Credit Cards
  • Best Balance Transfer Credit Cards
  • Best Cash Back Credit Cards
  • Best Credit Card Sign-Up Bonuses
  • Best Credit Cards to Build Credit
  • Best Credit Cards for Online Shopping
  • Find the Best Personal Loan for You
  • Best Personal Loans
  • Best Debt Consolidation Loans
  • Best Loans to Refinance Credit Card Debt
  • Best Loans with Fast Funding
  • Best Small Personal Loans
  • Best Large Personal Loans
  • Best Personal Loans to Apply Online
  • Best Student Loan Refinance
  • Best Car Loans
  • All Banking
  • Find the Savings Account for You
  • Best High Yield Savings Accounts
  • Best Big Bank Savings Accounts
  • Best Big Bank Checking Accounts
  • Best No Fee Checking Accounts
  • No Overdraft Fee Checking Accounts
  • Best Checking Account Bonuses
  • Best Money Market Accounts
  • Best Credit Unions
  • All Mortgages
  • Best Mortgages
  • Best Mortgages for Small Down Payment
  • Best Mortgages for No Down Payment
  • Best Mortgages for Average Credit Score
  • Best Mortgages No Origination Fee
  • Adjustable Rate Mortgages
  • Affording a Mortgage
  • All Insurance
  • Best Life Insurance
  • Best Life Insurance for Seniors
  • Best Homeowners Insurance
  • Best Renters Insurance
  • Best Car Insurance
  • Best Pet Insurance
  • Best Boat Insurance
  • Best Motorcycle Insurance
  • Travel Insurance
  • Event Ticket Insurance
  • Small Business
  • All Small Business
  • Best Small Business Savings Accounts
  • Best Small Business Checking Accounts
  • Best Credit Cards for Small Business
  • Best Small Business Loans
  • Best Tax Software for Small Business
  • Personal Finance
  • All Personal Finance
  • Best Budgeting Apps
  • Best Expense Tracker Apps
  • Best Money Transfer Apps
  • Best Resale Apps and Sites
  • Buy Now Pay Later (BNPL) Apps
  • Best Debt Relief
  • Credit Monitoring
  • All Credit Monitoring
  • Best Credit Monitoring Services
  • Best Identity Theft Protection
  • How to Boost Your Credit Score
  • Best Credit Repair Companies
  • Filing For Free
  • Best Tax Software
  • Best Tax Software for Small Businesses
  • Tax Refunds
  • Tax Brackets
  • Taxes By State
  • Tax Payment Plans
  • Help for Low Credit Scores
  • All Help for Low Credit Scores
  • Best Credit Cards for Bad Credit
  • Best Personal Loans for Bad Credit
  • Best Debt Consolidation Loans for Bad Credit
  • Personal Loans if You Don't Have Credit
  • Best Credit Cards for Building Credit
  • Personal Loans for 580 Credit Score Lower
  • Personal Loans for 670 Credit Score or Lower
  • Best Mortgages for Bad Credit
  • Best Hardship Loans
  • All Investing
  • Best IRA Accounts
  • Best Roth IRA Accounts
  • Best Investing Apps
  • Best Free Stock Trading Platforms
  • Best Robo-Advisors
  • Index Funds
  • Mutual Funds
  • Home & Kitchen
  • Gift Guides
  • Deals & Sales
  • Sign up for the CNBC Select Newsletter
  • Subscribe to CNBC PRO
  • Privacy Policy
  • Your Privacy Choices
  • Terms Of Service
  • CNBC Sitemap

Follow Select

Our top picks of timely offers from our partners

UFB Secure Savings

These are the 4 best family travel insurance plans

Find coverage that fits your family's travel plans with these four companies..

thumbnail

Family vacations are a special time, and ensuring they go smoothly is essential to making memories that will last forever. Travel insurance is one way to ensure that any bumps in the road can be smoothed over, from a lost bag to an injury abroad.

CNBC Select reviews the best travel insurance plans for families based on coverage, cost and plan variety. (See our methodology for more information on how we choose the best family travel insurance companies.)

Best family travel insurance  

  • Best for families with young children : Allianz   
  • Best for affordability : Faye   
  • Best for CFAR coverage : Travel Insured International  
  • Best for cruises : Berkshire Hathaway Travel Protection  

Best for families with young children 

Allianz travel insurance.

The best way to estimate your costs is to request a quote

Policy highlights

10 travel insurance plans make it possible to customize your coverage. For families, Allianz's OneTrip Prime package covers children age 17 and younger when traveling with a parent or grandparent.

24/7 assistance available

  • Trip cancellation benefits can reimburse your prepaid, nonrefundable trip payments if you have to cancel your trip for one of the covered reasons stated in your plan documents. 
  • Limited coverage for risky sports

Who's this for? Allianz is great for families with young children as its OneTrip Prime travel insurance policy offers free coverage for children ages 17 or under when traveling with a parent or grandparent. Though this benefit isn't available to Pennsylvania residents, it could help families with younger children lower the cost of their travel insurance coverage.  

Standout benefits:  Allianz's cancel for any reason (CFAR) coverage has an enhanced version available that can cover up to 80% of trip expenses if you have to cancel for a reason that's not covered.  

[ Jump to more details ]  

Best for affordability 

Faye travel insurance.

Faye offers travel insurance with a convenient online buying experience and an app with real-time travel alerts. It's one simple plan includes coverage for common issues, like trip cancellation, emergency medical expenses and trip delay coverage. It also offers coverage for pre-existing medical conditions when plans are purchased within 14 days of an initial trip deposit.

  • Covers Covid like any other medical condition
  • CFAR is available for up to 75% of trip costs for an additional cost.
  • Additional coverage options like vacation rental damage coverage and pet care coverage.
  • Not all benefits are available in all states.

Who's this for?  Faye travel insurance stands out for families on a budget. Its policies start at just $4.64 per day (for 14 days) for domestic trips and $5.16 per day (for 14 days) for international trips. It's also great for those who want a completely digital experience and would rather manage a policy through an app than an agent or by phone.

Standout benefits:  Faye's intuitive interface makes it easy to get travel insurance coverage on your own time, and quotes are available entirely online. On top of the standard trip delay, cancellation and interruption coverage, you can purchase CFAR coverage, coverage for adventure and sports activities and a pet care add-on, which can cover illness or injury for your pet when traveling with you, or extra kenneling costs if your trip is delayed if you leave your pet at home.  

Best for CFAR coverage 

Travel insured international travel insurance.

Travel Insured International has two simple travel insurance plans — the Worldwide Trip Protector and Worldwide Trip Protector Gold. Its plans are affordable and offer the option of cancel for any reason (CFAR) coverage.

  • Optional CFAR coverage and interruption for any reason coverage
  • Medical coverage can be lower than other options

Who's this for?  Travel Insured International could be a great fit for families looking for the flexibility of a CFAR addition to ensure they'll be covered for any reason they need to cancel. The company's wide variety of reasons for cancellation includes coverage for school year extensions with all plans.  

Standout benefits:  Travel Insured International's Worldwide Trip Protector can cover all children 17 and under for free when traveling with related adults.  

Best for cruises  

Berkshire hathaway travel protection.

Berkshire Hathaway Travel Protection has multiple plans to cover vacations from luxury travel to adventure travel. The brand's LuxuryCare offers the highest limits of travel insurance coverage offered by the company. Quotes and policies are available online.

  • Wide variety of policies available
  • Strong financial strength rating by AM Best
  • Cancel for any reason only provides reimbursement for up to 50% of non-refundable trip payments

Who's this for?  Berkshire Hathaway Travel Protection offers cruise-specific packages for families setting sail on a cruise.  

Standout benefits:  Cruise plans include coverage for missed connections and unique challenges you could face on a cruise vacation, like cruise disablement and diversion. 

More on our top family travel insurance companies 

Allianz offers 10 different travel insurance policies for travelers and trips of all types, including single-trip and multi-trip coverage. It also offers quotes and claims online, making the experience simple.  

CFAR coverage available?  

Yes, up to 80% of prepaid, non-refundable trip costs 

24/7 assistance?  

[ Return to summary ]  

While relatively new to the space, Faye's travel insurance plans combine affordability and easy access. Policies are backed by the United States Fire Insurance Company.  

Yes, up to 75% of prepaid, non-refundable trip costs 

Travel Insured International 

Travel Insured International has been offering travel insurance for over 25 years. It has two tiers of coverage (available in most states) that can help you meet all your travel protection needs.  

Berkshire Hathaway Travel Protection 

Berkshire Hathaway Travel Protection offers several tiers of travel protection and insurance, including packages specifically designed for road trips and cruises. Its strong A++ financial strength rating also helps it stand out against the competition.  

Up to 50%, only available on LuxuryCare packages 

Does travel insurance cover family members?  

Generally, you can insure your whole family on one travel insurance plan, so you won't have to buy separate plans for every traveler. Your travel insurance plan will cover every person listed on the policy.  

Does travel insurance cover cancellation due to a death in the family? 

In many cases, travel insurance can help you recoup the cost of your vacation if you have to cancel due to a death in your family. However, you'll want to carefully read your policy's definition of a family member, as not everyone in your life could be included.  

Bottom line

A family vacation can be a big investment, so it's important to protect yourself in case anything goes awry. Having a travel insurance plan that's easy to access, provides 24/7 support and fits your specific travel concerns and budget can help ensure your trip will go smoothly.

Money matters — so make the most of it. Get expert tips, strategies, news and everything else you need to maximize your money, right to your inbox.  Sign up here .

Why trust CNBC Select? 

At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every travel insurance review is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of travel insurance products. To research the best travel insurance companies, we compiled over 100 data points on more than a dozen travel insurance companies. While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics. See our methodology for more information on how we choose the best travel insurance companies. 

Our methodology  

To determine the best travel insurance companies, CNBC Select analyzed dozens of travel insurance companies and compared them based on various factors. 

While narrowing down the best travel insurance companies, we focused on the number of plans available, the availability of 24/7 assistance to access while traveling, coverage for Covid-19, the availability of cancel for any reason coverage, and financial strength (which measures a company's ability to pay on contracts) using A.M. Best ratings. We also considered family-friendly features, such as the inclusion of children on policies for free with parent's coverage, and reasons for cancellation, including school year extension as a reason for cancellation.  

Note that the premiums and policy structures advertised for travel insurance companies are subject to fluctuate in accordance with the company's policies.  

Catch up on CNBC Select's in-depth coverage of credit cards , banking and money , and follow us on TikTok , Facebook , Instagram and Twitter to stay up to date.  

Chime

  • 5 best small business loans for women of 2024 Jasmin Suknanan
  • The 8 factors that decide how much you pay for car insurance Liz Knueven
  • When to expect your tax refund in 2024 Dan Avery

comscore

  • British Columbia
  • New Brunswick
  • Newfoundland Labrador
  • Northwest Territories
  • Nova Scotia
  • Prince Edward Island
  • Saskatchewan
  • English Selected

TD Insurance

  • secure Login

Get a quote

Home/ Condo/ Tenant

Help protect your next trip with the TD Insurance Single-Trip Medical Plan

Up to $5 million in emergency travel medical coverage for your covered trip.

TD Insurance Single-Trip Medical Plan

This plan could be right for you if you're looking to apply for coverage for one trip with up to $5 million for eligible emergency medical expenses while travelling outside of your province or territory of residence.

Coverage Highlights

td family travel insurance

Eligibility

You must meet the following conditions to be eligible to apply for this insurance:

  • You are a Canadian resident.
  • You are covered by the government health insurance plan of your province or territory of residence for the entire duration of your trip and at the time a claim is incurred.
  • The minimum age of coverage for anyone on your policy, including a spouse or dependent child(ren), 1  is 15 days old. There is no maximum age limit for you or your spouse.
  • Applicants 60 years of age and older will need to fill out a medical questionnaire.
  • There are medical conditions that could make you ineligible for coverage under this plan 2 .

Exclusions and Limitations

It’s important to know that benefits will only be paid for eligible expenses and only up to the maximum amount. A complete list of exclusions that apply to your plan will appear in your policy, but here are some examples.

  • Pre-existing medical conditions. 3
  • Travelling against the advice of a physician.
  • Expenses not pre-approved by our administrator may be limited or excluded.
  • Abuse of alcohol, drug or toxic substances.
  • Self-inflicted injuries
  • Travel to destinations under a travel advisory by the Canadian government.
  • Noncompliance with any medically prescribed medical therapy or treatment.
  • The birth of any child during your trip.

Refer to the  Sample Policy  for a full description of eligibility requirements, defined terms, benefits, limitations and exclusions.

This plan can provide you with a lot of value

td family travel insurance

The Single-Trip Medical Plan provides coverage if you are an occasional traveler looking to apply for insurance for a single trip. If you decide to purchase this plan with your travelling companion, under our couple coverage 4 , or with your spouse and dependent children, under our family coverage 1 , it could be a cost-effective option.

Submit a travel insurance claim

Start the claims process by visiting our  Online Claims Portal.

Let’s connect

Our administrator is ready to answer your questions and help you on your way.

  • For 24/7 emergency assistance:  1-833-962-1140  (Canada and the U.S., toll free) or  +1-519-988-7629  (worldwide, collect)
  • For quotes, to purchase a policy or any general inquiries:  1-833-962-1143 Mon-Fri 8am-9pm ET Sat 9am-5pm ET
  • For claims:  1-833-962-1140

Explore more TD Insurance Travel Insurance plans

Looking for more options? We offer a range of travel insurance plans.

TD Insurance Single-Trip Medical Plan is administered by Global Excel Management Inc. and its subsidiary, CanAm Insurance Services (2018) Ltd. TD Insurance Single-Trip Medical Plan is an individual plan underwritten by TD Life Insurance Company. Medical and claims assistance, claims payment and administrative services are provided by the administrator described in the insurance policies. Coverages and benefits are subject to eligibility conditions, limitations, and exclusions, including pre-existing medical condition exclusions. Please refer to the Sample Policy for full details. 1. Family Coverage is available on the TD Insurance Single-Trip Medical Plan for you, your Spouse and unmarried Dependent Child(ren) if you name them in your application. Spouse means the person to whom you are legally married to; or the person you have lived for at least 1 year and publicly refers to as your domestic partner. Dependent Child(ren) means your natural, adopted, or step-children who are: a) unmarried; and b) dependent on you for financial maintenance and support; and i. under 22 years of age, or ii. under 26 years of age and attending an institution of higher learning, full-time, in Canada; or iii. mentally or physically handicapped. Your Dependent Child(ren) must be travelling with you or your spouse. Family Coverage is not available when a medical questionnaire is required for any of the travellers. If any of the travellers do not meet these criteria, that traveller will need to complete a separate application for their own policy. Up to 6 travellers including yourself are permitted to be under a policy through our online application. To purchase additional coverage for groups of more than 6 people, please call our administrator at  1-833-962-1143 . 2. You must NOT be travelling against the advice of a physician or have been diagnosed with a terminal illness or metastatic cancer; you must NOT have a kidney disease requiring dialysis; and you must NOT have been prescribed or used home oxygen during the 12 months prior to your date of application. 3. This insurance may not cover claims related to Pre-existing medical conditions. Pre-existing medical condition means any sickness, injury or medical condition (other than a minor ailment) that was not stable during the time period specified in the policy. Refer to the Sample Policy to determine how this exclusion may affect your coverage. 4. Couple Coverage is available on the TD Insurance Single-Trip Medical Plan for you and your Travelling Companion if you name them in your application. A maximum of 2 travellers including yourself can be under a policy with Couple Coverage. Travelling Companion means any person who travels with you during the Covered Trip and who is sharing transportation and/or accommodation with you. Couple Coverage is not available when a medical questionnaire is required for any of the travellers. If any of the travellers do not meet these criteria, that traveller will need to complete a separate application for their own policy by calling our administrator at  1-833-962-1143 . Mailing Address: TD Life Insurance Company P.O. Box 1 TD Centre Toronto, Ontario M5K 1A2

See you in a bit

You are now leaving our website and entering a third-party website over which we have no control.

TD Bank Group is not responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites.

Third-party sites may have different Privacy and Security policies than TD Bank Group. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.

Sorry, we do not offer this product in the selected province

Please visit our  homepage  to see products available in your province.

U.S. News takes an unbiased approach to our recommendations. When you use our links to buy products, we may earn a commission but that in no way affects our editorial independence.

The 5 Best Family Travel Insurance Plans

td family travel insurance

Travelex Insurance Services »

td family travel insurance

Allianz Travel Insurance »

td family travel insurance

Seven Corners »

td family travel insurance

World Nomads Travel Insurance »

td family travel insurance

AIG Travel Guard »

Why Trust Us

U.S. News evaluates ratings, data and scores of more than 50 travel insurance companies from comparison websites like TravelInsurance.com, Squaremouth and InsureMyTrip, plus renowned credit rating agency AM Best, in addition to reviews and recommendations from top travel industry sources and consumers to determine the Best Family Travel Insurance Plans.

Table of Contents

  • Rating Details
  • Travelex Insurance Services
  • Allianz Travel Insurance

The best travel insurance plans can provide you with considerable peace of mind, but the real value comes into play when you wind up using your coverage. Hassles like flight delays, lost luggage and unexpected injuries can be stressful and traumatic, yet travel insurance can reimburse you for the financial costs associated with these mishaps.

If you are planning to travel with your entire family in tow, you already know that the stakes are higher and the potential for losses even greater. For example, you'll want to make sure children traveling with you have travel medical insurance as well as coverage for trip cancellations and interruptions.

You'll need to compare the best family travel insurance plans of 2023 if you want to find the right one for you and ensure each of your dependents is covered by your policy. U.S. News has compiled this guide to the best of the best when it comes to companies offering family travel insurance, since these top picks make it easy and affordable to add children to your plan.

  • Seven Corners
  • World Nomads Travel Insurance
  • AIG Travel Guard

Best Family Travel Insurance Plans in Detail

Travel Select plan offers complimentary coverage for children 17 and younger

Primary coverage with no deductibles

Travel Select only includes up to $50,000 in protection for emergency medical expenses (optional upgrade available)

Meager policy limits ($200) for delayed baggage and sporting equipment

  • Trip cancellation protection worth up to 100% of prepaid travel expenses (up to $50,000)
  • Trip interruption coverage worth up to 150% (up to $75,000)
  • Up to $2,000 ($250 per day) in coverage for trip delays
  • $750 for missed connections
  • $50,000 for emergency medical and dental expenses
  • $500,000 in coverage for emergency medical evacuation and repatriation of remains
  • $1,000 in insurance for baggage and personal effects

Single-trip travel insurance plans include free coverage for children ages 17 and younger

Allianz offers annual travel insurance plans for families

Not all plans cover kids for free

Get coverage for up to 10 people in a single policy

Generous policy limits for emergency medical expenses and evacuation

Kids aren't covered for free

Emergency dental coverage is capped at $750

  • Trip cancellation coverage worth up to 100% of prepaid trip costs
  • Trip interruption coverage up to 150%
  • Trip delay coverage up to $2,000 ($250 per day)
  • Up to $1,500 in protection for missed tours or cruise connections ($250 per day)
  • Up to $500,000 in coverage for emergency medical expenses
  • Up to $1 million in protection for emergency evacuation

Includes coverage for up to seven children on a single policy

Provides coverage for more than 200 adventure activities and sports

No free travel coverage for kids with paid adults

No option to customize coverage with CFAR protection

  • Up to $100,000 in emergency medical insurance
  • $500,000 in coverage for emergency medical evacuation
  • $3,000 in insurance for lost baggage and belongings
  • $10,000 in insurance for trip cancellation

Free coverage for one child 17 or younger with each paying adult relative on the plan

Choose from three tiers of travel protection based on your needs

Travel medical expense coverage is low ($15,000) with Essential plan

Essential plan also has low limits for baggage delays ($200) and lost or stolen luggage ($750)

  • Up to 100% in coverage for trip cancellation
  • 150% in coverage for trip interruption
  • $1,000 in baggage insurance
  • $300 in protection for baggage delays
  • $50,000 in insurance for emergency medical expenses
  • $500,000 in protection for medical evacuation

Family Travel Insurance: Coverages You'll Need

As you compare the best travel insurance plans for families, you might be wondering which types of coverage are most important. Ultimately, that depends on the cost of your trip, where you're traveling and the travel issues you worry about the most.

Frequent traveler Linda L. Adkins of Spokane, Washington, says she purchases travel insurance for every trip since her U.S.-based health insurance policy doesn't apply when her family travels overseas. She worries not only about emergency medical expenses that could come into play, but also about the high costs of medical evacuation if a family member needs to be transported a long distance or even back to the U.S.

Adkins has also endured scenarios where her luggage was temporarily lost by an airline while traveling internationally, and she says her delayed baggage benefit was useful when it came to purchasing clothing and toiletries. "I spent almost $100 per day for three days in a row while we waited for our bags," she says.

Adkins saved her receipts and received reimbursement through her travel insurance provider's baggage delay benefit.

U.S. News recommends having the following types of coverage (at a minimum) in place for every trip with kids:

  • $50,000-plus in primary insurance per traveler for emergency medical expenses
  • Coverage for COVID-19
  • $100,000-plus in coverage for emergency medical evacuation
  • Adequate protection for trip delays and lost or delayed baggage

Frequently Asked Questions

Credit card travel insurance can provide coverage for families, although the types and amounts of protection you receive can be limited. As an example, the Chase Sapphire Reserve credit card comes with trip cancellation coverage for up to $10,000 per person and up to $20,000 per covered trip, as well as lost luggage reimbursement worth up to $3,000 per passenger if the cardholder or an immediate family member has their luggage lost by a common carrier.

Fine print with the card also states that trip delay coverage can apply if common carrier travel gets delayed by more than six hours or requires an overnight stay, and that both the cardholder and their family members can be reimbursed up to $500 per ticket for incidental travel expenses including meals and lodging.

For credit card travel insurance to apply, the cardholder needs to pay for common carrier travel for all of their family members with the credit card in question. In other words, simply carrying a travel credit card with travel insurance benefits won't be enough.

Travel insurance plans are built to cover every person listed on the application for coverage. This means you can apply for travel insurance as an individual or as a family who wants all members covered under a single plan.

That said, some travel insurance plans are superior for families since they offer free coverage for dependents. Others offer comprehensive travel insurance policies that provide broad coverage for groups up to 10 people.

Why Trust U.S. News Travel

Holly Johnson is an award-winning content creator who has been writing about travel insurance and travel for more than a decade. She has researched travel insurance options for her own vacations and family trips to more than 50 countries around the world, and she has experience navigating the claims and reimbursement process. In fact, she has successfully filed several travel insurance claims for trip delays and trip cancellations over the years. Johnson also works alongside her husband, Greg – who has been licensed to sell travel insurance in 50 states – in their family media business.

You might also be interested in:

td family travel insurance

The Best Travel Medical Insurance of 2024

Holly Johnson

Explore protection options for unexpected health issues abroad.

td family travel insurance

Flight Insurance: The 4 Best Options for 2023

Protect your flight (and peace of mind) with the top coverage plans.

td family travel insurance

Cruise Insurance: Why You Need It + 4 Best Options for 2024

Protect your cruise journey from start to finish (and ports along the way).

td family travel insurance

5 Best International Travel Insurance Companies

Find the best international travel insurance coverage for all your trips abroad.

  • Credit cards
  • View all credit cards
  • Banking guide
  • Loans guide
  • Insurance guide
  • Personal finance
  • View all personal finance
  • Small business
  • Small business guide
  • View all taxes

Best Family Travel Insurance

Carissa Rawson

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

Table of Contents

Travel insurance company factors we considered

An overview of the best travel insurance for families, top options for travel insurance for a family, additional resources for family travel insurance shoppers.

Even the best-laid plans can sometimes go awry. This possibility doubles (or even triples) when traveling with a family, which can mean that purchasing family travel insurance may make sense for you.

This type of insurance will cover you and your loved ones if you miss your flight, your partner gets food poisoning, your children’s bags are lost and more. Here are the best family travel insurance plans and the factors we considered, and tips on choosing the best plan for you.

» Learn more: The best travel credit cards right now

We used the following criteria when choosing which travel insurance companies are best:

Cost . Cost can play a huge factor in choosing a travel insurance plan, especially when you’re traveling with multiple people. We compared costs for basic policies to choose the most affordable options. 

Types of coverage . There is a wide variety of coverage options for insurance , including medical coverage and trip protection benefits. We chose those with the widest range of inclusions. 

Coverage amounts . Many policies offer a variable level of coverage; more expensive policies can include higher policy limits, though this isn’t always the case. 

Customizability . Different travelers have different types of needs, which means that we focused on policies that offer customizability as part of their benefits. 

» Learn more: What does travel insurance cover?

To determine the best travel insurance for a family, we compared the price and benefits across multiple insurance companies for a sample trip taken by a family of three from New Hampshire — a 39-year-old father, 33-year-old mother and 3-year-old child. They are traveling to Germany during the winter and estimate a total trip cost of $12,000.

Overall, the average cost of a plan came out to $257.78, though one plan priced out far below the rest.

Here's a closer look at our top five recommendations for travel insurance for families.

Allianz Travel

td family travel insurance

What makes Allianz travel insurance great for families:

Family travel medical insurance that includes coverage for pre-existing conditions. 

Customizability includes rental car insurance and Cancel For Any Reason (CFAR) insurance. 

Provides up to $1,000 per person for lost baggage. 

Here’s a snippet from our Allianz Travel insurance review:

“OneTrip Prime provides all the benefits of the Basic plan but with higher limits, a few extra coverage areas and complimentary coverage for children 17 and under when traveling with a parent or grandparent.”

The complimentary coverage is useful, especially for families with multiple kids.

» Learn more: Trip cancellation insurance explained

World Nomads

td family travel insurance

What makes World Nomads great for families:

Lower-than-average cost. 

Includes adventure sports and activities.

Provides $25,000 non-medical emergency transportation. 

World Nomads is a great fit for particularly adventurous families, as its plans include coverage for over 200 activities. So if you're taking the kids skiing this winter or are planning to backpack the Colorado Trail next summer, this might be a good choice.

» Learn more: Does travel insurance cover award flights?

td family travel insurance

What makes AXA great for families:

Covers 100% of trip cost for interruption or cancellation for covered reasons. 

Provides $100 per person, per day for trip delay.

Includes $100 in coverage for airline reissue or cancellation fees. 

Having kids invites a lot of unpredictability for trip planning. Will your oldest bring home a virus from day care? Will your baby suddenly enter a difficult sleep regression that renders you exhausted? Having 100% coverage for trip cancellation can bring families peace of mind when putting big trip deposits down.

td family travel insurance

What makes IMG great for families:

Hundreds of dollars cheaper than the other options. 

$0 deductible for medical insurance. 

Up to $5,000 for trip interruption. 

Here’s a snippet from our IMG review:

“Some policies provide emergency medical evacuation coverage, while others skip this benefit entirely. This benefit may be more important to you if you travel to a remote location or engage in physical activity such as trekking.

More comprehensive plans may include other benefits such as assistance with acquiring a new passport, reimbursing reward mile redeposit fees or coverage for pre-existing conditions. If these are something you’re interested in, be sure to check that your policy includes these options.”

td family travel insurance

What makes Tin Leg great:

Lower-than-average cost.

150% reimbursed for trip interruption. 

Customizability, including coverage for pre-existing conditions. 

We like Tin Leg for its affordability. You can pocket the saved cash for more ice cream stops on your trip.

Interested in learning more about travel insurance, including annual family travel insurance and methods to make travel insurance less expensive? Start here.

How to find the right travel insurance for you

How annual or multi-trip travel insurance works

Do you need travel insurance in 2023?

10 credit cards that provide travel insurance

If you’re traveling with family and would like to make sure they’re insured, you can choose to include them in your insurance plan. Most companies will allow you to select the number of travelers in your group when generating a quote.

The definition for immediate family is going to vary based on your insurance provider. Generally speaking, you can expect that your spouse, children, parents, grandparents, in-laws, aunts and uncles all count as immediate family.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2023 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee:   Bank of America® Travel Rewards credit card

Flat-rate travel rewards:  Capital One Venture Rewards Credit Card  

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

Chase Sapphire Reserve Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®.

Chase Sapphire Preferred Credit Card

1x-5x 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.

Chase Southwest Rapid Rewards® Plus Credit Card

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

30,000 Limited-time offer: Earn Companion Pass® good through 2/28/25 plus 30,000 points after you spend $4,000 on purchases in the first 3 months from account opening.

td family travel insurance

  • Small Business

Canada

  • English Selected

TD Canada Trust

Understanding the Travel Benefits Your Credit Card Offers

Whether you’re travelling for work or play, there is a possibility of risk when venturing away from home. From losing luggage or scratching the rental vehicle, to injuring yourself or falling sick, the travel benefits included with your TD credit card can help you travel prepared.

How Credit Card Travel Benefits can help you

td family travel insurance

Travel prepared with the travel benefits on your TD credit card. Depending on the TD credit card, travel benefits could include:

  • Travel Medical Insurance 1
  • Trip Cancellation / Trip Interruption Insurance 2
  • Delayed and Lost Baggage Insurance 3
  • Flight/Trip Delay Insurance 3
  • Common Carrier Travel Accident Insurance 4
  • Auto Rental Collision / Lost Damage Insurance 5
  • Emergency Travel Assistance Services 6
  • Hotel / Motel Burglary Insurance 7

How do the travel benefits on my credit card work?

Credit card travel benefits can work in many ways. For example, they may:

Provide insurance for travel expenses Depending on the travel benefits included with your TD credit card, you may be insured for certain travel related expenses (i.e. car rentals) and you could also be insured in certain situations (i.e. medical emergencies).

Come with additional Travel Medical Insurance Timeframes vary depending on your age, the length of the trip and the type of credit card.

Make it easier to make a claim In the event of a claim, you’ll want to contact our claims administrator to initiate your claim. It helps to have all your receipts available during this process.

What coverage do I have with my credit card travel benefits?

Depending on the credit card you have, you could be eligible for a range of coverages, from trip cancellations, to lost baggage, to car rental accidents. Check your TD credit card travel insurance benefits  here . It is important to read your  certificate of insurance  to understand which coverages you have with your credit card.

Benefits of having Credit card travel Insurance

There are a number of scenarios when having travel benefits on your credit card may be beneficial.

td family travel insurance

Your family vacation

It’s your first family trip, your flight’s been cancelled, and you’ve missed your connection. Fortunately, Trip Cancellation Insurance 2  may provide coverage for the cost of your required hotel room.

td family travel insurance

Lost luggage? No worries.

Imagine finally being able to travel only to then lose your luggage. Thankfully, Delayed and Lost Baggage insurance 3  can help cover a portion of the loss.

td family travel insurance

Your business trip

While driving to your annual sales meeting, you get into a minor collision and damage the rental vehicle. Thankfully, your Auto Rental Collision/Loss Damage Insurance 5  could help you get back on your way.

How to get started

If you love to travel the world and experience new places and cultures, a TD® Aeroplan® Visa* Credit Card might be for you.

  • Travel Rewards

TD Travel Rewards Cards let you earn points on everyday purchases that can be redeemed for flights, hotels and much more.

Earn cash back on purchases, which can be redeemed whenever you want – for what is most essential to you.

Browse All Credit Cards

Explore our Canadian credit card accounts to see which one is right for you.

See you in a bit

You are now leaving our website and entering a third-party website over which we have no control.

TD Bank Group is not responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites.

Third-party sites may have different Privacy and Security policies than TD Bank Group. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.

TD Personal Banking

  • Personal Home
  • My Accounts
  • Today's Rates
  • Accounts (Personal)
  • Chequing Accounts
  • Savings Accounts
  • Youth Account
  • Student Account
  • Credit Cards
  • Aeroplan points
  • No Annual Fee
  • U.S. Dollar
  • Personal Investing
  • GIC & Term Deposits
  • Mutual Funds
  • TFSA - Tax-Free Savings Account
  • RSP - Retirement Savings Plan
  • RIF - Retirement Income Options
  • RESP - Education Savings Plan
  • RDSP - Disability Savings Plan
  • Precious Metals
  • Travel Medical Insurance
  • All Products
  • New To Canada
  • Banking Advice for Seniors (60+)
  • Cross Border Banking
  • Foreign Exchange Services
  • Ways to Pay
  • Ways to Bank
  • Green Banking

TD Small Business Banking

  • Small Business Home
  • Accounts (Business)
  • Chequing Account
  • Savings Account
  • U.S. Dollar Account
  • AgriInvest Account
  • Cheque Services
  • Overdraft Protection
  • Line of Credit
  • Business Credit Cards
  • Business Mortgage
  • Canada Small Business Financial Loan
  • Agriculture Credit Solutions
  • TD Auto Finance Small Business Vehicle Lending
  • Invest for your Business
  • Advice for your Profession or Industry
  • TD Merchant Solutions
  • Foreign Currency Services
  • Employer Services

TD Investing

  • Investing Home
  • Direct Investing
  • Commissions and Fees
  • Trading Platforms
  • Investment Types
  • Investor Education
  • Financial Planning
  • Private Wealth Management
  • Markets and Research

TD Corporate

  • Investor Relations
  • Environment
  • Supplier Information
  • TD Newsroom

Other TD Businesses

  • TD Commercial Banking
  • TD Asset Management
  • TD Securities
  • TD Auto Finance

U.S. Banking

  • TD Bank Personal Banking
  • TD Bank Small Business Banking
  • TD Bank Commercial Banking
  • TD Wealth Private Client Group
  • TD Bank Personal Financial Services

1  Underwritten by TD Life Insurance Company. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement. Note that this insurance offers different benefits, with different terms and conditions, then the optional Travel Medical Insurance that may be medically underwritten and is available for purchase to all TD customers, which you may be eligible to top up with. The day of departure from and the day of return to your province or territory of residence each count as one full day.

2  Underwritten by TD Life Insurance Company (for medical covered causes) and TD Home and Auto Insurance Company (for non-medical covered causes). To be eligible for this insurance, at least 75% of your trip cost must be paid for using your TD Credit Card and/or Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. Note that this insurance offers different benefits, with different terms and conditions, than the optional Trip Cancellation and Trip Interruption Insurance that is available to all TD customers.

3  Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, at least 75% of your trip cost must be paid for using your TD Credit Card and/or associated Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

4  Underwritten by TD Life Insurance Company. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card and/or Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.

5  Underwritten by TD Home and Auto Insurance Company. Car rentals must be charged in full to the Card and/or associated Aeroplan points, cannot exceed 48 consecutive days and the rental agency’s Collision Damage Waiver(CDW) coverage must be declined by the Cardholder. Please note, in some jurisdictions, rental agencies may require you to purchase the CDW coverage from them — it is important to call before booking your car rental to confirm their insurance requirements. Refer to the Auto Rental Collision/Loss Damage Insurance section of your TD Credit Cardholder Agreement for rental exclusions and further details.

6  Provided by our Administrator under a service agreement with TD Life Insurance Company. This is not an insurance benefit but assistance services only.

7  Insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy TDA112020. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement. ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant ®. ®Assurant is a registered trademark of Assurant, Inc.

See Air Canada and Aeroplan trade-mark ownership details.

* Trademark of Visa Int., used under license.

® The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.

td family travel insurance

TD Travel Insurance: 9 Things You Need to Know

Are you looking for travel insurance for your next adventure? Look no further than TD Travel Insurance!

Did you know that TD is one of the leading providers of travel insurance in the market? In this article, we will provide you with all the essential information you need to know about TD’s travel insurance policies. We’ll cover everything from coverage options and limitations to specialized policies for different types of travelers.

You’ll also learn about the claim process, customer service, and how TD’s policies adapt to current travel conditions and regulations.

So, whether you’re a frequent traveler or planning a family vacation, read on to discover the top 9 features and benefits of TD’s travel insurance and make an informed decision for your next trip.

Key Takeaways

  • TD travel insurance offers comprehensive and flexible policies that cater to various travel needs, including coverage for medical emergencies, trip cancellations, and unforeseen events.
  • There is an increased emphasis on digital solutions for managing policies and processing claims in the travel insurance industry, and TD is focusing on offering tailor-made insurance solutions.
  • Ethical considerations such as fair pricing and coverage inclusivity are becoming increasingly important in the insurance sector, including travel insurance.
  • Best practices in the travel insurance industry include offering a range of coverage options, streamlining the claim process, and integrating technology for better customer experience.

1. Coverage Options and Limitations

In today’s dynamic travel landscape, understanding the intricacies of travel insurance coverage is crucial. TD Travel Insurance emerges as a critical player, offering a spectrum of policies tailored to the evolving needs of modern travelers. This guide delves into the breadth of coverage options and limitations provided by TD, ensuring you’re well-informed for your next journey.

TD Travel Insurance stands out with its versatile range of policies, catering to diverse travel scenarios. From the essential trip cancellation policy to critical medical emergency insurance, TD’s offerings are designed to address the common and unique challenges faced by travelers. This adaptability aligns with current industry trends, highlighting the importance of customizable travel insurance solutions in today’s ever-changing travel environment.

For families embarking on a vacation, adventurers seeking thrills, or business travelers on the go, TD’s coverage plans are meticulously crafted. These plans not only provide standard protections but also include innovative features reflecting the latest in travel safety and security. By integrating these cutting-edge trends, TD positions itself at the forefront of travel insurance solutions.

Furthermore, TD’s commitment to comprehensive coverage extends to ensuring travelers have a safety net against the unexpected. Trip cancellations and medical emergencies, often unpredictable, can significantly impact travel plans. TD’s robust policies provide a shield against these unforeseen events, offering peace of mind and financial protection.

Delving deeper, this guide will explore TD’s specialized policies for various traveler types. By understanding the nuances of each policy, travelers can make informed decisions, ensuring their travel insurance aligns with their specific needs and travel aspirations. Join us as we navigate the complexities and nuances of TD Travel Insurance, equipping you with the knowledge to travel confidently and securely.

2. Specialized Policies for Different Types of Travelers

When it comes to TD Travel Insurance, specialized policies are available to cater to the unique needs of different types of travelers. These policies are designed to provide comprehensive coverage and specific benefits that align with the preferences and requirements of various travel experiences.

Here are two examples of specialized policies offered by TD Travel Insurance:

Adventure Travel Insurance TD:

  • Tailored coverage for adventure enthusiasts who engage in activities like hiking, skiing, or scuba diving.
  • Protection against potential risks and emergencies that may arise during adventurous pursuits.

Family Travel Insurance TD:

  • Coverage is specifically designed for families traveling together.
  • Benefits include protection for children, coverage for family emergencies, and options for trip cancellation or interruption.

With these specialized policies, TD Travel Insurance ensures that different types of travelers have access to insurance plans that meet their specific needs, providing peace of mind and protection throughout their journeys.

3. Claim Process and Online Management

TD Travel Insurance offers a streamlined and digital-focused approach to managing your travel insurance policy and claims, providing convenience and efficiency every step of the way. From the ease of online claim submissions to comprehensive digital policy management, TD ensures a smooth and user-friendly experience for all policyholders.

Streamlined Online Claim Process:

  • Ease of Filing Claims: TD simplifies the claim process with an online platform, allowing you to file claims effortlessly. This system is designed to be intuitive and user-friendly, ensuring that you can navigate the process without complications.
  • Reduced Paperwork: One of the hallmarks of TD’s online claim process is the minimized need for extensive paperwork. This streamlined approach not only saves time but also expedites the claim-handling process.
  • Uploading Supporting Documents: Through the online portal, you can easily upload any required supporting documents. This digital submission eliminates the traditional hassle of mailing or faxing paperwork.
  • Real-Time Updates: Stay informed about the status of your claim with real-time updates available through the online management system. This feature allows you to track the progress of your claim from submission to resolution.

Digital Policy Management:

TD’s digital platform extends beyond claim submissions. It provides a comprehensive tool for managing your entire travel insurance policy online.

  • Access Policy Details: Easily review your policy terms, coverage details, and conditions anytime and anywhere.
  • Manage Coverage: Seamlessly update, renew, or modify your insurance coverage as your travel needs change.
  • Premium Discounts: Embracing digital management could potentially qualify you for discounts on your insurance premiums, adding value to your choice of managing your policy online.

Benefits of Online Management:

  • Convenience: Access your policy and submit claims at any time from any location.
  • Efficiency: Quick and easy process for updating policy details and filing claims.
  • Environmentally Friendly: Reduces the need for paper-based processes, contributing to environmental conservation.

Credit cards often include benefits such as trip cancellation insurance, which can be a significant advantage for travelers. This type of credit card insurance typically provides coverage for unforeseen events that may lead to the cancellation of a trip, such as medical emergencies or vaccination requirements. Some cards offer additional features like emergency travel medical coverage, family coverage for family vacations, and claims assistance for ease in navigating any insurance claims.

The scope of these benefits can vary based on the territory of residence and the specific terms set by the financial institution issuing the card. Companies like Air Canada might have partnerships with credit card providers, offering specific benefits to cardholders. Administrative services provided by these cards can include assistance with medical questionnaires and legal advice from firms like Samfiru Tumarkin LLP or Adair Goldblatt Bieber LLP, ensuring comprehensive support for a range of needs, from travel to health and legal matters.

4. Comparison With Other Major Insurance Providers

When comparing TD Travel Insurance with other major insurance providers, you’ll find a range of coverage options and excellent customer service. TD Travel Insurance stands out in terms of its comprehensive travel plans that cater to different types of travelers. Whether you’re going on a family vacation, a business trip, or an adventure-filled journey, TD has you covered. In addition, TD Travel Insurance offers customizable insurance packages and multi-trip insurance options for frequent travelers. When it comes to customer service, TD is known for its responsiveness and support during the claim process.

To help you make an informed decision, TD provides travel insurance comparison tools, allowing you to compare their offerings with other providers easily. Moreover, you can find valuable insights from TD Travel Insurance customer reviews, ensuring peace of mind when choosing your coverage.

Coverage Options Customer Service Comparison Tools

Comprehensive plans Responsive support Easy comparison

Tailor-made packages Smooth claim process Transparent information

Multi-trip insurance Helpful guidance Side-by-side analysis

With TD Travel Insurance, you can trust that you’re getting the coverage you need and the support you deserve.

5. Customer Service and Support

TD Travel Insurance places a strong emphasis on delivering outstanding customer service and support. Recognizing the importance of a positive customer experience, TD focuses on efficient claim processing, responsive query handling, and overall customer satisfaction.

Efficient Claim Processing:

  • Streamlined Claims Process: TD has optimized its claim process to be smooth and user-friendly, making it straightforward for policyholders to submit claims with minimal hassle.
  • Quick Response Time: The customer support team at TD is known for its promptness. They provide timely assistance and guidance, ensuring that any questions or concerns during the claim process are addressed efficiently.
  • Accidental Injury Coverage: TD’s comprehensive coverage includes protection for accidental injuries, underscoring its commitment to providing extensive support to travelers in various scenarios.

Responsive Customer Service:

  • Timely Query Handling: TD prides itself on its quick and efficient response to customer inquiries. Whether you have questions about policy details or need emergency assistance, the customer service team is equipped to provide knowledgeable and timely support.
  • Commitment to Satisfaction: Understanding that customer feedback is crucial, TD conducts regular customer satisfaction surveys. These surveys are pivotal in gauging customer experience and identifying areas for improvement.
  • Customized Insurance Options: TD offers customizable insurance packages, allowing customers to tailor their coverage to match their specific travel needs. This flexibility ensures that customers have a policy that best suits their itinerary.

Innovative Coverage Solutions:

  • Coverage for Political Unrest: Acknowledging the dynamic nature of global travel, TD also offers coverage for situations involving political unrest. This inclusion provides an extra layer of security for travelers, ensuring they are protected against a broader range of potential travel disruptions.
  • Customer Feedback Integration: The insights gained from customer satisfaction surveys are integral to TD’s continuous improvement process. This feedback helps TD refine its services and offerings, ensuring they meet and exceed customer expectations.

In summary, TD Travel Insurance is dedicated to providing a high level of customer service and support. With a focus on efficient claim processing, responsive customer service, and continuous improvement based on customer feedback, TD ensures a supportive and satisfying experience for all policyholders. Whether it’s handling emergencies, addressing policy inquiries, or adapting to the changing needs of travelers, TD’s commitment to excellence in customer service is evident.

6. Adaptability to Current Travel Conditions and Regulations

Ensuring seamless adaptability to current travel conditions and regulations is a crucial priority for TD Travel Insurance.

In response to the ongoing COVID-19 pandemic, TD Insurance offers specific coverage for COVID-related expenses, such as medical treatment and trip cancellation due to illness.

The policies also take into account travel health advisories issued by relevant authorities, ensuring that travelers are adequately covered and protected.

TD Insurance stays up-to-date with the latest travel regulations and adjusts its policies accordingly to provide comprehensive coverage and peace of mind to its customers.

Whether it’s adapting to quarantine requirements or changes in entry restrictions, TD Travel Insurance strives to provide flexible and reliable protection for travelers in these uncertain times.

7. Benefits for Medical Emergencies and Trip Cancellations

Experience peace of mind with TD Travel Insurance’s comprehensive coverage for medical emergencies and trip cancellations. Here are the key benefits you can expect:

  • Emergency Medical Evacuation TD: TD Travel Insurance provides coverage for emergency medical evacuation, ensuring that you receive the necessary medical care and transportation to the nearest appropriate medical facility.
  • Pre-existing Condition Waiver TD: TD offers a pre-existing condition waiver, which means that if you have a pre-existing medical condition, you may still be eligible for coverage under their travel insurance policies.
  • Coverage for Accidental Injury TD: TD Travel Insurance provides coverage for accidental injuries that may occur during your trip, giving you financial protection and assistance in case of unforeseen accidents.

With these benefits, you can travel with confidence, knowing that TD Travel Insurance has you covered in case of medical emergencies or trip cancellations.

8. Premiums, Discounts, and Policy Terms

Choosing the right travel insurance plan requires a clear understanding of the premiums, available discounts, and specific policy terms. TD Travel Insurance offers a range of options to suit various needs and budgets, making it essential to comprehend these aspects for informed decision-making.

Understanding Premiums:

  • Factors Affecting Premiums: The cost of your travel insurance premium with TD will depend on several factors, including the duration of your trip, destination, age of travelers, and the level of coverage selected. Premiums are calculated to reflect the risk and the extent of coverage provided.
  • Customization and Cost: TD Travel Insurance allows for customization of plans, which means that you can choose the coverage options that are most relevant to your travel needs. This customization can directly impact the cost of your premium.

Group Travel Insurance Discounts:

  • Discounts for Groups: If you’re traveling with family or friends, TD’s group travel insurance could be a cost-effective option. Group plans often come with discounts, making it more affordable to insure multiple travelers under one policy.
  • Comprehensive Group Coverage: These group policies provide coverage for all members of the group, ensuring that everyone has protection during the trip. This can include medical emergencies, trip cancellations, and more.

Rental Car Insurance:

  • Added Protection for Rental Vehicles: TD Travel Insurance includes options for rental car insurance. This coverage is crucial if you plan to rent a vehicle during your travels, as it protects against damage or accidents involving the rental car.
  • Understanding Rental Insurance Terms: It’s essential to review the specific terms and limitations of rental car insurance to understand what is covered. This may include collision damage, theft, or other incidents related to the rental vehicle.

Reviewing Policy Terms:

  • Coverage Details: Thoroughly reviewing the policy terms will help you understand the extent of coverage provided. This includes what types of emergencies and situations are covered, such as medical expenses, trip interruptions, or baggage loss.
  • Exclusions and Limitations: Every insurance policy has exclusions and limitations. Understanding these is vital to avoid surprises in the event of a claim. Some policies may not cover pre-existing medical conditions, high-risk activities, or travel to specific destinations.
  • Policy Duration and Extensions: Be clear about the duration of coverage and the process for extending it if your travel plans change.

9. Digital Tools and Resources for Policyholders

With TD Travel Insurance, you can conveniently access a range of digital tools and resources to manage your policy and make the most of your travel experience. Here are some of the digital tools and resources available to TD Travel Insurance policyholders:

Online Policy Management:

  • Quickly view and update your policy details online.
  • Access your policy documents anytime, anywhere.

Claims Processing:

  • Submit and track your claims online for a hassle-free experience.
  • Receive updates on the status of your claims in real time.

These digital tools and resources provided by TD Travel Insurance ensure that you have a seamless and efficient experience when managing your policy. Whether you need to compare policies, access global travel protection, or have quick and easy access to your policy details, TD Travel Insurance has you covered.

Frequently Asked Questions

What are the specific coverage options and limitations offered by td travel insurance.

TD Travel Insurance offers specific coverage options for medical emergencies, trip cancellations, baggage loss, and more. However, there are limitations, such as pre-existing conditions and exclusions. It’s essential to review the policy details to understand the specific coverage and limitations provided by TD Travel Insurance.

Are There Any Specialized Policies Available for Different Types of Travelers Under TD’s Travel Insurance?

Yes, TD offers specialized travel insurance policies for different types of travelers. Whether you’re a frequent business traveler, adventure enthusiast, or traveling with family, TD has coverage options tailored to your specific needs.

How Does the Claim Process Work and What Options Are Available for Online Management of the Insurance Policy With Td?

When it comes to claiming your TD travel insurance, the process is simple and convenient. You have the option to manage your policy online, making it easy to view and update your coverage.

How Does TD’s Travel Insurance Compare to Other Major Insurance Providers in Terms of Coverage and Customer Service?

TD’s travel insurance stands out among significant providers for its comprehensive coverage and exceptional customer service. With options tailored to different types of travelers, TD ensures you’re protected against medical emergencies, trip cancellations, and more.

What Kind of Customer Service and Support Can Policyholders Expect From TD Travel Insurance?

You can expect excellent customer service and support from TD Travel Insurance. They are committed to assisting policyholders with their inquiries, claims, and any travel-related emergencies, ensuring a smooth and hassle-free experience.

In conclusion, TD Travel Insurance isn’t just your average travel insurance provider. It’s a superhero in disguise, ready to save the day and protect you from any travel mishaps.

With its comprehensive coverage options, specialized policies, and top-notch customer service, TD has got your back. From medical emergencies to trip cancellations, they’ve you covered.

So, take your time on your next vacation; trust in TD Travel Insurance and have the worry-free adventure of a lifetime!

Similar Posts

12 Travel Insurance AARP Benefits for Senior Travelers

12 Travel Insurance AARP Benefits for Senior Travelers

Are you a senior traveler in need of comprehensive and reliable travel insurance? Look no further! AARP has you covered with their exclusive travel insurance benefits designed specifically for you. In this article, we will explore the 12 excellent benefits offered by AARP, comparing them to other insurance providers catering to seniors. We will also…

How to Effectively Compare Travel Insurance Options

How to Effectively Compare Travel Insurance Options

Are you ready to set sail on your next adventure but need to decide which travel insurance option is right for you? Don’t worry; comparing travel insurance options doesn’t have to be a wild goose chase. In this article, we will show you how to effectively compare travel insurance options so you can make an…

Top 5 Allianz Travel Insurance Plans for Global Coverage

Top 5 Allianz Travel Insurance Plans for Global Coverage

Are you tired of worrying about unexpected mishaps while traveling the world? Look no further! This article will introduce you to the top 5 Allianz travel insurance plans that offer comprehensive coverage for your global adventures. These plans provide peace of mind and protect you from unforeseen events. From medical emergencies to trip cancellations, Allianz…

Travel Insurance Chase Sapphire Reserve: Top 7 Features

Travel Insurance Chase Sapphire Reserve: Top 7 Features

Are you tired of feeling like a tightrope walker without a safety net when you travel? Well, have no fear because the Chase Sapphire Reserve is here to protect you with its top-notch travel insurance benefits. Picture this: you’re stranded in a foreign country, your flight has been canceled, and you’re left scrambling for a…

Revolut Travel Insurance: Is It the Right Choice for You?

Revolut Travel Insurance: Is It the Right Choice for You?

Are you in search of the ideal travel insurance policy tailored to your needs? Look no further than Revolut Travel Insurance. In this article, we will delve into the unique features of Revolut’s insurance offerings, helping you determine if it’s the right choice for you. Standing out from the crowd, Revolut provides comprehensive coverage for…

Allianz Travel Insurance Reviews: What Customers Say

Allianz Travel Insurance Reviews: What Customers Say

Are you curious to know what customers have to say about Allianz travel insurance? Well, you’re in luck! Did you know that 84% of customers who reviewed Allianz travel insurance had positive things to say? In this article, we’ll take a deep dive into Allianz travel insurance reviews and explore the feedback given by customers…

Cheap Travel Insurance.com - Our prices may be cheap, but we don't compromise on your cover!

Travel Insurance

  • Annual Multitrip
  • Ski/Snowboarding
  • Backpackers

Moscow Tourist Information

  • Holiday Guides
  • Bosnia Herzegovina
  • Czech Republic
  • Liechtenstein
  • Netherlands (Holland)
  • New Zealand
  • Philippines
  • South Africa
  • Switzerland
  • United States of America

Moscow Travel Guide

Edinburgh is a great holiday destination, it may not always have the warmest climate but with such beautiful countryside and friendly people, it is hardly noticable. There are fabulous beaches not far from the centre of the city includingthe lovely town of North Berwick with its sandy beaches, sailing, boat trips, golf, tennis and watersports. A surfers paradise lies just 20 miles from Edinburgh at Gullane with its long beach surrounded by sand dunes. Its village has a selection of pubs, shops and restaurants.

Moscow Tourist Attractions

Visitors to Edinburgh will find plenty to do both indoors and out. The city is dominated by the huge castle that sits high above Edinburgh and offers tourists an insight into Scotland’s royal past. There are audio tours available daily. The zoo is one of Scotland’s most visited attractions. Edinburgh zoo is involved in various conservation projects and offers visitors a wealth of information about its animals which include Azara's agouti to Grevy's Zebra a penguin parade and feeding chimps.

A big part of the attraction for visitors to Edinburgh is the festivals; the Edinburgh Festival is the most famous. The Edinburgh Festival is a variety of different events which include The Fringe Festival, Edinburgh Book Festival, Edinburgh Military Tattoo and a Jazz Festival. During winter the city hosts many Christmas themed events which culminate in the Hogmanay.

Less than 10 miles from Edinburgh is the village of Roslin and the Rosslyn Chapel a Scheduled Ancient Monument. The chapel which has been described as an “Architectural Wonder” was built between 1446 and 1484 and almost every surface of the chapel is completely covered with carvings of individual figures and scenes. There are tours held for both adults and children to find out more about this world famous attraction.

  • Compare Our Prices
  • Policy Wording
  • Repatriation
  • Pre-existing Medical Insurance
  • Frequently Asked Questions
  • Why Do I Need Travel Insurance?
  • What Sports Are Included ?
  • Travelling When Pregnant
  • How To Make A Claim

Travel Insurance for Non-UK Residents

  • Airport Parking
  • Airport Hotels
  • Holiday Money
  • Single Trip Travel Insurance
  • Over 65 Travel Insurance
  • Cruise Insurance
  • Family Travel Insurance
  • Ski Insurance
  • Snowboarding Insurance
  • Backpackers Insurance

Holiday Tips and Advice

  • Travel Insurance Infographic
  • Temperatures Abroad
  • Travel Dictionary
  • Holiday Health Guide
  • Immunisation Guide
  • EHIC (new E111)
  • Gap Year Information
  • Foreign Tourist Offices
  • Non UK Resident Insurance
  • Travel News

Useful Information

  • Terms & Conditions
  • Ski Site Map
  • Privacy and Cookie Policy

Cheap Travel Insurance.com

CheapTravelInsurance.com is a trading name of Grovelawn Ltd. Registered in England. Company No: 05030300. Registered Office: 98 Station Road, Sidcup, Kent, DA15 7BY which for travel insurance are Introducer Appointed Representatives of Just Insurance Agents Limited who arrange and administer travel insurance on behalf of CheapTravelInsurance.com. Just Insurance Agents Limited are registered in England. Company No. 05399196. Registered Office: Victoria House, Toward Road, Sunderland, SR1 2QF. Just Insurance Agents Limited are authorised and regulated by the Financial Conduct Authority (FCA) number 610022.

Home

Apartments for Rent in Moscow and St. Petersburg in Russia

Whether you're coming to Russia for a travel or a business trip, alone or with your family or friends, it can be nice to stay in your own apartment. It can make one feel the city life better and provide greater independence, intimacy, safety, and comfort. Besides, often it's cheaper than staying in a hotel or even a hostel.

On our site we do not have the widest selection of apartments. Instead, we offer only a few that we personally know to offer the best combination of quality / price / location. To help you make the choice, we provide our own opinion about each apartment alongside the landlords' own description.

We currently offer two different ways to book an apartment :

Using the options below you can reserve your apartment in real-time. These are more upscale apartments with a better customer service, but they are more expensive than the ones you can find above.  

Or choose the city where you would like to rent an apartment: • Apartments for Rent in Moscow

• Apartments for Rent in St. Petersburg • Apartments for Long-Term Rent

Looking to save money on rent? Try to find some offers on our roommate matching service, FlatMates.Ru . You can also post your profile there to find somebody to share your rent with. You can also use it to find great long-term rent offers. For example, here's an option to rent a room in the most elite building in Moscow center for only $550/month cash (normally you get a studio in this area for $1500).    

Customer Support: All the communication regarding apartments (reservation, payment, and technical issues) should be conducted with the landlords or operators, not WayToRussia.Net. Their contacts are shown next to apartment descriptions and will also be sent to you with confirmation e-mail.

If you would like to give us a feedback on apartments, so that we can share it with others, and control the quality of the apartments presented on this site, please, go to Our Team / Feedback . (Old listings of Moscow Apartment Rentals ) (Old listings of St. Petersburg Apartment Rentals )

For Landlords: If you would like to rent out your apartment for short-term periods, you can present it on this site. To do this, please, go to the Landlords section, and send us your application form. A representative of WayToRussia.Net will contact you to arrange a meeting to assure the quality of the apartment. The apartment will be accepted in our database, if it complies with our standards: quality, fair price, good location, trustfullness of the landlord.

Our service department can also assist you in providing customer and information support to your tenants, please, write to us for more details.   

Comments, Questions, Feedback?

Most recent articles:, special military operation: travel implications.

td family travel insurance

Direct Travel Insurance

Call 0330 880 3600 Calls may be monitored or recorded. Opening Times .

  • SINGLE TRIP INSURANCE
  • ANNUAL TRAVEL INSURANCE
  • BACKPACKER INSURANCE
  • SKI & WINTER SPORTS INSURANCE
  • CRUISE TRAVEL INSURANCE
  • UK DAY & BREAK COVER
  • NATURAL DISASTER COVER
  • FAMILY TRAVEL INSURANCE
  • MEDICAL CONDITIONS
  • GADGET INSURANCE
  • CAR HIRE EXCESS INSURANCE
  • TRAVEL GUIDES
  • COUNTRY GUIDES
  • LATEST TRAVEL NEWS
  • INFOGRAPHICS
  • Help & Support
  • LATEST FCDO UPDATES
  • MAPS DIRECTORY
  • Manage Your Policy
  • Make a Claim
  • Expired Policies
  • Policy Documents

Blog Header

UK Customer Services 0330 880 3600

Open Open Monday to Friday 8:30am to 6pm, Saturday 8:30am to 4pm and closed Sundays. (Calls may be monitored or recorded)

Contact details can be found in your policy documentation

Available 24 hours a day, every day

Other Guides

Travel Insurance Russia

Russia country guide.

  • Country Facts
  • Embassies & Visas
  • Cities/Regions

Quick Facts

Region: Europe Full Name: Russian Federation Capital City: Moscow Language Spoken: Russian, many minority languages

Russia Travel Insurance

Get travel insurance to Russia from Direct Travel Insurance. We offer low cost and high quality travel insurance to Russia and most of the world.

Get a quote

Geographic data

60 00 N, 100 00 E

Elevation Extremes

lowest point: Caspian Sea -28 m highest point: Gora El'brus 5,633 m

Land boundaries

total: 20,096.5 km border countries: Azerbaijan 284 km, Belarus 959 km, China (southeast) 3,605 km, China (south) 40 km, Estonia 294 km, Finland 1,340 km, Georgia 723 km, Kazakhstan 6,846 km, North Korea 19 km, Latvia 217 km, Lithuania (Kaliningrad Oblast) 280.5 km, Mongolia 3,485 km, Norway 196 km, Poland (Kaliningrad Oblast) 232 km, Ukraine 1,576 km

Natural hazards

permafrost over much of Siberia is a major impediment to development; volcanic activity in the Kuril Islands; volcanoes and earthquakes on the Kamchatka Peninsula; spring floods and summer/autumn forest fires throughout Siberia and parts of European Russia

Natural resources

wide natural resource base including major deposits of oil, natural gas, coal, and many strategic minerals, timber note: formidable obstacles of climate, terrain, and distance hinder exploitation of natural resources

arable land: 7.17% permanent crops: 0.11% other: 92.72% (2005)

Environmental current issues

air pollution from heavy industry, emissions of coal-fired electric plants, and transportation in major cities; industrial, municipal, and agricultural pollution of inland waterways and seacoasts; deforestation; soil erosion; soil contamination from improper application of agricultural chemicals; scattered areas of sometimes intense radioactive contamination; groundwater contamination from toxic waste; urban solid waste management; abandoned stocks of obsolete pesticides

Northern & Central European Russia: The most varied climate; mildest areas are along the Baltic coast. Summer sunshine may be nine hours a day, but winters can be very cold. Siberia: Very cold winters, but summers can be pleasant, although they tend to be short and wet. There is considerable seasonal temperature variation. Southern European Russia: Winter is shorter than in the north. Steppes (in the southeast) have hot, dry summers and very cold winters. The north and northeastern Black Sea has mild winters, but heavy rainfall all the year round.

Time difference

time difference: UTC+3 daylight saving time: +1hr, begins last Sunday in March; ends last Sunday in October note: Russia is divided into eleven time zones

142,893,540 (July 2006 est.)

Age structure

0-14 years: 14.2% (male 10,441,151/female 9,921,102) 15-64 years: 71.3% (male 49,271,698/female 52,679,463) 65 years and over: 14.4% (male 6,500,814/female 14,079,312) (2006 est.)

total: 38.4 years male: 35.2 years female: 41.3 years (2006 est.)

Population growth rate

-0.37% (2006 est.)

9.95 births/1,000 population (2006 est.)

14.65 deaths/1,000 population (2006 est.)

Net migration rate

1.03 migrant(s)/1,000 population (2006 est.)

at birth: 1.06 male(s)/female under 15 years: 1.05 male(s)/female 15-64 years: 0.94 male(s)/female 65 years and over: 0.46 male(s)/female total population: 0.86 male(s)/female (2006 est.)

Life expectancy at birth

total population: 67.08 years male: 60.45 years female: 74.1 years (2006 est.)

Total fertility rate

1.28 children born/woman (2006 est.)

Business Practices

Business meetings are typically formal and Russian businessmen largely stick to numerous formalities. For example, to address a Russian by his first name, unless invited to do so, may be considered an insult. If the guest speaks Russian, they should be sure to use the vy (formal) form, not the ty (informal) form. Address Russians with their titles and their last names: "Chairman Mironov", "General Designer Medvedov". Many fledgling Russian entrepreneurs speak at least some English, but if business is outside of Moscow and St. Petersburg, or if you are dealing with large factories or institutes, it may be more difficult to find English speakers. At the end of a formal visit, Russians like to exchange gifts. Usually, a company manager may present a pin or pen with a company logo. The foreign visitor should also bring a small gift -- pens, pins, cups, or plates with company logos are probably the best. Office hours are 0900-1800 Monday to Friday.

Recent police statistics for Moscow report an overall decline in crime, though drug-related crimes, murders, and kidnappings have increased, and street crime, sometimes violent, remains a continuing problem. Nevertheless, crimes against foreigners is a problem, especially in major cities. Pickpocketings, assaults, and robberies occur frequently and at any time or place. The most vulnerable areas include underground walkways and the subway, overnight trains, train stations, airports, markets, tourist attractions, restaurants, hotel rooms, and residences, even when locked or occupied. Groups of children are known to assault and rob foreigners on city streets or underground walkways. Foreigners who have been drinking alcohol are especially vulnerable to assault and robbery in or around nightclubs or bars, or on their way home. Robberies may occur in taxis shared with strangers. Travelers have found it safer to travel in groups organized by reputable tour agencies. Thieves, known as 'banditry' in Russian also frequently target hotel rooms. The Ukraina hotel is the site of the most frequent reported crimes. The hotel administration has established a consistent pattern of allowing thieves free access and failing to cooperate in investigating complaints. One foreigner awoke on his first night in Moscow to find two thieves letting themselves into his room with a passkey. When they started to carry out his still packed luggage he confronted them and received a three-inch gash across his throat and two slit nostrils for his trouble. Instead of cooperating with the police, the hotel administration slandered the victim, saying he was entertaining prostitutes in his room. There have been sporadic attacks on foreigners by "skinhead" groups in some Russian urban centers. Many of these attacks appear to target university students, particularly those of Asian and African origin. Travelers are urged to exercise caution in areas frequented by "skinhead" groups and wherever large groups have gathered. Demonstrations occur frequently in Moscow and other cities. While these demonstrations have been peaceful and controlled, it is best to avoid such gatherings. Extortion and corruption are common in the business environment. Organized criminal groups target foreign businesses in many cities and have been known to demand protection money under threat of serious violence. Many Western firms hire security services, which have improved their overall security, although this is no guarantee. Small businesses are particularly vulnerable. Since the mid-1990's, several foreign business people have been attacked, kidnapped, and even killed. Extortion attempts should be reported to the Russian authorities and the businessperson's embassy or consulate. Business people who utilize local services for banking, security and medical treatment should limit the information provided to the minimum required, as reports have been received indicating that some individuals working in these sectors have passed confidential credit/financial, banking and medical information to organized crime gangs who use it to make extortion threats against foreigners.

While tourist facilities exist in Moscow and some other large cities, they are not developed in most of Russia and many of the goods and services taken for granted in other countries are not yet available. Moscow, St. Petersburg, Novgorod, Samara, Sochi and Vladivostok have western-style hotels, though priced at a premium compared with other major cities of the world. Outside the major cities, traditional Russian hotels often provide fairly modest accommodations, again for surprisingly high prices. It is possible to find remarkably well- appointed hotels in relatively small communities; it is also possible to find yourself temporarily without water or electricity when visiting other regions of Russia. As previously discussed, we recommend against staying at the Ukraina as foreigners staying there have often been victims of hotel theft.

Communications

Telephone IDD is available. Country code: 7. When dialing the Russian Federation from abroad, the 0 of the area code must not be omitted. Outgoing international code: 810. The Russian telecommunications system suffers from a lack of installed lines, outmoded switching equipment, and inadequate revenues to finance investment. The Ministry of Communications is dedicated to bringing the telecommunications infrastructure up to international norms as quickly as possible, and many multinational firms are vying for the opportunity to help in this undertaking. Although telephones, fax machines, and package delivery are available in Russia, they are often unreliable, especially outside the major cities (Moscow, St. Petersburg, etc.) and lengthy delays in service are not uncommon. International calls should be made through the hotel desk. Most international calls made from the cities of Moscow, St Petersburg and Nizhny Novgorod can be dialed directly, but in smaller cities and towns it may be necessary to go through the international operator and these should be booked well in advance. Post office hours: 0900-1900.

Electricity

is 220 volts AC, 50Hz. Electricity 220 volts AC, 50Hz.

Food And Dining

The kind of food visitors will eat from day to day depends on which city they are visiting and the time of year. Breakfast is often similar to the Scandinavian, with cold meats, boiled eggs and bread served with Russian tea. For the midday and evening meal the food is often more traditional, again depending on the region. National specialties: ? Kasha (porridge) is a staple breakfast dish, made with milk and oats, buckwheat or semolina. ? Blini (small pancakes filled with caviar, fish, melted butter or sour cream). ? Ponchiki (hot sugared doughnuts). ? Pirozhky (fried rolls with different fillings, usually meat). ? Borshch, a beetroot soup served hot with sour cream. ? Pelmeni (meat dumplings). Things to know: Drinks are ordered by grams or by the bottle. City-center bars close around midnight. National drinks: ? Chai (sweet tea served without milk). ? Vodka (often flavored and colored with herbs and spices such as zubrovka (a kind of grass), ryabinovka (steeped with rowan-tree berries), starka (dark, smooth, aged vodka) and pertsovka (with hot pepper). Posolskaya, Stolichnaya and Rossiskaya are popular brands. ? Krushon (cold 'punch'; champagne, brandy and summer fruit are poured into a hollowed watermelon and chilled for several hours). ? Nalivka (sweet liqueur made with fruit or berries). ? Nastoika is a fortified wine made of herbs, leaves, flowers, fruit and roots of plants with medicinal properties. Tipping: Hotels in Moscow and other large cities include a 10 to 15 per cent service charge. Otherwise 10 per cent is customary. Nightlife Theater, circus, concert and variety performances are the main evening entertainments. Tickets are available in advance or from ticket booths immediately before performances. Visitors should note that prices for foreigners are usually much higher than those paid by Russian nationals. The repertoire of theaters provides a change of program almost nightly. In the course of one month, 30 different productions may be presented by the Bolshoi Opera and Ballet Company. Details of performances can be obtained on arrival. Visitors should apply to the service bureau of their hotel. All of these establishments are open 0600-2200.

Entry departure requirements

Visa immigration information Passports Valid 10-year passport required by all. Note Whilst in the country, visitors must carry ID at all times. Rather than carry original documents, it is advisable to carry photocopies of passports and visas, which will facilitate replacement should either be stolen. Visas Required by all except the following, provided arriving from their country of origin: (a) nationals of CIS countries (except nationals of Georgia and Turkmenistan who do require visas); (b) nationals of Cuba for stays of up to 30 days; (c) nationals of Mongolia, provided visiting for purposes of business and holding letter of invitation and return tickets, or traveling as tourists and holding prepaid hotel vouchers; (d) transit passengers who are continuing their journey within 24 hours without leaving the transit area. Types of visa and cost Tourist, Business, Private and Transit: US$52 , if visa is processed in minimum eight working days. (Processing within three to five days costs US$103 ; next-day processing US$137 ; same-day processing US$155 ; processing within one hour US$206 ) An additional US$17 is payable for a double-entry visa. Multiple-entry: US$172 , standard six working days' processing (same-day processing costs US$258 ). Express: US$206 All French passport holders younger than 18 years pay half rate. Note (a) Nationals of some countries may have to pay a Consular fee in addition to the visa processing charges listed. Enquire at the Consulate or Consular section of Embassy for a list of nationals and prices. (b) Transit visas are required by all except passengers remaining in the transit zone of Moscow Sheremetievo airport for less than 24 hours. Validity Dependent on purpose of trip. Transit visas are valid for up to three days. Tourist visas are valid for up to one month. Private visas are valid for up to 90 days. Application to Consulate (or Consular section at Embassy); see Passport/Visa Information. Application requirements (a) Completed application form. (b) One recent passport-size photo stapled twice to upper-right corner of application form. (c) Passport valid for at least six months after visa expires, with at least two blank pages. (d) Fee, payable in cash only or postal orders for postal applications. (e) Postal applications must be accompanied by a large, pre-paid special delivery, self-addressed envelope. Tourist: (a)-(e) and, (f) Original tourist voucher (exchange order) issued by an authorized travel company stating their reference number, passenger names, dates of entry and exit, confirmation of payment, full itinerary, places to be visited, means of transportation and confirmation in Russian language. The voucher should be stamped and signed by an authorized person. (g) A standard tourist confirmation of acceptance (in the Russian language) issued by Russian tourist company or hotel accredited by the Ministry of Foreign Affairs in Russia, showing tourist reference number given by Russian Foreign Minister and names of applicants, full itinerary and dates of entry/exit. Private (for visiting relations or friends): (a)-(e) and, (f) Official original letter of invitation from Russian Ministry of Internal Affairs. Business: (a)-(e) and, (f) An official letter of invitation from company or organization in the Russian Federation responsible for visit, certified by the local branch of Russian Ministry of Internal Affairs. (g) An introductory letter from applicant's company stating purpose of visit, itinerary, dates of entry and exit, assuming financial responsibility for the visit and stating the companies to be visited. Transit: (a)-(d) and, (e) Original and copy of confirmed air ticket to and from the Russian Federation. Multiple-entry: (a)-(e) and, (f) Original and a copy of your confirmed air ticket to and from Russia. Note (a) Those who are traveling in groups (standard package tours, coach tours, international competitions and cruises) should submit all documentation to the tour operator making the travel arrangements. For visits to relatives/friends in the CIS, enquire at the Consulate for details of application procedures. (b) All travelers staying in the Russian Federation for longer than three days must register their visas through their hotel or sponsor. Private visitors must register with local police on arrival. For travel to Tajikistan, your invitation should be confirmed by the Ministry of Foreign Affairs of the Republic of Tajikistan. (c) French nationals should also have their previous three months' bank statements, medical insurance and a copy of their tickets. (d) German nationals and all other Schengen country nationals, plus holders of Israeli or Estonian passports, should have travel insurance valid in the Russian Federation. (e) USA passport holders are required to fill out a special visa application form. (f) Since February 2003, every foreign citizen is given a migration card free of charge when they cross the Russian border. They must fill in their personal data, terms, purpose of visit and prospective place of residence and present the card when applying for registration within three days of arrival. The migration cards must be handed back upon departure. Working days required One to 12, depending on type of visa. Postal applications take at least eight to 12 days to process. Applications for visas may not be made earlier than three months before departure. Visas should be submitted 0900-1200; visas submitted 1500-1600 will be charged at the Express Visa fee. Exit visas Exit visas are required by all passengers who want to leave the country and are normally issued together with the entry visa. If the exit permit has not yet been issued by the representative of the Russian Federation which issued the visa, aliens should obtain it two days prior to departure at the latest from the Intourist Service Bureau in their hotel. Temporary residence Enquire at Embassy.

HIV entry requirements

Test required for anyone staying longer than 3 months

Departure tax

Embassy of the Russian Federation in the UK 13 Kensington Palace Gardens, London W8 4QX, UK Tel: (020) 7229 2666. Website: www.great-britain.mid.ru Consular section: 5 Kensington Palace Gardens, London W8 4QS, UK Tel: (020) 7229 8027. Website: https://www.rusemb.org.uk/consular/ Opening hours: Mon-Fri 0900-1200 (visa submission), 1400-1800.

Embassy of the Russian Federation in the USA

2650 Wisconsin Avenue, NW, Washington, DC 20007, USA Tel: (202) 298 5700. Website: www.russianembassy.org Consular section: 2641 Tunlaw Road, NW, Washington, DC 20007, USA Tel: (202) 939 8907. Russian National Group in the USA 224 West 30th Street, Suite 701, New York, NY 10001. Tel: (646) 473 2233 or (877) 221 7120 (toll-free in USA). Website: www.russia-travel.com Because of the security situation in the North Caucasus, travelers are advised against all travel to Chechnya, Ingushetia, Dagestan and to the eastern and southern parts of Stavropol Krai that border Chechnya and Dagestan. Travelers are advised against all but essential travel to North Ossetia, Karachai-Cherkessia and Kabardino-Balkaria (including the Elbrus area). There is a high threat from terrorism in Russia, including suicide bombings in public places. Attacks have occurred most frequently in Moscow and in the North Caucasus. Travelers should be vigilant at all times and also watch out for pickpockets and street crime, especially in large cities and in busy areas, eg railway concourses. This advice is based on information provided by the Foreign, Commonwealth & Development Office in the UK. It is correct at time of publishing. As the situation can change rapidly, visitors are advised to contact the following organisaions for the latest travel advice: British Foreign, Commonwealth & Development Office Website: https://www.gov.uk/foreign-travel-advice/russia US Department of State Website: https://travel.state.gov/content/travel/en/international-travel/International-Travel-Country-Information-Pages/RussianFederation.html

Rouble (RUB) = 100 kopeks. Notes are in denominations of RUB1000, 500, 100, 50 and 10. Coins are in denominations of RUB10, 5, 2 and 1, and 50, 10, 5 and 1 kopeks.

Currency restrictions

The import and export of local currency is prohibited. The import of foreign currency is US$10,000 but sums greater than $3000 (or equivalent) must be declared. The export of foreign currency is limited to the amount declared on arrival.

Banking hours

Mon-Fri 0930-1730.

Currency exchange

Foreign currency should only be exchanged at official bureaux and authorized banks, and all transactions must be recorded on the currency declaration form which is issued on arrival. It is wise to retain all exchange receipts. Bureaux de change are numerous and easy to locate. Large shops and hotels offer their own exchange facilities. US Dollars in pristine condition are the easiest currency to exchange. It is illegal to settle accounts in hard currency and to change money unofficially.

Credit cards

Major European and international credit and debit cards, including Visa and Mastercard, are accepted in the larger hotels and at foreign currency shops and restaurants, but cash (in Roubles) is preferred. American Express cards may be turned down, but cash (in Roubles) is preferred. Check with your credit or debit card company for details of merchant acceptability and other services that might be available. ATM machines are widely available.

Travellers cheques

Cash is preferred. To avoid additional exchange rate charges, travelers are advised to take traveller's cheques in US Dollars.

  • Health Information
  • Recent Disease Outbreaks
  • Hospital Database

Dental care

Avoid dental treatment as the standards of care and hygiene cannot be guaranteed.

Medication Availability

Little international brand medication is available outside of Moscow or St Petersburg. If medication is required in these cities use the larger, reputable pharmacies where you are less likely to find counterfeits

Blood supplies

Screening is inconsistent in Russia, therefore blood supplies should be considered as unsafe

Medical facilities

Medical care is usually far below Western standards, with severe shortages of basic medical supplies. Access to the few quality facilities that exist in major cities usually requires cash payment at Western rates upon admission.

General caution

Recent medical and dental exams should ensure that the traveler is in good health. Carry appropriate health and accident insurance documents and copies of any important medical records. Bring an adequate supply of all prescription and other medications as well as any necessary personal hygiene items, including a spare pair of eyeglasses or contact lenses if necessary. Drink only bottled beverages (including water) or beverages made with boiled water. Do not use ice cubes or eat raw seafood or rare meat. Eat well-cooked foods while they are still hot and fruits that can be peeled without contamination. Avoid roadside stands and street vendors. Only pasteurized dairy products should be consumed.

Specific concerns

Press reports indicate increased incidences of diphtheria and other communicable diseases, and CDC reports a severe shortage of vaccines to combat these diseases. Health officials state the situation is particularly bad in the cities of St. Petersburg, Moscow, Krasnodar and Vladivostok, as well as in the Far East, including Primorsky, Maritime and Saratov regions. Travelers to Russia should be up-to-date on routine and recommended immunizations and are reminded to strictly follow food and beverage precautions. AIDS occurs. Blood supply may not be adequately screened and/or single-use, disposable needles and syringes may be unavailable. When possible, travelers should defer medical treatment until reaching a facility where safety can be assured. According to CDC, breakdowns in water purification plants have led to significantly higher rates of gastroenteritis, hepatitis A and bacterial dysentery. Also, a report from the country's Environment Ministry states that half of the country's population must rely on substandard drinking water. The intestinal parasite Giardia lamblia has been linked to St. Petersburg's water supply - which should be considered contaminated under all circumstances. Hikers should take protective measures against ticks.

Immunization

Hepatitis A: Consider active immunization with hepatitis A vaccine or passive immunization with immune globulin (IG) for all susceptible travelers. Especially consider choosing active immunization for persons planning to reside for a long period or for persons who take frequent short-term trips to risk areas. The importance of protection against hepatitis A increases as length of stay increases. It is particularly important for persons who will be living in or visiting rural areas, eating or drinking in settings of poor or uncertain sanitation, or who will have close contact with local persons (especially young children) in settings with poor sanitary conditions. Hepatitis B: Vaccination is advised for health care workers, persons anticipating direct contact with blood from or sexual contact with inhabitants, and persons planning extended stays of 6 months or greater (especially those who anticipate using local health care facilities, staying in rural areas, or having intimate contact with the local population). Japanese Encephalitis: Consider vaccination if staying a month or more in the far eastern maritime areas south of Khabarovsk from July to September, especially if travel includes rural areas. Also consider if staying less than 30 days during that period and at high risk (in case of epidemic outbreak or extensive outdoor exposure in rural areas). Polio: A one-time booster dose is recommended for travelers who have previously completed a standard course of polio immunization. Refer to CDC guidelines for vaccinating unimmunized or incompletely immunized persons. Pregnancy is a relative contraindication to vaccination; however, if protection is needed, either IPV or OPV may be used, depending on preference and time available. Typhoid: Vaccination should be considered for persons staying longer than 3 weeks, adventurous eaters, and those who will venture off the usual tourist routes into small cities, villages and rural areas. Importance of vaccination increases as access to reasonable medical care becomes limited. Contraindications depend on vaccine type. Note: All routine vaccines (such as DTP or Td, Hib, MMR, polio, varicella, influenza and pneumococcal) should be kept up-to-date as a matter of good health practice unrelated to travel.

Disease risk summary

Health conditions and sanitation in Moscow and other large cities, formerly on par with U.S. and European standards, have deteriorated in recent years. Conditions in smaller cities and villages are below the standards of industrialized countries. Insect-borne illness: Encephalitis (Japanese type) - occurs in southeast (human cases reported in recent past for first time in 30 years) Encephalitis (tick-borne) - occurs in southern Siberia and forested areas bordering southeastern Europe Hemorrhagic fever - occurs in southern Siberia Leishmaniasis (cutaneous) - occurs in southern areas Lyme disease - occurs Typhus (tick-borne) - occurs in eastern and central Siberia Food-borne and water-borne illness: Cholera - occurs Diphyllobothriasis (fish tapeworm) may be a problem in the Baltic Sea area Giardiasis - occurs in western areas Other hazards: Diseases such as measles and diphtheria are commonly reported, and cases of polio still occur regularly. According to the CDC, a decrease in immunization practices since the late 1980s has led to significantly higher rates of several diseases, including diphtheria. While proof of diphtheria immunity is not required for international travel, the CDC recommends that travelers to areas where diphtheria is occurring should be immunized. Influenza risk extends from November to April. Rabies - occurs (especially among foxes in rural areas)

Entry requirements

AIDS: According to the Department of State and the Russian Consulate General in New York, a certificate showing an HIV negative status is required for any person applying for a visa for a stay of more than 3 months. The certificate must contain the applicant's passport data, proposed length of stay in Russia, blood test results for HIV infection, including date of the test, signature of the doctor conducting the test, medical examination results, diagnostic series, and seal of the hospital or medical organization. The certificate must be in both Russian and English and valid for 3 months from the date of medical examination and blood test. Foreign test results are accepted under certain conditions. Contact Russia's embassy for details. Diphtheria: A number of travelers to Russia have recently been informed that diphtheria vaccination is necessary for entering Moscow. Per Mr. Goryachev in the Russia Consulate in New York, an up-to-date diphtheria vaccination is recommended, although not required. Mr. Goryachev also provided the following toll-free number (from the U.S.) for an automated fax service regarding current visa requirements: (800) 634-4296. Callers must use a touch-tone phone to type in their own fax machine number.

Recent disease outbreaks

No recent disease outbreaks

Over recent years, the Kremlin has secured greater control over Russia's media. Press: The main dailies in the Russian Federation are Izvestiya (website: www.izvestia.ru) and Komsomolskaya Pravda (website: www.kp.ru), both published in Moscow. Newspapers and magazines are published in some 25 languages. Multilingual editions of the Moscow News (website: www.english.mn.ru) are available weekly. The Moscow Times (website: www.themoscowtimes.com) and St Petersburg Times are published in English. There is also a daily Internet newspaper, Russia Today (website: www.russiatoday.com). TV: Russia TV Channel is state-owned. NTV is a national netowork owned by the gas company, Gazprom. Center TV is a commerical network and Russia Today is an international English news channel. Other networks include Channel One and Ren TV. Radio: Radio Russia and Radio Mayak are state-run networks. Russkoye Radio and Moscow Echo are privately run. Voice of Russia operates programs in English and other languages.

Get travel insurance

Policy documents

Subscribe to our newsletter

travel aware

Copyright © Brokersure Ltd 2024. All rights reserved.

We collect and use your personal information according to our Privacy Policy. Please refer to your Policy Wording for full Terms and Conditions of the insurance purchased. If you have any questions please visit the FAQ page or Contact Us .

Direct Travel Insurance is a trading name of Brokersure Ltd who are authorised and regulated by the Financial Conduct Authority FCA No. 501719

IMAGES

  1. TD Travel Insurance Review: 3 Simple Plans From A Big Bank

    td family travel insurance

  2. TD Insurance settles COVID-related trip cancellation class action for

    td family travel insurance

  3. Family Travel Insurance

    td family travel insurance

  4. Family Travel Insurance Ultimate Guide

    td family travel insurance

  5. What Is Family Travel Insurance, And Is It Right For You?

    td family travel insurance

  6. 3 Best Family Travel Insurance Cover Review

    td family travel insurance

VIDEO

  1. Life Insurance in Australia

COMMENTS

  1. Travel Insurance

    Why choose TD Insurance. Worldwide support. 1-800-359-6704 in North America, (416) 977‑5040 from anywhere else. The right tips and resources to help you travel safely and comfortably. Learn more. Protect yourself from unexpected travel health emergencies while you're travelling with TD Travel Insurance.

  2. Travel Insurance

    The main TD Insurance plans designed to suit the different designation of travel are: Single trip 1 − You'll have access to worldwide emergency assistance 24/7. There's also an option for family or couple plans, and you'll have coverage for up to 212 days of travel 2. Annual 3 −This is for the more frequent jetsetters among us.

  3. TD Insurance Multi-Trip All-Inclusive Plan

    The TD Insurance Multi-Trip All-Inclusive Plan has family coverage and provides coverage for you, your Spouse and unmarried Dependent Child(ren) if you name them in your application. Spouse means the person to whom you are legally married to; or the person you have lived for at least 1 year and publicly refers to as your domestic partner

  4. 4 Best Family Travel Insurance Plans of 2024

    These are the 4 best family travel insurance plans Find coverage that fits your family's travel plans with these four companies. Updated Mon, Feb 26 2024. Liz Knueven @/in/lizknueven/ @lizknueven.

  5. TD Insurance Travel Insurance Plans for Canadians

    TD Insurance Multi-Trip All-Inclusive Plan. This is the most comprehensive plan we offer. It provides you with multiple benefits, including up to $5 million in emergency travel medical coverage, trip cancellation and interruption and more, for multiple covered trips up to the maximum trip duration selected within one year. 1. Get Started.

  6. 7 Things to Consider Before Your Next Family Vacation in 2023

    Travel insurance could help with unexpected travel or medical expenses that may arise during the trip and are covered by the travel insurance product you purchase. A recent 2023 TD Insurance Travel Insurance survey suggests that almost 64% of Canadians plan on taking a trip. But at the same time, the survey also found three in 10 Canadians feel ...

  7. TD Insurance Travel Insurance Review 2024

    Couple, age 65 (i) Italy, 21 days, $8,000 trip cost. $167.16 per traveller. $175.00 per traveller. $1,004.00 per traveller. (i) Anyone age 60 and older must apply individually as a single ...

  8. TD Protection Plans & Travel Medical Insurance

    TD Protection Plans and Travel Insurance. Help safeguard your financial well-being with TD Protection Plans. Travel insurance can help provide you with coverage so you can make the most of your travels. slide 1 of 2.

  9. Travel Insurance Plans & Quotes

    Tenant. Travel. Single-Trip Medical Plan. Multi-Trip Medical Plan. Multi-Trip All-Inclusive Plan. Trip Cancellation & Interruption Plan. Compare Travel Insurance Plans. Life. Term Life Insurance.

  10. TD Bank Travel Insurance Review 2024

    The travel insurance offered by TD Bank is affordable—but it offers bare bones coverage for emergency medical, trip cancellation and trip interruption insurance. ... and family coverage. Travel ...

  11. PDF The TD First Class Travel Visa Infinite Benefit Coverages Guide

    TD Life Insurance Company ("Insurer") P O Box 1, TD Centre, Toronto, ON M5K 1A2 ... • Travel insurance covers claims arising from sudden and unexpected ... Immediate Family Member means an . Insured Person's: • Spouse, parents, stepparent, grandparents, natural or adopted ...

  12. Trip Details

    TD Travel Insurance. Clicking on this button will change the language to French French. ... Travel Medical Insurance is a group insurance plan underwritten by TD Life Insurance Company, is designed exclusively for clients of The Toronto-Dominion Bank, and is distributed by The Toronto-Dominion Bank.Trip Cancellation and Trip Interruption ...

  13. Single-Trip Medical Plan for Canadians

    1-833-962-1140. 1-833-962-1143. For claims: 1-833-962-1140. Looking for more options? We offer a range of travel insurance plans. Learn More. Help protect your next trip in the event of an eligible medical emergency with TD Insurance's Single-Trip Medical Plan, with coverage up to $5 million.

  14. The 5 Best Family Travel Insurance Plans

    You'll need to compare the best family travel insurance plans of 2023 if you want to find the right one for you and ensure each of your dependents is covered by your policy. U.S. News has compiled ...

  15. Best Family Travel Insurance

    Overall, the average cost of a plan came out to $257.78, though one plan priced out far below the rest. Basic coverage cost. Recommended for. Allianz Travel. $453. Those with pre-existing ...

  16. Trip Details

    You must meet the following requirements: You must be a Canadian resident. Be covered by a valid government health plan of your Canadian province or territory for the entire duration of your trip (i.e. OHIP, AHCIP, etc.). You must apply for coverage before you leave your home province/territory before your trip.

  17. Credit Card Travel Benefits

    Depending on the TD credit card, travel benefits could include: Travel Medical Insurance 1. Trip Cancellation / Trip Interruption Insurance 2. Delayed and Lost Baggage Insurance 3. Flight/Trip Delay Insurance 3. Common Carrier Travel Accident Insurance 4. Auto Rental Collision / Lost Damage Insurance 5. Emergency Travel Assistance Services 6.

  18. Get travel-ready with TD Insurance

    Then, once you have finalized your travel itinerary, consider factoring travel insurance into your budget to help protect you and your family from eligible unforeseen costly expenses. According to a recent TD Travel Insurance survey, one in three Canadians wouldn't be able to pay more than $300 in unforeseen out-of-pocket expenses.

  19. Travel Insurance Costs Rise: February 26, 2024

    Amy Danise is the managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance.

  20. TD Travel Insurance

    3. Claim Process and Online Management. TD Travel Insurance offers a streamlined and digital-focused approach to managing your travel insurance policy and claims, providing convenience and efficiency every step of the way. From the ease of online claim submissions to comprehensive digital policy management, TD ensures a smooth and user-friendly ...

  21. Is flight insurance worth it?

    However, some flight insurance travel policies, like Allianz travel insurance plans offered through Delta, include coverage for medical and other nonrefundable expenses. Hence, it pays to read the ...

  22. Sergiev Posad

    Directions: Suburban trains run from Yaroslavsky Vokzal. You can take any train going to Sergiev Posad or Aleksandrov. Trains leave every 20 or 30 minutes from 5am and the trip takes about 90 minutes or a little more. To be sure of getting back you should be at the station at Sergiev Posad by 11:30pm at the latest.

  23. Moscow Travel Guide

    Company No: 05030300. Registered Office: 98 Station Road, Sidcup, Kent, DA15 7BY which for travel insurance are Introducer Appointed Representatives of Just Insurance Agents Limited who arrange and administer travel insurance on behalf of CheapTravelInsurance.com. Just Insurance Agents Limited are registered in England. Company No. 05399196.

  24. Apartments for Rent in Moscow and St. Petersburg in Russia

    Whether you're coming to Russia for a travel or a business trip, alone or with your family or friends, it can be nice to stay in your own apartment. It can make one feel the city life better and provide greater independence, intimacy, safety, and comfort. Besides, often it's cheaper than staying in a hotel or even a hostel.

  25. Direct Travel Insurance to Russia and Country Guides

    Tel: (646) 473 2233 or (877) 221 7120 (toll-free in USA). Website: www.russia-travel.com. Because of the security situation in the North Caucasus, travelers are advised against all travel to Chechnya, Ingushetia, Dagestan and to the eastern and southern parts of Stavropol Krai that border Chechnya and Dagestan.